Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	6.74%	£661.18	£999	Fixed	5.8% APRC	£16,223	22712	344	999	HSBC Intermediary
4.04%	£530.05	7.24%	£688.41	£1,014	Fixed	6.1% APRC	£16,090	37821	75	1014	Nationwide B.Soc
4.05%	£530.60	7.37%	£707.46	£999	Fixed	6.6% APRC	£15,737	55210	474	999	Co-operative Bank
4.08%	£532.26	7.49%	£700.27	£1,525	Fixed	6.3% APRC	£18,345	17487	207	1525	NatWest Intermediary
4.09%	£532.82	6.75%	£678.80	£999	Fixed	6.5% APRC	£14,964	45525	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£527.28	6.74%	£661.18	£999	Fixed	5.8% APRC	£16,223	22712	344	999	HSBC Intermediary
4.04%	£530.05	7.24%	£688.41	£1,014	Fixed	6.1% APRC	£16,090	37821	75	1014	Nationwide B.Soc
4.05%	£530.60	7.37%	£707.46	£999	Fixed	6.6% APRC	£15,737	55210	474	999	Co-operative Bank
4.08%	£532.26	7.49%	£700.27	£1,525	Fixed	6.3% APRC	£18,345	17487	207	1525	NatWest Intermediary
4.09%	£532.82	6.75%	£678.80	£999	Fixed	6.5% APRC	£14,964	45525	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.60%	£561.52	6.75%	£682.48	£999	Tracker	6.6% APRC	£14,700	54503	1	999	Santander
4.61%	£561.54	7.99%	£755.43	£1,499	Tracker	7.7% APRC	£14,976	20794	42	1499	Halifax
4.69%	£566.67	7.24%	£712.06	£1,014	Tracker	7.1% APRC	£14,114	16406	75	1014	Nationwide B.Soc
4.71%	£567.82	6.49%	£667.70	£1,034	Tracker	6.4% APRC	£14,742	26623	115	1034	Barclays
4.74%	£569.54	6.74%	£682.50	£999	Tracker	6.6% APRC	£14,168	41960	344	999	HSBC Intermediary

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 19 Apr 2025 at 04:54 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.