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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.09%	£639.38	4.09%	Variable	0m	£192,339	27376	48	525	Ecology B.Soc
4.13%	£641.44	7.24%	Tracker	26m	£250,830	108973	42	1499	Halifax
4.24%	£649.41	6.49%	Tracker	24m	£236,563	30462	75	1014	Nationwide B.Soc
4.24%	£649.41	7.24%	Variable	24m	£247,616	104924	190	999	Bath Inv. + B.Soc.
4.44%	£662.92	6.49%	Tracker	27m	£238,599	29217	80	999	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.88%	£693.14	6.94%	Fixed	62m	£238,826	119718	628	1510	Bank of Ireland
4.99%	£700.81	6.31%	Fixed	28m	£235,371	119781	77	999	Newcastle
4.99%	£700.81	7.24%	Fixed	40m	£249,713	29998	313	995	TSB Bank
5.00%	£701.51	6.49%	Fixed	60m	£232,658	20402	75	1014	Nationwide B.Soc
5.00%	£701.51	6.49%	Fixed	63m	£233,327	29932	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£641.44	7.24%	Tracker	26m	£250,830	108973	42	1499	Halifax
4.24%	£649.41	6.49%	Tracker	24m	£236,563	30462	75	1014	Nationwide B.Soc
4.44%	£662.92	6.49%	Tracker	27m	£238,599	29217	80	999	Virgin Money
4.48%	£665.64	5.74%	Tracker	24m	£223,649	64307	115	1024	Barclays
4.53%	£669.04	6.74%	Tracker	27m	£238,999	15153	360	1030	Accord Mortgages

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 29 Apr 2026 at 02:42 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.