| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.06% | £597.55 | 6.24% | £1,034 | Fixed | 5.5% APRC | 63m | 63m | £40,891 | £208,248 | 4974 | 115 | 1034 | Barclays |
| 4.07% | £598.17 | 7.24% | £1,025 | Fixed | 6.1% APRC | 63m | 63m | £37,896 | £221,889 | 6392 | 207 | 1025 | NatWest |
| 4.08% | £598.80 | 6.74% | £999 | Fixed | 5.8% APRC | 62m | 62m | £36,927 | £215,313 | 20908 | 344 | 999 | HSBC Intermediary |
| 4.08% | £598.80 | 6.75% | £999 | Fixed | 5.8% APRC | 63m | 63m | £38,133 | £215,402 | 33997 | 1 | 999 | Santander |
| 4.14% | £602.55 | 6.99% | £1,020 | Fixed | 6.0% APRC | 62m | 62m | £37,272 | £219,861 | 1901 | 80 | 1020 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.06% | £597.55 | 6.24% | £1,034 | Fixed | 5.5% APRC | 63m | 63m | £40,891 | £208,248 | 4974 | 115 | 1034 | Barclays |
| 4.07% | £598.17 | 7.24% | £1,025 | Fixed | 6.1% APRC | 63m | 63m | £37,896 | £221,889 | 6392 | 207 | 1025 | NatWest |
| 4.08% | £598.80 | 6.74% | £999 | Fixed | 5.8% APRC | 62m | 62m | £36,927 | £215,313 | 20908 | 344 | 999 | HSBC Intermediary |
| 4.08% | £598.80 | 6.75% | £999 | Fixed | 5.8% APRC | 63m | 63m | £38,133 | £215,402 | 33997 | 1 | 999 | Santander |
| 4.14% | £602.55 | 6.99% | £1,020 | Fixed | 6.0% APRC | 62m | 62m | £37,272 | £219,861 | 1901 | 80 | 1020 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.14% | £666.87 | 5.14% | £999 | Tracker | 5.4% APRC | 0m | 0m | £41,111 | £201,160 | 31571 | 474 | 999 | Co-operative Bank |
| 5.25% | £674.15 | 6.24% | £1,034 | Tracker | 6.1% APRC | 60m | 0m | £41,563 | £216,926 | 28829 | 115 | 1034 | Barclays |
| 6.54% | £762.42 | 6.54% | £1,730 | Tracker | 6.9% APRC | 0m | 24m | £47,600 | £230,581 | 224635 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.54% | £762.42 | 6.54% | £2,029 | Tracker | 7.0% APRC | 0m | 24m | £47,899 | £230,880 | 224636 | 1097 | 2029 | Brightstar-UTB |
| 6.80% | £780.83 | 6.80% | £1,959 | Tracker | 7.2% APRC | 0m | 0m | £48,984 | £236,383 | 227743 | 957 | 1959 | 1APP@AMM-West One |
This table is based on a residential property value of £150,000 and a mortgage secured against that property of £112,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Jun 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.