Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.78%	£515.77	5.74%	£1,024	£15,383	5.6%	37301	115	1024	Barclays
Fixed	26m	3.79%	£516.31	6.50%	£999	£13,365	6.2%	2277	1	999	Santander
Fixed	27m	3.79%	£515.84	7.24%	£999	£14,329	6.8%	27692	42	999	Halifax
Fixed	27m	3.83%	£518.50	6.74%	£1,530	£15,965	6.3%	15223	360	1530	Accord Mortgages
Fixed	26m	3.84%	£519.04	6.94%	£1,510	£14,162	6.6%	5279	628	1510	Bank of Ireland

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.78%	£515.77	5.74%	£1,024	£15,383	5.6%	37301	115	1024	Barclays
Fixed	26m	3.79%	£516.31	6.50%	£999	£13,365	6.2%	2277	1	999	Santander
Fixed	27m	3.79%	£515.84	7.24%	£999	£14,329	6.8%	27692	42	999	Halifax
Fixed	27m	3.83%	£518.50	6.74%	£1,530	£15,965	6.3%	15223	360	1530	Accord Mortgages
Fixed	26m	3.84%	£519.04	6.94%	£1,510	£14,162	6.6%	5279	628	1510	Bank of Ireland

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.98%	£526.24	7.24%	£1,499	£14,129	6.9%	28681	42	1499	Halifax
Tracker	26m	4.04%	£530.05	6.49%	£999	£13,819	6.3%	9101	80	999	Virgin Money
Tracker	24m	4.04%	£530.05	6.49%	£1,014	£13,235	6.3%	51141	75	1014	Nationwide B.Soc
Tracker	24m	4.09%	£532.82	6.24%	£999	£13,787	6.1%	10868	344	999	HSBC Intermediary
Tracker	26m	4.10%	£533.37	7.74%	£1,034	£14,099	7.3%	62759	57	1034	Leeds B Society

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 06 Mar 2026 at 02:39 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.