Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	24m	4.17%	£537.27	6.24%	£999	£13,893	6.1%	65680	344	999	HSBC Intermediary
Tracker	28m	4.18%	£537.31	7.24%	£1,499	£14,394	6.9%	57944	42	1499	Halifax
Tracker	24m	4.23%	£540.62	6.49%	£1,014	£13,989	6.3%	27272	75	1014	Nationwide B.Soc
Tracker	24m	4.24%	£541.18	5.74%	£1,024	£13,842	5.7%	3921	115	1024	Barclays
Tracker	24m	4.24%	£541.18	6.50%	£999	£13,962	6.3%	64917	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	28m	4.59%	£560.95	6.94%	£1,510	£17,078	6.8%	34735	628	1510	Bank of Ireland
Fixed	27m	4.66%	£564.95	6.50%	£999	£15,738	6.4%	50049	1	999	Santander
Fixed	62m	4.66%	£571.28	6.60%	£30	£14,521	6.0%	70056	267	30	AIB
Fixed	28m	4.68%	£565.54	7.24%	£999	£15,528	7.0%	28614	42	999	Halifax
Fixed	27m	4.68%	£566.10	7.74%	£1,534	£16,675	7.5%	32201	57	1534	Leeds B Society

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	24m	4.17%	£537.27	6.24%	£999	£13,893	6.1%	65680	344	999	HSBC Intermediary
Tracker	28m	4.18%	£537.31	7.24%	£1,499	£14,394	6.9%	57944	42	1499	Halifax
Tracker	24m	4.23%	£540.62	6.49%	£1,014	£13,989	6.3%	27272	75	1014	Nationwide B.Soc
Tracker	24m	4.24%	£541.18	5.74%	£1,024	£13,842	5.7%	3921	115	1024	Barclays
Tracker	24m	4.24%	£541.18	6.50%	£999	£13,962	6.3%	64917	1	999	Santander

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 22 Aug 2026 at 03:03 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.