Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostTotal Amount Payable Over Term
4.05%£1,326.506.49%£1,623.72£1,014Fixed5.6%£39,489£469,797
4.05%£1,326.506.49%£1,659.91£999Fixed6.2%£32,835£490,303
4.05%£1,326.506.74%£1,654.43£1,024Fixed5.8%£44,857£477,423
4.06%£1,327.896.50%£1,622.01£999Fixed5.6%£44,992£469,297
4.08%£1,330.666.74%£1,695.42£1,025Fixed6.4%£34,746£499,802

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostTotal Amount Payable Over Term
4.05%£1,326.506.49%£1,623.72£1,014Fixed5.6%£39,489£469,797
4.05%£1,326.506.49%£1,659.91£999Fixed6.2%£32,835£490,303
4.05%£1,326.506.74%£1,654.43£1,024Fixed5.8%£44,857£477,423
4.06%£1,327.896.50%£1,622.01£999Fixed5.6%£44,992£469,297
4.08%£1,330.666.74%£1,695.42£1,025Fixed6.4%£34,746£499,802

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeAPRC2 Year Total CostTotal Amount Payable Over Term
4.16%£1,340.507.49%£1,805.25£1,499Tracker7.0%£33,671£530,526
4.29%£1,359.956.49%£1,664.69£999Tracker6.3%£33,638£493,092
4.29%£1,359.956.49%£1,664.69£1,014Tracker6.3%£33,153£492,607
4.29%£1,359.956.74%£1,703.79£999Tracker6.5%£33,737£504,715
4.40%£1,375.436.54%£1,673.19£1,015Tracker6.3%£34,090£495,891

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Dec 2025 at 05:05 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.