Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	21747	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
4.90%	£868.17	4.90%	£868.17	£245	Variable	5.0%	0m	£52,435	56632	175	245	Vernon BS
4.94%	£871.65	4.94%	£871.65	£1,319	Variable	5.1%	0m	£52,618	103497	48	1319	Ecology B.Soc
5.29%	£902.41	7.24%	£1,053.65	£0	Fixed	6.6%	61m	£53,595	94178	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.11%	£886.53	6.49%	£991.59	£1,014	Fixed	6.1%	60m	£53,706	47500	75	1014	Nationwide B.Soc
5.11%	£886.53	6.49%	£992.66	£1,024	Fixed	6.2%	61m	£54,315	59788	80	1024	Virgin Money
5.14%	£888.26	7.24%	£1,049.39	£999	Fixed	6.5%	62m	£54,045	22644	42	999	Halifax
5.29%	£902.41	7.24%	£1,053.65	£0	Fixed	6.6%	61m	£53,595	94178	313	0	TSB Bank
5.29%	£902.41	7.99%	£1,115.63	£11	Fixed	7.0%	60m	£54,156	37650	71	11	Monmouthshire

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	21747	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
5.84%	£951.83	5.84%	£951.83	£1,694	Tracker	6.1%	0m	£58,929	26209	1097	1694	impact-UTB
5.84%	£951.83	5.84%	£951.83	£1,765	Tracker	6.1%	0m	£59,000	204289	1097	1765	1APP@AMM-UTB
5.84%	£951.83	5.84%	£951.83	£1,765	Tracker	6.1%	0m	£59,000	204292	1097	1765	NI Packaging UTB

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 01 Oct 2026 at 03:42 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.