LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker24m4.13%£1,404.485.74%£1,024£34,8125.6%
Tracker27m4.16%£1,408.877.74%£1,034£35,1117.2%
Tracker24m4.17%£1,410.336.24%£999£34,8476.0%
Tracker26m4.18%£1,410.457.24%£1,499£35,3506.8%
Tracker24m4.23%£1,419.126.49%£1,014£34,5736.3%

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed27m4.45%£1,451.626.94%£1,510£41,2546.6%
Fixed27m4.49%£1,457.576.74%£1,530£41,6136.3%
Fixed26m4.52%£1,462.046.50%£999£36,3136.3%
Fixed27m4.56%£1,468.017.74%£1,034£39,9157.3%
Fixed26m4.60%£1,472.557.24%£1,999£37,3407.0%

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker24m4.13%£1,404.485.74%£1,024£34,8125.6%
Tracker27m4.16%£1,408.877.74%£1,034£35,1117.2%
Tracker24m4.17%£1,410.336.24%£999£34,8476.0%
Tracker26m4.18%£1,410.457.24%£1,499£35,3506.8%
Tracker24m4.23%£1,419.126.49%£1,014£34,5736.3%

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £262,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Jul 2026 at 02:45 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.