| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.64% | £914.69 | 6.74% | £1,025 | £22,628 | 6.3% | 13038 | 207 | 1025 | NatWest |
| Fixed | 3.66% | £916.64 | 6.24% | £999 | £24,536 | 5.9% | 57939 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.69% | £919.57 | 7.24% | £1,495 | £26,128 | 6.7% | 19339 | 313 | 1495 | TSB Bank |
| Fixed | 3.69% | £919.57 | 6.50% | £999 | £23,294 | 6.1% | 25620 | 1 | 999 | Santander |
| Fixed | 3.70% | £920.54 | 6.49% | £1,014 | £22,607 | 6.2% | 20227 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.64% | £914.69 | 6.74% | £1,025 | £22,628 | 6.3% | 13038 | 207 | 1025 | NatWest |
| Fixed | 3.66% | £916.64 | 6.24% | £999 | £24,536 | 5.9% | 57939 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.69% | £919.57 | 6.50% | £999 | £23,294 | 6.1% | 25620 | 1 | 999 | Santander |
| Fixed | 3.69% | £919.57 | 7.24% | £1,495 | £26,128 | 6.7% | 19339 | 313 | 1495 | TSB Bank |
| Fixed | 3.70% | £920.54 | 6.49% | £1,014 | £22,607 | 6.2% | 20227 | 75 | 1014 | Nationwide B.Soc |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 3.86% | £935.38 | 7.24% | £1,499 | £23,948 | 6.7% | 63450 | 42 | 1499 | Halifax |
| Tracker | 3.94% | £944.15 | 6.49% | £999 | £23,758 | 6.3% | 30549 | 80 | 999 | Virgin Money |
| Tracker | 3.94% | £944.15 | 6.49% | £1,014 | £23,174 | 6.2% | 51138 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 3.96% | £946.14 | 5.74% | £1,024 | £23,811 | 5.6% | 64265 | 115 | 1024 | Barclays |
| Tracker | 3.99% | £949.11 | 6.24% | £999 | £23,778 | 6.0% | 28945 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Feb 2026 at 02:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.