Best Buys

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	Fixed	25m	6.74%	£1,020	5.8%	25m	68305	80	1020	Virgin Money
0.98%	Fixed	24m	8.09%	£1,019	7.0%	0m	25294	198	1019	Furness B.Soc
2.22%	Fixed	24m	6.60%	£18	5.9%	24m	1518	220	18	Kensington
2.77%	Fixed	27m	7.34%	£20	6.5%	27m	7703	803	20	Leek BuildingSociety
3.89%	Fixed	26m	6.49%	£17	6.1%	26m	30279	344	17	HSBC Intermediary

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	Fixed	25m	6.74%	£1,020	5.8%	25m	68305	80	1020	Virgin Money
0.98%	Fixed	24m	8.09%	£1,019	7.0%	0m	25294	198	1019	Furness B.Soc
2.22%	Fixed	24m	6.60%	£18	5.9%	24m	1518	220	18	Kensington
2.77%	Fixed	27m	7.34%	£20	6.5%	27m	7703	803	20	Leek BuildingSociety
3.89%	Fixed	26m	6.49%	£17	6.1%	26m	30279	344	17	HSBC Intermediary

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.19%	Tracker	24m	6.49%	£1,016	6.3%	0m	12513	344	1016	HSBC Intermediary
4.41%	Tracker	26m	6.99%	£30	6.6%	26m	28446	207	30	NatWest
4.49%	Tracker	24m	5.99%	£25	5.9%	24m	64504	115	25	Barclays
4.49%	Tracker	26m	7.49%	£995	7.2%	0m	476	313	995	TSB Bank
4.89%	Tracker	24m	6.74%	£15	6.6%	0m	43959	75	15	Nationwide B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 06 Dec 2025 at 06:25 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.