| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.18% | £1,208.96 | 7.24% | £1,499 | 6.8% APRC | 0m | £30,514 | 109302 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.20% | £1,212.62 | 5.74% | £1,024 | 5.6% APRC | 0m | £30,207 | 25834 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.22% | £1,215.13 | 6.74% | £1,025 | 6.4% APRC | 27m | £30,724 | 110865 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% APRC | 0m | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.32% | £1,227.75 | 6.24% | £999 | 6.1% APRC | 0m | £30,465 | 72320 | 344 | 999 | HSBC Intermediary |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 61m | 5.09% | £1,327.15 | 6.49% | £2,024 | 6.2% APRC | 61m | £42,599 | 61184 | 80 | 2024 | Openwork-Virgin |
| Fixed | 26m | 5.09% | £1,327.15 | 6.94% | £1,510 | 6.8% APRC | 26m | £33,257 | 89967 | 628 | 1510 | Bank of Ireland |
| Fixed | 38m | 5.12% | £1,331.11 | 5.74% | £1,024 | 5.8% APRC | 38m | £37,363 | 28197 | 115 | 1024 | Barclays |
| Fixed | 61m | 5.19% | £1,340.35 | 6.49% | £1,024 | 6.2% APRC | 61m | £39,763 | 59774 | 80 | 1024 | Virgin Money |
| Fixed | 63m | 5.20% | £1,341.68 | 6.24% | £999 | 6.0% APRC | 63m | £40,966 | 106900 | 344 | 999 | HSBC Intermediary |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 26m | 4.18% | £1,208.96 | 7.24% | £1,499 | 6.8% APRC | 0m | £30,514 | 109302 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.20% | £1,212.62 | 5.74% | £1,024 | 5.6% APRC | 0m | £30,207 | 25834 | 115 | 1024 | Barclays |
| Tracker | 27m | 4.22% | £1,215.13 | 6.74% | £1,025 | 6.4% APRC | 27m | £30,724 | 110865 | 207 | 1025 | NatWest |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% APRC | 0m | £29,707 | 52400 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.32% | £1,227.75 | 6.24% | £999 | 6.1% APRC | 0m | £30,465 | 72320 | 344 | 999 | HSBC Intermediary |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 05 Oct 2026 at 03:03 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.