Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.12%	£801.73	6.49%	£972.89	£0	Fixed	5.6%	64m	£48,632	51496	344	0	HSBC Intermediary
4.19%	£807.58	6.74%	£996.00	£15	Fixed	5.8%	60m	£47,970	21255	75	15	Nationwide B.Soc
4.19%	£807.58	7.49%	£1,053.44	£0	Fixed	6.2%	62m	£48,155	33356	313	0	TSB Bank
4.19%	£807.58	7.74%	£1,075.39	£0	Fixed	6.4%	60m	£48,305	1052	156	0	Scottish B.Soc
4.23%	£810.93	5.99%	£938.15	£25	Fixed	5.4%	62m	£48,261	16712	115	25	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.12%	£801.73	6.49%	£972.89	£0	Fixed	5.6%	64m	£48,632	51496	344	0	HSBC Intermediary
4.19%	£807.58	6.74%	£996.00	£15	Fixed	5.8%	60m	£47,970	21255	75	15	Nationwide B.Soc
4.19%	£807.58	7.49%	£1,053.44	£0	Fixed	6.2%	62m	£48,155	33356	313	0	TSB Bank
4.19%	£807.58	7.74%	£1,075.39	£0	Fixed	6.4%	60m	£48,305	1052	156	0	Scottish B.Soc
4.23%	£810.93	5.99%	£938.15	£25	Fixed	5.4%	62m	£48,261	16712	115	25	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£841.43	4.59%	£841.43	£999	Tracker	4.8%	0m	£51,585	13108	474	999	Co-operative Bank
4.60%	£842.29	5.99%	£944.98	£1,024	Tracker	5.6%	60m	£51,391	64289	115	1024	Barclays
6.19%	£983.95	6.19%	£983.95	£1,765	Tracker	6.5%	0m	£60,927	225482	1097	1765	1APP@AMM-UTB
6.19%	£983.95	6.19%	£983.95	£1,765	Tracker	6.5%	0m	£60,927	240816	1097	1765	NI Packaging UTB
6.19%	£983.95	6.19%	£983.95	£1,964	Tracker	6.5%	0m	£61,126	225486	1097	1964	impact-UTB

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 30 Oct 2025 at 05:33 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.