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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.58%	£605.21	6.50%	Fixed	62m	£207,422	17174	1	1499	Santander
4.58%	£605.21	5.74%	Fixed	62m	£197,059	27870	115	924	Barclays
4.65%	£609.53	6.24%	Fixed	63m	£203,856	54172	344	1016	HSBC Intermediary
4.67%	£610.77	6.49%	Fixed	61m	£208,266	11701	80	1024	Virgin Money
4.69%	£612.01	6.49%	Fixed	60m	£207,926	80324	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.58%	£605.21	5.74%	Fixed	62m	£197,059	27870	115	924	Barclays
4.58%	£605.21	6.50%	Fixed	62m	£207,422	17174	1	1499	Santander
4.65%	£609.53	6.24%	Fixed	63m	£203,856	54172	344	1016	HSBC Intermediary
4.67%	£610.77	6.49%	Fixed	61m	£208,266	11701	80	1024	Virgin Money
4.69%	£612.01	6.49%	Fixed	60m	£207,926	80324	75	1014	Nationwide B.Soc

Lender	Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.94%	£627.59	4.94%	Tracker	0m	£189,376	55207	474	999	Co-operative Bank
	7.60%	£805.15	7.60%	Tracker	0m	£243,679	39231	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 05 Jul 2026 at 02:41 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.