| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.25% | £1,096.46 | 7.74% | £6,775 | Fixed | 7.3% APRC | 26m | 26m | £33,189 | £487,531 | 692 | 80 | 6775 | Virgin Money |
| 3.62% | £1,140.94 | 9.14% | £9,540 | Fixed | 8.6% APRC | 29m | 29m | £43,483 | £542,235 | 206976 | 523 | 9540 | 1APP@AMM-Vida |
| 3.62% | £1,140.94 | 9.14% | £9,540 | Fixed | 8.6% APRC | 29m | 29m | £43,483 | £542,235 | 33835 | 523 | 9540 | Vida Homeloans |
| 4.22% | £1,215.13 | 7.24% | £3,530 | Fixed | 7.0% APRC | 27m | 27m | £36,821 | £471,250 | 12159 | 360 | 3530 | Accord Mortgages |
| 4.42% | £1,240.43 | 8.74% | £1,595 | Fixed | 7.0% APRC | 63m | 63m | £40,033 | £491,678 | 42131 | 115 | 1595 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.25% | £1,096.46 | 7.74% | £6,775 | Fixed | 7.3% APRC | 26m | 26m | £33,189 | £487,531 | 692 | 80 | 6775 | Virgin Money |
| 3.62% | £1,140.94 | 9.14% | £9,540 | Fixed | 8.6% APRC | 29m | 29m | £43,483 | £542,235 | 206976 | 523 | 9540 | 1APP@AMM-Vida |
| 3.62% | £1,140.94 | 9.14% | £9,540 | Fixed | 8.6% APRC | 29m | 29m | £43,483 | £542,235 | 33835 | 523 | 9540 | Vida Homeloans |
| 4.22% | £1,215.13 | 7.24% | £3,530 | Fixed | 7.0% APRC | 27m | 27m | £36,821 | £471,250 | 12159 | 360 | 3530 | Accord Mortgages |
| 4.42% | £1,240.43 | 8.74% | £1,595 | Fixed | 7.0% APRC | 63m | 63m | £40,033 | £491,678 | 42131 | 115 | 1595 | Barclays |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.74% | £1,281.47 | 7.24% | £2,030 | Tracker | 7.0% APRC | 27m | 27m | £33,701 | £473,212 | 12540 | 360 | 2030 | Accord Mortgages |
| 5.19% | £1,340.35 | 7.12% | £1,183 | Tracker | 7.0% APRC | 24m | 0m | £33,451 | £472,529 | 32061 | 474 | 1183 | Co-operative Bank |
| 5.35% | £1,361.61 | 7.74% | £1,020 | Tracker | 7.5% APRC | 26m | 26m | £33,798 | £495,591 | 12351 | 80 | 1020 | Virgin Money |
This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Jun 2025 at 05:15 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.