Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	£668.04	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,253	32676	75	15	Nationwide B.Soc
4.64%	£563.81	£717.85	7.34%	£25	Variable	7.0% APRC	24m	24m	£13,256	66525	6	25	Beverley BS
4.45%	£553.00	£680.80	6.80%	£8	Tracker	6.4% APRC	26m	26m	£13,345	42609	90	8	Principality
4.99%	£584.01	£653.93	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,366	72444	344	0	HSBC Intermediary
4.64%	£563.81	£742.18	7.74%	£0	Variable	7.3% APRC	24m	24m	£13,381	36219	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.99%	£584.01	£653.93	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,366	72444	344	0	HSBC Intermediary
4.98%	£583.43	£668.83	6.49%	£15	Fixed	6.4% APRC	24m	24m	£13,517	99129	75	15	Nationwide B.Soc
4.97%	£589.49	£682.89	6.60%	£30	Fixed	6.6% APRC	26m	26m	£13,533	8065	267	30	AIB
4.97%	£582.84	£625.52	5.74%	£25	Fixed	5.7% APRC	25m	25m	£13,593	6927	115	25	Barclays
5.09%	£589.85	£744.27	7.74%	£0	Fixed	7.4% APRC	24m	24m	£14,006	84278	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	£668.04	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,253	32676	75	15	Nationwide B.Soc
4.45%	£553.00	£680.80	6.80%	£8	Tracker	6.4% APRC	26m	26m	£13,345	42609	90	8	Principality
4.12%	£534.49	£650.66	6.24%	£999	Tracker	6.1% APRC	24m	0m	£13,477	72539	344	999	HSBC Intermediary
4.74%	£569.54	£681.50	6.74%	£30	Tracker	6.5% APRC	27m	27m	£13,588	94661	207	30	NatWest
4.15%	£536.15	£622.33	5.74%	£1,024	Tracker	5.7% APRC	24m	0m	£13,722	3902	115	1024	Barclays

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 10 Aug 2026 at 04:08 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.