Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	108955	42	1499	Halifax
Tracker	24m	4.01%	£528.39	5.74%	£1,024	£13,785	5.7%	37289	115	1024	Barclays
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	30057	75	1014	Nationwide B.Soc
Tracker	0m	4.34%	£546.79	4.34%	£999	£14,222	4.5%	55110	474	999	Co-operative Bank
Tracker	24m	4.39%	£549.61	6.24%	£999	£14,190	6.2%	99942	344	999	HSBC Intermediary

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	4.78%	£571.84	6.94%	£1,510	£15,429	6.9%	5017	628	1510	Bank of Ireland
Fixed	27m	4.79%	£572.42	6.74%	£1,025	£15,130	6.6%	20014	207	1025	NatWest
Fixed	40m	4.79%	£572.42	7.24%	£995	£17,124	6.8%	29994	313	995	TSB Bank
Fixed	63m	4.80%	£573.00	6.24%	£999	£18,194	5.9%	24394	344	999	HSBC Intermediary
Fixed	60m	4.80%	£573.00	6.49%	£1,014	£17,136	6.0%	20391	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	108955	42	1499	Halifax
Tracker	24m	4.01%	£528.39	5.74%	£1,024	£13,785	5.7%	37289	115	1024	Barclays
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	30057	75	1014	Nationwide B.Soc
Tracker	0m	4.34%	£546.79	4.34%	£999	£14,222	4.5%	55110	474	999	Co-operative Bank
Tracker	24m	4.39%	£549.61	6.24%	£999	£14,190	6.2%	99942	344	999	HSBC Intermediary

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 27 Apr 2026 at 02:39 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.