| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.95% | £471.61 | 8.74% | £7,375 | £18,784 | 8.7% | 93778 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 3.09% | £478.91 | 6.44% | £6,906 | £18,550 | 6.7% | 26696 | 1245 | 6906 | Molo Finance |
| Fixed | 24m | 3.34% | £492.08 | 8.90% | £7,510 | £19,375 | 9.0% | 35689 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 24m | 3.39% | £494.74 | 8.74% | £7,624 | £19,683 | 8.8% | 2277 | 839 | 7624 | Keystone |
| Fixed | 25m | 3.44% | £497.41 | 7.74% | £3,295 | £15,233 | 7.4% | 52284 | 168 | 3295 | The Mortgage Works |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 2.95% | £471.61 | 8.74% | £7,375 | £18,784 | 8.7% | 93778 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 3.09% | £478.91 | 6.44% | £6,906 | £18,550 | 6.7% | 26696 | 1245 | 6906 | Molo Finance |
| Fixed | 24m | 3.34% | £492.08 | 8.90% | £7,510 | £19,375 | 9.0% | 35689 | 1048 | 7510 | Zephyr Homeloans |
| Fixed | 24m | 3.39% | £494.74 | 8.74% | £7,624 | £19,683 | 8.8% | 2277 | 839 | 7624 | Keystone |
| Fixed | 25m | 3.44% | £497.41 | 7.74% | £3,295 | £15,233 | 7.4% | 52284 | 168 | 3295 | The Mortgage Works |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 3.85% | £519.59 | 8.74% | £5,375 | £17,935 | 8.7% | 93790 | 172 | 5375 | CHL Mortgages |
| Tracker | 25m | 3.99% | £527.28 | 8.24% | £3,015 | £15,670 | 7.9% | 78708 | 168 | 3015 | The Mortgage Works |
| Tracker | 28m | 4.20% | £538.94 | 8.09% | £1,100 | £14,035 | 7.5% | 23697 | 123 | 1100 | BM Solutions |
| Tracker | 26m | 4.30% | £544.54 | 8.04% | £1,534 | £14,867 | 7.6% | 95528 | 57 | 1534 | Leeds B Society |
| Tracker | 24m | 4.33% | £546.23 | 7.25% | £2,016 | £15,126 | 7.1% | 47962 | 344 | 2016 | HSBC Intermediary |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Aug 2026 at 03:02 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.