Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
3.99%£593.206.74%£999Fixed5.8% APRC63m63m£37,473£214,393
4.09%£599.426.49%£1,034Fixed5.7% APRC61m61m£37,079£212,316
4.12%£601.307.24%£1,014Fixed6.2% APRC60m60m£36,592£222,724
4.15%£603.177.49%£1,525Fixed6.3% APRC62m62m£37,715£226,827
4.17%£603.857.99%£999Fixed6.5% APRC64m64m£37,963£232,276

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
3.99%£593.206.74%£999Fixed5.8% APRC63m63m£37,473£214,393
4.09%£599.426.49%£1,034Fixed5.7% APRC61m61m£37,079£212,316
4.12%£601.307.24%£1,014Fixed6.2% APRC60m60m£36,592£222,724
4.15%£603.177.49%£1,525Fixed6.3% APRC62m62m£37,715£226,827
4.17%£603.857.99%£999Fixed6.5% APRC64m64m£37,963£232,276

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge5 Year Total CostTotal Amount Payable Over Term
5.49%£690.185.49%£999Tracker5.7% APRC0m0m£42,510£208,153
5.50%£690.856.49%£1,034Tracker6.3% APRC60m0m£42,565£222,131
6.79%£780.126.79%£1,730Tracker7.2% APRC0m24m£48,662£235,891
6.79%£780.126.79%£2,029Tracker7.2% APRC0m24m£48,961£236,190
7.05%£798.727.05%£2,258Tracker7.5% APRC0m0m£50,356£242,049

This table is based on a residential property value of £150,000 and a mortgage secured against that property of £112,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 May 2025 at 04:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.