| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.79% | £463.36 | 8.74% | £7,375 | £18,586 | 8.7% | 21770 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.89% | £468.51 | 8.90% | £7,510 | £18,809 | 8.8% | 20814 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 24m | 3.29% | £489.43 | 8.75% | £7,689 | £19,565 | 8.8% | 94676 | 1371 | 7689 | MT Finance |
| Fixed | 26m | 3.34% | £492.08 | 7.74% | £3,295 | £15,105 | 7.4% | 71358 | 168 | 3295 | The Mortgage Works |
| Fixed | 24m | 3.39% | £494.74 | 8.25% | £7,437 | £19,711 | 8.4% | 50570 | 951 | 7437 | Gatehouse Bank |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.79% | £463.36 | 8.74% | £7,375 | £18,586 | 8.7% | 21770 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.89% | £468.51 | 8.90% | £7,510 | £18,809 | 8.8% | 20814 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 24m | 3.29% | £489.43 | 8.75% | £7,689 | £19,565 | 8.8% | 94676 | 1371 | 7689 | MT Finance |
| Fixed | 26m | 3.34% | £492.08 | 7.74% | £3,295 | £15,105 | 7.4% | 71358 | 168 | 3295 | The Mortgage Works |
| Fixed | 24m | 3.39% | £494.74 | 8.25% | £7,437 | £19,711 | 8.4% | 50570 | 951 | 7437 | Gatehouse Bank |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 3.99% | £527.28 | 8.24% | £3,015 | £15,670 | 7.9% | 18212 | 168 | 3015 | The Mortgage Works |
| Tracker | 27m | 4.18% | £537.83 | 6.74% | £2,030 | £15,254 | 6.6% | 74195 | 360 | 2030 | Accord Mortgages |
| Tracker | 27m | 4.20% | £538.94 | 8.09% | £1,100 | £14,035 | 7.6% | 28292 | 123 | 1100 | BM Solutions |
| Tracker | 24m | 4.22% | £540.06 | 7.25% | £2,016 | £14,977 | 7.1% | 95622 | 344 | 2016 | HSBC Intermediary |
| Tracker | 26m | 4.45% | £553.00 | 7.49% | £1,020 | £14,391 | 7.2% | 35513 | 80 | 1020 | Virgin Money |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Mar 2026 at 02:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.