Best Buys

Do I Qualify?

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£642.16	8.24%	Fixed	24m	£265,126	45183	198	1019	Furness B.Soc
4.14%	£642.72	7.19%	Fixed	27m	£249,986	8731	628	1510	Bank of Ireland
4.16%	£644.05	6.49%	Fixed	62m	£226,544	14771	344	999	HSBC Intermediary
4.19%	£646.06	7.99%	Fixed	60m	£250,485	44225	156	1499	Scottish B.Soc
4.20%	£646.73	5.99%	Fixed	63m	£219,536	10648	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£642.16	8.24%	Fixed	24m	£265,126	45183	198	1019	Furness B.Soc
4.14%	£642.72	7.19%	Fixed	27m	£249,986	8731	628	1510	Bank of Ireland
4.16%	£644.05	6.49%	Fixed	62m	£226,544	14771	344	999	HSBC Intermediary
4.19%	£646.06	7.99%	Fixed	60m	£250,485	44225	156	1499	Scottish B.Soc
4.20%	£646.73	5.99%	Fixed	63m	£219,536	10648	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.28%	£651.48	7.49%	Tracker	27m	£255,865	42404	42	1499	Halifax
4.49%	£666.32	6.49%	Tracker	24m	£237,468	21337	344	999	HSBC Intermediary
4.49%	£666.32	6.74%	Tracker	24m	£242,185	26757	75	1014	Nationwide B.Soc
4.64%	£676.57	6.74%	Tracker	26m	£244,339	41262	80	995	Virgin Money
4.64%	£676.57	7.24%	Tracker	26m	£247,213	54695	360	1030	Accord Mortgages

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Sep 2025 at 06:08 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.