Best Buys

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.06%	£530.65	7.24%	£1,499	£14,235	6.9%	109298	42	1499	Halifax
Tracker	24m	4.15%	£536.15	5.74%	£1,024	£13,972	5.7%	3900	115	1024	Barclays
Tracker	27m	4.16%	£536.71	6.74%	£1,025	£14,144	6.5%	110873	207	1025	NatWest
Tracker	24m	4.17%	£537.27	6.49%	£1,014	£13,408	6.3%	52389	75	1014	Nationwide B.Soc
Tracker	24m	4.20%	£538.94	6.50%	£999	£14,159	6.3%	113266	1	999	Santander

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Fixed	27m	5.06%	£588.09	6.24%	£999	£15,975	6.3%	106866	344	999	HSBC Intermediary
Fixed	38m	5.07%	£588.68	6.50%	£999	£16,310	6.4%	112564	1	999	Santander
Fixed	63m	5.08%	£589.26	6.74%	£1,025	£19,239	6.3%	110470	207	1025	NatWest
Fixed	24m	5.09%	£589.85	6.49%	£1,014	£14,670	6.5%	44779	75	1014	Nationwide B.Soc
Fixed	25m	5.09%	£589.85	6.49%	£1,024	£15,279	6.6%	59570	80	1024	Virgin Money

Type	Initial Period (months)	Initial Rate	Initial Payment	Reverting Rate	Total Fees	2 Year Total Cost	APRC	SchemeID	BaselenderId	TotalFees	LenderName
Tracker	26m	4.06%	£530.65	7.24%	£1,499	£14,235	6.9%	109298	42	1499	Halifax
Tracker	24m	4.15%	£536.15	5.74%	£1,024	£13,972	5.7%	3900	115	1024	Barclays
Tracker	27m	4.16%	£536.71	6.74%	£1,025	£14,144	6.5%	110873	207	1025	NatWest
Tracker	24m	4.17%	£537.27	6.49%	£1,014	£13,408	6.3%	52389	75	1014	Nationwide B.Soc
Tracker	24m	4.20%	£538.94	6.50%	£999	£14,159	6.3%	113266	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 08 Oct 2026 at 03:08 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.