Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	12680	42	1499	Halifax
Variable	36m	3.99%	£527.28	6.00%	£850	£14,556	5.7%	2768	76	850	Newbury
Tracker	24m	4.01%	£528.39	5.74%	£1,024	£13,785	5.7%	37289	115	1024	Barclays
Tracker	24m	4.04%	£530.05	6.49%	£1,014	£13,235	6.3%	56050	75	1014	Nationwide B.Soc
Tracker	26m	4.04%	£530.05	6.49%	£999	£13,819	6.3%	37090	80	999	Virgin Money

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	4.51%	£556.40	6.74%	£1,025	£15,095	6.5%	14580	207	1025	NatWest
Fixed	39m	4.65%	£564.38	5.74%	£1,024	£16,560	5.7%	74100	115	1024	Barclays
Fixed	60m	4.68%	£566.10	6.49%	£1,014	£16,968	6.0%	52872	75	1014	Nationwide B.Soc
Fixed	27m	4.69%	£566.67	6.94%	£1,010	£16,717	6.8%	13967	628	1010	Bank of Ireland
Fixed	38m	4.74%	£569.54	7.24%	£995	£16,098	6.8%	95831	313	995	TSB Bank

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	12680	42	1499	Halifax
Tracker	24m	4.01%	£528.39	5.74%	£1,024	£13,785	5.7%	37289	115	1024	Barclays
Tracker	26m	4.04%	£530.05	6.49%	£999	£13,819	6.3%	37090	80	999	Virgin Money
Tracker	24m	4.04%	£530.05	6.49%	£1,014	£13,235	6.3%	56050	75	1014	Nationwide B.Soc
Tracker	0m	4.34%	£546.79	4.34%	£999	£14,222	4.5%	55110	474	999	Co-operative Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 29 Mar 2026 at 03:39 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.