Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.64%£508.166.74%£675.83£1,025Fixed6.4% APRC£13,933
3.66%£509.256.24%£648.13£999Fixed6.0% APRC£13,221
3.67%£509.795.74%£619.56£1,024Fixed5.6% APRC£12,989
3.69%£510.876.50%£662.25£999Fixed6.2% APRC£14,434
3.69%£510.877.24%£706.64£1,495Fixed6.9% APRC£13,756

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.64%£508.166.74%£675.83£1,025Fixed6.4% APRC£13,933
3.66%£509.256.24%£648.13£999Fixed6.0% APRC£13,221
3.67%£509.795.74%£619.56£1,024Fixed5.6% APRC£12,989
3.69%£510.876.50%£662.25£999Fixed6.2% APRC£14,434
3.69%£510.877.24%£706.64£1,495Fixed6.9% APRC£13,756

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
3.86%£519.667.24%£706.16£1,499Tracker6.9% APRC£13,971
3.94%£524.536.49%£665.72£999Tracker6.3% APRC£13,687
3.94%£524.536.49%£664.29£1,014Tracker6.3% APRC£13,103
3.96%£525.635.74%£621.52£1,024Tracker5.6% APRC£13,719
3.99%£527.286.24%£650.08£999Tracker6.1% APRC£13,654

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Jan 2026 at 04:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.