Best Buys

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	7.24%	£705.53	£1,499	Tracker	6.8%	£14,102	£525.14	35282	42	1499	Halifax
4.01%	5.74%	£621.74	£1,024	Tracker	5.7%	£13,785	£528.39	37289	115	1024	Barclays
4.09%	7.74%	£737.54	£1,034	Tracker	7.3%	£14,086	£532.82	48413	57	1034	Leeds B Society
4.09%	6.89%	£688.42	£1,010	Variable	6.6%	£13,673	£532.82	43060	50	1010	Hinckley + Rugby BS
4.09%	6.24%	£650.52	£999	Tracker	6.1%	£13,787	£532.82	42211	344	999	HSBC Intermediary
4.09%	4.09%	£532.82	£575	Variable	4.2%	£13,363	£532.82	27376	48	575	Ecology B.Soc
4.09%	4.09%	£532.82	£575	Variable	4.2%	£13,363	£532.82	71899	48	575	PMS-Ecology
4.14%	6.49%	£665.20	£1,014	Tracker	6.3%	£13,368	£535.60	30057	75	1014	Nationwide B.Soc
4.24%	7.24%	£704.17	£999	Variable	6.7%	£14,087	£541.18	104925	190	999	Bath Inv. + B.Soc.
4.34%	4.34%	£546.79	£999	Tracker	4.5%	£14,222	£546.79	55110	474	999	Co-operative Bank

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
4.55%	7.74%	£740.09	£1,534	Fixed	7.4%	£16,495	£558.67	48419	57	1534	Leeds B Society
4.66%	6.24%	£642.83	£999	Fixed	5.8%	£17,138	£564.95	36952	344	999	HSBC Intermediary
4.68%	6.49%	£669.29	£1,024	Fixed	6.5%	£14,709	£566.10	36099	80	1024	Virgin Money
4.68%	6.49%	£667.57	£1,014	Fixed	6.4%	£14,100	£566.10	41993	75	1014	Nationwide B.Soc
4.69%	6.94%	£688.40	£1,510	Fixed	6.6%	£18,173	£566.67	8884	628	1510	Bank of Ireland
4.74%	6.74%	£669.47	£1,025	Fixed	6.1%	£18,519	£569.54	11349	207	1025	NatWest
4.74%	7.24%	£711.02	£1,495	Fixed	7.1%	£16,598	£569.54	30010	313	1495	TSB Bank
4.75%	6.50%	£667.88	£999	Fixed	6.4%	£14,907	£570.12	43756	1	999	Santander
4.78%	6.62%	£670.38	£999	Fixed	6.3%	£16,736	£571.84	31878	474	999	Co-operative Bank
4.79%	7.74%	£742.88	£995	Fixed	7.5%	£14,833	£572.42	13074	156	995	Scottish B.Soc

Initial Rate	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	2 Year Total Cost	Initial Payment	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	7.24%	£705.53	£1,499	Tracker	6.8%	£14,102	£525.14	35282	42	1499	Halifax
4.01%	5.74%	£621.74	£1,024	Tracker	5.7%	£13,785	£528.39	37289	115	1024	Barclays
4.09%	6.24%	£650.52	£999	Tracker	6.1%	£13,787	£532.82	42211	344	999	HSBC Intermediary
4.09%	7.74%	£737.54	£1,034	Tracker	7.3%	£14,086	£532.82	48413	57	1034	Leeds B Society
4.14%	6.49%	£665.20	£1,014	Tracker	6.3%	£13,368	£535.60	30057	75	1014	Nationwide B.Soc
4.34%	4.34%	£546.79	£999	Tracker	4.5%	£14,222	£546.79	55110	474	999	Co-operative Bank
4.39%	6.49%	£667.92	£1,024	Tracker	6.4%	£14,314	£549.61	35923	80	1024	Virgin Money
4.40%	6.80%	£679.73	£8	Tracker	6.3%	£14,231	£550.17	39630	90	8	Principality
4.44%	7.24%	£709.47	£995	Tracker	6.9%	£14,253	£552.43	29823	313	995	TSB Bank
4.49%	6.29%	£655.15	£995	Tracker	6.2%	£14,321	£555.27	16074	140	995	Skipton B.Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 19 May 2026 at 03:36 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.