Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)5 Year Total Cost
3.95%£787.626.74%£991.81£15Fixed5.7%60m£46,772
3.96%£788.456.49%£971.33£0Fixed5.5%62m£46,657
3.98%£790.106.99%£1,010.20£30Fixed5.8%62m£47,086
4.00%£791.765.99%£935.31£25Fixed5.3%60m£47,111
4.14%£803.407.49%£1,052.50£0Fixed6.2%62m£47,904

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)5 Year Total Cost
3.95%£787.626.74%£991.81£15Fixed5.7%60m£46,772
3.96%£788.456.49%£971.33£0Fixed5.5%62m£46,657
3.98%£790.106.99%£1,010.20£30Fixed5.8%62m£47,086
4.00%£791.765.99%£935.31£25Fixed5.3%60m£47,111
4.14%£803.407.49%£1,052.50£0Fixed6.2%62m£47,904

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)5 Year Total Cost
4.59%£841.434.59%£841.43£999Tracker4.8%0m£51,585
4.60%£842.295.99%£944.98£1,024Tracker5.6%60m£51,391
6.19%£983.956.19%£983.95£1,694Tracker6.5%0m£60,856
6.19%£983.956.19%£983.95£1,765Tracker6.5%0m£60,927
6.19%£983.956.19%£983.95£1,765Tracker6.5%0m£60,927

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Dec 2025 at 05:39 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.