| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.01% | £1,188.88 | 9.44% | £7,050 | Fixed | 8.9% APRC | 26m | 26m | £35,682 | £558,276 | 20424 | 80 | 7050 | Virgin Money |
| 4.58% | £1,260.86 | 8.12% | £2,183 | Fixed | 6.8% APRC | 64m | 64m | £40,640 | £475,324 | 22852 | 474 | 2183 | Co-operative Bank |
| 4.59% | £1,262.14 | 8.24% | £3,530 | Fixed | 7.5% APRC | 39m | 39m | £39,285 | £501,004 | 19181 | 360 | 3530 | Accord Mortgages |
| 4.62% | £1,266.00 | 9.74% | £1,595 | Fixed | 7.7% APRC | 62m | 62m | £40,658 | £525,953 | 41241 | 115 | 1595 | Barclays |
| 4.92% | £1,304.86 | 8.04% | £2,510 | Fixed | 7.0% APRC | 61m | 61m | £40,483 | £481,099 | 34068 | 628 | 2510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.01% | £1,188.88 | 9.44% | £7,050 | Fixed | 8.9% APRC | 26m | 26m | £35,682 | £558,276 | 20424 | 80 | 7050 | Virgin Money |
| 4.58% | £1,260.86 | 8.12% | £2,183 | Fixed | 6.8% APRC | 64m | 64m | £40,640 | £475,324 | 22852 | 474 | 2183 | Co-operative Bank |
| 4.59% | £1,262.14 | 8.24% | £3,530 | Fixed | 7.5% APRC | 39m | 39m | £39,285 | £501,004 | 19181 | 360 | 3530 | Accord Mortgages |
| 4.62% | £1,266.00 | 9.74% | £1,595 | Fixed | 7.7% APRC | 62m | 62m | £40,658 | £525,953 | 41241 | 115 | 1595 | Barclays |
| 4.92% | £1,304.86 | 8.04% | £2,510 | Fixed | 7.0% APRC | 61m | 61m | £40,483 | £481,099 | 34068 | 628 | 2510 | Bank of Ireland |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.89% | £1,434.59 | 8.24% | £2,030 | Tracker | 8.1% APRC | 27m | 27m | £37,633 | £518,577 | 20400 | 360 | 2030 | Accord Mortgages |
| 6.19% | £1,475.92 | 8.12% | £1,183 | Tracker | 8.1% APRC | 24m | 0m | £36,705 | £516,506 | 4120 | 474 | 1183 | Co-operative Bank |
| 6.35% | £1,498.19 | 9.44% | £1,295 | Tracker | 9.1% APRC | 26m | 26m | £36,851 | £568,119 | 40049 | 80 | 1295 | Virgin Money |
This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 27 Jul 2024 at 03:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.