LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.76%£926.426.49%£1,192.53£999Fixed6.1%26m26m£23,233£351,839
3.79%£929.366.75%£1,218.99£999Fixed6.3%27m27m£25,239£359,101
3.79%£929.367.49%£1,298.65£1,495Fixed7.0%26m26m£23,800£381,488
3.79%£929.367.74%£1,325.75£1,534Fixed7.2%26m26m£24,103£389,217
3.80%£930.346.74%£1,220.80£1,014Fixed6.4%24m24m£22,842£359,783

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.76%£926.426.49%£1,192.53£999Fixed6.1%26m26m£23,233£351,839
3.79%£929.366.75%£1,218.99£999Fixed6.3%27m27m£25,239£359,101
3.79%£929.367.49%£1,298.65£1,495Fixed7.0%26m26m£23,800£381,488
3.79%£929.367.74%£1,325.75£1,534Fixed7.2%26m26m£24,103£389,217
3.80%£930.346.74%£1,220.80£1,014Fixed6.4%24m24m£22,842£359,783

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.23%£972.187.49%£1,300.47£1,499Tracker7.1%27m0m£24,831£382,776
4.29%£979.166.49%£1,198.58£999Tracker6.3%24m0m£24,499£355,307
4.29%£979.166.74%£1,226.73£999Tracker6.5%27m0m£24,598£363,702
4.29%£979.166.74%£1,224.90£1,014Tracker6.5%24m0m£24,014£362,086
4.36%£986.255.99%£1,147.28£1,024Tracker5.9%24m0m£24,774£341,423

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Dec 2025 at 05:26 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.