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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£786.17	7.24%	Variable	24m	£375,119	104924	190	999	Bath Inv. + B.Soc.
4.59%	£819.28	6.24%	Tracker	24m	£348,537	99522	344	1016	HSBC Intermediary
4.74%	£833.67	7.74%	Variable	24m	£399,640	2930	156	0	Scottish B.Soc
5.04%	£862.83	7.49%	Variable	24m	£392,129	77753	86	0	Penrith
5.20%	£878.58	6.31%	Fixed	28m	£352,782	114047	77	999	Newcastle

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.14%	£872.66	7.74%	Fixed	60m	£386,752	113623	156	995	Scottish B.Soc
5.19%	£877.59	7.24%	Fixed	60m	£372,915	88883	190	999	Bath Inv. + B.Soc.
5.20%	£878.58	6.24%	Fixed	61m	£344,879	99491	344	1016	HSBC Intermediary
5.20%	£878.58	6.31%	Fixed	28m	£352,782	114047	77	999	Newcastle
5.44%	£902.45	7.75%	Fixed	60m	£390,993	91252	1097	1765	United Trust Bank

Lender	Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.59%	£819.28	6.24%	Tracker	24m	£348,537	99522	344	1016	HSBC Intermediary
	6.14%	£973.73	6.14%	Tracker	0m	£352,433	91130	1097	1765	United Trust Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £160,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 09 Apr 2026 at 03:02 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.