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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.20%	£582.06	6.74%	Fixed	63m	£207,080	16855	207	1025	NatWest
4.22%	£583.26	6.54%	Fixed	63m	£205,903	64003	140	2015	Skipton B.Society
4.22%	£583.26	6.49%	Fixed	62m	£203,659	10402	344	1016	HSBC Intermediary
4.24%	£584.58	8.09%	Fixed	36m	£236,791	5259	198	1019	Furness B.Soc
4.27%	£586.29	5.74%	Fixed	63m	£194,886	1254	115	924	Barclays

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.20%	£582.06	6.74%	Fixed	63m	£207,080	16855	207	1025	NatWest
4.22%	£583.26	6.49%	Fixed	62m	£203,659	10402	344	1016	HSBC Intermediary
4.22%	£583.26	6.54%	Fixed	63m	£205,903	64003	140	2015	Skipton B.Society
4.24%	£584.58	8.09%	Fixed	36m	£236,791	5259	198	1019	Furness B.Soc
4.27%	£586.29	5.74%	Fixed	63m	£194,886	1254	115	924	Barclays

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£627.59	4.94%	Tracker	0m	£189,376	31827	474	999	Co-operative Bank
6.94%	£759.19	6.94%	Tracker	0m	£229,647	18166	1097	1765	United Trust Bank
7.60%	£805.15	7.60%	Tracker	0m	£243,679	11964	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 27 Dec 2025 at 05:26 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.