Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.08%	£531.76	7.24%	£1,499	£14,261	6.9%	47545	42	1499	Halifax
Tracker	24m	4.12%	£534.49	6.49%	£1,014	£13,342	6.3%	86273	75	1014	Nationwide B.Soc
Tracker	24m	4.13%	£535.04	5.74%	£1,024	£13,945	5.7%	26765	115	1024	Barclays
Tracker	26m	4.16%	£536.71	7.74%	£1,034	£14,179	7.3%	81816	57	1034	Leeds B Society
Tracker	24m	4.17%	£537.27	6.24%	£999	£13,893	6.1%	23655	344	999	HSBC Intermediary

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	4.39%	£549.61	6.94%	£1,510	£16,804	6.7%	87336	628	1510	Bank of Ireland
Fixed	27m	4.49%	£555.27	6.74%	£1,530	£16,856	6.4%	84805	360	1530	Accord Mortgages
Fixed	27m	4.51%	£556.40	6.24%	£999	£15,212	6.1%	83092	344	999	HSBC Intermediary
Fixed	24m	4.51%	£556.40	6.49%	£1,014	£13,868	6.4%	85777	75	1014	Nationwide B.Soc
Fixed	25m	4.51%	£556.40	6.49%	£1,024	£14,477	6.5%	87124	80	1024	Virgin Money

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.08%	£531.76	7.24%	£1,499	£14,261	6.9%	47545	42	1499	Halifax
Tracker	24m	4.12%	£534.49	6.49%	£1,014	£13,342	6.3%	86273	75	1014	Nationwide B.Soc
Tracker	24m	4.13%	£535.04	5.74%	£1,024	£13,945	5.7%	26765	115	1024	Barclays
Tracker	26m	4.16%	£536.71	7.74%	£1,034	£14,179	7.3%	81816	57	1034	Leeds B Society
Tracker	24m	4.17%	£537.27	6.24%	£999	£13,893	6.1%	23655	344	999	HSBC Intermediary

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 08 Jul 2026 at 02:48 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.