Best Buys

Do I Qualify?

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.27%	£651.54	8.24%	Fixed	60m	£254,596	8245	198	1019	Furness B.Soc
4.27%	£651.43	6.74%	Fixed	62m	£231,036	20917	344	999	HSBC Intermediary
4.29%	£652.78	7.44%	Fixed	26m	£255,791	19853	628	1510	Bank of Ireland
4.29%	£652.78	6.99%	Fixed	61m	£235,915	14865	80	1020	Virgin Money
4.33%	£655.47	6.75%	Fixed	62m	£231,609	39345	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.27%	£651.43	6.74%	Fixed	62m	£231,036	20917	344	999	HSBC Intermediary
4.27%	£651.54	8.24%	Fixed	60m	£254,596	8245	198	1019	Furness B.Soc
4.29%	£652.78	6.99%	Fixed	61m	£235,915	14865	80	1020	Virgin Money
4.29%	£652.78	7.44%	Fixed	26m	£255,791	19853	628	1510	Bank of Ireland
4.33%	£655.47	6.75%	Fixed	62m	£231,609	39345	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.53%	£668.39	7.74%	Tracker	27m	£261,702	71911	42	1499	Halifax
4.74%	£683.45	6.74%	Tracker	24m	£242,946	41977	344	999	HSBC Intermediary
4.74%	£683.45	6.99%	Tracker	24m	£247,868	26757	75	1014	Nationwide B.Soc
4.85%	£691.06	6.75%	Tracker	27m	£244,413	694	77	1999	Newcastle
4.89%	£693.84	6.99%	Tracker	25m	£250,321	69252	80	995	Virgin Money

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 04 Jun 2025 at 06:05 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.