| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 27m | 3.94% | £1,376.89 | 7.49% | £1,495 | £38,285 | 7.0% | 20124 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.94% | £1,375.61 | 7.49% | £1,999 | £37,510 | 7.0% | 42164 | 42 | 1999 | Halifax |
| Fixed | 27m | 3.99% | £1,384.12 | 7.74% | £1,534 | £38,388 | 7.0% | 15185 | 57 | 1534 | Leeds B Society |
| Fixed | 27m | 4.00% | £1,385.57 | 6.75% | £999 | £36,975 | 6.4% | 49421 | 1 | 999 | Santander |
| Fixed | 27m | 4.02% | £1,388.47 | 6.92% | £1,507 | £38,642 | 6.4% | 17968 | 90 | 1507 | Principality |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 27m | 3.94% | £1,376.89 | 7.49% | £1,495 | £38,285 | 7.0% | 20124 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.94% | £1,375.61 | 7.49% | £1,999 | £37,510 | 7.0% | 42164 | 42 | 1999 | Halifax |
| Fixed | 27m | 3.99% | £1,384.12 | 7.74% | £1,534 | £38,388 | 7.0% | 15185 | 57 | 1534 | Leeds B Society |
| Fixed | 27m | 4.00% | £1,385.57 | 6.75% | £999 | £36,975 | 6.4% | 49421 | 1 | 999 | Santander |
| Fixed | 27m | 4.02% | £1,388.47 | 6.92% | £1,507 | £38,642 | 6.4% | 17968 | 90 | 1507 | Principality |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 27m | 4.23% | £1,417.77 | 7.49% | £1,499 | £35,525 | 7.0% | 42321 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.29% | £1,427.95 | 6.49% | £999 | £34,920 | 6.3% | 21219 | 344 | 999 | HSBC Intermediary |
| Tracker | 24m | 4.29% | £1,427.95 | 6.74% | £1,014 | £34,785 | 6.5% | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.36% | £1,438.28 | 5.99% | £1,024 | £35,623 | 5.9% | 64269 | 115 | 1024 | Barclays |
| Tracker | 26m | 4.42% | £1,447.17 | 6.74% | £995 | £35,826 | 6.6% | 41286 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £262,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 14 Sep 2025 at 05:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.