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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£574.25	5.74%	Fixed	61m	£193,876	62001	115	924	Barclays
4.10%	£576.04	6.94%	Fixed	38m	£217,283	77706	628	1510	Bank of Ireland
4.14%	£578.45	6.62%	Fixed	40m	£210,989	72538	474	999	Co-operative Bank
4.16%	£579.65	6.24%	Fixed	63m	£200,540	57446	344	1016	HSBC Intermediary
4.19%	£581.45	6.49%	Fixed	60m	£204,659	14506	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£574.25	5.74%	Fixed	61m	£193,876	62001	115	924	Barclays
4.10%	£576.04	6.94%	Fixed	38m	£217,283	77706	628	1510	Bank of Ireland
4.14%	£578.45	6.62%	Fixed	40m	£210,989	72538	474	999	Co-operative Bank
4.16%	£579.65	6.24%	Fixed	63m	£200,540	57446	344	1016	HSBC Intermediary
4.19%	£581.45	6.49%	Fixed	60m	£204,659	14506	75	1014	Nationwide B.Soc

Lender	Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.94%	£627.59	4.94%	Tracker	0m	£189,376	31827	474	999	Co-operative Bank
	7.60%	£805.15	7.60%	Tracker	0m	£243,679	39231	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 Feb 2026 at 02:50 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.