Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.76%	£514.68	6.49%	£999	£13,351	6.2%	28358	344	999	HSBC Intermediary
Fixed	27m	3.79%	£516.31	6.75%	£999	£14,566	6.4%	46342	1	999	Santander
Fixed	26m	3.79%	£516.31	7.74%	£1,534	£14,189	7.3%	70075	57	1534	Leeds B Society
Fixed	24m	3.80%	£516.86	6.74%	£1,014	£12,919	6.5%	20256	75	1014	Nationwide B.Soc
Fixed	24m	3.82%	£517.95	5.99%	£1,024	£13,535	5.8%	62656	115	1024	Barclays

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.76%	£514.68	6.49%	£999	£13,351	6.2%	28358	344	999	HSBC Intermediary
Fixed	27m	3.79%	£516.31	6.75%	£999	£14,566	6.4%	46342	1	999	Santander
Fixed	26m	3.79%	£516.31	7.74%	£1,534	£14,189	7.3%	70075	57	1534	Leeds B Society
Fixed	24m	3.80%	£516.86	6.74%	£1,014	£12,919	6.5%	20256	75	1014	Nationwide B.Soc
Fixed	24m	3.82%	£517.95	5.99%	£1,024	£13,535	5.8%	62656	115	1024	Barclays

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	4.23%	£540.10	7.49%	£1,499	£14,461	7.1%	25832	42	1499	Halifax
Tracker	24m	4.29%	£543.98	6.49%	£999	£14,055	6.3%	28951	344	999	HSBC Intermediary
Tracker	27m	4.29%	£543.98	6.74%	£999	£14,154	6.6%	30540	80	999	Virgin Money
Tracker	24m	4.29%	£543.98	6.74%	£1,014	£13,570	6.6%	51141	75	1014	Nationwide B.Soc
Tracker	24m	4.36%	£547.92	5.99%	£1,024	£14,254	5.9%	64269	115	1024	Barclays

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 15 Dec 2025 at 05:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.