LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.27%£1,098.847.99%£6,775Fixed7.5% APRC26m26m£33,246£496,997
3.87%£1,171.549.39%£9,540Fixed8.8% APRC29m29m£44,229£553,805
3.87%£1,171.549.39%£9,540Fixed8.8% APRC29m29m£44,229£553,805
4.24%£1,217.657.49%£3,530Fixed7.2% APRC26m26m£32,594£481,309
4.42%£1,240.437.64%£2,010Fixed7.3% APRC26m26m£31,725£486,651

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.27%£1,098.847.99%£6,775Fixed7.5% APRC26m26m£33,246£496,997
3.87%£1,171.549.39%£9,540Fixed8.8% APRC29m29m£44,229£553,805
3.87%£1,171.549.39%£9,540Fixed8.8% APRC29m29m£44,229£553,805
4.24%£1,217.657.49%£3,530Fixed7.2% APRC26m26m£32,594£481,309
4.42%£1,240.437.64%£2,010Fixed7.3% APRC26m26m£31,725£486,651

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.74%£1,281.477.49%£2,030Tracker7.2% APRC26m26m£32,625£483,052
5.19%£1,340.357.12%£1,183Tracker7.0% APRC24m0m£33,451£472,529
5.35%£1,361.617.99%£1,020Tracker7.7% APRC26m26m£33,798£505,064

This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 May 2025 at 04:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.