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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.05%	£636.72	7.74%	Fixed	27m	£260,534	17654	57	1534	Leeds B Society
4.06%	£637.39	6.49%	Fixed	63m	£225,531	34343	344	999	HSBC Intermediary
4.06%	£637.39	6.75%	Fixed	63m	£229,527	55508	1	999	Santander
4.07%	£638.05	7.19%	Fixed	27m	£249,735	5097	628	1510	Bank of Ireland
4.08%	£638.82	8.09%	Fixed	24m	£261,894	16327	198	1019	Furness B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.05%	£636.72	7.74%	Fixed	27m	£260,534	17654	57	1534	Leeds B Society
4.06%	£637.39	6.49%	Fixed	63m	£225,531	34343	344	999	HSBC Intermediary
4.06%	£637.39	6.75%	Fixed	63m	£229,527	55508	1	999	Santander
4.07%	£638.05	7.19%	Fixed	27m	£249,735	5097	628	1510	Bank of Ireland
4.08%	£638.82	8.09%	Fixed	24m	£261,894	16327	198	1019	Furness B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.28%	£651.48	7.49%	Tracker	28m	£255,467	26009	42	1499	Halifax
4.49%	£666.32	6.49%	Tracker	24m	£237,468	21337	344	999	HSBC Intermediary
4.49%	£666.32	6.74%	Tracker	26m	£243,839	28749	80	999	Virgin Money
4.49%	£666.32	6.74%	Tracker	24m	£242,185	51146	75	1014	Nationwide B.Soc
4.64%	£676.57	6.99%	Tracker	27m	£243,125	55117	360	1030	Accord Mortgages

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 28 Nov 2025 at 05:16 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.