| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.74% | £1,282.80 | 7.49% | £1,799.34 | £1,999 | Fixed | 6.9% APRC | £35,161 | £527,854 | 37654 | 42 | 1999 | Halifax |
| 3.76% | £1,286.69 | 6.49% | £1,656.29 | £999 | Fixed | 6.1% APRC | £31,880 | £488,276 | 28645 | 344 | 999 | HSBC Intermediary |
| 3.79% | £1,290.78 | 6.75% | £1,693.04 | £999 | Fixed | 6.3% APRC | £34,578 | £498,275 | 46342 | 1 | 999 | Santander |
| 3.79% | £1,290.78 | 7.49% | £1,803.68 | £1,495 | Fixed | 7.0% APRC | £32,474 | £529,264 | 73204 | 313 | 1495 | TSB Bank |
| 3.79% | £1,290.78 | 7.74% | £1,841.32 | £1,534 | Fixed | 7.2% APRC | £32,777 | £539,880 | 70075 | 57 | 1534 | Leeds B Society |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.74% | £1,282.80 | 7.49% | £1,799.34 | £1,999 | Fixed | 6.9% APRC | £35,161 | £527,854 | 37654 | 42 | 1999 | Halifax |
| 3.76% | £1,286.69 | 6.49% | £1,656.29 | £999 | Fixed | 6.1% APRC | £31,880 | £488,276 | 28645 | 344 | 999 | HSBC Intermediary |
| 3.79% | £1,290.78 | 6.75% | £1,693.04 | £999 | Fixed | 6.3% APRC | £34,578 | £498,275 | 46342 | 1 | 999 | Santander |
| 3.79% | £1,290.78 | 7.49% | £1,803.68 | £1,495 | Fixed | 7.0% APRC | £32,474 | £529,264 | 73204 | 313 | 1495 | TSB Bank |
| 3.79% | £1,290.78 | 7.74% | £1,841.32 | £1,534 | Fixed | 7.2% APRC | £32,777 | £539,880 | 70075 | 57 | 1534 | Leeds B Society |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £1,350.25 | 7.49% | £1,806.21 | £1,499 | Tracker | 7.0% APRC | £33,905 | £531,051 | 25832 | 42 | 1499 | Halifax |
| 4.29% | £1,359.95 | 6.49% | £1,664.69 | £999 | Tracker | 6.3% APRC | £33,638 | £493,092 | 29076 | 344 | 999 | HSBC Intermediary |
| 4.29% | £1,359.95 | 6.74% | £1,703.79 | £999 | Tracker | 6.5% APRC | £33,737 | £504,715 | 30540 | 80 | 999 | Virgin Money |
| 4.29% | £1,359.95 | 6.74% | £1,701.26 | £1,014 | Tracker | 6.5% APRC | £33,153 | £502,701 | 51141 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £1,369.79 | 5.99% | £1,593.44 | £1,024 | Tracker | 5.9% APRC | £33,979 | £473,768 | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 12 Dec 2025 at 05:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.