Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	£522.94	6.24%	£644.29	£1,029	Fixed	5.8% APRC	£14,531	31776	1369	1029	MPowered Mtgs Resi
3.92%	£523.43	7.24%	£706.67	£1,025	Fixed	6.8% APRC	£14,301	6354	207	1025	NatWest
3.96%	£525.63	6.74%	£678.02	£999	Fixed	6.4% APRC	£13,614	20770	344	999	HSBC Intermediary
3.97%	£526.18	6.24%	£648.83	£1,034	Fixed	6.0% APRC	£15,645	29573	115	1034	Barclays
3.97%	£526.18	6.99%	£693.77	£1,014	Fixed	6.7% APRC	£13,142	44450	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	£522.94	6.24%	£644.29	£1,029	Fixed	5.8% APRC	£14,531	31776	1369	1029	MPowered Mtgs Resi
3.92%	£523.43	7.24%	£706.67	£1,025	Fixed	6.8% APRC	£14,301	6354	207	1025	NatWest
3.96%	£525.63	6.74%	£678.02	£999	Fixed	6.4% APRC	£13,614	20770	344	999	HSBC Intermediary
3.97%	£526.18	6.24%	£648.83	£1,034	Fixed	6.0% APRC	£15,645	29573	115	1034	Barclays
3.97%	£526.18	6.99%	£693.77	£1,014	Fixed	6.7% APRC	£13,142	44450	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.36%	£547.39	7.74%	£738.25	£1,499	Tracker	7.4% APRC	£14,636	71901	42	1499	Halifax
4.44%	£552.43	6.99%	£695.97	£1,014	Tracker	6.8% APRC	£13,772	26745	75	1014	Nationwide B.Soc
4.46%	£553.56	6.24%	£652.13	£1,034	Tracker	6.2% APRC	£14,399	26623	115	1034	Barclays
4.49%	£555.27	6.74%	£681.40	£999	Tracker	6.6% APRC	£13,825	41960	344	999	HSBC Intermediary
4.50%	£555.83	6.75%	£682.03	£999	Tracker	6.6% APRC	£14,564	22205	1	999	Santander

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 Jun 2025 at 05:20 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.