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LenderInitial RateInitial PaymentReverting RateTypeInitial Period (months)Total Amount Payable Over Term
4.04%£636.167.99%Variable24m£266,085
4.08%£638.726.94%Fixed27m£244,945
4.09%£639.384.09%Variable0m£192,339
4.13%£641.447.24%Tracker27m£250,445
4.20%£646.737.74%Fixed27m£261,083

LenderInitial RateInitial PaymentReverting RateTypeInitial Period (months)Total Amount Payable Over Term
4.08%£638.726.94%Fixed27m£244,945
4.20%£646.737.74%Fixed27m£261,083
4.23%£648.746.50%Fixed26m£236,883
4.27%£651.436.62%Fixed29m£238,074
4.27%£650.807.24%Fixed27m£250,443

LenderInitial RateInitial PaymentReverting RateTypeInitial Period (months)Total Amount Payable Over Term
4.13%£641.447.24%Tracker27m£250,445
4.24%£649.416.49%Tracker26m£238,209
4.24%£649.416.49%Tracker24m£236,563
4.29%£652.786.24%Tracker24m£232,409
4.41%£660.886.74%Tracker27m£238,584

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Mar 2026 at 02:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.