LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over TermEarly Repayment Charge
Variable27m2.09%£1,605.944.99%£5304.3% APRC£42,179£615,34127m
Variable24m2.24%£1,633.635.75%£9955.2% APRC£40,052£675,60024m
Variable26m2.70%£1,720.333.96%£1,4143.8% APRC£42,832£580,94026m
Tracker24m2.70%£1,720.335.24%£1,0344.9% APRC£42,402£651,2360m
Tracker24m2.74%£1,728.004.54%£9994.3% APRC£42,471£612,7260m

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over TermEarly Repayment Charge
Fixed28m3.24%£1,825.464.74%£1,0254.5% APRC£47,498£626,09128m
Fixed123m3.30%£1,837.365.24%£1,0254.0% APRC£73,574£596,891123m
Fixed26m3.34%£1,845.314.54%£9994.4% APRC£45,286£617,28626m
Fixed25m3.35%£1,847.314.24%£1,0244.2% APRC£45,499£601,81025m
Fixed64m3.36%£1,847.705.24%£9994.5% APRC£59,552£630,52964m

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over TermEarly Repayment Charge
Tracker24m2.70%£1,720.335.24%£1,0344.9% APRC£42,402£651,2360m
Tracker24m2.74%£1,728.004.54%£9994.3% APRC£42,471£612,7260m
Tracker24m2.79%£1,737.605.24%£1,0194.9% APRC£42,286£651,5480m
Tracker24m2.95%£1,768.564.89%£1,0154.4% APRC£43,555£621,6270m
Tracker27m3.34%£1,845.314.24%£9954.2% APRC£45,282£600,9110m

This table is based on a residential property value of £500,000 and a mortgage secured against that property of £375,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Aug 2022 at 03:31 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.