Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	108955	42	1499	Halifax
Tracker	24m	4.01%	£528.39	5.74%	£1,024	£13,785	5.7%	37289	115	1024	Barclays
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	108163	75	1014	Nationwide B.Soc
Tracker	25m	4.14%	£535.60	6.49%	£999	£13,952	6.4%	117573	80	999	Virgin Money
Variable	36m	4.19%	£538.38	6.00%	£850	£14,824	5.7%	114511	76	850	Newbury

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	4.79%	£572.42	6.74%	£1,525	£15,263	6.7%	106583	207	1525	NatWest
Fixed	60m	4.80%	£573.00	6.49%	£1,014	£17,136	6.0%	107955	75	1014	Nationwide B.Soc
Fixed	62m	4.83%	£574.73	6.50%	£999	£17,888	6.0%	116711	1	999	Santander
Fixed	62m	4.83%	£574.73	6.94%	£1,010	£17,869	6.3%	119723	628	1010	Bank of Ireland
Fixed	39m	4.84%	£575.31	6.29%	£795	£17,473	6.1%	119498	140	795	Skipton B.Society

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	108955	42	1499	Halifax
Tracker	24m	4.01%	£528.39	5.74%	£1,024	£13,785	5.7%	37289	115	1024	Barclays
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	108163	75	1014	Nationwide B.Soc
Tracker	25m	4.14%	£535.60	6.49%	£999	£13,952	6.4%	117573	80	999	Virgin Money
Tracker	0m	4.34%	£546.79	4.34%	£999	£14,222	4.5%	55110	474	999	Co-operative Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Apr 2026 at 02:55 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.