Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	£543.98	7.64%	£1,510	Fixed	7.3% APRC	27m	27m	£16,667	£216,398	19853	628	1510	Bank of Ireland
4.31%	£545.10	6.74%	£999	Fixed	5.9% APRC	63m	63m	£17,514	£192,725	43503	344	999	HSBC Intermediary
4.31%	£545.10	7.49%	£1,530	Fixed	6.4% APRC	62m	62m	£18,040	£202,921	51701	360	1530	Accord Mortgages
4.32%	£545.14	7.99%	£999	Fixed	6.6% APRC	64m	64m	£17,647	£207,564	61171	42	999	Halifax
4.35%	£547.35	7.24%	£1,014	Fixed	6.3% APRC	60m	60m	£16,512	£199,464	26150	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.29%	£543.98	7.64%	£1,510	Fixed	7.3% APRC	27m	27m	£16,667	£216,398	19853	628	1510	Bank of Ireland
4.31%	£545.10	6.74%	£999	Fixed	5.9% APRC	63m	63m	£17,514	£192,725	43503	344	999	HSBC Intermediary
4.31%	£545.10	7.49%	£1,530	Fixed	6.4% APRC	62m	62m	£18,040	£202,921	51701	360	1530	Accord Mortgages
4.32%	£545.14	7.99%	£999	Fixed	6.6% APRC	64m	64m	£17,647	£207,564	61171	42	999	Halifax
4.35%	£547.35	7.24%	£1,014	Fixed	6.3% APRC	60m	60m	£16,512	£199,464	26150	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.78%	£571.27	7.99%	£1,499	Tracker	7.6% APRC	28m	0m	£15,209	£222,912	61461	42	1499	Halifax
4.99%	£584.01	6.74%	£999	Tracker	6.7% APRC	24m	0m	£14,515	£203,181	41977	344	999	HSBC Intermediary
4.99%	£584.01	7.24%	£1,014	Tracker	7.1% APRC	24m	0m	£14,530	£211,429	26757	75	1014	Nationwide B.Soc
5.10%	£590.43	6.75%	£999	Tracker	6.7% APRC	27m	0m	£15,299	£203,751	52639	77	999	Newcastle
5.14%	£592.78	6.54%	£1,515	Tracker	6.5% APRC	24m	0m	£15,797	£199,474	16193	140	1515	Skipton B.Society

This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 01 May 2025 at 04:40 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.