Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	62m	4.06%	£531.16	6.24%	£1,034	£17,669	5.5%	4974	115	1034	Barclays
Fixed	62m	4.07%	£531.71	7.24%	£1,025	£17,594	6.1%	6392	207	1025	NatWest
Fixed	61m	4.08%	£532.26	6.74%	£999	£16,344	5.8%	20904	344	999	HSBC Intermediary
Fixed	62m	4.08%	£532.26	6.75%	£999	£16,854	5.8%	33998	1	999	Santander
Fixed	26m	4.09%	£532.82	7.44%	£1,510	£14,493	7.1%	2019	628	1510	Bank of Ireland

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	62m	4.06%	£531.16	6.24%	£1,034	£17,669	5.5%	4974	115	1034	Barclays
Fixed	62m	4.07%	£531.71	7.24%	£1,025	£17,594	6.1%	6392	207	1025	NatWest
Fixed	61m	4.08%	£532.26	6.74%	£999	£16,344	5.8%	20904	344	999	HSBC Intermediary
Fixed	62m	4.08%	£532.26	6.75%	£999	£16,854	5.8%	33998	1	999	Santander
Fixed	26m	4.09%	£532.82	7.44%	£1,510	£14,493	7.1%	2019	628	1510	Bank of Ireland

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.48%	£554.16	7.74%	£1,499	£14,799	7.4%	36228	42	1499	Halifax
Tracker	24m	4.54%	£558.11	6.74%	£999	£13,894	6.6%	41967	344	999	HSBC Intermediary
Tracker	24m	4.54%	£558.11	6.99%	£1,014	£13,909	6.8%	26755	75	1014	Nationwide B.Soc
Tracker	24m	4.61%	£562.09	6.24%	£1,034	£14,604	6.2%	27603	115	1034	Barclays
Tracker	25m	4.67%	£565.53	6.99%	£995	£14,667	6.9%	15625	80	995	Virgin Money

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 01 Jul 2025 at 06:02 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.