LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed27m3.69%£1,339.827.24%£1,999£36,6476.7%
Fixed26m3.74%£1,348.177.24%£1,495£33,8516.8%
Fixed27m3.78%£1,353.885.74%£1,024£38,5855.5%
Fixed26m3.79%£1,355.326.50%£999£33,5026.1%
Fixed27m3.83%£1,361.056.74%£1,530£39,2756.2%

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed27m3.69%£1,339.827.24%£1,999£36,6476.7%
Fixed26m3.74%£1,348.177.24%£1,495£33,8516.8%
Fixed27m3.78%£1,353.885.74%£1,024£38,5855.5%
Fixed26m3.79%£1,355.326.50%£999£33,5026.1%
Fixed27m3.83%£1,361.056.74%£1,530£39,2756.2%

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker27m3.98%£1,381.387.24%£1,499£34,6526.8%
Tracker26m4.04%£1,391.386.49%£999£34,4916.3%
Tracker24m4.04%£1,391.386.49%£1,014£33,9076.2%
Tracker24m4.09%£1,398.656.24%£999£34,5676.0%
Tracker26m4.10%£1,400.117.74%£1,034£34,9017.2%

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £262,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 06 Mar 2026 at 02:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.