| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.18% | £1,410.45 | 7.24% | £1,499 | £35,350 | 6.8% | 109302 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.19% | £1,413.26 | 6.74% | £1,025 | £35,568 | 6.4% | 32167 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,419.12 | 6.49% | £1,014 | £34,573 | 6.3% | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.26% | £1,423.53 | 5.74% | £1,024 | £35,269 | 5.6% | 38235 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.26% | £1,423.53 | 7.74% | £1,034 | £35,463 | 7.2% | 39880 | 57 | 1034 | Leeds B Society |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 5.09% | £1,548.34 | 6.94% | £1,510 | £38,565 | 6.8% | 89967 | 628 | 1510 | Bank of Ireland |
| Fixed | 26m | 5.11% | £1,549.84 | 7.24% | £999 | £38,195 | 7.0% | 109205 | 42 | 999 | Halifax |
| Fixed | 63m | 5.14% | £1,556.04 | 6.24% | £999 | £47,402 | 5.9% | 22916 | 344 | 999 | HSBC Intermediary |
| Fixed | 39m | 5.18% | £1,562.20 | 6.50% | £999 | £43,750 | 6.3% | 37362 | 1 | 999 | Santander |
| Fixed | 58m | 5.19% | £1,563.75 | 7.60% | £999 | £46,180 | 6.8% | 42099 | 175 | 999 | Vernon BS |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.18% | £1,410.45 | 7.24% | £1,499 | £35,350 | 6.8% | 109302 | 42 | 1499 | Halifax |
| Tracker | 27m | 4.19% | £1,413.26 | 6.74% | £1,025 | £35,568 | 6.4% | 32167 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,419.12 | 6.49% | £1,014 | £34,573 | 6.3% | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.26% | £1,423.53 | 5.74% | £1,024 | £35,269 | 5.6% | 38235 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.26% | £1,423.53 | 7.74% | £1,034 | £35,463 | 7.2% | 39880 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £262,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Oct 2026 at 03:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.