Best Buys

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	Fixed	24m	7.99%	£1,019	6.9%	0m	5728	198	1019	Furness B.Soc
2.39%	Fixed	27m	7.34%	£1,015	6.6%	27m	76521	803	1015	Leek BuildingSociety
2.77%	Fixed	24m	6.50%	£18	5.9%	24m	27301	220	18	Kensington
3.80%	Fixed	24m	6.49%	£15	6.1%	24m	24416	75	15	Nationwide B.Soc
4.19%	Fixed	26m	6.94%	£15	6.6%	26m	77697	628	15	Bank of Ireland

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	Fixed	24m	7.99%	£1,019	6.9%	0m	5728	198	1019	Furness B.Soc
2.39%	Fixed	27m	7.34%	£1,015	6.6%	27m	76521	803	1015	Leek BuildingSociety
2.77%	Fixed	24m	6.50%	£18	5.9%	24m	27301	220	18	Kensington
3.80%	Fixed	24m	6.49%	£15	6.1%	24m	24416	75	15	Nationwide B.Soc
4.19%	Fixed	26m	6.94%	£15	6.6%	26m	77697	628	15	Bank of Ireland

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	Tracker	24m	6.24%	£1,016	6.1%	0m	24286	344	1016	HSBC Intermediary
4.24%	Tracker	27m	7.24%	£995	6.9%	0m	10940	313	995	TSB Bank
4.25%	Tracker	24m	5.74%	£25	5.6%	24m	64206	115	25	Barclays
4.26%	Tracker	27m	6.74%	£30	6.4%	27m	77812	207	30	NatWest
4.64%	Tracker	24m	6.49%	£15	6.3%	0m	44029	75	15	Nationwide B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 25 Feb 2026 at 02:51 hours