Best Buys

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	Fixed	24m	8.09%	£1,019	6.9%	0m	5728	198	1019	Furness B.Soc
2.56%	Fixed	26m	7.34%	£20	6.5%	26m	7951	803	20	Leek BuildingSociety
2.79%	Fixed	24m	6.50%	£18	5.9%	24m	4796	220	18	Kensington
3.74%	Fixed	26m	7.24%	£100	6.7%	26m	30783	42	100	Halifax
3.80%	Fixed	25m	6.24%	£17	5.9%	25m	7182	344	17	HSBC Intermediary

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	Fixed	24m	8.09%	£1,019	6.9%	0m	5728	198	1019	Furness B.Soc
2.56%	Fixed	26m	7.34%	£20	6.5%	26m	7951	803	20	Leek BuildingSociety
2.79%	Fixed	24m	6.50%	£18	5.9%	24m	4796	220	18	Kensington
3.74%	Fixed	26m	7.24%	£100	6.7%	26m	30783	42	100	Halifax
3.80%	Fixed	25m	6.24%	£17	5.9%	25m	7182	344	17	HSBC Intermediary

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	Tracker	24m	6.24%	£1,016	6.1%	0m	24286	344	1016	HSBC Intermediary
4.16%	Tracker	26m	6.74%	£30	6.4%	26m	19394	207	30	NatWest
4.24%	Tracker	24m	5.74%	£25	5.6%	24m	64504	115	25	Barclays
4.40%	Tracker	26m	6.80%	£8	6.3%	26m	73250	90	8	Principality
4.64%	Tracker	24m	6.49%	£15	6.3%	0m	43959	75	15	Nationwide B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 10 Jan 2026 at 05:53 hours