LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Fixed63m4.19%£1,211.368.24%£9956.6% APRC63m£38,642
Fixed60m4.24%£1,217.657.49%£1,0146.3% APRC60m£36,236
Fixed63m4.25%£1,218.916.74%£1,0345.8% APRC63m£38,946
Fixed63m4.26%£1,220.177.25%£9996.1% APRC63m£41,231
Fixed64m4.28%£1,222.697.74%£1,0256.4% APRC64m£39,485

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Fixed63m4.19%£1,211.368.24%£9956.6% APRC63m£38,642
Fixed60m4.24%£1,217.657.49%£1,0146.3% APRC60m£36,236
Fixed63m4.25%£1,218.916.74%£1,0345.8% APRC63m£38,946
Fixed63m4.26%£1,220.177.25%£9996.1% APRC63m£41,231
Fixed64m4.28%£1,222.697.74%£1,0256.4% APRC64m£39,485

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Tracker27m4.90%£1,300.948.24%£1,4997.8% APRC0m£32,722
Tracker24m5.04%£1,320.586.99%£9996.9% APRC0m£32,693
Tracker24m5.04%£1,320.587.49%£1,0147.3% APRC0m£32,273
Tracker24m5.11%£1,329.796.74%£1,0346.7% APRC0m£33,029
Tracker24m5.12%£1,331.116.79%£1,5156.6% APRC0m£33,517

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Dec 2024 at 03:43 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.