| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 25m | 3.84% | £1,362.49 | 7.49% | £1,495 | £34,195 | 7.0% | 16828 | 313 | 1495 | TSB Bank |
| Fixed | 28m | 3.88% | £1,366.97 | 7.49% | £1,999 | £37,302 | 6.9% | 36624 | 42 | 1999 | Halifax |
| Fixed | 27m | 3.89% | £1,369.68 | 6.49% | £999 | £36,117 | 6.1% | 14605 | 344 | 999 | HSBC Intermediary |
| Fixed | 27m | 3.89% | £1,369.68 | 6.99% | £1,025 | £35,769 | 6.5% | 11050 | 207 | 1025 | NatWest |
| Fixed | 27m | 3.90% | £1,371.12 | 6.80% | £1,507 | £38,223 | 6.3% | 31070 | 90 | 1507 | Principality |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 25m | 3.84% | £1,362.49 | 7.49% | £1,495 | £34,195 | 7.0% | 16828 | 313 | 1495 | TSB Bank |
| Fixed | 28m | 3.88% | £1,366.97 | 7.49% | £1,999 | £37,302 | 6.9% | 36624 | 42 | 1999 | Halifax |
| Fixed | 27m | 3.89% | £1,369.68 | 6.49% | £999 | £36,117 | 6.1% | 14605 | 344 | 999 | HSBC Intermediary |
| Fixed | 27m | 3.89% | £1,369.68 | 6.99% | £1,025 | £35,769 | 6.5% | 11050 | 207 | 1025 | NatWest |
| Fixed | 27m | 3.90% | £1,371.12 | 6.80% | £1,507 | £38,223 | 6.3% | 31070 | 90 | 1507 | Principality |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 28m | 4.23% | £1,417.77 | 7.49% | £1,499 | £35,525 | 7.0% | 37140 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.29% | £1,427.95 | 6.49% | £999 | £34,920 | 6.3% | 21219 | 344 | 999 | HSBC Intermediary |
| Tracker | 26m | 4.29% | £1,427.95 | 6.74% | £999 | £35,369 | 6.5% | 28726 | 80 | 999 | Virgin Money |
| Tracker | 24m | 4.29% | £1,427.95 | 6.74% | £1,014 | £34,785 | 6.5% | 51141 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.36% | £1,438.28 | 5.99% | £1,024 | £35,623 | 5.9% | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £262,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Nov 2025 at 06:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.