| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 1.69% | £408.93 | 9.24% | £10,419 | £20,408 | 9.2% | 20912 | 957 | 10418.9996185303 | West One |
| Fixed | 24m | 2.35% | £441.10 | 9.24% | £7,375 | £18,051 | 9.0% | 13065 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.54% | £450.63 | 9.15% | £7,485 | £18,355 | 9.0% | 21778 | 1048 | 7485 | Zephyr Homeloans |
| Fixed | 26m | 2.79% | £463.36 | 8.24% | £3,295 | £14,416 | 7.7% | 55899 | 168 | 3295 | The Mortgage Works |
| Fixed | 26m | 2.79% | £463.36 | 8.59% | £3,100 | £14,221 | 7.9% | 54586 | 123 | 3100 | BM Solutions |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 24m | 1.69% | £408.93 | 9.24% | £10,419 | £20,408 | 9.2% | 20912 | 957 | 10418.9996185303 | West One |
| Fixed | 24m | 2.35% | £441.10 | 9.24% | £7,375 | £18,051 | 9.0% | 13065 | 172 | 7375 | CHL Mortgages |
| Fixed | 24m | 2.54% | £450.63 | 9.15% | £7,485 | £18,355 | 9.0% | 21778 | 1048 | 7485 | Zephyr Homeloans |
| Fixed | 26m | 2.79% | £463.36 | 8.24% | £3,295 | £14,416 | 7.7% | 55899 | 168 | 3295 | The Mortgage Works |
| Fixed | 26m | 2.79% | £463.36 | 8.59% | £3,100 | £14,221 | 7.9% | 54586 | 123 | 3100 | BM Solutions |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | 2 Year Total Cost | APRC | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 4.52% | £556.97 | 7.60% | £2,016 | £15,383 | 7.4% | 49682 | 344 | 2016 | HSBC Intermediary |
| Tracker | 26m | 4.59% | £560.95 | 7.24% | £2,030 | £15,333 | 7.1% | 12457 | 360 | 2030 | Accord Mortgages |
| Tracker | 26m | 4.68% | £566.10 | 8.59% | £1,599 | £15,185 | 8.2% | 54598 | 123 | 1599 | BM Solutions |
| Tracker | 25m | 4.74% | £569.54 | 7.25% | £3,234 | £17,053 | 7.3% | 37000 | 796 | 3234 | Fleet Mortgages |
| Tracker | 26m | 4.74% | £569.54 | 8.74% | £3,015 | £16,684 | 8.5% | 56179 | 168 | 3015 | The Mortgage Works |
This table is based on a BTL property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Jul 2025 at 05:56 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.