| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 27m | 3.74% | £1,924.20 | 7.49% | £1,999 | 6.9% APRC | £51,742 | £790,779 | 27m | 37654 | 42 | 1999 | Halifax |
| Fixed | 24m | 3.75% | £1,927.99 | 6.74% | £1,514 | 6.4% APRC | £47,286 | £748,999 | 24m | 20320 | 75 | 1514 | Nationwide B.Soc |
| Fixed | 26m | 3.76% | £1,930.03 | 6.49% | £999 | 6.1% APRC | £47,320 | £731,916 | 26m | 28647 | 344 | 999 | HSBC Intermediary |
| Fixed | 27m | 3.79% | £1,936.17 | 6.75% | £999 | 6.3% APRC | £51,255 | £746,800 | 27m | 46342 | 1 | 999 | Santander |
| Fixed | 26m | 3.79% | £1,936.17 | 7.49% | £1,495 | 6.9% APRC | £47,963 | £793,148 | 26m | 73204 | 313 | 1495 | TSB Bank |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 27m | 3.74% | £1,924.20 | 7.49% | £1,999 | 6.9% APRC | £51,742 | £790,779 | 27m | 37654 | 42 | 1999 | Halifax |
| Fixed | 24m | 3.75% | £1,927.99 | 6.74% | £1,514 | 6.4% APRC | £47,286 | £748,999 | 24m | 20320 | 75 | 1514 | Nationwide B.Soc |
| Fixed | 26m | 3.76% | £1,930.03 | 6.49% | £999 | 6.1% APRC | £47,320 | £731,916 | 26m | 28647 | 344 | 999 | HSBC Intermediary |
| Fixed | 27m | 3.79% | £1,936.17 | 6.75% | £999 | 6.3% APRC | £51,255 | £746,800 | 27m | 46342 | 1 | 999 | Santander |
| Fixed | 26m | 3.79% | £1,936.17 | 7.49% | £1,495 | 6.9% APRC | £47,963 | £793,148 | 26m | 73204 | 313 | 1495 | TSB Bank |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | Early Repayment Charge | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 27m | 4.23% | £2,025.38 | 7.49% | £1,499 | 7.0% APRC | £50,108 | £795,829 | 0m | 25832 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.29% | £2,039.93 | 6.49% | £999 | 6.3% APRC | £49,957 | £739,138 | 0m | 29125 | 344 | 999 | HSBC Intermediary |
| Tracker | 27m | 4.29% | £2,039.93 | 6.74% | £999 | 6.5% APRC | £50,056 | £756,524 | 0m | 30540 | 80 | 999 | Virgin Money |
| Tracker | 24m | 4.29% | £2,039.93 | 6.74% | £1,014 | 6.5% APRC | £49,472 | £753,791 | 0m | 51141 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.36% | £2,054.68 | 5.99% | £1,024 | 5.9% APRC | £50,416 | £710,100 | 0m | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £500,000 and a mortgage secured against that property of £375,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Dec 2025 at 05:14 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.