| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £957.17 | 7.24% | £1,271.19 | £1,499 | Tracker | 6.8% | 28m | 0m | £24,471 | £374,063 | 35292 | 42 | 1499 | Halifax |
| 4.11% | £961.07 | 5.74% | £1,119.89 | £1,024 | Tracker | 5.6% | 24m | 0m | £24,170 | £333,259 | 64269 | 115 | 1024 | Barclays |
| 4.19% | £969.09 | 6.24% | £1,171.73 | £999 | Tracker | 6.1% | 24m | 0m | £24,257 | £347,655 | 42221 | 344 | 999 | HSBC Intermediary |
| 4.21% | £971.10 | 7.74% | £1,329.91 | £1,034 | Tracker | 7.3% | 26m | 0m | £24,604 | £390,942 | 36599 | 57 | 1034 | Leeds B Society |
| 4.24% | £974.12 | 6.49% | £1,198.17 | £1,014 | Tracker | 6.3% | 24m | 0m | £23,893 | £354,588 | 30382 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.71% | £1,022.07 | 6.24% | £1,174.83 | £999 | Fixed | 6.1% | 26m | 26m | £25,529 | £349,476 | 42188 | 344 | 999 | HSBC Intermediary |
| 4.74% | £1,025.18 | 6.94% | £1,247.83 | £1,510 | Fixed | 6.7% | 27m | 27m | £29,751 | £370,042 | 9694 | 628 | 1510 | Bank of Ireland |
| 4.76% | £1,027.25 | 6.49% | £1,205.39 | £1,024 | Fixed | 6.5% | 26m | 26m | £25,777 | £359,389 | 36127 | 80 | 1024 | Virgin Money |
| 4.76% | £1,027.25 | 6.49% | £1,202.24 | £1,014 | Fixed | 6.4% | 24m | 24m | £25,168 | £356,986 | 42003 | 75 | 1014 | Nationwide B.Soc |
| 4.78% | £1,029.32 | 7.74% | £1,335.29 | £1,534 | Fixed | 7.4% | 26m | 26m | £26,502 | £394,430 | 37518 | 57 | 1534 | Leeds B Society |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APRC | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £957.17 | 7.24% | £1,271.19 | £1,499 | Tracker | 6.8% | 28m | 0m | £24,471 | £374,063 | 35292 | 42 | 1499 | Halifax |
| 4.11% | £961.07 | 5.74% | £1,119.89 | £1,024 | Tracker | 5.6% | 24m | 0m | £24,170 | £333,259 | 64269 | 115 | 1024 | Barclays |
| 4.19% | £969.09 | 6.24% | £1,171.73 | £999 | Tracker | 6.1% | 24m | 0m | £24,257 | £347,655 | 42221 | 344 | 999 | HSBC Intermediary |
| 4.21% | £971.10 | 7.74% | £1,329.91 | £1,034 | Tracker | 7.3% | 26m | 0m | £24,604 | £390,942 | 36599 | 57 | 1034 | Leeds B Society |
| 4.24% | £974.12 | 6.49% | £1,198.17 | £1,014 | Tracker | 6.3% | 24m | 0m | £23,893 | £354,588 | 30382 | 75 | 1014 | Nationwide B.Soc |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 May 2026 at 02:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.