Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 1.99% | £952.58 | 4.74% | £995 | Variable | 4.3% APRC | 28m | 28m | £26,055 | £368,165 | 30598 | 360 | 995 | Accord Mortgages |
| 2.36% | £993.60 | 5.19% | £2,300 | Fixed | 4.8% APRC | 28m | 28m | £28,868 | £385,833 | 19924 | 80 | 2300 | Virgin Money |
| 2.59% | £1,019.62 | 5.49% | £1,595 | Fixed | 5.1% APRC | 27m | 27m | £28,264 | £397,684 | 45881 | 115 | 1595 | Barclays |
| 2.62% | £1,023.04 | 5.60% | £2,239 | Fixed | 5.2% APRC | 26m | 26m | £26,987 | £402,983 | 43253 | 163 | 2239 | Clydesdale Bank PLC |
| 2.69% | £1,031.05 | 6.00% | £2,203 | Fixed | 5.5% APRC | 27m | 27m | £31,289 | £415,710 | 1172 | 40 | 2203 | Platform BTL |
Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.36% | £993.60 | 5.19% | £2,300 | Fixed | 4.8% APRC | 28m | 28m | £28,868 | £385,833 | 19924 | 80 | 2300 | Virgin Money |
| 2.43% | £1,001.47 | 4.74% | £1,995 | Fixed | 4.2% APRC | 40m | 40m | £31,110 | £365,838 | 30603 | 360 | 1995 | Accord Mortgages |
| 2.59% | £1,019.62 | 5.49% | £1,595 | Fixed | 5.1% APRC | 27m | 27m | £28,264 | £397,684 | 45881 | 115 | 1595 | Barclays |
| 2.62% | £1,023.04 | 5.60% | £2,239 | Fixed | 5.2% APRC | 26m | 26m | £26,987 | £402,983 | 43253 | 163 | 2239 | Clydesdale Bank PLC |
| 2.69% | £1,031.05 | 6.00% | £2,203 | Fixed | 5.5% APRC | 27m | 27m | £31,289 | £415,710 | 1172 | 40 | 2203 | Platform BTL |
This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 25 May 2022 at 04:14 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.