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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£762.94	6.74%	Fixed	26m	£361,766	61347	344	1016	HSBC Intermediary
4.24%	£786.17	7.99%	Fixed	60m	£384,580	1105	156	1235	Scottish B.Soc
4.30%	£791.79	6.50%	Fixed	27m	£354,975	29729	77	999	Newcastle
4.59%	£819.28	7.59%	Variable	24m	£389,108	28471	190	1284	Bath Inv. + B.Soc.
5.24%	£882.54	7.49%	Variable	24m	£393,252	19091	86	250	Penrith

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£762.94	6.74%	Fixed	26m	£361,766	61347	344	1016	HSBC Intermediary
4.24%	£786.17	7.99%	Fixed	60m	£384,580	1105	156	1235	Scottish B.Soc
4.30%	£791.79	6.50%	Fixed	27m	£354,975	29729	77	999	Newcastle
4.80%	£839.46	7.59%	Fixed	24m	£390,035	17268	190	1284	Bath Inv. + B.Soc.
5.74%	£932.70	8.25%	Fixed	24m	£424,064	14674	1097	1765	United Trust Bank

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.64%	£824.06	6.74%	Tracker	24m	£365,016	39439	344	1016	HSBC Intermediary
4.85%	£844.31	6.50%	Tracker	27m	£357,595	7185	77	999	Newcastle
6.84%	£1,047.35	6.84%	Tracker	0m	£378,936	18164	1097	1765	United Trust Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £160,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 30 years (360 monthly payments).

Source: Mortgage Brain. This information was last revised on 15 Jul 2025 at 06:02 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.