Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.89%	£521.78	7.49%	£1,495	£14,018	7.1%	20116	313	1495	TSB Bank
Fixed	28m	3.89%	£521.78	6.49%	£999	£14,377	6.2%	35150	344	999	HSBC Intermediary
Fixed	27m	3.90%	£522.33	6.99%	£1,025	£13,924	6.6%	64612	207	1025	NatWest
Fixed	26m	3.91%	£522.88	5.99%	£1,024	£13,653	5.8%	12600	115	1024	Barclays
Fixed	27m	3.91%	£522.88	6.75%	£999	£14,724	6.4%	20039	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	28m	3.89%	£521.78	6.49%	£999	£14,377	6.2%	35150	344	999	HSBC Intermediary
Fixed	26m	3.89%	£521.78	7.49%	£1,495	£14,018	7.1%	20116	313	1495	TSB Bank
Fixed	27m	3.90%	£522.33	6.99%	£1,025	£13,924	6.6%	64612	207	1025	NatWest
Fixed	26m	3.91%	£522.88	5.99%	£1,024	£13,653	5.8%	12600	115	1024	Barclays
Fixed	27m	3.91%	£522.88	6.75%	£999	£14,724	6.4%	20039	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.11%	£533.42	7.49%	£1,499	£14,301	7.1%	61035	42	1499	Halifax
Tracker	24m	4.19%	£538.38	6.74%	£1,014	£13,435	6.5%	26745	75	1014	Nationwide B.Soc
Tracker	24m	4.21%	£539.50	5.99%	£1,024	£14,052	5.9%	64265	115	1024	Barclays
Tracker	24m	4.24%	£541.18	6.49%	£999	£13,637	6.3%	21179	344	999	HSBC Intermediary
Tracker	24m	4.25%	£541.74	6.75%	£999	£13,976	6.6%	25583	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 24 Oct 2025 at 05:21 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.