TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed24m2.85%£466.458.74%£7,375£18,6608.7%
Fixed24m3.09%£478.918.90%£7,510£19,0598.9%
Fixed24m3.39%£494.748.74%£7,624£19,6838.8%
Fixed24m3.39%£494.748.74%£5,680£17,6548.6%
Fixed25m3.44%£497.417.74%£3,295£15,2337.4%

TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed24m2.85%£466.458.74%£7,375£18,6608.7%
Fixed24m3.09%£478.918.90%£7,510£19,0598.9%
Fixed24m3.39%£494.748.74%£7,624£19,6838.8%
Fixed24m3.39%£494.748.74%£5,680£17,6548.6%
Fixed25m3.44%£497.417.74%£3,295£15,2337.4%

TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker24m3.85%£519.598.74%£5,375£17,9358.7%
Tracker25m3.99%£527.288.24%£3,015£15,6707.9%
Tracker26m4.20%£538.948.09%£1,100£14,0357.6%
Tracker27m4.38%£549.046.74%£2,030£15,5246.6%
Tracker26m4.40%£550.178.24%£924£14,2087.8%

This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 25 Apr 2026 at 02:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.