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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.34%	£531.45	6.74%	Fixed	61m	£202,688	68332	80	1020	Virgin Money
4.22%	£583.26	6.49%	Fixed	62m	£203,659	13626	344	1016	HSBC Intermediary
4.27%	£586.29	5.99%	Fixed	60m	£198,565	23435	115	924	Barclays
4.28%	£586.33	7.49%	Fixed	63m	£217,724	51049	42	1099	Halifax
4.29%	£587.50	6.54%	Fixed	63m	£206,381	53554	140	2015	Skipton B.Society

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.34%	£531.45	6.74%	Fixed	61m	£202,688	68332	80	1020	Virgin Money
4.22%	£583.26	6.49%	Fixed	62m	£203,659	13626	344	1016	HSBC Intermediary
4.27%	£586.29	5.99%	Fixed	60m	£198,565	23435	115	924	Barclays
4.28%	£586.33	7.49%	Fixed	63m	£217,724	51049	42	1099	Halifax
4.29%	£587.50	6.54%	Fixed	63m	£206,381	53554	140	2015	Skipton B.Society

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.19%	£643.37	5.19%	Tracker	0m	£194,110	31827	474	999	Co-operative Bank
7.19%	£776.46	7.19%	Tracker	0m	£234,828	18166	1097	1765	United Trust Bank
7.85%	£822.86	7.85%	Tracker	0m	£248,992	11964	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 05 Dec 2025 at 05:15 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.