LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.94%£944.157.49%£1,298.99£1,495Fixed7.0%27m27m£26,723£381,611
3.99%£949.117.74%£1,318.88£1,534Fixed7.0%27m27m£26,889£384,860
4.00%£950.116.75%£1,221.00£999Fixed6.4%27m27m£25,739£360,210
4.02%£952.106.92%£1,233.90£1,507Fixed6.4%27m27m£26,992£362,440
4.03%£953.096.49%£1,194.96£999Fixed6.2%26m26m£23,873£353,198

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.94%£944.157.49%£1,298.99£1,495Fixed7.0%27m27m£26,723£381,611
3.99%£949.117.74%£1,318.88£1,534Fixed7.0%27m27m£26,889£384,860
4.00%£950.116.75%£1,221.00£999Fixed6.4%27m27m£25,739£360,210
4.02%£952.106.92%£1,233.90£1,507Fixed6.4%27m27m£26,992£362,440
4.03%£953.096.49%£1,194.96£999Fixed6.2%26m26m£23,873£353,198

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.23%£972.187.49%£1,300.47£1,499Tracker7.1%27m0m£24,831£382,776
4.29%£979.166.49%£1,198.58£999Tracker6.3%24m0m£24,149£354,957
4.29%£979.166.74%£1,224.90£1,014Tracker6.5%24m0m£24,014£362,086
4.36%£986.255.99%£1,147.28£1,024Tracker5.9%24m0m£24,774£341,423
4.42%£992.346.74%£1,228.70£995Tracker6.6%26m26m£24,910£364,853

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Sep 2025 at 05:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.