Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.81%	£516.93	7.49%	£999	£14,356	7.0%	42071	42	999	Halifax
Fixed	27m	3.83%	£518.50	6.99%	£1,025	£14,182	6.6%	11973	207	1025	NatWest
Fixed	27m	3.87%	£520.69	6.75%	£999	£14,671	6.4%	49307	1	999	Santander
Fixed	27m	3.89%	£521.78	7.49%	£1,495	£15,444	7.1%	20116	313	1495	TSB Bank
Fixed	26m	3.90%	£522.33	6.49%	£999	£13,535	6.2%	30174	344	999	HSBC Intermediary

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	3.81%	£516.93	7.49%	£999	£14,356	7.0%	42071	42	999	Halifax
Fixed	27m	3.83%	£518.50	6.99%	£1,025	£14,182	6.6%	11973	207	1025	NatWest
Fixed	27m	3.87%	£520.69	6.75%	£999	£14,671	6.4%	49307	1	999	Santander
Fixed	27m	3.89%	£521.78	7.49%	£1,495	£15,444	7.1%	20116	313	1495	TSB Bank
Fixed	26m	3.90%	£522.33	6.49%	£999	£13,535	6.2%	30174	344	999	HSBC Intermediary

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	27m	4.11%	£533.42	7.49%	£1,499	£14,301	7.1%	42314	42	1499	Halifax
Tracker	24m	4.19%	£538.38	6.74%	£1,014	£13,435	6.5%	26745	75	1014	Nationwide B.Soc
Tracker	24m	4.21%	£539.50	5.99%	£1,024	£14,052	5.9%	64265	115	1024	Barclays
Tracker	24m	4.24%	£541.18	6.49%	£999	£13,637	6.3%	21179	344	999	HSBC Intermediary
Tracker	24m	4.25%	£541.74	6.75%	£999	£13,976	6.6%	54867	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 17 Sep 2025 at 05:38 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.