| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 4.17% | £1,208.85 | 6.24% | £999 | 6.0% APRC | 0m | £30,011 | 23663 | 344 | 999 | HSBC Intermediary |
| Tracker | 28m | 4.18% | £1,208.96 | 7.24% | £1,499 | 6.8% APRC | 0m | £30,514 | 57944 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% APRC | 0m | £29,707 | 27043 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.24% | £1,217.65 | 5.74% | £1,024 | 5.6% APRC | 0m | £30,328 | 3907 | 115 | 1024 | Barclays |
| Tracker | 24m | 4.24% | £1,217.65 | 6.50% | £999 | 6.3% APRC | 0m | £30,198 | 64920 | 1 | 999 | Santander |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 26m | 4.65% | £1,269.86 | 6.94% | £1,510 | 6.7% APRC | 26m | £31,882 | 29167 | 628 | 1510 | Bank of Ireland |
| Fixed | 26m | 4.70% | £1,276.30 | 6.49% | £2,024 | 6.4% APRC | 26m | £32,754 | 54915 | 80 | 2024 | Openwork-Virgin |
| Fixed | 26m | 4.73% | £1,280.18 | 6.24% | £999 | 6.1% APRC | 26m | £31,723 | 59640 | 344 | 999 | HSBC Intermediary |
| Fixed | 27m | 4.73% | £1,280.18 | 6.74% | £1,025 | 6.5% APRC | 27m | £33,363 | 18663 | 207 | 1025 | NatWest |
| Fixed | 25m | 4.75% | £1,282.76 | 5.74% | £1,024 | 5.7% APRC | 25m | £31,890 | 6919 | 115 | 1024 | Barclays |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 24m | 4.17% | £1,208.85 | 6.24% | £999 | 6.0% APRC | 0m | £30,011 | 23663 | 344 | 999 | HSBC Intermediary |
| Tracker | 28m | 4.18% | £1,208.96 | 7.24% | £1,499 | 6.8% APRC | 0m | £30,514 | 57944 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.23% | £1,216.39 | 6.49% | £1,014 | 6.3% APRC | 0m | £29,707 | 27043 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.24% | £1,217.65 | 5.74% | £1,024 | 5.6% APRC | 0m | £30,328 | 3907 | 115 | 1024 | Barclays |
| Tracker | 24m | 4.24% | £1,217.65 | 6.50% | £999 | 6.3% APRC | 0m | £30,198 | 64920 | 1 | 999 | Santander |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 16 Aug 2026 at 02:53 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.