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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£639.38	4.09%	Variable	0m	£192,339	27376	48	525	Ecology B.Soc
4.13%	£641.44	7.24%	Tracker	27m	£250,445	64834	42	1499	Halifax
4.24%	£649.41	6.49%	Tracker	24m	£236,563	30462	75	1014	Nationwide B.Soc
4.24%	£649.41	7.24%	Variable	24m	£247,616	104924	190	999	Bath Inv. + B.Soc.
4.40%	£660.21	6.24%	Tracker	24m	£232,745	23720	344	999	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£686.90	6.24%	Fixed	61m	£227,743	5992	344	999	HSBC Intermediary
4.79%	£686.90	6.94%	Fixed	26m	£247,700	12138	628	1510	Bank of Ireland
4.80%	£687.60	7.74%	Fixed	27m	£263,254	73424	57	1534	Leeds B Society
4.84%	£690.37	6.49%	Fixed	60m	£231,500	31534	75	1014	Nationwide B.Soc
4.85%	£691.06	6.74%	Fixed	27m	£243,618	17590	207	1525	NatWest

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£641.44	7.24%	Tracker	27m	£250,445	64834	42	1499	Halifax
4.24%	£649.41	6.49%	Tracker	24m	£236,563	30462	75	1014	Nationwide B.Soc
4.40%	£660.21	6.24%	Tracker	24m	£232,745	23720	344	999	HSBC Intermediary
4.42%	£661.56	6.74%	Tracker	27m	£241,628	18261	207	1025	NatWest
4.44%	£662.92	6.29%	Tracker	24m	£233,819	76327	140	995	Skipton B.Society

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Jun 2026 at 02:39 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.