Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.85%£519.596.24%£1,034Fixed5.4% APRC64m64m£17,386£183,699
3.87%£520.207.74%£999Fixed7.2% APRC28m28m£14,434£215,425
3.92%£522.946.24%£1,029Fixed5.8% APRC36m36m£14,531£189,947
3.92%£523.436.75%£999Fixed6.4% APRC27m27m£14,487£200,176
3.94%£524.537.24%£1,025Fixed6.8% APRC27m27m£14,327£208,138

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.85%£519.596.24%£1,034Fixed5.4% APRC64m64m£17,386£183,699
3.87%£520.207.74%£999Fixed7.2% APRC28m28m£14,434£215,425
3.92%£522.946.24%£1,029Fixed5.8% APRC36m36m£14,531£189,947
3.92%£523.436.75%£999Fixed6.4% APRC27m27m£14,487£200,176
3.94%£524.537.24%£1,025Fixed6.8% APRC27m27m£14,327£208,138

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.36%£547.397.74%£1,499Tracker7.3% APRC28m0m£14,636£217,469
4.44%£552.436.99%£1,014Tracker6.8% APRC24m0m£13,772£205,860
4.46%£553.566.24%£1,034Tracker6.2% APRC24m0m£14,399£194,387
4.49%£555.276.74%£999Tracker6.6% APRC24m0m£13,825£201,892
4.50%£555.836.75%£999Tracker6.6% APRC24m0m£14,564£202,804

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 30 May 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.