Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.69%	£510.87	6.50%	£999	£13,235	6.2%	66640	1	999	Santander
Fixed	27m	3.71%	£511.96	6.24%	£999	£14,141	6.0%	70865	344	999	HSBC Intermediary
Fixed	37m	3.75%	£514.13	5.74%	£1,024	£15,343	5.4%	2016	115	1024	Barclays
Fixed	28m	3.75%	£514.13	6.62%	£999	£14,388	6.3%	22673	474	999	Co-operative Bank
Fixed	26m	3.78%	£515.77	6.74%	£1,025	£13,403	6.4%	74153	207	1025	NatWest

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	3.69%	£510.87	6.50%	£999	£13,235	6.2%	66640	1	999	Santander
Fixed	27m	3.71%	£511.96	6.24%	£999	£14,141	6.0%	70865	344	999	HSBC Intermediary
Fixed	37m	3.75%	£514.13	5.74%	£1,024	£15,343	5.4%	2016	115	1024	Barclays
Fixed	28m	3.75%	£514.13	6.62%	£999	£14,388	6.3%	22673	474	999	Co-operative Bank
Fixed	26m	3.78%	£515.77	6.74%	£1,025	£13,403	6.4%	74153	207	1025	NatWest

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	3.86%	£519.66	7.24%	£1,499	£13,971	6.8%	63450	42	1499	Halifax
Tracker	25m	3.94%	£524.53	6.49%	£999	£13,687	6.3%	30586	80	999	Virgin Money
Tracker	24m	3.94%	£524.53	6.49%	£1,014	£13,103	6.3%	51138	75	1014	Nationwide B.Soc
Tracker	24m	3.96%	£525.63	5.74%	£1,024	£13,719	5.6%	64265	115	1024	Barclays
Tracker	24m	3.99%	£527.28	6.24%	£999	£13,654	6.1%	28942	344	999	HSBC Intermediary

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 06 Feb 2026 at 02:40 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.