Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.08%	£531.76	7.24%	£1,499	£14,261	6.9%	108963	42	1499	Halifax
Variable	0m	4.09%	£532.82	4.09%	£525	£13,313	4.2%	27376	48	525	Ecology B.Soc
Tracker	24m	4.11%	£533.93	5.74%	£1,024	£13,918	5.7%	64269	115	1024	Barclays
Tracker	24m	4.24%	£541.18	6.49%	£1,014	£13,502	6.3%	108167	75	1014	Nationwide B.Soc
Tracker	25m	4.24%	£541.18	6.49%	£999	£14,086	6.4%	117570	80	999	Virgin Money

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	61m	4.84%	£581.82	6.60%	£30	£16,363	6.1%	107061	267	30	AIB
Fixed	63m	4.86%	£576.46	6.74%	£1,530	£19,283	6.2%	9984	360	1530	Accord Mortgages
Fixed	26m	4.87%	£577.04	6.74%	£1,025	£14,874	6.6%	105612	207	1025	NatWest
Fixed	60m	4.89%	£578.20	6.49%	£1,014	£17,262	6.1%	107959	75	1014	Nationwide B.Soc
Fixed	62m	4.89%	£578.20	6.50%	£999	£17,722	6.1%	116780	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.08%	£531.76	7.24%	£1,499	£14,261	6.9%	108963	42	1499	Halifax
Tracker	24m	4.11%	£533.93	5.74%	£1,024	£13,918	5.7%	64269	115	1024	Barclays
Tracker	24m	4.24%	£541.18	6.49%	£1,014	£13,502	6.3%	108167	75	1014	Nationwide B.Soc
Tracker	25m	4.24%	£541.18	6.49%	£999	£14,086	6.4%	117570	80	999	Virgin Money
Tracker	24m	4.49%	£555.27	6.24%	£999	£14,325	6.2%	99949	344	999	HSBC Intermediary

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 09 Apr 2026 at 03:00 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.