Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£546.79	£716.45	7.34%	£25	Variable	7.0% APRC	24m	24m	£12,848	23233	6	25	Beverley BS
4.25%	£541.74	£622.75	5.74%	£25	Tracker	5.6% APRC	24m	24m	£12,857	64275	115	25	Barclays
4.69%	£566.67	£667.61	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,115	62784	75	15	Nationwide B.Soc
4.57%	£559.81	£681.03	6.74%	£30	Tracker	6.5% APRC	26m	26m	£13,115	78166	207	30	NatWest
4.94%	£581.10	£653.71	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,296	95232	344	0	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£581.10	£653.71	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,296	95232	344	0	HSBC Intermediary
4.73%	£568.97	£681.79	6.74%	£30	Fixed	6.5% APRC	26m	26m	£13,335	86151	207	30	NatWest
4.79%	£572.42	£711.69	7.24%	£0	Fixed	6.9% APRC	26m	26m	£13,438	19731	313	0	TSB Bank
5.09%	£589.85	£669.28	6.49%	£15	Fixed	6.4% APRC	24m	24m	£13,671	56364	75	15	Nationwide B.Soc
4.84%	£575.31	£670.03	6.49%	£25	Fixed	6.4% APRC	26m	26m	£13,931	86859	80	25	Virgin Money

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	£541.74	£622.75	5.74%	£25	Tracker	5.6% APRC	24m	24m	£12,857	64275	115	25	Barclays
4.69%	£566.67	£667.61	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,115	62784	75	15	Nationwide B.Soc
4.57%	£559.81	£681.03	6.74%	£30	Tracker	6.5% APRC	26m	26m	£13,115	78166	207	30	NatWest
4.19%	£538.38	£650.96	6.24%	£999	Tracker	6.1% APRC	24m	0m	£13,570	95493	344	999	HSBC Intermediary
3.94%	£524.53	£665.72	6.49%	£999	Tracker	6.3% APRC	26m	0m	£13,687	9106	80	999	Virgin Money

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 25 Mar 2026 at 03:13 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.