| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £1,318.21 | 6.00% | £1,580.70 | £850 | Variable | 5.6% APRC | £34,966 | £465,710 | 2768 | 76 | 850 | Newbury |
| 4.04% | £1,325.23 | 7.99% | £1,886.53 | £1,019 | Variable | 7.5% APRC | £32,675 | £553,357 | 5191 | 198 | 1019 | Furness B.Soc |
| 4.08% | £1,329.40 | 7.24% | £1,768.31 | £1,499 | Tracker | 6.8% APRC | £33,405 | £520,580 | 108963 | 42 | 1499 | Halifax |
| 4.08% | £1,330.66 | 7.24% | £1,767.48 | £1,499 | Tracker | 6.8% APRC | £33,435 | £519,512 | 109872 | 142 | 1499 | Lloyds Bank |
| 4.09% | £1,332.05 | 4.09% | £1,332.05 | £625 | Variable | 4.2% APRC | £32,594 | £400,240 | 27376 | 48 | 625 | Ecology B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.68% | £1,415.25 | 5.74% | £1,560.41 | £1,024 | Fixed | 5.7% APRC | £35,070 | £465,453 | 74033 | 115 | 1024 | Barclays |
| 4.81% | £1,433.93 | 6.74% | £1,674.82 | £1,030 | Fixed | 6.1% APRC | £45,100 | £488,390 | 77895 | 116 | 1030 | Yorkshire B.Soc |
| 4.86% | £1,441.16 | 6.74% | £1,676.25 | £1,530 | Fixed | 6.1% APRC | £45,777 | £489,684 | 9984 | 360 | 1530 | Accord Mortgages |
| 4.87% | £1,442.60 | 6.74% | £1,706.10 | £1,025 | Fixed | 6.6% APRC | £35,647 | £506,004 | 105612 | 207 | 1025 | NatWest |
| 4.87% | £1,442.60 | 6.74% | £1,706.10 | £1,025 | Fixed | 6.6% APRC | £35,647 | £506,004 | 105966 | 31 | 1025 | RBS Direct |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.08% | £1,329.40 | 7.24% | £1,768.31 | £1,499 | Tracker | 6.8% APRC | £33,405 | £520,580 | 108963 | 42 | 1499 | Halifax |
| 4.08% | £1,330.66 | 7.24% | £1,767.48 | £1,499 | Tracker | 6.8% APRC | £33,435 | £519,512 | 109872 | 142 | 1499 | Lloyds Bank |
| 4.11% | £1,334.82 | 5.74% | £1,555.40 | £1,024 | Tracker | 5.6% APRC | £33,140 | £462,430 | 64269 | 115 | 1024 | Barclays |
| 4.14% | £1,338.99 | 6.49% | £1,667.88 | £999 | Tracker | 6.3% APRC | £33,234 | £495,042 | 37093 | 80 | 999 | Virgin Money |
| 4.15% | £1,340.39 | 6.74% | £1,685.43 | £1,030 | Tracker | 6.2% APRC | £33,289 | £493,958 | 77930 | 116 | 1030 | Yorkshire B.Soc |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 01 Apr 2026 at 02:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.