| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.60 | 7.19% | £1,510 | Fixed | 6.9% APRC | 25m | 25m | £14,559 | £209,234 | 2032 | 628 | 1510 | Bank of Ireland |
| 4.16% | £536.71 | 6.49% | £999 | Fixed | 5.7% APRC | 63m | 63m | £17,309 | £188,741 | 14771 | 344 | 999 | HSBC Intermediary |
| 4.20% | £538.94 | 5.99% | £1,024 | Fixed | 5.4% APRC | 64m | 64m | £17,850 | £182,971 | 10648 | 115 | 1024 | Barclays |
| 4.20% | £538.94 | 6.99% | £1,024 | Fixed | 6.7% APRC | 27m | 27m | £15,963 | £204,978 | 4744 | 163 | 1024 | Clydesdale Bank PLC |
| 4.21% | £539.50 | 6.87% | £999 | Fixed | 6.5% APRC | 29m | 29m | £15,000 | £202,270 | 28974 | 474 | 999 | Co-operative Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.14% | £535.60 | 7.19% | £1,510 | Fixed | 6.9% APRC | 25m | 25m | £14,559 | £209,234 | 2032 | 628 | 1510 | Bank of Ireland |
| 4.16% | £536.71 | 6.49% | £999 | Fixed | 5.7% APRC | 63m | 63m | £17,309 | £188,741 | 14771 | 344 | 999 | HSBC Intermediary |
| 4.20% | £538.94 | 5.99% | £1,024 | Fixed | 5.4% APRC | 64m | 64m | £17,850 | £182,971 | 10648 | 115 | 1024 | Barclays |
| 4.20% | £538.94 | 6.99% | £1,024 | Fixed | 6.7% APRC | 27m | 27m | £15,963 | £204,978 | 4744 | 163 | 1024 | Clydesdale Bank PLC |
| 4.21% | £539.50 | 6.87% | £999 | Fixed | 6.5% APRC | 29m | 29m | £15,000 | £202,270 | 28974 | 474 | 999 | Co-operative Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.28% | £542.90 | 7.49% | £1,499 | Tracker | 7.1% APRC | 28m | 0m | £14,529 | £213,139 | 65139 | 42 | 1499 | Halifax |
| 4.49% | £555.27 | 6.49% | £999 | Tracker | 6.4% APRC | 24m | 0m | £13,975 | £197,998 | 21337 | 344 | 999 | HSBC Intermediary |
| 4.49% | £555.27 | 6.74% | £1,014 | Tracker | 6.6% APRC | 24m | 0m | £13,840 | £201,907 | 26757 | 75 | 1014 | Nationwide B.Soc |
| 4.64% | £563.81 | 6.74% | £995 | Tracker | 6.7% APRC | 26m | 26m | £14,625 | £203,798 | 61183 | 80 | 995 | Virgin Money |
| 4.64% | £563.81 | 7.24% | £1,030 | Tracker | 6.7% APRC | 27m | 0m | £14,651 | £205,941 | 35074 | 360 | 1030 | Accord Mortgages |
This table is based on a residential property value of £125,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 05:04 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.