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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.82%	£620.08	6.49%	Fixed	62m	£209,070	36728	80	1024	Virgin Money
4.84%	£621.33	6.24%	Fixed	62m	£204,527	31409	344	1016	HSBC Intermediary
4.89%	£624.46	7.74%	Fixed	63m	£226,407	39528	57	1534	Leeds B Society
4.89%	£624.46	6.49%	Fixed	60m	£208,727	44447	75	1014	Nationwide B.Soc
4.94%	£627.59	4.94%	Tracker	0m	£189,376	55207	474	999	Co-operative Bank

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.82%	£620.08	6.49%	Fixed	62m	£209,070	36728	80	1024	Virgin Money
4.84%	£621.33	6.24%	Fixed	62m	£204,527	31409	344	1016	HSBC Intermediary
4.89%	£624.46	6.49%	Fixed	60m	£208,727	44447	75	1014	Nationwide B.Soc
4.89%	£624.46	7.74%	Fixed	63m	£226,407	39528	57	1534	Leeds B Society
4.94%	£627.59	5.74%	Fixed	64m	£199,261	15468	115	924	Barclays

Lender	Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.94%	£627.59	4.94%	Tracker	0m	£189,376	55207	474	999	Co-operative Bank
	7.60%	£805.15	7.60%	Tracker	0m	£243,679	39231	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 May 2026 at 02:46 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.