| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.60 | 7.44% | £1,510 | Fixed | 7.1% APRC | 26m | 26m | £14,559 | £213,009 | 2032 | 628 | 1510 | Bank of Ireland |
| 4.16% | £536.71 | 6.74% | £999 | Fixed | 5.9% APRC | 62m | 62m | £16,452 | £192,002 | 61627 | 344 | 999 | HSBC Intermediary |
| 4.23% | £540.62 | 7.24% | £1,525 | Fixed | 6.2% APRC | 63m | 63m | £18,550 | £198,889 | 29030 | 207 | 1525 | NatWest |
| 4.24% | £541.18 | 6.75% | £999 | Fixed | 5.9% APRC | 62m | 62m | £17,071 | £192,854 | 17920 | 1 | 999 | Santander |
| 4.24% | £541.18 | 6.99% | £1,014 | Fixed | 6.1% APRC | 60m | 60m | £16,361 | £195,616 | 59604 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.60 | 7.44% | £1,510 | Fixed | 7.1% APRC | 26m | 26m | £14,559 | £213,009 | 2032 | 628 | 1510 | Bank of Ireland |
| 4.16% | £536.71 | 6.74% | £999 | Fixed | 5.9% APRC | 62m | 62m | £16,452 | £192,002 | 61627 | 344 | 999 | HSBC Intermediary |
| 4.23% | £540.62 | 7.24% | £1,525 | Fixed | 6.2% APRC | 63m | 63m | £18,550 | £198,889 | 29030 | 207 | 1525 | NatWest |
| 4.24% | £541.18 | 6.75% | £999 | Fixed | 5.9% APRC | 62m | 62m | £17,071 | £192,854 | 17920 | 1 | 999 | Santander |
| 4.24% | £541.18 | 6.99% | £1,014 | Fixed | 6.1% APRC | 60m | 60m | £16,361 | £195,616 | 59604 | 75 | 1014 | Nationwide B.Soc |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.53% | £556.99 | 7.74% | £1,499 | Tracker | 7.4% APRC | 26m | 0m | £14,867 | £218,669 | 36241 | 42 | 1499 | Halifax |
| 4.74% | £569.54 | 6.74% | £999 | Tracker | 6.6% APRC | 24m | 0m | £14,168 | £202,538 | 41977 | 344 | 999 | HSBC Intermediary |
| 4.74% | £569.54 | 6.99% | £1,014 | Tracker | 6.9% APRC | 24m | 0m | £14,183 | £206,643 | 26757 | 75 | 1014 | Nationwide B.Soc |
| 4.85% | £575.88 | 6.50% | £999 | Tracker | 6.4% APRC | 27m | 0m | £14,950 | £199,058 | 7185 | 77 | 999 | Newcastle |
| 4.89% | £578.20 | 6.99% | £995 | Tracker | 6.9% APRC | 27m | 27m | £15,210 | £208,302 | 61183 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Jul 2025 at 05:31 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.