| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £736.97 | Fixed | 7.3% APRC | £15,737 | £217,227 | 10246 | 57 | 1534 | Leeds B Society |
| 4.03% | £529.49 | 6.75% | £678.49 | Fixed | 6.4% APRC | £14,883 | £200,748 | 20168 | 1 | 999 | Santander |
| 4.04% | £530.05 | 6.74% | £679.35 | Fixed | 6.5% APRC | £13,235 | £200,736 | 692 | 75 | 1014 | Nationwide B.Soc |
| 4.04% | £530.05 | 6.74% | £680.22 | Fixed | 6.5% APRC | £15,268 | £201,834 | 10625 | 80 | 1020 | Virgin Money |
| 4.04% | £530.05 | 7.19% | £703.81 | Fixed | 6.8% APRC | £16,330 | £207,983 | 5021 | 628 | 1510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £736.97 | Fixed | 7.3% APRC | £15,737 | £217,227 | 10246 | 57 | 1534 | Leeds B Society |
| 4.03% | £529.49 | 6.75% | £678.49 | Fixed | 6.4% APRC | £14,883 | £200,748 | 20168 | 1 | 999 | Santander |
| 4.04% | £530.05 | 6.74% | £679.35 | Fixed | 6.5% APRC | £13,235 | £200,736 | 692 | 75 | 1014 | Nationwide B.Soc |
| 4.04% | £530.05 | 6.74% | £680.22 | Fixed | 6.5% APRC | £15,268 | £201,834 | 10625 | 80 | 1020 | Virgin Money |
| 4.04% | £530.05 | 7.19% | £703.81 | Fixed | 6.8% APRC | £16,330 | £207,983 | 5021 | 628 | 1510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £540.10 | 7.49% | £723.06 | Tracker | 7.2% APRC | £14,461 | £213,660 | 61039 | 42 | 1499 | Halifax |
| 4.29% | £543.98 | 6.49% | £665.88 | Tracker | 6.3% APRC | £13,705 | £197,487 | 21205 | 344 | 999 | HSBC Intermediary |
| 4.29% | £543.98 | 6.74% | £680.50 | Tracker | 6.6% APRC | £13,570 | £201,388 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £547.92 | 5.99% | £637.38 | Tracker | 5.9% APRC | £14,254 | £190,171 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £551.30 | 6.74% | £682.18 | Tracker | 6.6% APRC | £14,564 | £202,920 | 11051 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). RATES BASED ON ALL UK, PLEASE CONTACT US DIRECTLY TO IDENTIFY IF APPLICABLE IN YOUR REGION.
Source: Mortgage Brain. This information was last revised on 21 Oct 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.