Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	56784	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
4.79%	£858.63	7.99%	£1,106.80	£11	Fixed	6.8%	60m	£51,529	216111	71	11	Omni-Monmouthshire
4.79%	£858.63	6.24%	£966.38	£0	Fixed	5.8%	62m	£50,868	59917	344	0	HSBC Intermediary
4.89%	£867.30	6.49%	£988.12	£15	Fixed	6.0%	60m	£51,553	99344	75	15	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£858.63	6.24%	£966.38	£0	Fixed	5.8%	62m	£50,868	59917	344	0	HSBC Intermediary
4.79%	£858.63	7.99%	£1,106.80	£11	Fixed	6.8%	60m	£51,529	216111	71	11	Omni-Monmouthshire
4.86%	£864.69	6.50%	£987.56	£0	Fixed	5.9%	62m	£51,856	37183	1	0	Santander
4.89%	£867.30	6.49%	£988.12	£15	Fixed	6.0%	60m	£51,553	99344	75	15	Nationwide B.Soc
4.91%	£869.04	5.74%	£930.55	£25	Fixed	5.5%	61m	£51,747	34842	115	25	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	56784	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
5.49%	£920.24	5.49%	£920.24	£1,319	Discount	5.7%	0m	£55,533	93925	48	1319	Ecology B.Soc
5.90%	£957.30	5.90%	£957.30	£124	Tracker	6.1%	0m	£57,302	88604	351	124	Precise Mortgages
5.90%	£957.30	5.90%	£957.30	£374	Tracker	6.1%	0m	£57,552	256137	351	374	Aria - Precise Mtgs

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 12 Aug 2026 at 03:38 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.