Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	33717	393	11430	The Mortgage Lender
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	229669	393	11430	1APP@AMM-TML
3.91%	£1,176.48	8.74%	£16,175	Fixed	8.9% APRC	24m	24m	£44,501	£541,673	254635	172	16175	1APP@AMM-CHL
4.19%	£1,211.36	8.74%	£12,674	Fixed	8.8% APRC	24m	24m	£41,847	£539,974	250462	1393	12674	Brightstar-Moda
4.19%	£1,211.36	8.74%	£12,375	Fixed	8.8% APRC	24m	24m	£41,548	£539,675	250461	1393	12375	1APP@AMM-Moda

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	33717	393	11430	The Mortgage Lender
3.79%	£1,161.70	6.75%	£11,430	Fixed	6.9% APRC	24m	24m	£39,401	£460,911	229669	393	11430	1APP@AMM-TML
3.91%	£1,176.48	8.74%	£16,175	Fixed	8.9% APRC	24m	24m	£44,501	£541,673	254635	172	16175	1APP@AMM-CHL
4.19%	£1,211.36	8.74%	£12,375	Fixed	8.8% APRC	24m	24m	£41,548	£539,675	250461	1393	12375	1APP@AMM-Moda
4.19%	£1,211.36	8.74%	£12,674	Fixed	8.8% APRC	24m	24m	£41,847	£539,974	250462	1393	12674	Brightstar-Moda

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	4.56%	£1,258.30	6.74%	£2,030	Tracker	6.5% APRC	28m	28m	£33,144	£453,415	90637	360	2030	Accord Mortgages
	4.77%	£1,285.35	8.24%	£924	Tracker	7.8% APRC	24m	0m	£31,852	£512,333	25970	115	924	Barclays

This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 21 Sep 2026 at 02:55 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.