| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 3.39% | £494.74 | 9.15% | £7,510 | £19,439 | 9.2% | 50655 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 24m | 3.60% | £506.00 | 8.99% | £7,375 | £19,609 | 9.1% | 23209 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 3.63% | £507.62 | 8.25% | £7,454 | £20,037 | 8.5% | 3008 | 951 | 7454 | Gatehouse Bank |
| Fixed | 24m | 3.69% | £510.87 | 6.45% | £5,018 | £17,359 | 6.6% | 5317 | 220 | 5018 | Kensington |
| Fixed | 24m | 3.70% | £511.41 | 6.69% | £6,906 | £19,330 | 7.1% | 33244 | 1245 | 6906 | Molo Finance |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 3.39% | £494.74 | 9.15% | £7,510 | £19,439 | 9.2% | 50655 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 24m | 3.60% | £506.00 | 8.99% | £7,375 | £19,609 | 9.1% | 23209 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 3.63% | £507.62 | 8.25% | £7,454 | £20,037 | 8.5% | 3008 | 951 | 7454 | Gatehouse Bank |
| Fixed | 24m | 3.69% | £510.87 | 6.45% | £5,018 | £17,359 | 6.6% | 5317 | 220 | 5018 | Kensington |
| Fixed | 24m | 3.70% | £511.41 | 6.69% | £6,906 | £19,330 | 7.1% | 33244 | 1245 | 6906 | Molo Finance |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 4.10% | £533.37 | 8.99% | £5,375 | £18,266 | 8.9% | 23562 | 172 | 5375 | CHL Mortgages |
| Tracker | 26m | 4.24% | £541.18 | 7.74% | £1,015 | £14,003 | 7.3% | 30533 | 168 | 1015 | The Mortgage Works |
| Tracker | 27m | 4.55% | £558.67 | 8.04% | £1,534 | £15,206 | 7.7% | 15822 | 57 | 1534 | Leeds B Society |
| Tracker | 24m | 4.64% | £563.81 | 8.29% | £3,739 | £17,370 | 8.3% | 269186 | 74 | 3739 | TMTC-Family BS |
| Tracker | 28m | 4.65% | £564.38 | 8.09% | £1,100 | £14,645 | 7.7% | 33431 | 123 | 1100 | BM Solutions |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Nov 2026 at 03:14 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.