Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	3.96%	£525.14	7.24%	£1,499	£14,102	6.8%	35282	42	1499	Halifax
Tracker	24m	4.06%	£531.16	5.74%	£1,024	£13,852	5.7%	43446	115	1024	Barclays
Tracker	27m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	48413	57	1034	Leeds B Society
Tracker	24m	4.09%	£532.82	6.24%	£999	£13,787	6.1%	42208	344	999	HSBC Intermediary
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	30057	75	1014	Nationwide B.Soc

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	4.55%	£558.67	7.74%	£1,534	£16,495	7.4%	48419	57	1534	Leeds B Society
Fixed	62m	4.66%	£564.95	6.24%	£999	£17,138	5.8%	36953	344	999	HSBC Intermediary
Fixed	26m	4.68%	£566.10	6.49%	£1,024	£14,709	6.5%	36122	80	1024	Virgin Money
Fixed	24m	4.68%	£566.10	6.49%	£1,014	£14,100	6.4%	41993	75	1014	Nationwide B.Soc
Fixed	39m	4.69%	£566.67	6.94%	£1,510	£18,173	6.6%	8884	628	1510	Bank of Ireland

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	28m	3.96%	£525.14	7.24%	£1,499	£14,102	6.8%	35282	42	1499	Halifax
Tracker	24m	4.06%	£531.16	5.74%	£1,024	£13,852	5.7%	43446	115	1024	Barclays
Tracker	24m	4.09%	£532.82	6.24%	£999	£13,787	6.1%	42208	344	999	HSBC Intermediary
Tracker	27m	4.09%	£532.82	7.74%	£1,034	£14,086	7.3%	48413	57	1034	Leeds B Society
Tracker	24m	4.14%	£535.60	6.49%	£1,014	£13,368	6.3%	30057	75	1014	Nationwide B.Soc

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 21 May 2026 at 02:40 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.