Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	£523.43	6.94%	£1,510	Fixed	6.7% APRC	25m	25m	£14,267	£204,555	77688	628	1510	Bank of Ireland
3.94%	£524.53	6.74%	£1,530	Fixed	6.3% APRC	27m	27m	£16,111	£198,145	15799	360	1530	Accord Mortgages
3.99%	£527.28	6.24%	£999	Fixed	5.5% APRC	62m	62m	£16,223	£184,880	57983	344	999	HSBC Intermediary
4.01%	£528.39	6.29%	£1,495	Fixed	6.1% APRC	26m	26m	£14,176	£193,955	466	140	1495	Skipton B.Society
4.01%	£528.39	6.49%	£1,024	Fixed	6.3% APRC	26m	26m	£13,804	£198,072	10777	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.92%	£523.43	6.94%	£1,510	Fixed	6.7% APRC	25m	25m	£14,267	£204,555	77688	628	1510	Bank of Ireland
3.94%	£524.53	6.74%	£1,530	Fixed	6.3% APRC	27m	27m	£16,111	£198,145	15799	360	1530	Accord Mortgages
3.99%	£527.28	6.24%	£999	Fixed	5.5% APRC	62m	62m	£16,223	£184,880	57983	344	999	HSBC Intermediary
4.01%	£528.39	6.29%	£1,495	Fixed	6.1% APRC	26m	26m	£14,176	£193,955	466	140	1495	Skipton B.Society
4.01%	£528.39	6.49%	£1,024	Fixed	6.3% APRC	26m	26m	£13,804	£198,072	10777	80	1024	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.03%	£529.00	7.24%	£1,499	Tracker	6.9% APRC	27m	0m	£14,195	£208,657	28702	42	1499	Halifax
4.24%	£541.18	6.24%	£999	Tracker	6.1% APRC	24m	0m	£13,987	£193,713	29231	344	999	HSBC Intermediary
4.24%	£541.18	6.49%	£999	Tracker	6.4% APRC	26m	0m	£14,086	£198,690	9108	80	999	Virgin Money
4.24%	£541.18	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£13,502	£197,222	51146	75	1014	Nationwide B.Soc
4.33%	£546.23	6.29%	£995	Tracker	6.2% APRC	24m	0m	£14,105	£194,735	416	140	995	Skipton B.Society

This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 03 Mar 2026 at 02:39 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.