| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.72% | £1,153.12 | 9.19% | £7,050 | Fixed | 8.6% APRC | 26m | 26m | £34,824 | £546,384 | 2440 | 80 | 7050 | Virgin Money |
| 4.22% | £1,215.13 | 9.49% | £1,595 | Fixed | 7.4% APRC | 62m | 62m | £39,414 | £512,072 | 17818 | 115 | 1595 | Barclays |
| 4.28% | £1,222.69 | 7.24% | £2,007 | Fixed | 6.2% APRC | 64m | 64m | £42,201 | £446,312 | 30875 | 37 | 2007 | Coventry BS-Godiva |
| 4.35% | £1,231.54 | 7.87% | £2,183 | Fixed | 6.5% APRC | 64m | 64m | £39,924 | £464,689 | 41112 | 474 | 2183 | Co-operative Bank |
| 4.59% | £1,262.14 | 7.99% | £3,530 | Fixed | 7.3% APRC | 39m | 39m | £39,285 | £492,318 | 37040 | 360 | 3530 | Accord Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.72% | £1,153.12 | 9.19% | £7,050 | Fixed | 8.6% APRC | 26m | 26m | £34,824 | £546,384 | 2440 | 80 | 7050 | Virgin Money |
| 4.22% | £1,215.13 | 9.49% | £1,595 | Fixed | 7.4% APRC | 62m | 62m | £39,414 | £512,072 | 17818 | 115 | 1595 | Barclays |
| 4.28% | £1,222.69 | 7.24% | £2,007 | Fixed | 6.2% APRC | 64m | 64m | £42,201 | £446,312 | 30875 | 37 | 2007 | Coventry BS-Godiva |
| 4.35% | £1,231.54 | 7.87% | £2,183 | Fixed | 6.5% APRC | 64m | 64m | £39,924 | £464,689 | 41112 | 474 | 2183 | Co-operative Bank |
| 4.59% | £1,262.14 | 7.99% | £3,530 | Fixed | 7.3% APRC | 39m | 39m | £39,285 | £492,318 | 37040 | 360 | 3530 | Accord Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.49% | £1,380.35 | 7.99% | £2,030 | Tracker | 7.8% APRC | 27m | 27m | £36,329 | £506,383 | 37341 | 360 | 2030 | Accord Mortgages |
| 5.94% | £1,441.44 | 7.87% | £1,183 | Tracker | 7.8% APRC | 24m | 0m | £35,878 | £505,354 | 4120 | 474 | 1183 | Co-operative Bank |
| 6.10% | £1,463.46 | 9.19% | £1,295 | Tracker | 8.9% APRC | 26m | 26m | £36,017 | £556,470 | 1757 | 80 | 1295 | Virgin Money |
This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 22 Oct 2024 at 04:13 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.