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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£627.59	4.94%	Tracker	0m	£189,376	55207	474	999	Co-operative Bank
4.96%	£628.84	5.74%	Fixed	62m	£199,547	113710	115	924	Barclays
5.09%	£637.03	6.49%	Fixed	60m	£210,529	107914	75	1014	Nationwide B.Soc
5.10%	£637.67	6.50%	Fixed	62m	£210,411	116225	1	999	Santander
5.15%	£640.83	7.74%	Fixed	62m	£228,012	111794	57	1034	Leeds B Society

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.96%	£628.84	5.74%	Fixed	62m	£199,547	113710	115	924	Barclays
5.09%	£637.03	6.49%	Fixed	60m	£210,529	107914	75	1014	Nationwide B.Soc
5.10%	£637.67	6.50%	Fixed	62m	£210,411	116225	1	999	Santander
5.15%	£640.83	7.74%	Fixed	62m	£228,012	111794	57	1034	Leeds B Society
5.20%	£644.01	6.74%	Fixed	63m	£213,795	51024	360	530	Accord Mortgages

Lender	Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.94%	£627.59	4.94%	Tracker	0m	£189,376	55207	474	999	Co-operative Bank
	7.60%	£805.15	7.60%	Tracker	0m	£243,679	39231	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 09 Apr 2026 at 03:02 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.