| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.98% | £1,316.83 | 6.24% | £1,586.84 | £1,034 | Fixed | 5.4% APRC | £42,231 | £460,155 | 40673 | 115 | 1034 | Barclays |
| 4.04% | £1,325.12 | 7.74% | £1,784.18 | £999 | Fixed | 6.3% APRC | £39,940 | £507,791 | 24755 | 142 | 999 | Lloyds Bank |
| 4.05% | £1,325.25 | 7.74% | £1,841.29 | £1,999 | Fixed | 7.2% APRC | £36,185 | £540,453 | 35992 | 42 | 1999 | Halifax |
| 4.08% | £1,330.66 | 6.74% | £1,654.42 | £999 | Fixed | 5.8% APRC | £39,361 | £477,252 | 20908 | 344 | 999 | HSBC Intermediary |
| 4.12% | £1,336.21 | 6.75% | £1,656.90 | £999 | Fixed | 5.8% APRC | £40,435 | £478,411 | 35066 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.98% | £1,316.83 | 6.24% | £1,586.84 | £1,034 | Fixed | 5.4% APRC | £42,231 | £460,155 | 40673 | 115 | 1034 | Barclays |
| 4.04% | £1,325.12 | 7.74% | £1,784.18 | £999 | Fixed | 6.3% APRC | £39,940 | £507,791 | 24755 | 142 | 999 | Lloyds Bank |
| 4.05% | £1,325.25 | 7.74% | £1,841.29 | £1,999 | Fixed | 7.2% APRC | £36,185 | £540,453 | 35992 | 42 | 1999 | Halifax |
| 4.08% | £1,330.66 | 6.74% | £1,654.42 | £999 | Fixed | 5.8% APRC | £39,361 | £477,252 | 20908 | 344 | 999 | HSBC Intermediary |
| 4.12% | £1,336.21 | 6.75% | £1,656.90 | £999 | Fixed | 5.8% APRC | £40,435 | £478,411 | 35066 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.48% | £1,385.39 | 7.74% | £1,847.28 | £1,499 | Tracker | 7.3% APRC | £34,748 | £543,212 | 71905 | 42 | 1499 | Halifax |
| 4.54% | £1,395.26 | 6.74% | £1,704.05 | £999 | Tracker | 6.5% APRC | £33,985 | £504,303 | 41970 | 344 | 999 | HSBC Intermediary |
| 4.54% | £1,395.26 | 6.99% | £1,741.06 | £1,014 | Tracker | 6.7% APRC | £34,000 | £514,533 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.61% | £1,405.24 | 6.24% | £1,631.92 | £1,034 | Tracker | 6.1% APRC | £34,840 | £485,250 | 27603 | 115 | 1034 | Barclays |
| 4.67% | £1,413.81 | 6.99% | £1,747.38 | £995 | Tracker | 6.9% APRC | £35,025 | £518,824 | 69237 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 Jun 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.