| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 28m | 3.99% | £1,977.32 | 7.44% | £1,510 | 6.9% APRC | £56,296 | £789,781 | 28m | 57051 | 628 | 1510 | Bank of Ireland |
| Fixed | 26m | 3.99% | £1,975.47 | 7.74% | £1,999 | 7.2% APRC | £49,410 | £810,464 | 26m | 59026 | 42 | 1999 | Halifax |
| Fixed | 62m | 4.01% | £1,981.46 | 6.75% | £999 | 5.7% APRC | £59,234 | £714,160 | 62m | 17188 | 1 | 999 | Santander |
| Fixed | 62m | 4.02% | £1,983.53 | 6.74% | £999 | 5.7% APRC | £58,239 | £713,961 | 62m | 40945 | 344 | 999 | HSBC Intermediary |
| Fixed | 63m | 4.02% | £1,983.53 | 7.24% | £1,025 | 6.0% APRC | £63,796 | £736,023 | 63m | 8957 | 207 | 1025 | NatWest |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 28m | 3.99% | £1,977.32 | 7.44% | £1,510 | 6.9% APRC | £56,296 | £789,781 | 28m | 57051 | 628 | 1510 | Bank of Ireland |
| Fixed | 26m | 3.99% | £1,975.47 | 7.74% | £1,999 | 7.2% APRC | £49,410 | £810,464 | 26m | 59026 | 42 | 1999 | Halifax |
| Fixed | 62m | 4.01% | £1,981.46 | 6.75% | £999 | 5.7% APRC | £59,234 | £714,160 | 62m | 17188 | 1 | 999 | Santander |
| Fixed | 62m | 4.02% | £1,983.53 | 6.74% | £999 | 5.7% APRC | £58,239 | £713,961 | 62m | 40945 | 344 | 999 | HSBC Intermediary |
| Fixed | 63m | 4.02% | £1,983.53 | 7.24% | £1,025 | 6.0% APRC | £63,796 | £736,023 | 63m | 8957 | 207 | 1025 | NatWest |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.48% | £2,078.08 | 7.74% | £1,499 | 7.3% APRC | £51,373 | £815,345 | 0m | 36228 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.54% | £2,092.89 | 6.74% | £999 | 6.5% APRC | £50,728 | £756,206 | 0m | 41971 | 344 | 999 | HSBC Intermediary |
| Tracker | 24m | 4.54% | £2,092.89 | 6.99% | £1,014 | 6.7% APRC | £50,743 | £771,539 | 0m | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.61% | £2,107.85 | 6.24% | £1,034 | 6.1% APRC | £51,702 | £727,317 | 0m | 27603 | 115 | 1034 | Barclays |
| Tracker | 25m | 4.67% | £2,120.72 | 6.99% | £995 | 6.8% APRC | £51,991 | £777,691 | 25m | 15625 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £500,000 and a mortgage secured against that property of £375,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 05:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.