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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.00%	£633.40	6.87%	Fixed	28m	£242,114	24245	474	999	Co-operative Bank
4.03%	£635.50	8.09%	Fixed	24m	£268,095	25188	198	1019	Furness B.Soc
4.05%	£636.72	6.74%	Fixed	63m	£229,748	34931	80	1024	Virgin Money
4.05%	£636.72	6.74%	Fixed	60m	£229,481	206	75	1014	Nationwide B.Soc
4.05%	£636.72	6.49%	Fixed	26m	£235,866	28650	344	999	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.00%	£633.40	6.87%	Fixed	28m	£242,114	24245	474	999	Co-operative Bank
4.03%	£635.50	8.09%	Fixed	24m	£268,095	25188	198	1019	Furness B.Soc
4.05%	£636.72	6.49%	Fixed	26m	£235,866	28650	344	999	HSBC Intermediary
4.05%	£636.72	6.74%	Fixed	60m	£229,481	206	75	1014	Nationwide B.Soc
4.05%	£636.72	6.74%	Fixed	63m	£229,748	34931	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.28%	£651.48	7.49%	Tracker	27m	£255,865	26009	42	1499	Halifax
4.49%	£666.32	6.49%	Tracker	24m	£237,818	29231	344	999	HSBC Intermediary
4.49%	£666.32	6.74%	Tracker	27m	£243,534	30017	80	999	Virgin Money
4.49%	£666.32	6.74%	Tracker	24m	£242,185	51146	75	1014	Nationwide B.Soc
4.64%	£676.57	6.99%	Tracker	27m	£243,125	27707	360	1030	Accord Mortgages

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 12 Dec 2025 at 05:24 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.