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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.78%	£743.71	6.24%	Fixed	25m	£344,686	7011	344	1016	HSBC Intermediary
4.14%	£776.83	7.74%	Fixed	60m	£376,583	24700	156	1499	Scottish B.Soc
4.26%	£788.04	6.50%	Fixed	25m	£355,539	18749	77	999	Newcastle
4.39%	£800.27	7.39%	Variable	24m	£381,252	4412	190	1284	Bath Inv. + B.Soc.
4.69%	£828.86	7.49%	Fixed	60m	£373,770	18362	86	0	Penrith

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.78%	£743.71	6.24%	Fixed	25m	£344,686	7011	344	1016	HSBC Intermediary
4.14%	£776.83	7.74%	Fixed	60m	£376,583	24700	156	1499	Scottish B.Soc
4.26%	£788.04	6.50%	Fixed	25m	£355,539	18749	77	999	Newcastle
4.60%	£820.23	7.39%	Fixed	24m	£382,177	729	190	1284	Bath Inv. + B.Soc.
4.69%	£828.86	7.49%	Fixed	60m	£373,770	18362	86	0	Penrith

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£776.83	6.24%	Tracker	24m	£346,638	15037	344	1016	HSBC Intermediary
4.65%	£825.02	6.50%	Tracker	25m	£357,267	40113	77	999	Newcastle
6.34%	£994.53	6.34%	Tracker	0m	£359,921	18164	1097	1765	United Trust Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £160,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 09 Jan 2026 at 05:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.