| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.94% | £1,310.10 | 7.49% | £1,803.76 | £1,999 | Fixed | 7.0% APRC | £33,441 | £530,292 | 61019 | 42 | 1999 | Halifax |
| 3.99% | £1,318.21 | 6.49% | £1,657.03 | £999 | Fixed | 6.1% APRC | £34,777 | £488,621 | 35165 | 344 | 999 | HSBC Intermediary |
| 3.99% | £1,318.21 | 7.49% | £1,806.40 | £1,495 | Fixed | 7.0% APRC | £33,132 | £530,722 | 57004 | 313 | 1495 | TSB Bank |
| 3.99% | £1,318.21 | 7.74% | £1,842.43 | £1,534 | Fixed | 7.2% APRC | £36,646 | £540,373 | 10246 | 57 | 1534 | Leeds B Society |
| 4.00% | £1,319.59 | 6.99% | £1,716.26 | £1,030 | Fixed | 6.3% APRC | £37,548 | £500,637 | 25514 | 116 | 1030 | Yorkshire B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.94% | £1,310.10 | 7.49% | £1,803.76 | £1,999 | Fixed | 7.0% APRC | £33,441 | £530,292 | 61019 | 42 | 1999 | Halifax |
| 3.99% | £1,318.21 | 6.49% | £1,657.03 | £999 | Fixed | 6.1% APRC | £34,777 | £488,621 | 35165 | 344 | 999 | HSBC Intermediary |
| 3.99% | £1,318.21 | 7.49% | £1,806.40 | £1,495 | Fixed | 7.0% APRC | £33,132 | £530,722 | 57004 | 313 | 1495 | TSB Bank |
| 3.99% | £1,318.21 | 7.74% | £1,842.43 | £1,534 | Fixed | 7.2% APRC | £36,646 | £540,373 | 10246 | 57 | 1534 | Leeds B Society |
| 4.00% | £1,319.59 | 6.99% | £1,716.26 | £1,030 | Fixed | 6.3% APRC | £37,548 | £500,637 | 25514 | 116 | 1030 | Yorkshire B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | Overall Cost for Comparison | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £1,350.25 | 7.49% | £1,807.64 | £1,499 | Tracker | 7.1% APRC | £33,905 | £531,899 | 61039 | 42 | 1499 | Halifax |
| 4.29% | £1,359.95 | 6.49% | £1,664.69 | £999 | Tracker | 6.3% APRC | £33,288 | £492,742 | 21218 | 344 | 999 | HSBC Intermediary |
| 4.29% | £1,359.95 | 6.74% | £1,701.26 | £1,014 | Tracker | 6.5% APRC | £33,153 | £502,701 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £1,369.79 | 5.99% | £1,593.44 | £1,024 | Tracker | 5.9% APRC | £33,979 | £473,768 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £1,378.25 | 6.74% | £1,705.45 | £995 | Tracker | 6.5% APRC | £34,768 | £505,659 | 10805 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £350,000 and a mortgage secured against that property of £250,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Oct 2025 at 03:40 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.