LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.89%£939.217.49%£1,300.78£1,495Fixed7.0%25m25m£24,036£382,690
3.93%£943.166.49%£1,193.28£999Fixed6.2%27m27m£25,176£352,230
3.96%£946.147.74%£1,326.24£1,534Fixed7.2%27m27m£26,817£389,407
3.97%£947.136.99%£1,246.90£1,025Fixed6.6%26m26m£23,756£367,301
3.99%£949.116.75%£1,221.76£999Fixed6.4%26m26m£23,753£360,413

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.89%£939.217.49%£1,300.78£1,495Fixed7.0%25m25m£24,036£382,690
3.93%£943.166.49%£1,193.28£999Fixed6.2%27m27m£25,176£352,230
3.96%£946.147.74%£1,326.24£1,534Fixed7.2%27m27m£26,817£389,407
3.97%£947.136.99%£1,246.90£1,025Fixed6.6%26m26m£23,756£367,301
3.99%£949.116.75%£1,221.76£999Fixed6.4%26m26m£23,753£360,413

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRCInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.23%£972.187.49%£1,302.53£1,499Tracker7.1%25m0m£24,831£383,999
4.29%£979.166.49%£1,198.58£999Tracker6.3%24m0m£24,149£354,957
4.29%£979.166.74%£1,224.90£1,014Tracker6.5%24m0m£24,014£362,086
4.29%£979.166.74%£1,227.55£999Tracker6.6%26m0m£24,598£364,198
4.36%£986.255.99%£1,147.28£1,024Tracker5.9%24m0m£24,774£341,423

This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Nov 2025 at 05:01 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.