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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£796.50	6.31%	Tracker	27m	£348,978	22991	77	999	Newcastle
4.40%	£801.22	6.24%	Tracker	24m	£347,738	22626	344	1016	HSBC Intermediary
4.44%	£805.00	7.24%	Variable	24m	£375,997	22711	190	999	Bath Inv. + B.Soc.
4.74%	£833.67	7.74%	Variable	24m	£399,640	2930	156	0	Scottish B.Soc
5.14%	£872.66	7.49%	Variable	24m	£393,565	11933	86	999	Penrith

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.76%	£835.60	6.24%	Fixed	26m	£348,756	44656	344	1016	HSBC Intermediary
4.84%	£843.34	7.74%	Fixed	60m	£383,576	84312	156	995	Scottish B.Soc
4.99%	£857.94	6.31%	Fixed	27m	£351,989	23274	77	999	Newcastle
5.29%	£887.49	7.24%	Fixed	24m	£379,668	51103	190	999	Bath Inv. + B.Soc.
5.44%	£902.45	7.75%	Fixed	60m	£390,993	55739	1097	1765	United Trust Bank

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	£796.50	6.31%	Tracker	27m	£348,978	22991	77	999	Newcastle
4.40%	£801.22	6.24%	Tracker	24m	£347,738	22626	344	1016	HSBC Intermediary
6.14%	£973.73	6.14%	Tracker	0m	£352,433	55669	1097	1765	United Trust Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £160,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 07 Aug 2026 at 03:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.