Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	4.06%	£530.65	7.24%	£1,499	£14,235	6.9%	57939	42	1499	Halifax
Tracker	24m	4.12%	£534.49	6.24%	£999	£13,827	6.1%	48194	344	999	HSBC Intermediary
Tracker	24m	4.13%	£535.04	6.49%	£1,014	£13,355	6.3%	27034	75	1014	Nationwide B.Soc
Tracker	24m	4.14%	£535.60	6.50%	£999	£13,828	6.3%	64864	1	999	Santander
Tracker	24m	4.15%	£536.15	5.74%	£1,024	£13,972	5.7%	3900	115	1024	Barclays

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	26m	4.61%	£562.09	6.24%	£999	£14,489	6.2%	59633	344	999	HSBC Intermediary
Fixed	26m	4.65%	£564.38	6.94%	£1,510	£14,950	6.8%	29167	628	1510	Bank of Ireland
Fixed	25m	4.66%	£564.95	5.74%	£1,024	£14,663	5.8%	6895	115	1024	Barclays
Fixed	27m	4.67%	£565.53	6.74%	£1,025	£15,315	6.6%	18339	207	1025	NatWest
Fixed	26m	4.69%	£566.67	6.50%	£999	£14,574	6.4%	33309	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	4.06%	£530.65	7.24%	£1,499	£14,235	6.9%	57939	42	1499	Halifax
Tracker	24m	4.12%	£534.49	6.24%	£999	£13,827	6.1%	48194	344	999	HSBC Intermediary
Tracker	24m	4.13%	£535.04	6.49%	£1,014	£13,355	6.3%	27034	75	1014	Nationwide B.Soc
Tracker	24m	4.14%	£535.60	6.50%	£999	£13,828	6.3%	64864	1	999	Santander
Tracker	24m	4.15%	£536.15	5.74%	£1,024	£13,972	5.7%	3900	115	1024	Barclays

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 13 Aug 2026 at 03:07 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.