| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £732.71 | Fixed | 7.1% APRC | £15,737 | £214,610 | 15185 | 57 | 1534 | Leeds B Society |
| 4.00% | £527.84 | 6.75% | £678.33 | Fixed | 6.4% APRC | £14,844 | £200,660 | 49421 | 1 | 999 | Santander |
| 4.03% | £529.49 | 6.49% | £663.87 | Fixed | 6.3% APRC | £13,707 | £196,666 | 30179 | 344 | 999 | HSBC Intermediary |
| 4.03% | £529.49 | 6.99% | £673.54 | Fixed | 5.9% APRC | £17,777 | £194,012 | 2137 | 207 | 1025 | NatWest |
| 4.03% | £529.00 | 7.49% | £721.99 | Fixed | 7.1% APRC | £13,695 | £212,578 | 10086 | 42 | 999 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £732.71 | Fixed | 7.1% APRC | £15,737 | £214,610 | 15185 | 57 | 1534 | Leeds B Society |
| 4.00% | £527.84 | 6.75% | £678.33 | Fixed | 6.4% APRC | £14,844 | £200,660 | 49421 | 1 | 999 | Santander |
| 4.03% | £529.49 | 6.49% | £663.87 | Fixed | 6.3% APRC | £13,707 | £196,666 | 30179 | 344 | 999 | HSBC Intermediary |
| 4.03% | £529.49 | 6.99% | £673.54 | Fixed | 5.9% APRC | £17,777 | £194,012 | 2137 | 207 | 1025 | NatWest |
| 4.03% | £529.00 | 7.49% | £721.99 | Fixed | 7.1% APRC | £13,695 | £212,578 | 10086 | 42 | 999 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £540.10 | 7.49% | £722.49 | Tracker | 7.1% APRC | £14,461 | £213,321 | 42321 | 42 | 1499 | Halifax |
| 4.29% | £543.98 | 6.49% | £665.88 | Tracker | 6.3% APRC | £13,705 | £197,487 | 21205 | 344 | 999 | HSBC Intermediary |
| 4.29% | £543.98 | 6.74% | £680.50 | Tracker | 6.6% APRC | £13,570 | £201,388 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £547.92 | 5.99% | £637.38 | Tracker | 5.9% APRC | £14,254 | £190,171 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £551.30 | 6.74% | £682.61 | Tracker | 6.6% APRC | £14,325 | £203,182 | 41302 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). RATES BASED ON ALL UK, PLEASE CONTACT US DIRECTLY TO IDENTIFY IF APPLICABLE IN YOUR REGION.
Source: Mortgage Brain. This information was last revised on 16 Sep 2025 at 05:46 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.