LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker27m4.18%£1,410.457.24%£1,499£35,3506.8%
Tracker24m4.22%£1,417.666.24%£999£35,0236.1%
Tracker24m4.23%£1,419.126.49%£1,014£34,5736.3%
Tracker24m4.24%£1,420.595.74%£1,024£35,1985.6%
Tracker24m4.24%£1,420.596.50%£999£35,0686.3%

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed27m4.59%£1,472.506.94%£1,510£42,0606.7%
Fixed26m4.66%£1,483.006.50%£999£36,5666.3%
Fixed27m4.68%£1,484.547.24%£999£39,1376.9%
Fixed26m4.68%£1,486.017.74%£1,534£37,4627.4%
Fixed61m4.71%£1,490.536.24%£999£43,5475.8%

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker27m4.18%£1,410.457.24%£1,499£35,3506.8%
Tracker24m4.22%£1,417.666.24%£999£35,0236.1%
Tracker24m4.23%£1,419.126.49%£1,014£34,5736.3%
Tracker24m4.24%£1,420.595.74%£1,024£35,1985.6%
Tracker24m4.24%£1,420.596.50%£999£35,0686.3%

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £262,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 06 Sep 2026 at 03:07 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.