Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.93%	£785.97	6.24%	£950.60	£0	Fixed	5.3%	64m	£47,683	58670	344	0	HSBC Intermediary
3.95%	£787.62	6.49%	£972.51	£15	Fixed	5.6%	60m	£46,772	6148	75	15	Nationwide B.Soc
4.00%	£791.76	5.74%	£915.67	£25	Fixed	5.1%	62m	£47,111	2254	115	25	Barclays
4.09%	£799.23	7.74%	£1,073.52	£0	Fixed	6.3%	60m	£47,804	45876	156	0	Scottish B.Soc
4.16%	£805.07	6.80%	£998.73	£8	Fixed	5.8%	62m	£47,877	73254	90	8	Principality

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.93%	£785.97	6.24%	£950.60	£0	Fixed	5.3%	64m	£47,683	58670	344	0	HSBC Intermediary
3.95%	£787.62	6.49%	£972.51	£15	Fixed	5.6%	60m	£46,772	6148	75	15	Nationwide B.Soc
4.00%	£791.76	5.74%	£915.67	£25	Fixed	5.1%	62m	£47,111	2254	115	25	Barclays
4.09%	£799.23	7.74%	£1,073.52	£0	Fixed	6.3%	60m	£47,804	45876	156	0	Scottish B.Soc
4.16%	£805.07	6.80%	£998.73	£8	Fixed	5.8%	62m	£47,877	73254	90	8	Principality

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	13108	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
5.54%	£924.72	5.54%	£924.72	£1,694	Tracker	5.8%	0m	£57,302	47568	1097	1694	impact-UTB
5.54%	£924.72	5.54%	£924.72	£1,765	Tracker	5.8%	0m	£57,373	249622	1097	1765	1APP@AMM-UTB
5.54%	£924.72	5.54%	£924.72	£1,765	Tracker	5.8%	0m	£57,373	249624	1097	1765	NI Packaging UTB

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 31 Jan 2026 at 04:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.