| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.05% | £530.60 | 6.49% | £999 | Fixed | 6.3% APRC | 26m | 26m | £13,733 | £196,722 | 17888 | 344 | 999 | HSBC Intermediary |
| 4.05% | £530.60 | 6.74% | £1,014 | Fixed | 5.8% APRC | 60m | 60m | £16,104 | £191,321 | 206 | 75 | 1014 | Nationwide B.Soc |
| 4.05% | £530.60 | 7.74% | £1,534 | Fixed | 7.3% APRC | 26m | 26m | £14,532 | £217,797 | 17654 | 57 | 1534 | Leeds B Society |
| 4.06% | £531.16 | 6.75% | £999 | Fixed | 5.8% APRC | 62m | 62m | £16,827 | £191,721 | 55508 | 1 | 999 | Santander |
| 4.07% | £531.71 | 7.19% | £1,510 | Fixed | 6.9% APRC | 26m | 26m | £14,466 | £208,719 | 5097 | 628 | 1510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.05% | £530.60 | 6.49% | £999 | Fixed | 6.3% APRC | 26m | 26m | £13,733 | £196,722 | 17888 | 344 | 999 | HSBC Intermediary |
| 4.05% | £530.60 | 6.74% | £1,014 | Fixed | 5.8% APRC | 60m | 60m | £16,104 | £191,321 | 206 | 75 | 1014 | Nationwide B.Soc |
| 4.05% | £530.60 | 7.74% | £1,534 | Fixed | 7.3% APRC | 26m | 26m | £14,532 | £217,797 | 17654 | 57 | 1534 | Leeds B Society |
| 4.06% | £531.16 | 6.75% | £999 | Fixed | 5.8% APRC | 62m | 62m | £16,827 | £191,721 | 55508 | 1 | 999 | Santander |
| 4.07% | £531.71 | 7.19% | £1,510 | Fixed | 6.9% APRC | 26m | 26m | £14,466 | £208,719 | 5097 | 628 | 1510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.28% | £542.90 | 7.49% | £1,499 | Tracker | 7.1% APRC | 27m | 0m | £14,529 | £213,471 | 26009 | 42 | 1499 | Halifax |
| 4.49% | £555.27 | 6.49% | £999 | Tracker | 6.4% APRC | 24m | 0m | £13,975 | £197,998 | 21337 | 344 | 999 | HSBC Intermediary |
| 4.49% | £555.27 | 6.74% | £999 | Tracker | 6.7% APRC | 25m | 0m | £14,424 | £203,638 | 28749 | 80 | 999 | Virgin Money |
| 4.49% | £555.27 | 6.74% | £1,014 | Tracker | 6.6% APRC | 24m | 0m | £13,840 | £201,907 | 51146 | 75 | 1014 | Nationwide B.Soc |
| 4.64% | £563.81 | 6.99% | £1,030 | Tracker | 6.5% APRC | 27m | 0m | £14,651 | £202,792 | 27707 | 360 | 1030 | Accord Mortgages |
This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Dec 2025 at 04:48 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.