Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.99%	£952.58	4.74%	£995	Variable	4.3% APRC	28m	28m	£26,055	£368,165	30598	360	995	Accord Mortgages
2.36%	£993.60	5.19%	£2,300	Fixed	4.8% APRC	28m	28m	£28,868	£385,833	19924	80	2300	Virgin Money
2.59%	£1,019.62	5.49%	£1,595	Fixed	5.1% APRC	27m	27m	£28,264	£397,684	45881	115	1595	Barclays
2.62%	£1,023.04	5.60%	£2,239	Fixed	5.2% APRC	26m	26m	£26,987	£402,983	43253	163	2239	Clydesdale Bank PLC
2.69%	£1,031.05	6.00%	£2,203	Fixed	5.5% APRC	27m	27m	£31,289	£415,710	1172	40	2203	Platform BTL

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
2.36%	£993.60	5.19%	£2,300	Fixed	4.8% APRC	28m	28m	£28,868	£385,833	19924	80	2300	Virgin Money
2.43%	£1,001.47	4.74%	£1,995	Fixed	4.2% APRC	40m	40m	£31,110	£365,838	30603	360	1995	Accord Mortgages
2.59%	£1,019.62	5.49%	£1,595	Fixed	5.1% APRC	27m	27m	£28,264	£397,684	45881	115	1595	Barclays
2.62%	£1,023.04	5.60%	£2,239	Fixed	5.2% APRC	26m	26m	£26,987	£402,983	43253	163	2239	Clydesdale Bank PLC
2.69%	£1,031.05	6.00%	£2,203	Fixed	5.5% APRC	27m	27m	£31,289	£415,710	1172	40	2203	Platform BTL

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	3.09%	£1,077.54	5.10%	£2,016	Tracker	4.9% APRC	24m	0m	£27,877	£389,547	17074	344	2016	HSBC Intermediary
	3.10%	£1,078.71	5.49%	£300	Tracker	5.2% APRC	24m	24m	£26,269	£401,221	8497	115	300	Barclays

This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 25 May 2022 at 04:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.