LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over TermEarly Repayment Charge
Fixed28m3.99%£1,977.327.44%£1,5106.9% APRC£56,296£789,78128m
Fixed26m3.99%£1,975.477.74%£1,9997.2% APRC£49,410£810,46426m
Fixed62m4.01%£1,981.466.75%£9995.7% APRC£59,234£714,16062m
Fixed62m4.02%£1,983.536.74%£9995.7% APRC£58,239£713,96162m
Fixed63m4.02%£1,983.537.24%£1,0256.0% APRC£63,796£736,02363m

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over TermEarly Repayment Charge
Fixed28m3.99%£1,977.327.44%£1,5106.9% APRC£56,296£789,78128m
Fixed26m3.99%£1,975.477.74%£1,9997.2% APRC£49,410£810,46426m
Fixed62m4.01%£1,981.466.75%£9995.7% APRC£59,234£714,16062m
Fixed62m4.02%£1,983.536.74%£9995.7% APRC£58,239£713,96162m
Fixed63m4.02%£1,983.537.24%£1,0256.0% APRC£63,796£736,02363m

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over TermEarly Repayment Charge
Tracker26m4.48%£2,078.087.74%£1,4997.3% APRC£51,373£815,3450m
Tracker24m4.54%£2,092.896.74%£9996.5% APRC£50,728£756,2060m
Tracker24m4.54%£2,092.896.99%£1,0146.7% APRC£50,743£771,5390m
Tracker24m4.61%£2,107.856.24%£1,0346.1% APRC£51,702£727,3170m
Tracker25m4.67%£2,120.726.99%£9956.8% APRC£51,991£777,69125m

This table is based on a residential property value of £500,000 and a mortgage secured against that property of £375,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 05:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.