| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.26% | £690.77 | 7.24% | £1,499 | £18,077 | 6.9% | 12937 | 42 | 1499 | Halifax |
| Tracker | 4.29% | £693.57 | 6.49% | £999 | £17,744 | 6.4% | 36777 | 80 | 999 | Virgin Money |
| Tracker | 4.29% | £693.57 | 6.49% | £1,014 | £17,160 | 6.3% | 56065 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.48% | £707.24 | 5.74% | £1,024 | £18,078 | 5.7% | 64307 | 115 | 1024 | Barclays |
| Tracker | 4.53% | £710.86 | 6.74% | £1,030 | £18,181 | 6.3% | 56351 | 360 | 1030 | Accord Mortgages |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 4.74% | £726.17 | 6.24% | £999 | £21,719 | 5.8% | 94939 | 344 | 999 | HSBC Intermediary |
| Fixed | 4.78% | £729.10 | 6.50% | £999 | £24,569 | 6.0% | 92117 | 1 | 999 | Santander |
| Fixed | 4.80% | £730.57 | 6.49% | £1,014 | £21,706 | 6.0% | 52896 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 4.81% | £731.31 | 6.74% | £1,025 | £23,760 | 6.1% | 14588 | 207 | 1025 | NatWest |
| Fixed | 4.82% | £732.04 | 6.94% | £1,010 | £20,913 | 6.8% | 13997 | 628 | 1010 | Bank of Ireland |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.26% | £690.77 | 7.24% | £1,499 | £18,077 | 6.9% | 12937 | 42 | 1499 | Halifax |
| Tracker | 4.29% | £693.57 | 6.49% | £999 | £17,744 | 6.4% | 36777 | 80 | 999 | Virgin Money |
| Tracker | 4.29% | £693.57 | 6.49% | £1,014 | £17,160 | 6.3% | 56065 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.48% | £707.24 | 5.74% | £1,024 | £18,078 | 5.7% | 64307 | 115 | 1024 | Barclays |
| Tracker | 4.53% | £710.86 | 6.74% | £1,030 | £18,181 | 6.3% | 56351 | 360 | 1030 | Accord Mortgages |
This table is based on a residential property value of £150,000 and a mortgage secured against that property of £127,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Mar 2026 at 02:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.