Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.81%	£516.93	7.49%	£720.14	£999	Fixed	7.0% APRC	£14,356	42071	42	999	Halifax
3.83%	£518.50	6.99%	£691.44	£1,025	Fixed	6.6% APRC	£14,182	11973	207	1025	NatWest
3.85%	£519.59	6.87%	£684.00	£999	Fixed	6.5% APRC	£14,520	19985	474	999	Co-operative Bank
3.87%	£520.69	6.75%	£677.64	£999	Fixed	6.4% APRC	£14,671	49307	1	999	Santander
3.89%	£521.78	7.49%	£721.38	£1,495	Fixed	7.1% APRC	£15,444	20116	313	1495	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.81%	£516.93	7.49%	£720.14	£999	Fixed	7.0% APRC	£14,356	42071	42	999	Halifax
3.83%	£518.50	6.99%	£691.44	£1,025	Fixed	6.6% APRC	£14,182	11973	207	1025	NatWest
3.85%	£519.59	6.87%	£684.00	£999	Fixed	6.5% APRC	£14,520	19985	474	999	Co-operative Bank
3.87%	£520.69	6.75%	£677.64	£999	Fixed	6.4% APRC	£14,671	49307	1	999	Santander
3.89%	£521.78	7.49%	£721.38	£1,495	Fixed	7.1% APRC	£15,444	20116	313	1495	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.11%	£533.42	7.49%	£721.82	£1,499	Tracker	7.1% APRC	£14,301	42314	42	1499	Halifax
4.19%	£538.38	6.74%	£680.05	£1,014	Tracker	6.5% APRC	£13,435	26745	75	1014	Nationwide B.Soc
4.21%	£539.50	5.99%	£636.74	£1,024	Tracker	5.9% APRC	£14,052	64265	115	1024	Barclays
4.24%	£541.18	6.49%	£665.65	£999	Tracker	6.3% APRC	£13,637	21179	344	999	HSBC Intermediary
4.25%	£541.74	6.75%	£680.91	£999	Tracker	6.6% APRC	£13,976	54867	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 12 Sep 2025 at 05:45 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.