| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.20% | £433.66 | 8.99% | £7,375 | £17,873 | 8.7% | 29569 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.34% | £440.60 | 8.90% | £7,485 | £18,114 | 8.7% | 25952 | 1048 | 7485 | Zephyr Homeloans |
| Fixed | 27m | 2.59% | £453.16 | 7.99% | £3,295 | £15,112 | 7.4% | 1418 | 168 | 3295 | The Mortgage Works |
| Fixed | 27m | 2.60% | £453.67 | 8.34% | £3,100 | £14,930 | 7.6% | 56309 | 123 | 3100 | BM Solutions |
| Fixed | 27m | 2.79% | £463.36 | 7.49% | £3,025 | £15,659 | 7.0% | 27126 | 80 | 3025 | Virgin Money |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.20% | £433.66 | 8.99% | £7,375 | £17,873 | 8.7% | 29569 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.34% | £440.60 | 8.90% | £7,485 | £18,114 | 8.7% | 25952 | 1048 | 7485 | Zephyr Homeloans |
| Fixed | 27m | 2.59% | £453.16 | 7.99% | £3,295 | £15,112 | 7.4% | 1418 | 168 | 3295 | The Mortgage Works |
| Fixed | 27m | 2.60% | £453.67 | 8.34% | £3,100 | £14,930 | 7.6% | 56309 | 123 | 3100 | BM Solutions |
| Fixed | 27m | 2.79% | £463.36 | 7.49% | £3,025 | £15,659 | 7.0% | 27126 | 80 | 3025 | Virgin Money |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 4.27% | £542.86 | 7.50% | £2,016 | £15,045 | 7.3% | 49682 | 344 | 2016 | HSBC Intermediary |
| Tracker | 27m | 4.34% | £546.79 | 8.49% | £3,015 | £16,615 | 8.2% | 2785 | 168 | 3015 | The Mortgage Works |
| Tracker | 27m | 4.43% | £551.87 | 6.99% | £2,030 | £15,592 | 6.8% | 28125 | 360 | 2030 | Accord Mortgages |
| Tracker | 27m | 4.45% | £553.00 | 8.34% | £1,100 | £14,372 | 7.8% | 54970 | 123 | 1100 | BM Solutions |
| Tracker | 24m | 4.49% | £555.27 | 6.54% | £1,515 | £14,906 | 6.5% | 64022 | 140 | 1515 | Skipton B.Society |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Dec 2025 at 05:12 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.