LenderInitial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.25%£541.74£679.906.74%£0Fixed6.4% APRC25m25m£12,202
4.15%£536.15£650.096.24%£35Fixed6.0% APRC26m26m£12,483
4.30%£544.54£695.326.99%£15Fixed6.7% APRC24m24m£12,584
4.31%£551.05£710.067.10%£30Fixed6.9% APRC25m25m£12,610
4.45%£553.00£710.007.24%£30Fixed6.9% APRC26m26m£12,802

LenderInitial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.25%£541.74£679.906.74%£0Fixed6.4% APRC25m25m£12,202
4.15%£536.15£650.096.24%£35Fixed6.0% APRC26m26m£12,483
4.30%£544.54£695.326.99%£15Fixed6.7% APRC24m24m£12,584
4.31%£551.05£710.067.10%£30Fixed6.9% APRC25m25m£12,610
4.45%£553.00£710.007.24%£30Fixed6.9% APRC26m26m£12,802

LenderInitial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.75%£570.12£653.356.24%£35Tracker6.1% APRC24m24m£13,548
4.97%£582.84£712.557.24%£30Tracker7.0% APRC26m26m£13,768
4.44%£552.43£695.976.99%£1,014Tracker6.8% APRC24m0m£13,772
4.49%£555.27£681.406.74%£999Tracker6.6% APRC24m0m£13,825
5.25%£599.25£776.018.24%£35Tracker7.9% APRC24m0m£14,292

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 03 Jul 2025 at 07:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.