Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.06%£530.657.24%£706.66£1,499Tracker6.9% APRC£14,235
4.13%£535.046.49%£665.16£1,014Tracker6.3% APRC£13,355
4.15%£536.155.74%£622.33£1,024Tracker5.7% APRC£13,972
4.18%£537.836.74%£678.69£1,025Tracker6.5% APRC£14,171
4.19%£538.387.74%£737.48£1,034Tracker7.3% APRC£14,219

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.82%£574.156.24%£653.41£999Fixed6.2% APRC£14,779
4.91%£579.365.74%£625.01£1,024Fixed5.8% APRC£16,923
5.01%£585.176.49%£668.47£2,024Fixed6.6% APRC£16,167
5.04%£586.927.24%£708.44£995Fixed6.9% APRC£16,518
5.06%£588.096.49%£669.16£1,014Fixed6.5% APRC£14,628

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.06%£530.657.24%£706.66£1,499Tracker6.9% APRC£14,235
4.13%£535.046.49%£665.16£1,014Tracker6.3% APRC£13,355
4.15%£536.155.74%£622.33£1,024Tracker5.7% APRC£13,972
4.18%£537.836.74%£678.69£1,025Tracker6.5% APRC£14,171
4.19%£538.387.74%£737.48£1,034Tracker7.3% APRC£14,219

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 22 Sep 2026 at 02:59 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.