| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.94% | £1,965.15 | 7.49% | £1,999 | 7.0% APRC | £49,163 | £794,438 | 26m | 61019 | 42 | 1999 | Halifax |
| Fixed | 24m | 3.99% | £1,977.32 | 6.74% | £1,514 | 6.4% APRC | £48,470 | £751,359 | 24m | 991 | 75 | 1514 | Nationwide B.Soc |
| Fixed | 26m | 3.99% | £1,977.32 | 7.49% | £1,495 | 7.0% APRC | £48,951 | £795,338 | 26m | 57004 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.99% | £1,977.32 | 7.74% | £1,534 | 7.2% APRC | £54,070 | £809,662 | 27m | 10246 | 57 | 1534 | Leeds B Society |
| Fixed | 26m | 4.00% | £1,979.39 | 6.75% | £999 | 6.4% APRC | £48,479 | £749,913 | 26m | 41616 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 3.94% | £1,965.15 | 7.49% | £1,999 | 7.0% APRC | £49,163 | £794,438 | 26m | 61019 | 42 | 1999 | Halifax |
| Fixed | 24m | 3.99% | £1,977.32 | 6.74% | £1,514 | 6.4% APRC | £48,470 | £751,359 | 24m | 991 | 75 | 1514 | Nationwide B.Soc |
| Fixed | 26m | 3.99% | £1,977.32 | 7.49% | £1,495 | 7.0% APRC | £48,951 | £795,338 | 26m | 57004 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.99% | £1,977.32 | 7.74% | £1,534 | 7.2% APRC | £54,070 | £809,662 | 27m | 10246 | 57 | 1534 | Leeds B Society |
| Fixed | 26m | 4.00% | £1,979.39 | 6.75% | £999 | 6.4% APRC | £48,479 | £749,913 | 26m | 41616 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.23% | £2,025.38 | 7.49% | £1,499 | 7.0% APRC | £50,108 | £797,099 | 0m | 61039 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.29% | £2,039.93 | 6.49% | £999 | 6.3% APRC | £49,607 | £738,788 | 0m | 21219 | 344 | 999 | HSBC Intermediary |
| Tracker | 24m | 4.29% | £2,039.93 | 6.74% | £1,014 | 6.5% APRC | £49,472 | £753,791 | 0m | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.36% | £2,054.68 | 5.99% | £1,024 | 5.9% APRC | £50,416 | £710,100 | 0m | 64269 | 115 | 1024 | Barclays |
| Tracker | 25m | 4.42% | £2,067.38 | 6.74% | £995 | 6.6% APRC | £50,711 | £759,907 | 25m | 41286 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £500,000 and a mortgage secured against that property of £375,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 13 Oct 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.