| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.95% | £590.71 | 5.99% | £1,024 | Fixed | 5.3% APRC | 61m | 61m | £36,547 | £204,547 | 22254 | 115 | 1024 | Barclays |
| 3.96% | £591.33 | 6.75% | £999 | Fixed | 5.8% APRC | 63m | 63m | £37,683 | £214,538 | 17146 | 1 | 999 | Santander |
| 3.97% | £591.95 | 6.99% | £1,025 | Fixed | 5.9% APRC | 63m | 63m | £37,521 | £217,701 | 16644 | 207 | 1025 | NatWest |
| 3.99% | £593.20 | 6.74% | £999 | Fixed | 5.8% APRC | 63m | 63m | £37,473 | £214,393 | 14746 | 344 | 999 | HSBC Intermediary |
| 4.01% | £594.44 | 6.99% | £1,020 | Fixed | 6.0% APRC | 62m | 62m | £36,785 | £218,931 | 22650 | 80 | 1020 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.95% | £590.71 | 5.99% | £1,024 | Fixed | 5.3% APRC | 61m | 61m | £36,547 | £204,547 | 22254 | 115 | 1024 | Barclays |
| 3.96% | £591.33 | 6.75% | £999 | Fixed | 5.8% APRC | 63m | 63m | £37,683 | £214,538 | 17146 | 1 | 999 | Santander |
| 3.97% | £591.95 | 6.99% | £1,025 | Fixed | 5.9% APRC | 63m | 63m | £37,521 | £217,701 | 16644 | 207 | 1025 | NatWest |
| 3.99% | £593.20 | 6.74% | £999 | Fixed | 5.8% APRC | 63m | 63m | £37,473 | £214,393 | 14746 | 344 | 999 | HSBC Intermediary |
| 4.01% | £594.44 | 6.99% | £1,020 | Fixed | 6.0% APRC | 62m | 62m | £36,785 | £218,931 | 22650 | 80 | 1020 | Virgin Money |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 5 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.89% | £650.47 | 4.89% | £999 | Tracker | 5.1% APRC | 0m | 0m | £40,127 | £196,240 | 13123 | 474 | 999 | Co-operative Bank |
| 5.00% | £657.66 | 5.99% | £1,024 | Tracker | 5.8% APRC | 60m | 0m | £40,564 | £211,772 | 64294 | 115 | 1024 | Barclays |
| 6.29% | £744.91 | 6.29% | £1,730 | Tracker | 6.7% APRC | 0m | 24m | £46,550 | £225,328 | 224635 | 1097 | 1730 | 1APP@AMM-UTB |
| 6.29% | £744.91 | 6.29% | £2,029 | Tracker | 6.7% APRC | 0m | 24m | £46,849 | £225,627 | 224636 | 1097 | 2029 | Brightstar-UTB |
| 6.55% | £763.13 | 6.55% | £2,258 | Tracker | 7.0% APRC | 0m | 0m | £48,221 | £231,372 | 243490 | 957 | 2258 | Brightstar-West One |
This table is based on a residential property value of £150,000 and a mortgage secured against that property of £112,500 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Aug 2025 at 05:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.