Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£525.14	7.24%	£706.69	£1,499	Tracker	6.9% APRC	£14,102	108955	42	1499	Halifax
4.01%	£528.39	5.74%	£621.74	£1,024	Tracker	5.7% APRC	£13,785	37289	115	1024	Barclays
4.14%	£535.60	6.49%	£665.20	£1,014	Tracker	6.3% APRC	£13,368	108163	75	1014	Nationwide B.Soc
4.14%	£535.60	6.49%	£667.15	£999	Tracker	6.4% APRC	£13,952	117573	80	999	Virgin Money
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£14,222	55110	474	999	Co-operative Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.78%	£571.84	6.94%	£693.80	£1,510	Fixed	6.9% APRC	£15,429	5017	628	1510	Bank of Ireland
4.79%	£572.42	6.74%	£682.07	£1,025	Fixed	6.6% APRC	£14,763	105606	207	1025	NatWest
4.80%	£573.00	6.24%	£644.61	£999	Fixed	5.9% APRC	£17,334	8278	344	999	HSBC Intermediary
4.80%	£573.00	6.49%	£657.78	£1,014	Fixed	6.0% APRC	£17,136	107955	75	1014	Nationwide B.Soc
4.83%	£574.73	6.50%	£657.75	£999	Fixed	6.0% APRC	£19,801	2276	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£525.14	7.24%	£706.69	£1,499	Tracker	6.9% APRC	£14,102	108955	42	1499	Halifax
4.01%	£528.39	5.74%	£621.74	£1,024	Tracker	5.7% APRC	£13,785	37289	115	1024	Barclays
4.14%	£535.60	6.49%	£665.20	£1,014	Tracker	6.3% APRC	£13,368	108163	75	1014	Nationwide B.Soc
4.14%	£535.60	6.49%	£667.15	£999	Tracker	6.4% APRC	£13,952	117573	80	999	Virgin Money
4.34%	£546.79	4.34%	£546.79	£999	Tracker	4.5% APRC	£14,222	55110	474	999	Co-operative Bank

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 19 Apr 2026 at 02:51 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.