Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.92%£523.436.94%£1,510Fixed6.7% APRC25m25m£14,267£204,555
3.94%£524.536.74%£1,530Fixed6.3% APRC27m27m£16,111£198,145
3.99%£527.286.24%£999Fixed5.5% APRC62m62m£16,223£184,880
4.01%£528.396.29%£1,495Fixed6.1% APRC26m26m£14,176£193,955
4.01%£528.396.49%£1,024Fixed6.3% APRC26m26m£13,804£198,072

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.92%£523.436.94%£1,510Fixed6.7% APRC25m25m£14,267£204,555
3.94%£524.536.74%£1,530Fixed6.3% APRC27m27m£16,111£198,145
3.99%£527.286.24%£999Fixed5.5% APRC62m62m£16,223£184,880
4.01%£528.396.29%£1,495Fixed6.1% APRC26m26m£14,176£193,955
4.01%£528.396.49%£1,024Fixed6.3% APRC26m26m£13,804£198,072

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.03%£529.007.24%£1,499Tracker6.9% APRC27m0m£14,195£208,657
4.24%£541.186.24%£999Tracker6.1% APRC24m0m£13,987£193,713
4.24%£541.186.49%£999Tracker6.4% APRC26m0m£14,086£198,690
4.24%£541.186.49%£1,014Tracker6.3% APRC24m0m£13,502£197,222
4.33%£546.236.29%£995Tracker6.2% APRC24m0m£14,105£194,735

This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Mar 2026 at 02:39 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.