Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	47515	42	1499	Halifax
Tracker	24m	4.04%	£530.05	5.74%	£1,024	£13,825	5.7%	26761	115	1024	Barclays
Tracker	24m	4.05%	£530.60	6.24%	£999	£13,733	6.1%	23635	344	999	HSBC Intermediary
Tracker	27m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	18925	57	1034	Leeds B Society
Tracker	24m	4.13%	£535.04	6.49%	£1,014	£13,355	6.3%	27034	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	4.39%	£549.61	6.94%	£1,010	£16,304	6.7%	87250	628	1010	Bank of Ireland
Fixed	27m	4.40%	£550.17	6.24%	£999	£15,062	6.1%	83091	344	999	HSBC Intermediary
Fixed	29m	4.41%	£550.74	6.62%	£999	£15,271	6.4%	51963	474	999	Co-operative Bank
Fixed	26m	4.42%	£551.30	6.50%	£999	£14,455	6.4%	22361	1	999	Santander
Fixed	26m	4.43%	£551.87	6.74%	£1,025	£14,270	6.5%	14402	207	1025	NatWest

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	3.96%	£525.14	7.24%	£1,499	£14,102	6.9%	47515	42	1499	Halifax
Tracker	24m	4.04%	£530.05	5.74%	£1,024	£13,825	5.7%	26761	115	1024	Barclays
Tracker	24m	4.05%	£530.60	6.24%	£999	£13,733	6.1%	23635	344	999	HSBC Intermediary
Tracker	27m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	18925	57	1034	Leeds B Society
Tracker	24m	4.13%	£535.04	6.49%	£1,014	£13,355	6.3%	27034	75	1014	Nationwide B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Jul 2026 at 02:36 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.