Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.68%	£510.33	6.74%	£1,025	£13,985	6.4%	12049	207	1025	NatWest
Fixed	27m	3.71%	£511.96	6.24%	£999	£14,141	6.0%	70865	344	999	HSBC Intermediary
Fixed	27m	3.72%	£512.50	6.50%	£999	£14,474	6.2%	34677	1	999	Santander
Fixed	40m	3.73%	£512.58	7.24%	£999	£15,200	6.4%	76285	42	999	Halifax
Fixed	27m	3.74%	£513.59	7.24%	£1,495	£15,246	6.8%	9360	313	1495	TSB Bank

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.68%	£510.33	6.74%	£1,025	£13,985	6.4%	12049	207	1025	NatWest
Fixed	27m	3.71%	£511.96	6.24%	£999	£14,141	6.0%	70865	344	999	HSBC Intermediary
Fixed	27m	3.72%	£512.50	6.50%	£999	£14,474	6.2%	34677	1	999	Santander
Fixed	40m	3.73%	£512.58	7.24%	£999	£15,200	6.4%	76285	42	999	Halifax
Fixed	27m	3.74%	£513.59	7.24%	£1,495	£15,246	6.8%	9360	313	1495	TSB Bank

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	3.86%	£519.66	7.24%	£1,499	£13,971	6.8%	63450	42	1499	Halifax
Tracker	27m	3.94%	£524.53	6.49%	£999	£13,687	6.3%	9106	80	999	Virgin Money
Tracker	24m	3.94%	£524.53	6.49%	£1,014	£13,103	6.3%	51138	75	1014	Nationwide B.Soc
Tracker	24m	3.99%	£527.28	6.24%	£999	£13,654	6.1%	28942	344	999	HSBC Intermediary
Tracker	24m	4.00%	£527.84	6.50%	£999	£13,892	6.3%	1687	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 27 Feb 2026 at 02:41 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.