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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.10%	£576.04	6.94%	Fixed	38m	£217,283	77706	628	1510	Bank of Ireland
4.14%	£578.45	6.62%	Fixed	40m	£210,989	72538	474	999	Co-operative Bank
4.19%	£581.45	6.24%	Fixed	63m	£199,994	69658	344	1016	HSBC Intermediary
4.22%	£583.26	6.49%	Fixed	63m	£204,783	18497	80	1024	Virgin Money
4.24%	£584.47	6.74%	Fixed	63m	£207,355	11690	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.10%	£576.04	6.94%	Fixed	38m	£217,283	77706	628	1510	Bank of Ireland
4.14%	£578.45	6.62%	Fixed	40m	£210,989	72538	474	999	Co-operative Bank
4.19%	£581.45	6.24%	Fixed	63m	£199,994	69658	344	1016	HSBC Intermediary
4.22%	£583.26	6.49%	Fixed	63m	£204,783	18497	80	1024	Virgin Money
4.24%	£584.47	6.74%	Fixed	63m	£207,355	11690	207	1025	NatWest

Lender	Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.94%	£627.59	4.94%	Tracker	0m	£189,376	31827	474	999	Co-operative Bank
	7.60%	£805.15	7.60%	Tracker	0m	£243,679	39231	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 26 Feb 2026 at 02:46 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.