| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 1.69% | £408.93 | 8.99% | £10,419 | £20,408 | 9.0% | 24696 | 957 | 10418.9996185303 | West One |
| Fixed | 24m | 2.24% | £435.64 | 8.99% | £7,375 | £17,920 | 8.8% | 55211 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.44% | £445.60 | 8.90% | £7,485 | £18,234 | 8.7% | 60329 | 1048 | 7485 | Zephyr Homeloans |
| Fixed | 27m | 2.70% | £458.76 | 8.34% | £3,100 | £15,053 | 7.7% | 51797 | 123 | 3100 | BM Solutions |
| Fixed | 26m | 2.79% | £463.36 | 7.99% | £3,295 | £14,416 | 7.5% | 40877 | 168 | 3295 | The Mortgage Works |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 1.69% | £408.93 | 8.99% | £10,419 | £20,408 | 9.0% | 24696 | 957 | 10418.9996185303 | West One |
| Fixed | 24m | 2.24% | £435.64 | 8.99% | £7,375 | £17,920 | 8.8% | 55211 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.44% | £445.60 | 8.90% | £7,485 | £18,234 | 8.7% | 60329 | 1048 | 7485 | Zephyr Homeloans |
| Fixed | 27m | 2.70% | £458.76 | 8.34% | £3,100 | £15,053 | 7.7% | 51797 | 123 | 3100 | BM Solutions |
| Fixed | 26m | 2.79% | £463.36 | 7.99% | £3,295 | £14,416 | 7.5% | 40877 | 168 | 3295 | The Mortgage Works |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 4.27% | £542.86 | 7.50% | £2,016 | £15,045 | 7.3% | 49682 | 344 | 2016 | HSBC Intermediary |
| Tracker | 26m | 4.34% | £546.79 | 7.24% | £2,030 | £14,993 | 7.1% | 45943 | 360 | 2030 | Accord Mortgages |
| Tracker | 27m | 4.43% | £551.87 | 8.34% | £1,599 | £15,321 | 7.9% | 44214 | 123 | 1599 | BM Solutions |
| Tracker | 27m | 4.49% | £555.27 | 7.00% | £3,234 | £17,665 | 7.0% | 9179 | 796 | 3234 | Fleet Mortgages |
| Tracker | 26m | 4.49% | £555.27 | 8.49% | £3,015 | £16,341 | 8.2% | 41433 | 168 | 3015 | The Mortgage Works |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 05:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.