Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.89%	£521.78	6.49%	£999	£14,377	6.2%	14573	344	999	HSBC Intermediary
Fixed	27m	3.89%	£521.78	6.99%	£1,025	£14,261	6.6%	11050	207	1025	NatWest
Fixed	25m	3.92%	£523.43	5.99%	£1,024	£13,666	5.8%	37323	115	1024	Barclays
Fixed	26m	3.92%	£523.43	6.75%	£999	£13,786	6.4%	12101	1	999	Santander
Fixed	24m	3.93%	£523.98	6.74%	£1,014	£13,090	6.5%	56870	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.89%	£521.78	6.49%	£999	£14,377	6.2%	14573	344	999	HSBC Intermediary
Fixed	27m	3.89%	£521.78	6.99%	£1,025	£14,261	6.6%	11050	207	1025	NatWest
Fixed	25m	3.92%	£523.43	5.99%	£1,024	£13,666	5.8%	37323	115	1024	Barclays
Fixed	26m	3.92%	£523.43	6.75%	£999	£13,786	6.4%	12101	1	999	Santander
Fixed	24m	3.93%	£523.98	6.74%	£1,014	£13,090	6.5%	56870	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	4.23%	£540.10	7.49%	£1,499	£14,461	7.1%	37140	42	1499	Halifax
Tracker	24m	4.29%	£543.98	6.49%	£999	£13,705	6.3%	21209	344	999	HSBC Intermediary
Tracker	26m	4.29%	£543.98	6.74%	£999	£14,154	6.6%	28726	80	999	Virgin Money
Tracker	24m	4.29%	£543.98	6.74%	£1,014	£13,570	6.6%	51141	75	1014	Nationwide B.Soc
Tracker	24m	4.36%	£547.92	5.99%	£1,024	£14,254	5.9%	64269	115	1024	Barclays

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 Nov 2025 at 06:00 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.