Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	64824	42	1499	Halifax
Tracker	24m	4.05%	£530.60	6.24%	£999	£13,733	6.1%	23635	344	999	HSBC Intermediary
Tracker	24m	4.06%	£531.16	5.74%	£1,024	£13,852	5.7%	43446	115	1024	Barclays
Tracker	27m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	73415	57	1034	Leeds B Society
Tracker	24m	4.14%	£535.60	6.29%	£995	£13,849	6.1%	76311	140	995	Skipton B.Society

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	25m	4.52%	£556.97	6.24%	£999	£14,366	6.2%	23539	344	999	HSBC Intermediary
Fixed	26m	4.54%	£558.11	7.24%	£1,495	£14,890	7.0%	71797	313	1495	TSB Bank
Fixed	26m	4.56%	£559.24	6.50%	£999	£14,396	6.4%	10567	1	999	Santander
Fixed	63m	4.59%	£560.95	6.74%	£1,025	£18,548	6.0%	12176	207	1025	NatWest
Fixed	30m	4.60%	£561.52	6.62%	£999	£15,531	6.4%	59629	474	999	Co-operative Bank

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	64824	42	1499	Halifax
Tracker	24m	4.05%	£530.60	6.24%	£999	£13,733	6.1%	23635	344	999	HSBC Intermediary
Tracker	24m	4.06%	£531.16	5.74%	£1,024	£13,852	5.7%	43446	115	1024	Barclays
Tracker	27m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	73415	57	1034	Leeds B Society
Tracker	24m	4.14%	£535.60	6.29%	£995	£13,849	6.1%	76311	140	995	Skipton B.Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Jun 2026 at 02:34 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.