| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.18% | £967.16 | 7.24% | £1,273.16 | £1,499 | Tracker | 6.8% APRC | £24,711 | £375,185 | 45283 | 42 | 1499 | Halifax |
| 4.20% | £970.10 | 5.74% | £1,120.57 | £1,024 | Tracker | 5.6% APRC | £24,386 | £333,664 | 25834 | 115 | 1024 | Barclays |
| 4.23% | £973.11 | 6.49% | £1,198.09 | £1,014 | Tracker | 6.3% APRC | £23,869 | £354,541 | 62998 | 75 | 1014 | Nationwide B.Soc |
| 4.24% | £974.12 | 6.74% | £1,222.20 | £1,025 | Tracker | 6.4% APRC | £24,833 | £360,987 | 100686 | 207 | 1025 | NatWest |
| 4.26% | £976.14 | 7.74% | £1,328.19 | £1,034 | Tracker | 7.2% APRC | £24,725 | £389,898 | 85838 | 57 | 1034 | Leeds B Society |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.75% | £1,026.21 | 5.74% | £1,123.75 | £1,024 | Fixed | 5.7% APRC | £29,175 | £335,595 | 76829 | 115 | 1024 | Barclays |
| 4.95% | £1,047.03 | 6.24% | £1,177.13 | £999 | Fixed | 6.2% APRC | £26,128 | £350,886 | 71593 | 344 | 999 | HSBC Intermediary |
| 5.01% | £1,053.31 | 7.99% | £1,366.78 | £1,010 | Fixed | 7.7% APRC | £26,289 | £403,521 | 54349 | 71 | 1010 | Monmouthshire |
| 5.09% | £1,061.72 | 6.94% | £1,250.90 | £1,510 | Fixed | 6.8% APRC | £30,636 | £371,867 | 89937 | 628 | 1510 | Bank of Ireland |
| 5.11% | £1,063.83 | 6.49% | £1,204.86 | £1,014 | Fixed | 6.5% APRC | £26,046 | £358,587 | 79240 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.18% | £967.16 | 7.24% | £1,273.16 | £1,499 | Tracker | 6.8% APRC | £24,711 | £375,185 | 45283 | 42 | 1499 | Halifax |
| 4.20% | £970.10 | 5.74% | £1,120.57 | £1,024 | Tracker | 5.6% APRC | £24,386 | £333,664 | 25834 | 115 | 1024 | Barclays |
| 4.23% | £973.11 | 6.49% | £1,198.09 | £1,014 | Tracker | 6.3% APRC | £23,869 | £354,541 | 62998 | 75 | 1014 | Nationwide B.Soc |
| 4.24% | £974.12 | 6.74% | £1,222.20 | £1,025 | Tracker | 6.4% APRC | £24,833 | £360,987 | 100686 | 207 | 1025 | NatWest |
| 4.26% | £976.14 | 7.74% | £1,328.19 | £1,034 | Tracker | 7.2% APRC | £24,725 | £389,898 | 85838 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £250,000 and a mortgage secured against that property of £180,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 21 Sep 2026 at 03:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.