Initial RateInitial PaymentReverting RateReverting PaymentTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.04%£530.056.49%£664.75Tracker6.3% APRC£13,735£197,206
4.04%£530.056.49%£666.22Tracker6.3% APRC£13,819£198,132
4.08%£531.767.24%£707.32Tracker6.9% APRC£14,261£209,130
4.09%£532.826.24%£650.52Tracker6.1% APRC£13,787£193,330
4.11%£533.935.74%£622.16Tracker5.7% APRC£13,918£185,634

Initial RateInitial PaymentReverting RateReverting PaymentTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.22%£540.066.24%£650.42Fixed6.1% APRC£13,960£193,256
4.33%£546.235.74%£622.39Fixed5.7% APRC£16,121£185,765
4.44%£552.436.74%£680.40Fixed6.6% APRC£14,283£201,818
4.44%£552.436.94%£691.73Fixed6.7% APRC£16,372£204,963
4.46%£553.566.49%£666.62Fixed6.4% APRC£13,799£197,787

Initial RateInitial PaymentReverting RateReverting PaymentTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.04%£530.056.49%£664.75Tracker6.3% APRC£13,735£197,206
4.04%£530.056.49%£666.22Tracker6.3% APRC£13,819£198,132
4.08%£531.767.24%£707.32Tracker6.9% APRC£14,261£209,130
4.09%£532.826.24%£650.52Tracker6.1% APRC£13,787£193,330
4.11%£533.935.74%£622.16Tracker5.7% APRC£13,918£185,634

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). RATES BASED ON ALL UK, PLEASE CONTACT US DIRECTLY TO IDENTIFY IF APPLICABLE IN YOUR REGION.
Source: Mortgage Brain. This information was last revised on 21 Mar 2026 at 02:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.