Best Buys

Do I Qualify?

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£642.72	7.44%	Fixed	26m	£255,272	2032	628	1510	Bank of Ireland
4.16%	£644.05	6.74%	Fixed	62m	£230,204	61627	344	999	HSBC Intermediary
4.23%	£648.74	7.24%	Fixed	63m	£238,361	29030	207	1525	NatWest
4.24%	£649.41	6.99%	Fixed	60m	£234,637	59604	75	1014	Nationwide B.Soc
4.24%	£649.41	6.75%	Fixed	63m	£230,905	16508	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	£642.72	7.44%	Fixed	26m	£255,272	2032	628	1510	Bank of Ireland
4.16%	£644.05	6.74%	Fixed	62m	£230,204	61627	344	999	HSBC Intermediary
4.23%	£648.74	7.24%	Fixed	63m	£238,361	29030	207	1525	NatWest
4.24%	£649.41	6.75%	Fixed	63m	£230,905	16508	1	999	Santander
4.24%	£649.41	6.99%	Fixed	60m	£234,637	59604	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.53%	£668.39	7.74%	Tracker	26m	£262,104	36241	42	1499	Halifax
4.74%	£683.45	6.74%	Tracker	24m	£242,946	41977	344	999	HSBC Intermediary
4.74%	£683.45	6.99%	Tracker	24m	£247,868	26757	75	1014	Nationwide B.Soc
4.85%	£691.06	6.50%	Tracker	27m	£238,646	7185	77	999	Newcastle
4.89%	£693.84	6.99%	Tracker	27m	£249,744	61183	80	995	Virgin Money

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Jul 2025 at 05:52 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.