| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £1,534 | Fixed | 7.3% APRC | 27m | 27m | £15,737 | £217,227 | 4129 | 57 | 1534 | Leeds B Society |
| 4.00% | £527.84 | 6.62% | £999 | Fixed | 6.3% APRC | 27m | 27m | £14,719 | £198,226 | 24245 | 474 | 999 | Co-operative Bank |
| 4.03% | £529.00 | 7.49% | £1,499 | Tracker | 7.1% APRC | 26m | 0m | £14,195 | £213,078 | 26009 | 42 | 1499 | Halifax |
| 4.05% | £530.60 | 6.49% | £1,014 | Fixed | 5.7% APRC | 60m | 60m | £16,104 | £188,228 | 206 | 75 | 1014 | Nationwide B.Soc |
| 4.05% | £530.60 | 6.49% | £999 | Fixed | 6.3% APRC | 25m | 25m | £13,733 | £196,968 | 28650 | 344 | 999 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £527.28 | 7.74% | £1,534 | Fixed | 7.3% APRC | 27m | 27m | £15,737 | £217,227 | 4129 | 57 | 1534 | Leeds B Society |
| 4.00% | £527.84 | 6.62% | £999 | Fixed | 6.3% APRC | 27m | 27m | £14,719 | £198,226 | 24245 | 474 | 999 | Co-operative Bank |
| 4.05% | £530.60 | 6.49% | £1,014 | Fixed | 5.7% APRC | 60m | 60m | £16,104 | £188,228 | 206 | 75 | 1014 | Nationwide B.Soc |
| 4.05% | £530.60 | 6.49% | £999 | Fixed | 6.3% APRC | 25m | 25m | £13,733 | £196,968 | 28650 | 344 | 999 | HSBC Intermediary |
| 4.05% | £530.60 | 6.74% | £1,024 | Fixed | 5.8% APRC | 62m | 62m | £17,665 | £191,912 | 34931 | 80 | 1024 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.03% | £529.00 | 7.49% | £1,499 | Tracker | 7.1% APRC | 26m | 0m | £14,195 | £213,078 | 26009 | 42 | 1499 | Halifax |
| 4.24% | £541.18 | 6.49% | £999 | Tracker | 6.3% APRC | 24m | 0m | £13,987 | £197,707 | 29231 | 344 | 999 | HSBC Intermediary |
| 4.24% | £541.18 | 6.49% | £1,014 | Tracker | 6.3% APRC | 24m | 0m | £13,502 | £197,222 | 51146 | 75 | 1014 | Nationwide B.Soc |
| 4.24% | £541.18 | 6.74% | £999 | Tracker | 6.6% APRC | 26m | 0m | £14,086 | £202,678 | 30017 | 80 | 999 | Virgin Money |
| 4.40% | £550.17 | 6.54% | £1,015 | Tracker | 6.4% APRC | 24m | 0m | £14,284 | £199,005 | 12091 | 140 | 1015 | Skipton B.Society |
This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Jan 2026 at 04:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.