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Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£642.16	8.09%	Fixed	24m	£262,058	4586	198	1019	Furness B.Soc
4.14%	£642.72	7.19%	Fixed	26m	£250,362	8731	628	1510	Bank of Ireland
4.15%	£643.39	6.99%	Fixed	63m	£233,536	64626	207	1025	NatWest
4.16%	£644.05	6.49%	Fixed	61m	£226,799	14771	344	999	HSBC Intermediary
4.19%	£646.06	7.74%	Fixed	60m	£246,587	44225	156	1499	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.13%	£642.16	8.09%	Fixed	24m	£262,058	4586	198	1019	Furness B.Soc
4.14%	£642.72	7.19%	Fixed	26m	£250,362	8731	628	1510	Bank of Ireland
4.15%	£643.39	6.99%	Fixed	63m	£233,536	64626	207	1025	NatWest
4.16%	£644.05	6.49%	Fixed	61m	£226,799	14771	344	999	HSBC Intermediary
4.19%	£646.06	7.74%	Fixed	60m	£246,587	44225	156	1499	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Type	Initial Period (months)	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.28%	£651.48	7.49%	Tracker	26m	£256,264	61045	42	1499	Halifax
4.49%	£666.32	6.49%	Tracker	24m	£237,468	21337	344	999	HSBC Intermediary
4.49%	£666.32	6.74%	Tracker	24m	£242,185	26757	75	1014	Nationwide B.Soc
4.59%	£673.14	6.54%	Tracker	24m	£239,175	64037	140	1015	Skipton B.Society
4.64%	£676.57	6.74%	Tracker	25m	£244,627	41262	80	995	Virgin Money

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £120,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 Oct 2025 at 05:24 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.