Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	0m	£48,529	27376	48	575	Ecology B.Soc
4.09%	£799.23	4.09%	£799.23	£575	Variable	4.2%	0m	£48,529	71899	48	575	PMS-Ecology
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	55110	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
4.67%	£848.29	6.24%	£964.82	£0	Fixed	5.7%	61m	£50,247	37027	344	0	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£841.43	7.24%	£1,040.95	£995	Fixed	6.3%	62m	£51,181	47274	313	995	TSB Bank
4.67%	£848.29	6.24%	£964.82	£0	Fixed	5.7%	61m	£50,247	37027	344	0	HSBC Intermediary
4.67%	£848.29	6.49%	£984.57	£15	Fixed	5.9%	60m	£50,412	1503	75	15	Nationwide B.Soc
4.83%	£862.09	6.49%	£987.65	£25	Fixed	5.9%	62m	£51,849	18010	80	25	Virgin Money
4.84%	£862.96	6.94%	£1,021.61	£15	Fixed	6.2%	62m	£51,988	35998	628	15	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	5 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.34%	£820.18	4.34%	£820.18	£999	Tracker	4.5%	0m	£50,310	55110	474	999	Co-operative Bank
4.35%	£821.03	5.74%	£922.16	£1,024	Tracker	5.4%	60m	£50,116	64289	115	1024	Barclays
5.49%	£920.24	5.49%	£920.24	£1,574	Discount	5.7%	0m	£55,788	11890	48	1574	Ecology B.Soc
5.84%	£953.10	5.84%	£953.10	£1,694	Tracker	6.1%	0m	£58,806	56391	1097	1694	impact-UTB
5.84%	£951.83	5.84%	£951.83	£1,765	Tracker	6.1%	0m	£59,000	210866	1097	1765	1APP@AMM-UTB

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 28 Jun 2026 at 03:05 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.