Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.84%	£519.04	6.75%	£999	£13,431	6.4%	16503	1	999	Santander
Fixed	26m	3.86%	£520.14	6.74%	£999	£13,482	6.4%	40816	344	999	HSBC Intermediary
Fixed	27m	3.87%	£520.69	7.24%	£1,025	£14,235	6.8%	8919	207	1025	NatWest
Fixed	26m	3.90%	£522.33	6.24%	£1,034	£13,650	6.0%	29705	115	1034	Barclays
Fixed	36m	3.92%	£522.94	6.24%	£1,029	£14,531	5.8%	31776	1369	1029	MPowered Mtgs Resi

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.84%	£519.04	6.75%	£999	£13,431	6.4%	16503	1	999	Santander
Fixed	26m	3.86%	£520.14	6.74%	£999	£13,482	6.4%	40816	344	999	HSBC Intermediary
Fixed	27m	3.87%	£520.69	7.24%	£1,025	£14,235	6.8%	8919	207	1025	NatWest
Fixed	26m	3.90%	£522.33	6.24%	£1,034	£13,650	6.0%	29705	115	1034	Barclays
Fixed	36m	3.92%	£522.94	6.24%	£1,029	£14,531	5.8%	31776	1369	1029	MPowered Mtgs Resi

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.36%	£547.39	7.74%	£1,499	£14,636	7.4%	36217	42	1499	Halifax
Tracker	24m	4.44%	£552.43	6.99%	£1,014	£13,772	6.8%	26745	75	1014	Nationwide B.Soc
Tracker	24m	4.46%	£553.56	6.24%	£1,034	£14,399	6.2%	26623	115	1034	Barclays
Tracker	24m	4.49%	£555.27	6.74%	£999	£13,825	6.6%	41960	344	999	HSBC Intermediary
Tracker	24m	4.50%	£555.83	6.75%	£999	£14,564	6.6%	35486	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 09 Jul 2025 at 05:39 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.