Best Buys

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	Fixed	26m	6.74%	£1,020	5.8%	26m	68305	80	1020	Virgin Money
1.04%	Fixed	24m	8.09%	£1,019	6.6%	0m	47333	198	1019	Furness B.Soc
2.35%	Fixed	24m	6.60%	£18	5.9%	24m	33628	220	18	Kensington
2.77%	Fixed	26m	7.34%	£20	6.6%	26m	56625	803	20	Leek BuildingSociety
4.04%	Fixed	25m	7.49%	£0	7.0%	25m	54731	313	0	TSB Bank

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	Fixed	26m	6.74%	£1,020	5.8%	26m	68305	80	1020	Virgin Money
1.04%	Fixed	24m	8.09%	£1,019	6.6%	0m	47333	198	1019	Furness B.Soc
2.35%	Fixed	24m	6.60%	£18	5.9%	24m	33628	220	18	Kensington
2.77%	Fixed	26m	7.34%	£20	6.6%	26m	56625	803	20	Leek BuildingSociety
4.04%	Fixed	25m	7.49%	£0	7.0%	25m	54731	313	0	TSB Bank

Initial Rate	Type	Initial Period (months)	Reverting Rate	Total Fees	APRC	Early Repayment Charge	SchemeID	BaselenderId	TotalFees	LenderName
4.19%	Tracker	24m	6.49%	£1,016	6.3%	0m	12498	344	1016	HSBC Intermediary
4.41%	Tracker	26m	6.99%	£30	6.6%	26m	65072	207	30	NatWest
4.49%	Tracker	24m	5.99%	£25	5.9%	24m	64504	115	25	Barclays
4.49%	Tracker	25m	7.49%	£995	7.2%	0m	50382	313	995	TSB Bank
4.89%	Tracker	24m	6.74%	£15	6.6%	0m	43959	75	15	Nationwide B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 09 Nov 2025 at 05:35 hours