| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.76% | £514.68 | 6.49% | £662.52 | Fixed | 6.2% APRC | £13,351 | £195,911 | 28359 | 344 | 999 | HSBC Intermediary |
| 3.79% | £516.31 | 6.50% | £662.78 | Fixed | 6.2% APRC | £14,566 | £196,103 | 46342 | 1 | 999 | Santander |
| 3.79% | £516.31 | 7.74% | £736.53 | Fixed | 7.3% APRC | £14,189 | £217,031 | 70075 | 57 | 1534 | Leeds B Society |
| 3.80% | £516.86 | 6.49% | £663.65 | Fixed | 6.2% APRC | £12,919 | £196,086 | 20256 | 75 | 1014 | Nationwide B.Soc |
| 3.82% | £517.95 | 5.74% | £619.95 | Fixed | 5.6% APRC | £15,435 | £184,335 | 1460 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.76% | £514.68 | 6.49% | £662.52 | Fixed | 6.2% APRC | £13,351 | £195,911 | 28359 | 344 | 999 | HSBC Intermediary |
| 3.79% | £516.31 | 6.50% | £662.78 | Fixed | 6.2% APRC | £14,566 | £196,103 | 46342 | 1 | 999 | Santander |
| 3.79% | £516.31 | 7.74% | £736.53 | Fixed | 7.3% APRC | £14,189 | £217,031 | 70075 | 57 | 1534 | Leeds B Society |
| 3.80% | £516.86 | 6.49% | £663.65 | Fixed | 6.2% APRC | £12,919 | £196,086 | 20256 | 75 | 1014 | Nationwide B.Soc |
| 3.82% | £517.95 | 5.74% | £619.95 | Fixed | 5.6% APRC | £15,435 | £184,335 | 1460 | 115 | 1024 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.98% | £526.24 | 7.49% | £721.10 | Tracker | 7.1% APRC | £14,129 | £212,568 | 25832 | 42 | 1499 | Halifax |
| 4.04% | £530.05 | 6.49% | £664.75 | Tracker | 6.3% APRC | £13,720 | £197,191 | 28950 | 344 | 999 | HSBC Intermediary |
| 4.04% | £530.05 | 6.49% | £664.75 | Tracker | 6.3% APRC | £13,235 | £196,706 | 51141 | 75 | 1014 | Nationwide B.Soc |
| 4.04% | £530.05 | 6.74% | £680.22 | Tracker | 6.5% APRC | £13,819 | £201,813 | 30540 | 80 | 999 | Virgin Money |
| 4.11% | £533.93 | 5.74% | £622.16 | Tracker | 5.7% APRC | £13,918 | £185,634 | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £150,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments). RATES BASED ON ALL UK, PLEASE CONTACT US DIRECTLY TO IDENTIFY IF APPLICABLE IN YOUR REGION.
Source: Mortgage Brain. This information was last revised on 20 Dec 2025 at 05:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.