Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	£668.04	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,253	32676	75	15	Nationwide B.Soc
4.64%	£563.81	£717.85	7.34%	£25	Variable	7.0% APRC	24m	24m	£13,256	66525	6	25	Beverley BS
4.94%	£581.10	£653.71	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,296	66824	344	0	HSBC Intermediary
4.64%	£563.81	£742.18	7.74%	£0	Variable	7.3% APRC	24m	24m	£13,381	25455	156	0	Scottish B.Soc
4.92%	£586.54	£682.67	6.60%	£30	Fixed	6.6% APRC	26m	26m	£13,462	69983	267	30	AIB

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£581.10	£653.71	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,296	66824	344	0	HSBC Intermediary
4.93%	£580.52	£668.62	6.49%	£15	Fixed	6.4% APRC	24m	24m	£13,447	38271	75	15	Nationwide B.Soc
4.92%	£586.54	£682.67	6.60%	£30	Fixed	6.6% APRC	26m	26m	£13,462	69983	267	30	AIB
5.17%	£594.54	£654.71	6.24%	£0	Fixed	6.2% APRC	26m	26m	£13,894	70711	686	0	West Brom BS
5.09%	£589.85	£744.27	7.74%	£0	Fixed	7.4% APRC	24m	24m	£14,006	26035	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	£668.04	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,253	32676	75	15	Nationwide B.Soc
4.12%	£534.49	£650.66	6.24%	£999	Tracker	6.1% APRC	24m	0m	£13,477	67197	344	999	HSBC Intermediary
4.74%	£569.54	£681.50	6.74%	£30	Tracker	6.5% APRC	27m	27m	£13,588	94661	207	30	NatWest
4.15%	£536.15	£622.33	5.74%	£1,024	Tracker	5.7% APRC	24m	0m	£13,722	3902	115	1024	Barclays
4.14%	£535.60	£665.79	6.50%	£999	Tracker	6.3% APRC	24m	0m	£13,828	64789	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 29 Aug 2026 at 03:56 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.