Best Buys

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	Fixed	26m	7.24%	£1,020	6.2%	26m	69056	80	1020	Virgin Money
1.30%	Fixed	24m	8.24%	£1,019	6.8%	0m	51799	198	1019	Furness B.Soc
2.95%	Fixed	24m	7.00%	£18	6.4%	24m	63585	220	18	Kensington
3.10%	Fixed	25m	7.84%	£20	7.1%	25m	28783	803	20	Leek BuildingSociety
4.14%	Fixed	24m	6.99%	£15	6.6%	24m	14988	75	15	Nationwide B.Soc

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	Fixed	26m	7.24%	£1,020	6.2%	26m	69056	80	1020	Virgin Money
1.30%	Fixed	24m	8.24%	£1,019	6.8%	0m	51799	198	1019	Furness B.Soc
2.95%	Fixed	24m	7.00%	£18	6.4%	24m	63585	220	18	Kensington
3.10%	Fixed	25m	7.84%	£20	7.1%	25m	28783	803	20	Leek BuildingSociety
4.14%	Fixed	24m	6.99%	£15	6.6%	24m	14988	75	15	Nationwide B.Soc

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.44%	Tracker	24m	6.74%	£1,016	6.6%	0m	39410	344	1016	HSBC Intermediary
4.74%	Tracker	24m	6.24%	£35	6.1%	24m	49846	115	35	Barclays
4.91%	Tracker	26m	7.49%	£30	7.2%	26m	59569	207	30	NatWest
4.99%	Tracker	0m	4.99%	£35	5.1%	0m	30799	208	35	Hanley Economic
5.05%	Tracker	27m	6.75%	£0	6.6%	0m	52640	77	0	Newcastle

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 11 May 2025 at 05:47 hours