Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	61m	4.14%	£541.36	7.35%	£30	£15,048	6.3%	17837	267	30	AIB
Fixed	61m	4.19%	£538.38	6.99%	£999	£16,492	6.0%	20079	344	999	HSBC Intermediary
Fixed	60m	4.24%	£541.18	7.49%	£1,014	£16,426	6.4%	31949	75	1014	Nationwide B.Soc
Fixed	62m	4.25%	£541.74	6.74%	£1,034	£17,578	5.9%	619	115	1034	Barclays
Fixed	62m	4.26%	£542.30	7.25%	£999	£17,099	6.2%	17444	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	61m	4.14%	£541.36	7.35%	£30	£15,048	6.3%	17837	267	30	AIB
Fixed	61m	4.19%	£538.38	6.99%	£999	£16,492	6.0%	20079	344	999	HSBC Intermediary
Fixed	60m	4.24%	£541.18	7.49%	£1,014	£16,426	6.4%	31949	75	1014	Nationwide B.Soc
Fixed	62m	4.25%	£541.74	6.74%	£1,034	£17,578	5.9%	619	115	1034	Barclays
Fixed	62m	4.26%	£542.30	7.25%	£999	£17,099	6.2%	17444	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.90%	£578.20	8.24%	£1,499	£15,376	7.9%	35678	42	1499	Halifax
Tracker	24m	5.04%	£586.92	6.99%	£999	£14,335	6.9%	8805	344	999	HSBC Intermediary
Tracker	24m	5.04%	£586.92	7.49%	£1,014	£14,665	7.3%	43229	75	1014	Nationwide B.Soc
Tracker	24m	5.11%	£591.02	6.74%	£1,034	£15,298	6.7%	27603	115	1034	Barclays
Tracker	25m	5.17%	£594.54	7.99%	£995	£15,363	7.9%	37758	80	995	Virgin Money

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Jan 2025 at 03:49 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.