Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	£549.61	6.00%	£0	Variable	5.7%	36m	36m	38087	76	0	Newbury
4.35%	£547.35	5.74%	£1,024	Tracker	5.4%	60m	0m	64289	115	1024	Barclays
5.09%	£589.85	6.49%	£15	Fixed	6.3%	36m	36m	99205	75	15	Nationwide B.Soc
4.95%	£581.68	6.50%	£0	Fixed	6.2%	38m	38m	100104	1	0	Santander
5.19%	£595.71	5.19%	£589	Variable	5.4%	0m	36m	93934	48	589	Ecology B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
5.09%	£589.85	6.49%	£15	Fixed	6.3%	36m	36m	99205	75	15	Nationwide B.Soc
4.95%	£581.68	6.50%	£0	Fixed	6.2%	38m	38m	100104	1	0	Santander
4.67%	£565.53	5.74%	£1,024	Fixed	5.7%	37m	37m	23559	115	1024	Barclays
5.06%	£588.09	6.80%	£8	Fixed	6.4%	38m	38m	23863	90	8	Principality
5.29%	£601.61	6.94%	£15	Fixed	6.6%	38m	38m	30963	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£547.35	5.74%	£1,024	Tracker	5.4%	60m	0m	64289	115	1024	Barclays
5.49%	£613.49	5.49%	£1,289	Discount	5.8%	0m	0m	93925	48	1289	Ecology B.Soc
5.84%	£634.56	5.84%	£1,730	Tracker	6.2%	0m	24m	55642	1097	1730	United Trust Bank
6.20%	£656.58	6.20%	£1,729	Tracker	6.6%	0m	0m	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital repayment basis over 25 years.

Source: Mortgage Brain. This information was last revised on 05 Aug 2026 at 04:19 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.