Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.93%	£523.98	6.49%	£999	£13,575	6.2%	35808	344	999	HSBC Intermediary
Fixed	26m	3.93%	£523.98	7.74%	£1,534	£14,374	7.1%	39858	57	1534	Leeds B Society
Fixed	63m	3.95%	£525.08	5.99%	£1,024	£17,511	5.3%	10660	115	1024	Barclays
Fixed	25m	3.99%	£527.28	6.74%	£1,020	£13,774	6.6%	19766	80	1020	Virgin Money
Fixed	24m	3.99%	£527.28	6.74%	£1,014	£13,169	6.5%	43348	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.93%	£523.98	6.49%	£999	£13,575	6.2%	35808	344	999	HSBC Intermediary
Fixed	26m	3.93%	£523.98	7.74%	£1,534	£14,374	7.1%	39858	57	1534	Leeds B Society
Fixed	63m	3.95%	£525.08	5.99%	£1,024	£17,511	5.3%	10660	115	1024	Barclays
Fixed	25m	3.99%	£527.28	6.74%	£1,020	£13,774	6.6%	19766	80	1020	Virgin Money
Fixed	24m	3.99%	£527.28	6.74%	£1,014	£13,169	6.5%	43348	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	4.23%	£540.10	7.49%	£1,499	£14,461	7.1%	42321	42	1499	Halifax
Tracker	24m	4.29%	£543.98	6.49%	£999	£13,705	6.3%	21209	344	999	HSBC Intermediary
Tracker	24m	4.29%	£543.98	6.74%	£1,014	£13,570	6.6%	26755	75	1014	Nationwide B.Soc
Tracker	24m	4.36%	£547.92	5.99%	£1,024	£14,254	5.9%	64269	115	1024	Barclays
Tracker	25m	4.42%	£551.30	6.74%	£995	£14,325	6.7%	61165	80	995	Virgin Money

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 02 Sep 2025 at 05:47 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.