LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.84%£934.287.49%£1,300.31£1,495Fixed7.0%25m25m£23,918£382,437
3.89%£939.216.49%£1,192.90£999Fixed6.2%27m27m£25,080£352,019
3.89%£939.216.99%£1,245.17£1,025Fixed6.6%27m27m£24,850£366,315
3.90%£940.206.80%£1,219.60£1,507Fixed6.3%27m27m£26,704£358,061
3.92%£942.175.99%£1,143.23£1,024Fixed5.8%25m25m£23,716£339,046

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.84%£934.287.49%£1,300.31£1,495Fixed7.0%25m25m£23,918£382,437
3.89%£939.216.49%£1,192.90£999Fixed6.2%27m27m£25,080£352,019
3.89%£939.216.99%£1,245.17£1,025Fixed6.6%27m27m£24,850£366,315
3.90%£940.206.80%£1,219.60£1,507Fixed6.3%27m27m£26,704£358,061
3.92%£942.175.99%£1,143.23£1,024Fixed5.8%25m25m£23,716£339,046

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.23%£972.187.49%£1,299.44£1,499Tracker7.0%28m0m£24,831£382,168
4.29%£979.166.49%£1,198.58£999Tracker6.3%24m0m£24,149£354,957
4.29%£979.166.74%£1,227.55£999Tracker6.6%26m0m£24,598£364,198
4.29%£979.166.74%£1,224.90£1,014Tracker6.5%24m0m£24,014£362,086
4.36%£986.255.99%£1,147.28£1,024Tracker5.9%24m0m£24,774£341,423

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Nov 2025 at 06:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.