Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	0m	£48,529	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	0m	£48,529	71899	48	575	PMS-Ecology
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	55110	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
4.84%	£862.96	6.24%	£967.19	£0	Fixed	5.8%	62m	£51,128	37504	344	0	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.74%	£854.31	6.74%	£1,004.21	£1,025	Fixed	6.1%	62m	£51,934	12682	207	1025	NatWest
4.84%	£862.96	6.24%	£967.19	£0	Fixed	5.8%	62m	£51,128	37504	344	0	HSBC Intermediary
4.85%	£863.83	6.49%	£987.48	£15	Fixed	5.9%	60m	£51,345	44849	75	15	Nationwide B.Soc
4.85%	£863.83	6.49%	£987.98	£25	Fixed	6.0%	62m	£51,954	36301	80	25	Virgin Money
4.92%	£869.91	6.50%	£988.55	£0	Fixed	6.0%	62m	£52,170	44052	1	0	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	55110	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
5.74%	£942.75	5.74%	£942.75	£1,495	Tracker	6.0%	0m	£58,185	22099	1097	1495	impact-UTB
5.74%	£942.75	5.74%	£942.75	£1,765	Tracker	6.0%	0m	£58,455	259545	1097	1765	1APP@AMM-UTB
5.74%	£942.75	5.74%	£942.75	£1,765	Tracker	6.0%	0m	£58,455	259547	1097	1765	NI Packaging UTB

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 May 2026 at 03:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.