Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£525.14	7.24%	£706.11	£1,499	Tracker	6.9% APRC	£14,102	12680	42	1499	Halifax
4.01%	£528.39	5.74%	£621.74	£1,024	Tracker	5.7% APRC	£13,785	37289	115	1024	Barclays
4.04%	£530.05	6.49%	£666.22	£999	Tracker	6.3% APRC	£13,819	37090	80	999	Virgin Money
4.04%	£530.05	6.49%	£664.75	£1,014	Tracker	6.3% APRC	£13,235	56050	75	1014	Nationwide B.Soc
4.35%	£547.35	6.74%	£679.56	£1,025	Tracker	6.5% APRC	£14,400	22217	207	1025	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.51%	£556.40	6.74%	£680.36	£1,025	Fixed	6.5% APRC	£15,095	14580	207	1025	NatWest
4.65%	£564.38	5.74%	£621.72	£1,024	Fixed	5.7% APRC	£16,560	74100	115	1024	Barclays
4.68%	£566.10	6.49%	£656.49	£1,014	Fixed	6.0% APRC	£16,968	52872	75	1014	Nationwide B.Soc
4.69%	£566.67	6.94%	£692.99	£1,010	Fixed	6.8% APRC	£16,717	13967	628	1010	Bank of Ireland
4.74%	£569.54	7.24%	£706.32	£995	Fixed	6.8% APRC	£16,098	95831	313	995	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	Overall Cost for Comparison	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£525.14	7.24%	£706.11	£1,499	Tracker	6.9% APRC	£14,102	12680	42	1499	Halifax
4.01%	£528.39	5.74%	£621.74	£1,024	Tracker	5.7% APRC	£13,785	37289	115	1024	Barclays
4.04%	£530.05	6.49%	£666.22	£999	Tracker	6.3% APRC	£13,819	37090	80	999	Virgin Money
4.04%	£530.05	6.49%	£664.75	£1,014	Tracker	6.3% APRC	£13,235	56050	75	1014	Nationwide B.Soc
4.35%	£547.35	6.74%	£679.56	£1,025	Tracker	6.5% APRC	£14,400	22217	207	1025	NatWest

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 27 Mar 2026 at 02:26 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.