Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	4.39%	£549.07	7.24%	£1,499	£14,677	6.9%	38584	42	1499	Halifax
Tracker	27m	4.44%	£552.43	6.99%	£1,025	£14,522	6.7%	3095	207	1025	NatWest
Tracker	24m	4.48%	£554.70	6.74%	£1,014	£13,827	6.6%	52400	75	1014	Nationwide B.Soc
Tracker	24m	4.51%	£556.40	5.99%	£1,024	£14,458	6.0%	38235	115	1024	Barclays
Tracker	27m	4.51%	£556.40	7.74%	£1,034	£14,652	7.4%	46146	57	1034	Leeds B Society

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	64m	4.96%	£581.68	7.24%	£999	£18,789	6.5%	39277	42	999	Halifax
Fixed	25m	5.09%	£589.85	6.94%	£1,510	£15,561	6.9%	89967	628	1510	Bank of Ireland
Fixed	62m	5.14%	£592.78	6.24%	£999	£17,814	6.0%	22893	344	999	HSBC Intermediary
Fixed	62m	5.16%	£593.95	6.74%	£1,024	£18,254	6.4%	47930	80	1024	Virgin Money
Fixed	60m	5.17%	£594.54	6.74%	£1,014	£17,659	6.3%	43659	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	4.39%	£549.07	7.24%	£1,499	£14,677	6.9%	38584	42	1499	Halifax
Tracker	27m	4.44%	£552.43	6.99%	£1,025	£14,522	6.7%	3095	207	1025	NatWest
Tracker	24m	4.48%	£554.70	6.74%	£1,014	£13,827	6.6%	52400	75	1014	Nationwide B.Soc
Tracker	24m	4.51%	£556.40	5.99%	£1,024	£14,458	6.0%	38235	115	1024	Barclays
Tracker	27m	4.51%	£556.40	7.74%	£1,034	£14,652	7.4%	46146	57	1034	Leeds B Society

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 10 Nov 2026 at 03:20 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.