LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Fixed63m4.15%£1,206.357.49%£1,5256.2% APRC63m£39,585
Fixed63m4.19%£1,211.366.75%£9995.8% APRC63m£41,015
Fixed62m4.20%£1,212.626.49%£1,0345.7% APRC62m£38,792
Fixed61m4.20%£1,212.626.74%£9995.8% APRC61m£35,890
Fixed40m4.21%£1,213.887.37%£9996.6% APRC40m£34,520

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Fixed63m4.15%£1,206.357.49%£1,5256.2% APRC63m£39,585
Fixed63m4.19%£1,211.366.75%£9995.8% APRC63m£41,015
Fixed62m4.20%£1,212.626.49%£1,0345.7% APRC62m£38,792
Fixed61m4.20%£1,212.626.74%£9995.8% APRC61m£35,890
Fixed40m4.21%£1,213.887.37%£9996.6% APRC40m£34,520

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Tracker26m4.73%£1,278.907.99%£1,4997.6% APRC0m£32,193
Tracker24m4.77%£1,285.356.75%£9996.6% APRC0m£31,822
Tracker24m4.79%£1,287.956.74%£9996.6% APRC0m£31,410
Tracker24m4.79%£1,287.957.24%£1,0147.0% APRC0m£31,425
Tracker24m4.86%£1,297.046.49%£1,0346.4% APRC0m£32,243

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 23 Apr 2025 at 04:25 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.