| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.68% | £918.59 | 6.49% | £999 | £23,045 | 6.1% | 17825 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.70% | £920.54 | 6.74% | £1,014 | £22,607 | 6.4% | 20227 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 3.72% | £922.50 | 6.75% | £999 | £23,364 | 6.4% | 12151 | 1 | 999 | Santander |
| Fixed | 3.74% | £924.46 | 6.99% | £1,525 | £23,712 | 6.6% | 6060 | 207 | 1525 | NatWest |
| Fixed | 3.78% | £928.38 | 6.80% | £1,507 | £26,418 | 6.3% | 73240 | 90 | 1507 | Principality |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 3.68% | £918.59 | 6.49% | £999 | £23,045 | 6.1% | 17825 | 344 | 999 | HSBC Intermediary |
| Fixed | 3.70% | £920.54 | 6.74% | £1,014 | £22,607 | 6.4% | 20227 | 75 | 1014 | Nationwide B.Soc |
| Fixed | 3.72% | £922.50 | 6.75% | £999 | £23,364 | 6.4% | 12151 | 1 | 999 | Santander |
| Fixed | 3.74% | £924.46 | 6.99% | £1,525 | £23,712 | 6.6% | 6060 | 207 | 1525 | NatWest |
| Fixed | 3.78% | £928.38 | 6.80% | £1,507 | £26,418 | 6.3% | 73240 | 90 | 1507 | Principality |
| Type | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 4.11% | £960.16 | 7.49% | £1,499 | £24,543 | 7.0% | 25768 | 42 | 1499 | Halifax |
| Tracker | 4.19% | £969.09 | 6.74% | £999 | £24,356 | 6.6% | 28724 | 80 | 999 | Virgin Money |
| Tracker | 4.19% | £969.09 | 6.74% | £1,014 | £23,772 | 6.5% | 51138 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 4.21% | £971.10 | 5.99% | £1,024 | £24,410 | 5.9% | 64265 | 115 | 1024 | Barclays |
| Tracker | 4.24% | £974.12 | 6.49% | £999 | £24,028 | 6.3% | 21185 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 07 Dec 2025 at 05:07 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.