Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	4.08%	£531.76	7.24%	£1,499	£14,261	6.9%	35292	42	1499	Halifax
Variable	0m	4.09%	£532.82	4.09%	£525	£13,313	4.2%	27376	48	525	Ecology B.Soc
Tracker	24m	4.11%	£533.93	5.74%	£1,024	£13,918	5.7%	64269	115	1024	Barclays
Tracker	24m	4.19%	£538.38	6.24%	£999	£13,920	6.1%	42217	344	999	HSBC Intermediary
Tracker	26m	4.21%	£539.50	7.74%	£1,034	£14,246	7.3%	36599	57	1034	Leeds B Society

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	61m	4.64%	£570.12	6.60%	£30	£15,983	6.0%	117398	267	30	AIB
Fixed	26m	4.71%	£567.82	6.24%	£999	£14,627	6.2%	42182	344	999	HSBC Intermediary
Fixed	27m	4.74%	£569.54	6.94%	£1,510	£17,286	6.8%	9694	628	1510	Bank of Ireland
Fixed	26m	4.76%	£570.69	6.49%	£1,024	£14,820	6.5%	36104	80	1024	Virgin Money
Fixed	24m	4.76%	£570.69	6.49%	£1,014	£14,211	6.4%	42003	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	4.08%	£531.76	7.24%	£1,499	£14,261	6.9%	35292	42	1499	Halifax
Tracker	24m	4.11%	£533.93	5.74%	£1,024	£13,918	5.7%	64269	115	1024	Barclays
Tracker	24m	4.19%	£538.38	6.24%	£999	£13,920	6.1%	42217	344	999	HSBC Intermediary
Tracker	26m	4.21%	£539.50	7.74%	£1,034	£14,246	7.3%	36599	57	1034	Leeds B Society
Tracker	24m	4.24%	£541.18	6.49%	£1,014	£13,502	6.3%	30382	75	1014	Nationwide B.Soc

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 May 2026 at 02:45 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.