Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	64824	42	1499	Halifax
Tracker	24m	4.06%	£531.16	5.74%	£1,024	£13,852	5.7%	43446	115	1024	Barclays
Tracker	26m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	48413	57	1034	Leeds B Society
Tracker	24m	4.09%	£532.82	6.24%	£999	£13,787	6.1%	42208	344	999	HSBC Intermediary
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	30057	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	61m	4.56%	£559.24	6.24%	£999	£16,999	5.8%	5986	344	999	HSBC Intermediary
Fixed	26m	4.56%	£559.24	6.50%	£999	£14,396	6.4%	10567	1	999	Santander
Fixed	30m	4.60%	£561.52	6.62%	£999	£15,531	6.4%	59629	474	999	Co-operative Bank
Fixed	63m	4.62%	£562.67	5.74%	£1,024	£18,430	5.5%	58128	115	1024	Barclays
Fixed	26m	4.64%	£563.81	7.74%	£1,534	£15,329	7.5%	48425	57	1534	Leeds B Society

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	64824	42	1499	Halifax
Tracker	24m	4.06%	£531.16	5.74%	£1,024	£13,852	5.7%	43446	115	1024	Barclays
Tracker	24m	4.09%	£532.82	6.24%	£999	£13,787	6.1%	42208	344	999	HSBC Intermediary
Tracker	26m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	48413	57	1034	Leeds B Society
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	30057	75	1014	Nationwide B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 04 Jun 2026 at 02:45 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.