| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.77% | £515.22 | 6.74% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,219 | £199,603 | 35802 | 344 | 999 | HSBC Intermediary |
| 3.78% | £515.77 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,553 | £200,014 | 15384 | 1 | 999 | Santander |
| 3.81% | £517.40 | 6.99% | £1,025 | Fixed | 5.8% APRC | 63m | 63m | £17,481 | £192,594 | 16112 | 207 | 1025 | NatWest |
| 3.81% | £516.93 | 7.49% | £999 | Fixed | 7.0% APRC | 28m | 28m | £14,356 | £211,172 | 32142 | 42 | 999 | Halifax |
| 3.84% | £519.04 | 7.49% | £1,495 | Fixed | 7.0% APRC | 28m | 28m | £15,378 | £211,991 | 33240 | 313 | 1495 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.77% | £515.22 | 6.74% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,219 | £199,603 | 35802 | 344 | 999 | HSBC Intermediary |
| 3.78% | £515.77 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £14,553 | £200,014 | 15384 | 1 | 999 | Santander |
| 3.81% | £517.40 | 6.99% | £1,025 | Fixed | 5.8% APRC | 63m | 63m | £17,481 | £192,594 | 16112 | 207 | 1025 | NatWest |
| 3.81% | £516.93 | 7.49% | £999 | Fixed | 7.0% APRC | 28m | 28m | £14,356 | £211,172 | 32142 | 42 | 999 | Halifax |
| 3.84% | £519.04 | 7.49% | £1,495 | Fixed | 7.0% APRC | 28m | 28m | £15,378 | £211,991 | 33240 | 313 | 1495 | TSB Bank |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.11% | £533.42 | 7.49% | £1,499 | Tracker | 7.1% APRC | 28m | 0m | £14,301 | £212,609 | 65129 | 42 | 1499 | Halifax |
| 4.19% | £538.38 | 6.74% | £1,014 | Tracker | 6.5% APRC | 24m | 0m | £13,435 | £201,129 | 26745 | 75 | 1014 | Nationwide B.Soc |
| 4.21% | £539.50 | 5.99% | £1,024 | Tracker | 5.9% APRC | 24m | 0m | £14,052 | £189,792 | 64265 | 115 | 1024 | Barclays |
| 4.24% | £541.18 | 6.74% | £999 | Tracker | 6.5% APRC | 24m | 0m | £13,637 | £201,392 | 21179 | 344 | 999 | HSBC Intermediary |
| 4.25% | £541.74 | 6.75% | £999 | Tracker | 6.6% APRC | 24m | 0m | £13,976 | £201,907 | 20826 | 1 | 999 | Santander |
This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 26 Aug 2025 at 05:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.