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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.34%	£531.45	6.74%	Fixed	62m	£202,329	68332	80	1020	Virgin Money
4.19%	£581.45	7.64%	Fixed	57m	£220,426	17317	30	0	Darlington
4.22%	£583.26	6.49%	Fixed	63m	£204,188	11412	344	1016	HSBC Intermediary
4.29%	£587.50	7.19%	Fixed	39m	£221,832	6339	628	1510	Bank of Ireland
4.30%	£588.10	6.74%	Fixed	60m	£208,735	65332	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.34%	£531.45	6.74%	Fixed	62m	£202,329	68332	80	1020	Virgin Money
4.19%	£581.45	7.64%	Fixed	57m	£220,426	17317	30	0	Darlington
4.22%	£583.26	6.49%	Fixed	63m	£204,188	11412	344	1016	HSBC Intermediary
4.29%	£587.50	7.19%	Fixed	39m	£221,832	6339	628	1510	Bank of Ireland
4.30%	£588.10	6.74%	Fixed	60m	£208,735	65332	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
5.19%	£643.37	5.19%	Tracker	0m	£194,110	31827	474	999	Co-operative Bank
7.19%	£776.46	7.19%	Tracker	0m	£234,828	18166	1097	1765	United Trust Bank
7.85%	£822.86	7.85%	Tracker	0m	£248,992	11964	957	1959	West One

This table is based on a residential property value of £120,000 and a mortgage secured against that property of £108,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Nov 2025 at 05:37 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.