Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	24m	4.13%	£535.04	5.74%	£1,024	£13,945	5.7%	26765	115	1024	Barclays
Tracker	27m	4.16%	£536.71	7.74%	£1,034	£14,179	7.3%	18963	57	1034	Leeds B Society
Tracker	24m	4.17%	£537.27	6.24%	£999	£13,893	6.1%	23655	344	999	HSBC Intermediary
Tracker	26m	4.18%	£537.31	7.24%	£1,499	£14,394	6.9%	48542	42	1499	Halifax
Tracker	24m	4.23%	£540.62	6.49%	£1,014	£13,489	6.3%	27043	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	4.45%	£553.00	6.94%	£1,510	£16,586	6.8%	63304	628	1510	Bank of Ireland
Fixed	62m	4.53%	£563.73	6.60%	£30	£15,776	6.0%	84203	267	30	AIB
Fixed	26m	4.60%	£560.97	7.24%	£999	£14,462	7.0%	51970	42	999	Halifax
Fixed	27m	4.68%	£566.10	6.24%	£999	£15,446	6.2%	44962	344	999	HSBC Intermediary
Fixed	39m	4.70%	£567.25	6.50%	£999	£16,750	6.2%	64304	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	24m	4.13%	£535.04	5.74%	£1,024	£13,945	5.7%	26765	115	1024	Barclays
Tracker	27m	4.16%	£536.71	7.74%	£1,034	£14,179	7.3%	18963	57	1034	Leeds B Society
Tracker	24m	4.17%	£537.27	6.24%	£999	£13,893	6.1%	23655	344	999	HSBC Intermediary
Tracker	26m	4.18%	£537.31	7.24%	£1,499	£14,394	6.9%	48542	42	1499	Halifax
Tracker	24m	4.23%	£540.62	6.49%	£1,014	£13,489	6.3%	27043	75	1014	Nationwide B.Soc

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 22 Jul 2026 at 02:51 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.