| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 3.45% | £497.95 | 6.44% | £6,906 | £19,007 | 6.8% | 3183 | 1245 | 6906 | Molo Finance |
| Fixed | 24m | 3.54% | £502.77 | 6.45% | £5,018 | £17,164 | 6.6% | 302 | 220 | 5018 | Kensington |
| Fixed | 24m | 3.59% | £505.46 | 6.75% | £5,370 | £17,526 | 6.9% | 12717 | 1559 | 5370 | Rely Mortgages |
| Fixed | 24m | 3.60% | £506.00 | 8.74% | £7,375 | £19,609 | 8.9% | 255 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 3.60% | £506.94 | 7.35% | £5,025 | £16,932 | 7.4% | 4890 | 245 | 5025 | Paragon Bank |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 3.45% | £497.95 | 6.44% | £6,906 | £19,007 | 6.8% | 3183 | 1245 | 6906 | Molo Finance |
| Fixed | 24m | 3.54% | £502.77 | 6.45% | £5,018 | £17,164 | 6.6% | 302 | 220 | 5018 | Kensington |
| Fixed | 24m | 3.59% | £505.46 | 6.75% | £5,370 | £17,526 | 6.9% | 12717 | 1559 | 5370 | Rely Mortgages |
| Fixed | 24m | 3.60% | £506.94 | 7.35% | £5,025 | £16,932 | 7.4% | 4890 | 245 | 5025 | Paragon Bank |
| Fixed | 24m | 3.60% | £506.00 | 8.74% | £7,375 | £19,609 | 8.9% | 255 | 172 | 7375 | CHL Mortgages |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 3.85% | £519.59 | 8.74% | £5,375 | £17,935 | 8.7% | 101341 | 172 | 5375 | CHL Mortgages |
| Tracker | 26m | 3.99% | £527.28 | 7.74% | £1,015 | £13,670 | 7.3% | 89407 | 168 | 1015 | The Mortgage Works |
| Tracker | 27m | 4.20% | £538.94 | 8.09% | £1,100 | £14,035 | 7.6% | 1125 | 123 | 1100 | BM Solutions |
| Tracker | 28m | 4.30% | £544.54 | 8.04% | £1,534 | £14,867 | 7.6% | 99843 | 57 | 1534 | Leeds B Society |
| Tracker | 24m | 4.39% | £549.61 | 8.29% | £3,739 | £17,030 | 8.2% | 269186 | 74 | 3739 | TMTC-Family BS |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 22 Sep 2026 at 03:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.