Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	0m	£48,529	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	0m	£48,529	71899	48	575	PMS-Ecology
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	55110	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
4.68%	£849.15	6.49%	£984.74	£1,014	Fixed	5.9%	60m	£51,463	52872	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	£845.71	6.74%	£1,001.94	£1,025	Fixed	6.0%	63m	£52,739	14614	207	1025	NatWest
4.68%	£849.15	6.49%	£984.74	£1,014	Fixed	5.9%	60m	£51,463	52872	75	1014	Nationwide B.Soc
4.94%	£871.65	7.24%	£1,047.13	£0	Fixed	6.4%	62m	£51,999	96057	313	0	TSB Bank
4.99%	£876.01	8.24%	£1,131.13	£224	Fixed	7.0%	60m	£52,870	12060	132	224	Teachers B Society
5.15%	£890.04	8.14%	£1,124.02	£224	Fixed	7.0%	62m	£53,176	7709	66	224	Melton B Society

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	55110	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
5.54%	£924.72	5.54%	£924.72	£1,694	Tracker	5.8%	0m	£57,302	47568	1097	1694	impact-UTB
5.74%	£942.75	5.74%	£942.75	£1,765	Tracker	6.0%	0m	£58,455	259545	1097	1765	1APP@AMM-UTB
5.74%	£942.75	5.74%	£942.75	£1,765	Tracker	6.0%	0m	£58,455	259547	1097	1765	NI Packaging UTB

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 29 Mar 2026 at 04:04 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.