Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.79%	£516.31	6.99%	£691.78	£1,025	Fixed	6.6% APRC	£13,416	52238	207	1025	NatWest
3.83%	£518.50	6.49%	£662.41	£999	Fixed	6.2% APRC	£14,298	50636	344	999	HSBC Intermediary
3.84%	£519.04	7.49%	£722.40	£1,495	Fixed	7.1% APRC	£13,952	37067	313	1495	TSB Bank
3.87%	£520.69	6.75%	£678.14	£999	Fixed	6.4% APRC	£13,471	39572	1	999	Santander
3.87%	£520.20	7.49%	£719.83	£999	Fixed	7.0% APRC	£14,434	36574	42	999	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.79%	£516.31	6.99%	£691.78	£1,025	Fixed	6.6% APRC	£13,416	52238	207	1025	NatWest
3.83%	£518.50	6.49%	£662.41	£999	Fixed	6.2% APRC	£14,298	50636	344	999	HSBC Intermediary
3.84%	£519.04	7.49%	£722.40	£1,495	Fixed	7.1% APRC	£13,952	37067	313	1495	TSB Bank
3.87%	£520.69	6.75%	£678.14	£999	Fixed	6.4% APRC	£13,471	39572	1	999	Santander
3.87%	£520.20	7.49%	£719.83	£999	Fixed	7.0% APRC	£14,434	36574	42	999	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.11%	£533.42	7.49%	£721.23	£1,499	Tracker	7.1% APRC	£14,301	36998	42	1499	Halifax
4.19%	£538.38	6.74%	£681.48	£999	Tracker	6.6% APRC	£14,019	28740	80	999	Virgin Money
4.19%	£538.38	6.74%	£680.05	£1,014	Tracker	6.5% APRC	£13,435	51138	75	1014	Nationwide B.Soc
4.21%	£539.50	5.99%	£636.74	£1,024	Tracker	5.9% APRC	£14,052	64265	115	1024	Barclays
4.24%	£541.18	6.49%	£665.65	£999	Tracker	6.3% APRC	£13,637	21179	344	999	HSBC Intermediary

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 04 Nov 2025 at 04:41 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.