LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.99%£949.117.44%£1,293.02£1,510Fixed7.0%28m28m£27,909£379,982
4.03%£953.096.92%£1,233.99£1,507Fixed6.4%27m27m£27,016£362,492
4.06%£956.086.24%£1,144.92£1,034Fixed5.5%62m62m£30,913£332,882
4.07%£957.087.24%£1,237.70£1,025Fixed6.1%62m62m£30,849£354,937
4.08%£958.086.74%£1,192.04£999Fixed5.8%61m61m£28,620£344,339

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.99%£949.117.44%£1,293.02£1,510Fixed7.0%28m28m£27,909£379,982
4.03%£953.096.92%£1,233.99£1,507Fixed6.4%27m27m£27,016£362,492
4.06%£956.086.24%£1,144.92£1,034Fixed5.5%62m62m£30,913£332,882
4.07%£957.087.24%£1,237.70£1,025Fixed6.1%62m62m£30,849£354,937
4.08%£958.086.74%£1,192.04£999Fixed5.8%61m61m£28,620£344,339

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.48%£997.487.74%£1,331.06£1,499Tracker7.3%26m0m£25,439£392,144
4.54%£1,004.596.74%£1,226.92£999Tracker6.6%24m0m£24,609£363,239
4.54%£1,004.596.99%£1,253.56£1,014Tracker6.8%24m0m£24,624£370,607
4.61%£1,011.776.24%£1,174.98£1,034Tracker6.2%24m0m£25,396£349,691
4.67%£1,017.956.99%£1,258.12£995Tracker6.9%25m25m£25,525£373,862

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 06:17 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.