| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.13% | £534.53 | 7.24% | £1,499 | Tracker | 6.9% APRC | 26m | 0m | £14,328 | £209,274 | 108973 | 42 | 1499 | Halifax |
| 4.24% | £541.18 | 6.49% | £1,014 | Tracker | 6.3% APRC | 24m | 0m | £13,502 | £197,222 | 108171 | 75 | 1014 | Nationwide B.Soc |
| 4.48% | £554.70 | 5.74% | £1,024 | Tracker | 5.8% APRC | 24m | 0m | £14,417 | £186,558 | 64307 | 115 | 1024 | Barclays |
| 4.53% | £557.54 | 6.74% | £1,030 | Tracker | 6.4% APRC | 27m | 0m | £14,501 | £199,352 | 56349 | 360 | 1030 | Accord Mortgages |
| 4.55% | £558.67 | 6.80% | £8 | Tracker | 6.4% APRC | 26m | 26m | £13,481 | £200,234 | 115091 | 90 | 8 | Principality |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.96% | £582.26 | 6.74% | £1,530 | Fixed | 6.3% APRC | 63m | 63m | £19,424 | £197,481 | 27474 | 360 | 1530 | Accord Mortgages |
| 5.00% | £584.59 | 6.49% | £1,014 | Fixed | 6.1% APRC | 60m | 60m | £17,417 | £193,968 | 107963 | 75 | 1014 | Nationwide B.Soc |
| 5.00% | £584.59 | 7.74% | £1,034 | Fixed | 6.8% APRC | 62m | 62m | £18,776 | £210,250 | 111790 | 57 | 1034 | Leeds B Society |
| 5.03% | £586.34 | 6.50% | £999 | Fixed | 6.1% APRC | 62m | 62m | £17,920 | £194,464 | 102070 | 1 | 999 | Santander |
| 5.09% | £589.85 | 6.74% | £1,025 | Fixed | 6.3% APRC | 62m | 62m | £19,014 | £197,863 | 105610 | 207 | 1025 | NatWest |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.13% | £534.53 | 7.24% | £1,499 | Tracker | 6.9% APRC | 26m | 0m | £14,328 | £209,274 | 108973 | 42 | 1499 | Halifax |
| 4.24% | £541.18 | 6.49% | £1,014 | Tracker | 6.3% APRC | 24m | 0m | £13,502 | £197,222 | 108171 | 75 | 1014 | Nationwide B.Soc |
| 4.48% | £554.70 | 5.74% | £1,024 | Tracker | 5.8% APRC | 24m | 0m | £14,417 | £186,558 | 64307 | 115 | 1024 | Barclays |
| 4.53% | £557.54 | 6.74% | £1,030 | Tracker | 6.4% APRC | 27m | 0m | £14,501 | £199,352 | 56349 | 360 | 1030 | Accord Mortgages |
| 4.55% | £558.67 | 6.80% | £8 | Tracker | 6.4% APRC | 26m | 26m | £13,481 | £200,234 | 115091 | 90 | 8 | Principality |
This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Apr 2026 at 02:34 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.