| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 28m | 3.89% | £1,174.01 | 7.49% | £1,495 | 6.9% APRC | 28m | £32,880 | 33249 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.93% | £1,178.95 | 6.49% | £999 | 6.1% APRC | 27m | £31,220 | 35813 | 344 | 999 | HSBC Intermediary |
| Fixed | 27m | 3.93% | £1,178.95 | 7.74% | £1,534 | 7.0% APRC | 27m | £32,982 | 39858 | 57 | 1534 | Leeds B Society |
| Fixed | 64m | 3.95% | £1,181.43 | 5.99% | £1,024 | 5.3% APRC | 64m | £38,019 | 10660 | 115 | 1024 | Barclays |
| Fixed | 26m | 3.99% | £1,186.39 | 6.74% | £1,020 | 6.5% APRC | 26m | £29,592 | 19768 | 80 | 1020 | Virgin Money |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Fixed | 28m | 3.89% | £1,174.01 | 7.49% | £1,495 | 6.9% APRC | 28m | £32,880 | 33249 | 313 | 1495 | TSB Bank |
| Fixed | 27m | 3.93% | £1,178.95 | 6.49% | £999 | 6.1% APRC | 27m | £31,220 | 35813 | 344 | 999 | HSBC Intermediary |
| Fixed | 27m | 3.93% | £1,178.95 | 7.74% | £1,534 | 7.0% APRC | 27m | £32,982 | 39858 | 57 | 1534 | Leeds B Society |
| Fixed | 64m | 3.95% | £1,181.43 | 5.99% | £1,024 | 5.3% APRC | 64m | £38,019 | 10660 | 115 | 1024 | Barclays |
| Fixed | 26m | 3.99% | £1,186.39 | 6.74% | £1,020 | 6.5% APRC | 26m | £29,592 | 19768 | 80 | 1020 | Virgin Money |
| Type | Initial Period (months) | Initial Rate | Initial Payment | Reverting Rate | Total Fees | Overall Cost for Comparison | Early Repayment Charge | 2 Year Total Cost | SchemeID | BaselenderId | TotalFees | LenderName |
| Tracker | 28m | 4.23% | £1,215.23 | 7.49% | £1,499 | 7.0% APRC | 0m | £30,665 | 65133 | 42 | 1499 | Halifax |
| Tracker | 24m | 4.29% | £1,223.96 | 6.49% | £999 | 6.3% APRC | 0m | £30,024 | 21218 | 344 | 999 | HSBC Intermediary |
| Tracker | 24m | 4.29% | £1,223.96 | 6.74% | £1,014 | 6.5% APRC | 0m | £29,889 | 26755 | 75 | 1014 | Nationwide B.Soc |
| Tracker | 24m | 4.36% | £1,232.81 | 5.99% | £1,024 | 5.9% APRC | 0m | £30,691 | 64269 | 115 | 1024 | Barclays |
| Tracker | 26m | 4.42% | £1,240.43 | 6.74% | £995 | 6.6% APRC | 26m | £30,864 | 61176 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 30 Aug 2025 at 05:16 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.