Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.34%	£883.04	4.49%	£995	Variable	3.9% APRC	29m	29m	£24,374	£355,462	61718	360	995	Accord Mortgages
1.46%	£895.63	5.50%	£2,203	Fixed	4.9% APRC	27m	27m	£27,995	£390,885	71400	40	2203	Platform BTL
1.79%	£930.84	3.35%	£1,534	Fixed	2.8% APRC	63m	63m	£34,623	£314,528	36627	1	1534	Santander
1.79%	£930.84	4.09%	£1,510	Fixed	3.8% APRC	25m	25m	£24,045	£348,645	32780	628	1510	Bank of Ireland
1.88%	£940.58	5.59%	£1,034	Fixed	4.6% APRC	27m	27m	£27,163	£384,071	34404	57	1034	Leeds B Society

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
1.46%	£895.63	5.50%	£2,203	Fixed	4.9% APRC	27m	27m	£27,995	£390,885	71400	40	2203	Platform BTL
1.55%	£905.15	4.49%	£1,495	Fixed	4.0% APRC	29m	29m	£26,209	£357,093	69009	360	1495	Accord Mortgages
1.79%	£930.84	3.35%	£1,534	Fixed	2.8% APRC	63m	63m	£34,623	£314,528	36627	1	1534	Santander
1.79%	£930.84	4.09%	£1,510	Fixed	3.8% APRC	25m	25m	£24,045	£348,645	32780	628	1510	Bank of Ireland
1.88%	£940.58	5.59%	£1,034	Fixed	4.6% APRC	27m	27m	£27,163	£384,071	34404	57	1034	Leeds B Society

Lender	Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
	2.19%	£974.62	4.60%	£2,016	Tracker	4.3% APRC	24m	0m	£25,407	£368,006	25695	344	2016	HSBC Intermediary
	2.60%	£1,020.76	4.59%	£300	Tracker	4.3% APRC	24m	24m	£24,878	£368,288	34927	115	300	Barclays

This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 29 Nov 2021 at 04:44 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.