LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Tracker27m4.08%£1,196.467.24%£1,4996.8% APRC0m£30,214
Tracker24m4.17%£1,208.856.24%£9996.0% APRC0m£30,011
Tracker24m4.18%£1,210.115.74%£1,0245.6% APRC0m£30,147
Tracker27m4.21%£1,213.887.74%£1,0347.2% APRC0m£30,431
Tracker24m4.24%£1,217.656.49%£1,0146.3% APRC0m£29,738

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Fixed25m4.54%£1,255.746.24%£9996.1% APRC25m£31,137
Fixed27m4.59%£1,262.146.50%£9996.3% APRC27m£33,665
Fixed26m4.59%£1,262.147.24%£1,4957.0% APRC26m£31,786
Fixed27m4.63%£1,267.285.74%£1,0245.7% APRC27m£35,818
Fixed28m4.63%£1,267.286.29%£1,4956.2% APRC28m£34,060

LenderTypeInitial Period (months)Initial RateInitial PaymentReverting RateTotal FeesOverall Cost for ComparisonEarly Repayment Charge2 Year Total Cost
Tracker27m4.08%£1,196.467.24%£1,4996.8% APRC0m£30,214
Tracker24m4.17%£1,208.856.24%£9996.0% APRC0m£30,011
Tracker24m4.18%£1,210.115.74%£1,0245.6% APRC0m£30,147
Tracker27m4.21%£1,213.887.74%£1,0347.2% APRC0m£30,431
Tracker24m4.24%£1,217.656.49%£1,0146.3% APRC0m£29,738

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 24 Jun 2026 at 02:21 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.