| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.70% | £458.76 | 8.74% | £7,375 | £18,475 | 8.7% | 23995 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 3.14% | £481.53 | 8.90% | £7,510 | £19,122 | 8.9% | 27426 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 24m | 3.29% | £489.43 | 8.74% | £7,624 | £19,555 | 8.8% | 22 | 839 | 7624 | Keystone |
| Fixed | 25m | 3.29% | £489.43 | 7.74% | £3,295 | £15,041 | 7.4% | 7053 | 168 | 3295 | The Mortgage Works |
| Fixed | 24m | 3.34% | £492.08 | 8.74% | £5,500 | £17,410 | 8.6% | 20584 | 1393 | 5500 | ModaMortgages |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.70% | £458.76 | 8.74% | £7,375 | £18,475 | 8.7% | 23995 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 3.14% | £481.53 | 8.90% | £7,510 | £19,122 | 8.9% | 27426 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 25m | 3.29% | £489.43 | 7.74% | £3,295 | £15,041 | 7.4% | 7053 | 168 | 3295 | The Mortgage Works |
| Fixed | 24m | 3.29% | £489.43 | 8.74% | £7,624 | £19,555 | 8.8% | 22 | 839 | 7624 | Keystone |
| Fixed | 24m | 3.34% | £492.08 | 8.74% | £5,500 | £17,410 | 8.6% | 20584 | 1393 | 5500 | ModaMortgages |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 3.85% | £519.59 | 8.74% | £5,375 | £17,935 | 8.7% | 104284 | 172 | 5375 | CHL Mortgages |
| Tracker | 25m | 3.99% | £527.28 | 8.24% | £3,015 | £15,670 | 7.9% | 20381 | 168 | 3015 | The Mortgage Works |
| Tracker | 27m | 4.15% | £536.15 | 8.04% | £1,534 | £14,666 | 7.6% | 72972 | 57 | 1534 | Leeds B Society |
| Tracker | 27m | 4.20% | £538.94 | 8.09% | £1,100 | £14,035 | 7.6% | 65785 | 123 | 1100 | BM Solutions |
| Tracker | 24m | 4.33% | £546.23 | 7.25% | £2,016 | £15,126 | 7.1% | 42780 | 344 | 2016 | HSBC Intermediary |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 23 Jun 2026 at 02:38 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.