TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed27m3.99%£527.287.74%£1,534£15,7377.1%
Fixed27m4.00%£527.846.75%£999£14,8446.4%
Fixed26m4.03%£529.496.49%£999£13,7076.3%
Fixed63m4.03%£529.496.99%£1,025£17,7775.9%
Fixed27m4.03%£529.007.49%£999£14,6477.0%

TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed27m3.99%£527.287.74%£1,534£15,7377.1%
Fixed27m4.00%£527.846.75%£999£14,8446.4%
Fixed26m4.03%£529.496.49%£999£13,7076.3%
Fixed63m4.03%£529.496.99%£1,025£17,7775.9%
Fixed27m4.03%£529.007.49%£999£14,6477.0%

TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker27m4.23%£540.107.49%£1,499£14,4617.1%
Tracker24m4.29%£543.986.49%£999£13,7056.3%
Tracker24m4.29%£543.986.74%£1,014£13,5706.6%
Tracker24m4.36%£547.925.99%£1,024£14,2545.9%
Tracker26m4.42%£551.306.74%£995£14,3256.6%

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 05:47 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.