| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.12% | £681.47 | 6.49% | £999 | £21,725 | 5.6% | 35357 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.15% | £683.60 | 6.99% | £1,025 | £22,593 | 6.0% | 64626 | 207 | 1025 | NatWest |
| Fixed | 4.19% | £686.44 | 6.75% | £999 | £23,522 | 5.8% | 15423 | 1 | 999 | Santander |
| Fixed | 4.20% | £687.15 | 5.99% | £1,024 | £22,455 | 5.4% | 10648 | 115 | 1024 | Barclays |
| Fixed | 4.20% | £687.15 | 7.19% | £1,510 | £17,897 | 6.9% | 55974 | 628 | 1510 | Bank of Ireland |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.12% | £681.47 | 6.49% | £999 | £21,725 | 5.6% | 35357 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.15% | £683.60 | 6.99% | £1,025 | £22,593 | 6.0% | 64626 | 207 | 1025 | NatWest |
| Fixed | 4.19% | £686.44 | 6.75% | £999 | £23,522 | 5.8% | 15423 | 1 | 999 | Santander |
| Fixed | 4.20% | £687.15 | 5.99% | £1,024 | £22,455 | 5.4% | 10648 | 115 | 1024 | Barclays |
| Fixed | 4.20% | £687.15 | 7.19% | £1,510 | £17,897 | 6.9% | 55974 | 628 | 1510 | Bank of Ireland |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.41% | £701.51 | 7.49% | £1,499 | £18,335 | 7.2% | 61049 | 42 | 1499 | Halifax |
| Tracker | 4.54% | £711.58 | 6.49% | £999 | £17,727 | 6.4% | 21548 | 344 | 999 | HSBC Intermediary |
| Tracker | 4.54% | £711.58 | 6.74% | £1,014 | £17,592 | 6.6% | 26772 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.59% | £715.22 | 6.54% | £1,015 | £18,245 | 6.4% | 64037 | 140 | 1015 | Skipton B.Society |
| Tracker | 4.64% | £718.86 | 6.74% | £995 | £18,651 | 6.6% | 10902 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £150,000 and a mortgage secured against that property of £127,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 27 Oct 2025 at 04:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.