Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£1,499	Tracker	6.9% APRC	27m	0m	£14,235	£208,745	45279	42	1499	Halifax
4.13%	£535.04	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£13,355	£196,939	62909	75	1014	Nationwide B.Soc
4.15%	£536.15	5.74%	£1,024	Tracker	5.7% APRC	24m	0m	£13,972	£185,735	3900	115	1024	Barclays
4.18%	£537.83	6.74%	£1,025	Tracker	6.5% APRC	27m	27m	£14,171	£200,829	100641	207	1025	NatWest
4.19%	£538.38	7.74%	£1,034	Tracker	7.3% APRC	28m	0m	£14,219	£216,967	85836	57	1034	Leeds B Society

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.82%	£574.15	6.24%	£999	Fixed	6.2% APRC	25m	25m	£14,779	£195,041	71571	344	999	HSBC Intermediary
4.91%	£579.36	5.74%	£1,024	Fixed	5.8% APRC	27m	27m	£16,923	£187,374	26745	115	1024	Barclays
5.00%	£584.59	7.24%	£995	Fixed	7.1% APRC	24m	24m	£14,695	£211,605	97619	23	995	Progressive B.Soc.
5.01%	£585.17	6.49%	£2,024	Fixed	6.6% APRC	26m	26m	£16,167	£200,498	88943	80	2024	Openwork-Virgin
5.04%	£586.92	7.24%	£995	Fixed	6.9% APRC	38m	38m	£16,518	£208,909	90686	313	995	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.06%	£530.65	7.24%	£1,499	Tracker	6.9% APRC	27m	0m	£14,235	£208,745	45279	42	1499	Halifax
4.13%	£535.04	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£13,355	£196,939	62909	75	1014	Nationwide B.Soc
4.15%	£536.15	5.74%	£1,024	Tracker	5.7% APRC	24m	0m	£13,972	£185,735	3900	115	1024	Barclays
4.18%	£537.83	6.74%	£1,025	Tracker	6.5% APRC	27m	27m	£14,171	£200,829	100641	207	1025	NatWest
4.19%	£538.38	7.74%	£1,034	Tracker	7.3% APRC	28m	0m	£14,219	£216,967	85836	57	1034	Leeds B Society

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 22 Sep 2026 at 02:51 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.