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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.00%	£631.36	5.99%	Fixed	61m	£203,148	3067	115	924	Barclays
5.15%	£640.83	6.31%	Tracker	64m	£208,147	309	77	999	Newcastle
5.19%	£643.37	5.19%	Tracker	0m	£194,110	25050	474	999	Co-operative Bank
5.23%	£645.91	6.50%	Fixed	62m	£211,781	42422	1	1499	Santander
5.23%	£645.91	6.24%	Fixed	62m	£207,867	20055	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.00%	£631.36	5.99%	Fixed	61m	£203,148	3067	115	924	Barclays
5.23%	£645.91	6.24%	Fixed	62m	£207,867	20055	344	1016	HSBC Intermediary
5.23%	£645.91	6.50%	Fixed	62m	£211,781	42422	1	1499	Santander
5.23%	£645.91	6.74%	Fixed	62m	£215,177	48082	80	1024	Virgin Money
5.25%	£647.19	6.74%	Fixed	36m	£218,685	42935	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.15%	£640.83	6.31%	Tracker	64m	£208,147	309	77	999	Newcastle
5.19%	£643.37	5.19%	Tracker	0m	£194,110	25050	474	999	Co-operative Bank
7.09%	£769.53	7.09%	Tracker	0m	£232,749	53876	1097	1765	United Trust Bank
7.85%	£822.86	7.85%	Tracker	0m	£248,793	39231	957	1760	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 11 Nov 2026 at 03:33 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.