Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£805.97	6.24%	£956.17	£30	Fixed	5.5%	60m	£48,138	9679	1369	30	MPowered Mtgs Resi
4.19%	£807.58	6.74%	£994.62	£0	Fixed	5.8%	62m	£47,155	22249	344	0	HSBC Intermediary
4.21%	£809.25	6.75%	£995.75	£0	Fixed	5.8%	62m	£48,530	34659	1	0	Santander
4.24%	£811.77	6.99%	£1,016.44	£15	Fixed	6.0%	60m	£48,221	16330	75	15	Nationwide B.Soc
4.97%	£874.27	6.99%	£1,029.13	£1,020	Fixed	6.4%	62m	£46,575	13499	80	1020	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£805.97	6.24%	£956.17	£30	Fixed	5.5%	60m	£48,138	9679	1369	30	MPowered Mtgs Resi
4.19%	£807.58	6.74%	£994.62	£0	Fixed	5.8%	62m	£47,155	22249	344	0	HSBC Intermediary
4.21%	£809.25	6.75%	£995.75	£0	Fixed	5.8%	62m	£48,530	34659	1	0	Santander
4.24%	£811.77	6.99%	£1,016.44	£15	Fixed	6.0%	60m	£48,221	16330	75	15	Nationwide B.Soc
4.97%	£874.27	6.99%	£1,029.13	£1,020	Fixed	6.4%	62m	£46,575	13499	80	1020	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.84%	£862.96	4.84%	£862.96	£999	Tracker	5.0%	0m	£52,877	31534	474	999	Co-operative Bank
4.85%	£863.83	6.24%	£968.07	£1,034	Tracker	5.9%	60m	£52,694	28644	115	1034	Barclays
6.44%	£1,007.19	6.44%	£1,007.19	£1,765	Tracker	6.8%	0m	£62,321	225482	1097	1765	1APP@AMM-UTB
6.44%	£1,007.19	6.44%	£1,007.19	£1,765	Tracker	6.8%	0m	£62,321	240816	1097	1765	NI Packaging UTB
6.44%	£1,007.19	6.44%	£1,007.19	£1,964	Tracker	6.8%	0m	£62,520	225486	1097	1964	impact-UTB

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 06:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.