| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 25m | 3.69% | £1,341.04 | 7.24% | £1,495 | £33,680 | 6.8% | 21384 | 313 | 1495 | TSB Bank |
| Fixed | 26m | 3.74% | £1,346.94 | 7.24% | £1,999 | £34,326 | 6.8% | 32072 | 42 | 1999 | Halifax |
| Fixed | 25m | 3.75% | £1,349.59 | 6.24% | £999 | £33,389 | 5.9% | 8643 | 344 | 999 | HSBC Intermediary |
| Fixed | 26m | 3.78% | £1,353.88 | 5.74% | £1,024 | £33,597 | 5.5% | 16579 | 115 | 1024 | Barclays |
| Fixed | 27m | 3.79% | £1,355.32 | 6.50% | £999 | £36,246 | 6.1% | 30475 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 25m | 3.69% | £1,341.04 | 7.24% | £1,495 | £33,680 | 6.8% | 21384 | 313 | 1495 | TSB Bank |
| Fixed | 26m | 3.74% | £1,346.94 | 7.24% | £1,999 | £34,326 | 6.8% | 32072 | 42 | 1999 | Halifax |
| Fixed | 25m | 3.75% | £1,349.59 | 6.24% | £999 | £33,389 | 5.9% | 8643 | 344 | 999 | HSBC Intermediary |
| Fixed | 26m | 3.78% | £1,353.88 | 5.74% | £1,024 | £33,597 | 5.5% | 16579 | 115 | 1024 | Barclays |
| Fixed | 27m | 3.79% | £1,355.32 | 6.50% | £999 | £36,246 | 6.1% | 30475 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 3.98% | £1,381.38 | 7.24% | £1,499 | £34,652 | 6.8% | 32443 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.04% | £1,391.38 | 6.24% | £999 | £34,392 | 6.0% | 29125 | 344 | 999 | HSBC Intermediary |
| Tracker | 26m | 4.04% | £1,391.38 | 6.49% | £999 | £34,491 | 6.3% | 30540 | 80 | 999 | Virgin Money |
| Tracker | 24m | 4.04% | £1,391.38 | 6.49% | £1,014 | £33,907 | 6.2% | 51141 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.11% | £1,401.56 | 5.74% | £1,024 | £34,741 | 5.6% | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £262,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 19 Jan 2026 at 05:20 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.