Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.26%	£1,097.65	8.74%	£16,175	Fixed	8.8% APRC	24m	24m	£42,609	£537,466	260134	172	16175	1APP@AMM-CHL
3.79%	£1,161.70	8.74%	£12,854	Fixed	8.7% APRC	24m	24m	£40,835	£537,591	255444	1393	12854	Brightstar-Moda
3.79%	£1,161.70	8.74%	£12,555	Fixed	8.7% APRC	24m	24m	£40,536	£537,292	255443	1393	12555	1APP@AMM-Moda
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	229669	393	11430	1APP@AMM-TML
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	33717	393	11430	The Mortgage Lender

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.26%	£1,097.65	8.74%	£16,175	Fixed	8.8% APRC	24m	24m	£42,609	£537,466	260134	172	16175	1APP@AMM-CHL
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	229669	393	11430	1APP@AMM-TML
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	33717	393	11430	The Mortgage Lender
3.79%	£1,161.70	8.74%	£12,555	Fixed	8.7% APRC	24m	24m	£40,536	£537,292	255443	1393	12555	1APP@AMM-Moda
3.79%	£1,161.70	8.74%	£12,854	Fixed	8.7% APRC	24m	24m	£40,835	£537,591	255444	1393	12854	Brightstar-Moda

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.56%	£1,258.30	6.74%	£2,030	Tracker	6.6% APRC	26m	26m	£32,069	£454,409	9847	360	2030	Accord Mortgages

Lender

Overall Cost for Comparison

Initial Period (months)

Early Repayment Charge

2 Year Total Cost

Total Amount Payable Over Term

4.56%

£1,258.30

6.74%

£2,030

Tracker

6.6% APRC

26m

£32,069

£454,409

This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 04 Sep 2026 at 02:47 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.