| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.96% | £525.14 | 7.24% | £1,499 | £14,102 | 6.9% | 108955 | 42 | 1499 | Halifax |
| Variable | 3.99% | £527.28 | 6.00% | £850 | £14,556 | 5.7% | 2768 | 76 | 850 | Newbury |
| Tracker | 4.01% | £528.39 | 5.74% | £1,024 | £13,785 | 5.7% | 37289 | 115 | 1024 | Barclays |
| Variable | 4.09% | £532.82 | 6.89% | £1,060 | £13,723 | 6.6% | 106688 | 50 | 1060 | Hinckley + Rugby BS |
| Tracker | 4.14% | £535.60 | 6.49% | £1,014 | £13,368 | 6.3% | 108163 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.79% | £572.42 | 6.74% | £1,025 | £14,763 | 6.6% | 105606 | 207 | 1025 | NatWest |
| Fixed | 4.80% | £573.00 | 6.49% | £1,014 | £17,136 | 6.0% | 107955 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 4.83% | £574.73 | 6.50% | £999 | £17,638 | 6.0% | 101885 | 1 | 999 | Santander |
| Fixed | 4.86% | £576.46 | 6.74% | £1,530 | £19,283 | 6.2% | 9984 | 360 | 1530 | Accord Mortgages |
| Fixed | 4.94% | £581.10 | 7.74% | £995 | £17,913 | 6.8% | 113589 | 156 | 995 | Scottish B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.96% | £525.14 | 7.24% | £1,499 | £14,102 | 6.9% | 108955 | 42 | 1499 | Halifax |
| Tracker | 4.01% | £528.39 | 5.74% | £1,024 | £13,785 | 5.7% | 37289 | 115 | 1024 | Barclays |
| Tracker | 4.14% | £535.60 | 6.49% | £1,014 | £13,368 | 6.3% | 108163 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.34% | £546.79 | 4.34% | £999 | £14,222 | 4.5% | 55110 | 474 | 999 | Co-operative Bank |
| Tracker | 4.39% | £549.61 | 6.24% | £999 | £14,190 | 6.2% | 99943 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 06 Apr 2026 at 02:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.