Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	62m	4.12%	£534.49	6.74%	£999	£16,398	5.8%	12126	344	999	HSBC Intermediary
Fixed	63m	4.19%	£538.38	7.49%	£1,525	£18,495	6.3%	15092	207	1525	NatWest Intermediary
Fixed	63m	4.20%	£538.94	6.49%	£1,034	£17,860	5.7%	57529	115	1034	Barclays
Fixed	63m	4.24%	£540.66	7.99%	£999	£17,537	6.6%	43241	42	999	Halifax
Fixed	63m	4.25%	£541.74	6.75%	£999	£18,991	5.9%	23066	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	62m	4.12%	£534.49	6.74%	£999	£16,398	5.8%	12126	344	999	HSBC Intermediary
Fixed	63m	4.19%	£538.38	7.49%	£1,525	£18,495	6.3%	15092	207	1525	NatWest Intermediary
Fixed	63m	4.20%	£538.94	6.49%	£1,034	£17,860	5.7%	57529	115	1034	Barclays
Fixed	63m	4.24%	£540.66	7.99%	£999	£17,537	6.6%	43241	42	999	Halifax
Fixed	63m	4.25%	£541.74	6.75%	£999	£18,991	5.9%	23066	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	4.73%	£568.40	7.99%	£1,499	£15,141	7.7%	16713	42	1499	Halifax
Tracker	24m	4.77%	£571.27	6.75%	£999	£14,934	6.7%	27518	1	999	Santander
Tracker	24m	4.79%	£572.42	6.74%	£999	£14,237	6.7%	41967	344	999	HSBC Intermediary
Tracker	24m	4.79%	£572.42	7.24%	£1,014	£14,252	7.1%	16477	75	1014	Nationwide B.Soc
Tracker	24m	4.86%	£576.46	6.49%	£1,034	£14,949	6.5%	27603	115	1034	Barclays

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 28 Mar 2025 at 04:40 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.