Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.66%	£509.25	6.74%	£1,025	£13,959	6.4%	17467	207	1025	NatWest
Fixed	26m	3.68%	£510.33	6.49%	£999	£13,247	6.2%	28334	344	999	HSBC Intermediary
Fixed	27m	3.69%	£510.87	6.50%	£999	£14,434	6.2%	46135	1	999	Santander
Fixed	27m	3.70%	£511.41	5.74%	£1,024	£15,277	5.6%	1410	115	1024	Barclays
Fixed	24m	3.70%	£511.41	6.49%	£1,014	£12,788	6.2%	20227	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.66%	£509.25	6.74%	£1,025	£13,959	6.4%	17467	207	1025	NatWest
Fixed	26m	3.68%	£510.33	6.49%	£999	£13,247	6.2%	28334	344	999	HSBC Intermediary
Fixed	27m	3.69%	£510.87	6.50%	£999	£14,434	6.2%	46135	1	999	Santander
Fixed	27m	3.70%	£511.41	5.74%	£1,024	£15,277	5.6%	1410	115	1024	Barclays
Fixed	24m	3.70%	£511.41	6.49%	£1,014	£12,788	6.2%	20227	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.86%	£519.66	7.49%	£1,499	£13,971	7.0%	25768	42	1499	Halifax
Tracker	24m	3.94%	£524.53	6.49%	£1,014	£13,103	6.3%	51138	75	1014	Nationwide B.Soc
Tracker	27m	3.94%	£524.53	6.74%	£999	£13,687	6.5%	30586	80	999	Virgin Money
Tracker	24m	3.96%	£525.63	5.74%	£1,024	£13,719	5.6%	64265	115	1024	Barclays
Tracker	24m	3.99%	£527.28	6.49%	£999	£13,654	6.3%	28942	344	999	HSBC Intermediary

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 24 Dec 2025 at 05:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.