Best Buys

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
2.26%	Fixed	24m	7.99%	£1,019	7.2%	0m	16029	198	1019	Furness B.Soc
3.37%	Fixed	24m	6.30%	£18	5.9%	24m	24980	220	18	Kensington
4.25%	Tracker	24m	5.74%	£25	5.6%	24m	64206	115	25	Barclays
4.40%	Tracker	26m	6.80%	£8	6.3%	26m	115083	90	8	Principality
4.49%	Variable	24m	7.24%	£0	6.7%	24m	4435	190	0	Bath Inv. + B.Soc.

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
2.26%	Fixed	24m	7.99%	£1,019	7.2%	0m	16029	198	1019	Furness B.Soc
3.37%	Fixed	24m	6.30%	£18	5.9%	24m	24980	220	18	Kensington
4.95%	Fixed	24m	6.49%	£15	6.4%	24m	108218	75	15	Nationwide B.Soc
5.02%	Fixed	26m	6.74%	£30	6.6%	26m	106359	207	30	NatWest
5.06%	Fixed	26m	7.24%	£100	7.0%	26m	107312	42	100	Halifax

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	Tracker	24m	5.74%	£25	5.6%	24m	64206	115	25	Barclays
4.40%	Tracker	26m	6.80%	£8	6.3%	26m	115083	90	8	Principality
4.64%	Tracker	24m	6.49%	£15	6.3%	0m	108561	75	15	Nationwide B.Soc
4.69%	Tracker	26m	6.74%	£30	6.5%	26m	106519	207	30	NatWest
4.74%	Tracker	25m	6.49%	£25	6.4%	0m	115289	80	25	Virgin Money

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 12 Apr 2026 at 03:18 hours