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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.23%	£648.12	7.24%	Tracker	27m	£250,803	45289	42	1499	Halifax
4.24%	£649.41	6.49%	Tracker	24m	£236,563	27047	75	1014	Nationwide B.Soc
4.32%	£654.80	6.74%	Tracker	26m	£241,574	38115	207	1025	NatWest
4.40%	£660.21	6.24%	Tracker	24m	£232,745	65689	344	999	HSBC Intermediary
4.44%	£662.92	6.49%	Tracker	25m	£239,182	38668	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£686.90	6.94%	Fixed	27m	£247,436	24304	628	1510	Bank of Ireland
4.84%	£690.37	7.74%	Fixed	60m	£251,005	11233	156	995	Scottish B.Soc
4.84%	£690.37	7.74%	Fixed	38m	£259,472	69297	57	1534	Leeds B Society
4.89%	£693.84	6.24%	Fixed	25m	£234,069	48507	344	999	HSBC Intermediary
4.90%	£694.53	6.31%	Fixed	27m	£235,224	23150	77	999	Newcastle

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.23%	£648.12	7.24%	Tracker	27m	£250,803	45289	42	1499	Halifax
4.24%	£649.41	6.49%	Tracker	24m	£236,563	27047	75	1014	Nationwide B.Soc
4.32%	£654.80	6.74%	Tracker	26m	£241,574	38115	207	1025	NatWest
4.40%	£660.21	6.24%	Tracker	24m	£232,745	65689	344	999	HSBC Intermediary
4.44%	£662.92	6.49%	Tracker	25m	£239,182	38668	80	1024	Virgin Money

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 09 Sep 2026 at 03:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.