LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
1.40%£347.825.19%£509.69£20Variable4.6% APRC24m£8,05324m£148,727
1.54%£353.603.59%£437.61£20Fixed3.3% APRC24m£8,07124m£128,852
1.34%£345.373.35%£425.89£35Fixed3.0% APRC26m£8,29926m£125,683
1.49%£351.534.64%£478.33£6Fixed3.9% APRC26m£8,53826m£138,886
1.59%£355.765.14%£508.30£20Fixed4.6% APRC24m£8,65824m£148,949

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
1.54%£353.603.59%£437.61£20Fixed3.3% APRC24m£8,07124m£128,852
1.34%£345.373.35%£425.89£35Fixed3.0% APRC26m£8,29926m£125,683
1.49%£351.534.64%£478.33£6Fixed3.9% APRC26m£8,53826m£138,886
1.59%£355.765.14%£508.30£20Fixed4.6% APRC24m£8,65824m£148,949
1.55%£354.025.29%£507.44£35Fixed4.4% APRC26m£8,73026m£146,652

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)2 Year Total CostEarly Repayment ChargeTotal Amount Payable Over Term
1.84%£366.183.59%£438.74£20Tracker3.3% APRC24m£8,3730m£129,466
1.85%£366.603.59%£438.78£35Tracker3.3% APRC24m£8,66324m£129,767
1.57%£354.854.64%£479.65£1,001Tracker4.1% APRC24m£9,6120m£140,565
1.69%£359.853.35%£427.78£1,034Tracker3.2% APRC24m£9,64524m£127,713
2.69%£403.265.09%£510.46£1,405Discount4.9% APRC24m£11,2680m£152,155

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £88,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 May 2021 at 05:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.