TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker27m4.06%£530.657.24%£1,499£14,2356.9%
Tracker24m4.13%£535.046.49%£1,014£13,3556.3%
Tracker24m4.15%£536.155.74%£1,024£13,9725.7%
Tracker28m4.18%£537.836.74%£1,025£14,1716.5%
Tracker24m4.22%£540.066.24%£999£13,9606.1%

TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Fixed27m4.91%£579.365.74%£1,024£16,9235.8%
Fixed64m5.02%£585.766.74%£1,025£19,1546.2%
Fixed38m5.04%£586.927.24%£995£16,5186.9%
Fixed25m5.06%£588.096.24%£999£15,1136.3%
Fixed24m5.06%£588.096.49%£1,014£14,6286.5%

TypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal Fees2 Year Total CostAPRC
Tracker27m4.06%£530.657.24%£1,499£14,2356.9%
Tracker24m4.13%£535.046.49%£1,014£13,3556.3%
Tracker24m4.15%£536.155.74%£1,024£13,9725.7%
Tracker28m4.18%£537.836.74%£1,025£14,1716.5%
Tracker24m4.22%£540.066.24%£999£13,9606.1%

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Sep 2026 at 03:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.