Best Buys

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
2.94%	Fixed	24m	7.99%	£1,019	7.3%	0m	18763	198	1019	Furness B.Soc
3.37%	Fixed	24m	6.45%	£18	6.0%	24m	23155	220	18	Kensington
4.15%	Tracker	24m	6.24%	£1,016	6.1%	0m	67203	344	1016	HSBC Intermediary
4.69%	Variable	24m	7.24%	£0	6.7%	24m	22721	190	0	Bath Inv. + B.Soc.
4.74%	Tracker	24m	6.49%	£15	6.3%	0m	57237	75	15	Nationwide B.Soc

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
2.94%	Fixed	24m	7.99%	£1,019	7.3%	0m	18763	198	1019	Furness B.Soc
3.37%	Fixed	24m	6.45%	£18	6.0%	24m	23155	220	18	Kensington
4.96%	Fixed	24m	8.14%	£218	7.2%	24m	2960	297	218	Chorley BS
5.08%	Fixed	26m	5.74%	£25	5.8%	26m	27738	115	25	Barclays
5.27%	Fixed	26m	7.24%	£100	7.0%	26m	110155	42	100	Halifax

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	Tracker	24m	5.74%	£1,024	5.7%	0m	27708	115	1024	Barclays
4.15%	Tracker	24m	6.24%	£1,016	6.1%	0m	67203	344	1016	HSBC Intermediary
4.65%	Tracker	27m	6.74%	£30	6.5%	27m	105453	207	30	NatWest
4.74%	Tracker	24m	6.49%	£15	6.3%	0m	57237	75	15	Nationwide B.Soc
4.84%	Tracker	25m	6.49%	£25	6.4%	0m	59498	80	25	Virgin Money

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 08 Oct 2026 at 03:33 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.