LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.89%£1,304.466.92%£1,712.01£1,507Fixed6.4% APRC£36,444£501,823
3.93%£1,309.957.24%£1,749.89£1,030Fixed6.5% APRC£32,559£508,787
3.93%£1,309.957.49%£1,805.59£999Fixed7.0% APRC£32,438£529,789
3.93%£1,309.957.74%£1,832.64£1,534Fixed7.0% APRC£33,237£534,351
3.94%£1,311.327.49%£1,804.16£1,495Fixed7.0% APRC£36,533£529,436

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
3.89%£1,304.466.92%£1,712.01£1,507Fixed6.4% APRC£36,444£501,823
3.93%£1,309.957.24%£1,749.89£1,030Fixed6.5% APRC£32,559£508,787
3.93%£1,309.957.49%£1,805.59£999Fixed7.0% APRC£32,438£529,789
3.93%£1,309.957.74%£1,832.64£1,534Fixed7.0% APRC£33,237£534,351
3.94%£1,311.327.49%£1,804.16£1,495Fixed7.0% APRC£36,533£529,436

LenderInitial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total CostTotal Amount Payable Over Term
4.23%£1,350.257.49%£1,806.21£1,499Tracker7.0% APRC£33,905£531,051
4.29%£1,359.956.49%£1,664.69£999Tracker6.3% APRC£33,288£492,742
4.29%£1,359.956.74%£1,701.26£1,014Tracker6.5% APRC£33,153£502,701
4.36%£1,369.795.99%£1,593.44£1,024Tracker5.9% APRC£33,979£473,768
4.42%£1,378.256.74%£1,706.52£995Tracker6.6% APRC£34,172£506,312

This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 10 Sep 2025 at 05:26 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.