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LenderInitial RateInitial PaymentReverting RateTypeInitial Period (months)Total Amount Payable Over Term
2.79%£5,560.336.50%Fixed24m£2,317,076
3.62%£6,084.995.74%Fixed26m£2,195,543
3.68%£6,123.956.49%Fixed24m£2,344,618
3.75%£6,163.967.24%Fixed26m£2,481,254
3.76%£6,176.116.24%Fixed25m£2,295,840

LenderInitial RateInitial PaymentReverting RateTypeInitial Period (months)Total Amount Payable Over Term
2.79%£5,560.336.50%Fixed24m£2,317,076
3.62%£6,084.995.74%Fixed26m£2,195,543
3.68%£6,123.956.49%Fixed24m£2,344,618
3.75%£6,163.967.24%Fixed26m£2,481,254
3.76%£6,176.116.24%Fixed25m£2,295,840

LenderInitial RateInitial PaymentReverting RateTypeInitial Period (months)Total Amount Payable Over Term
4.14%£6,427.176.24%Tracker24m£2,310,530
4.14%£6,427.176.49%Tracker24m£2,358,422
4.27%£6,514.306.74%Tracker27m£2,401,812
4.43%£6,622.406.99%Tracker27m£2,413,861
4.48%£6,656.375.74%Tracker24m£2,226,543

This table is based on a residential property value of £1,500,000 and a mortgage secured against that property of £1,200,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Jan 2026 at 05:27 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.