| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.59% | £1,262.53 | 7.24% | £1,758.45 | £1,999 | Fixed | 6.7% APRC | £34,672 | £515,648 | 76243 | 42 | 1999 | Halifax |
| 3.69% | £1,277.18 | 7.24% | £1,763.45 | £999 | Fixed | 6.7% APRC | £34,025 | £516,905 | 75652 | 142 | 999 | Lloyds Bank |
| 3.78% | £1,289.41 | 5.74% | £1,551.04 | £1,024 | Fixed | 5.5% APRC | £32,050 | £459,875 | 16579 | 115 | 1024 | Barclays |
| 3.79% | £1,290.78 | 6.50% | £1,658.11 | £999 | Fixed | 6.1% APRC | £31,953 | £488,856 | 66743 | 1 | 999 | Santander |
| 3.79% | £1,290.78 | 7.24% | £1,764.86 | £1,495 | Fixed | 6.7% APRC | £36,037 | £518,153 | 52904 | 313 | 1495 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.59% | £1,262.53 | 7.24% | £1,758.45 | £1,999 | Fixed | 6.7% APRC | £34,672 | £515,648 | 76243 | 42 | 1999 | Halifax |
| 3.69% | £1,277.18 | 7.24% | £1,763.45 | £999 | Fixed | 6.7% APRC | £34,025 | £516,905 | 75652 | 142 | 999 | Lloyds Bank |
| 3.78% | £1,289.41 | 5.74% | £1,551.04 | £1,024 | Fixed | 5.5% APRC | £32,050 | £459,875 | 16579 | 115 | 1024 | Barclays |
| 3.79% | £1,290.78 | 6.50% | £1,658.11 | £999 | Fixed | 6.1% APRC | £31,953 | £488,856 | 66743 | 1 | 999 | Santander |
| 3.79% | £1,290.78 | 7.24% | £1,764.86 | £1,495 | Fixed | 6.7% APRC | £36,037 | £518,153 | 52904 | 313 | 1495 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.98% | £1,315.60 | 7.24% | £1,764.12 | £1,499 | Tracker | 6.7% APRC | £33,073 | £518,176 | 63458 | 42 | 1499 | Halifax |
| 4.04% | £1,325.12 | 6.24% | £1,625.75 | £999 | Tracker | 6.0% APRC | £32,802 | £481,509 | 29076 | 344 | 999 | HSBC Intermediary |
| 4.04% | £1,325.12 | 6.49% | £1,666.69 | £999 | Tracker | 6.3% APRC | £32,901 | £494,367 | 30540 | 80 | 999 | Virgin Money |
| 4.04% | £1,325.12 | 6.49% | £1,661.88 | £1,014 | Tracker | 6.2% APRC | £32,317 | £490,996 | 51141 | 75 | 1014 | Nationwide B.Soc |
| 4.10% | £1,333.44 | 7.74% | £1,844.00 | £1,034 | Tracker | 7.2% APRC | £33,301 | £540,713 | 62759 | 57 | 1034 | Leeds B Society |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Feb 2026 at 02:31 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.