Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	£668.04	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,253	63540	75	15	Nationwide B.Soc
4.45%	£553.00	£680.80	6.80%	£8	Tracker	6.4% APRC	26m	26m	£13,345	1257	90	8	Principality
4.84%	£575.31	£718.76	7.34%	£25	Variable	7.1% APRC	24m	24m	£13,532	22376	6	25	Beverley BS
5.13%	£592.19	£654.72	6.24%	£0	Fixed	6.2% APRC	25m	25m	£13,563	77648	344	0	HSBC Intermediary
4.74%	£569.54	£681.50	6.74%	£30	Tracker	6.5% APRC	27m	27m	£13,588	100867	207	30	NatWest

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.13%	£592.19	£654.72	6.24%	£0	Fixed	6.2% APRC	25m	25m	£13,563	77648	344	0	HSBC Intermediary
5.01%	£591.86	£683.33	6.60%	£30	Fixed	6.6% APRC	25m	25m	£13,590	33010	267	30	AIB
5.34%	£604.57	£670.29	6.49%	£15	Fixed	6.4% APRC	24m	24m	£14,025	80994	75	15	Nationwide B.Soc
5.39%	£607.54	£714.52	7.24%	£0	Fixed	7.1% APRC	26m	26m	£14,031	90553	313	0	TSB Bank
5.30%	£602.20	£714.74	7.24%	£0	Fixed	7.1% APRC	24m	24m	£14,123	97670	23	0	Progressive B.Soc.

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	£668.04	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,253	63540	75	15	Nationwide B.Soc
4.45%	£553.00	£680.80	6.80%	£8	Tracker	6.4% APRC	26m	26m	£13,345	1257	90	8	Principality
4.74%	£569.54	£681.50	6.74%	£30	Tracker	6.5% APRC	27m	27m	£13,588	100867	207	30	NatWest
4.22%	£540.06	£651.09	6.24%	£999	Tracker	6.1% APRC	24m	0m	£13,610	77751	344	999	HSBC Intermediary
4.44%	£552.43	£709.95	7.24%	£995	Tracker	7.0% APRC	26m	0m	£13,703	46705	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 21 Sep 2026 at 04:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.