| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.77% | £1,040.25 | 8.89% | £11,790 | Fixed | 8.3% APRC | 29m | 29m | £43,316 | £528,329 | 233719 | 523 | 11790 | 1APP@AMM-Vida |
| 2.77% | £1,040.25 | 8.89% | £11,790 | Fixed | 8.3% APRC | 29m | 29m | £43,316 | £528,329 | 15252 | 523 | 11790 | Vida Homeloans |
| 2.87% | £1,051.82 | 7.49% | £6,775 | Fixed | 7.1% APRC | 25m | 25m | £32,118 | £476,838 | 72086 | 80 | 6775 | Virgin Money |
| 2.96% | £1,062.30 | 8.99% | £16,175 | Fixed | 8.9% APRC | 24m | 24m | £41,760 | £545,264 | 222147 | 172 | 16175 | 1APP@AMM-CHL |
| 3.83% | £1,166.62 | 6.99% | £3,530 | Fixed | 6.7% APRC | 27m | 27m | £35,646 | £459,583 | 28195 | 360 | 3530 | Accord Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 2.77% | £1,040.25 | 8.89% | £11,790 | Fixed | 8.3% APRC | 29m | 29m | £43,316 | £528,329 | 233719 | 523 | 11790 | 1APP@AMM-Vida |
| 2.77% | £1,040.25 | 8.89% | £11,790 | Fixed | 8.3% APRC | 29m | 29m | £43,316 | £528,329 | 15252 | 523 | 11790 | Vida Homeloans |
| 2.87% | £1,051.82 | 7.49% | £6,775 | Fixed | 7.1% APRC | 25m | 25m | £32,118 | £476,838 | 72086 | 80 | 6775 | Virgin Money |
| 2.96% | £1,062.30 | 8.99% | £16,175 | Fixed | 8.9% APRC | 24m | 24m | £41,760 | £545,264 | 222147 | 172 | 16175 | 1APP@AMM-CHL |
| 3.83% | £1,166.62 | 6.99% | £3,530 | Fixed | 6.7% APRC | 27m | 27m | £35,646 | £459,583 | 28195 | 360 | 3530 | Accord Mortgages |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.59% | £1,262.14 | 6.99% | £2,030 | Tracker | 6.8% APRC | 27m | 27m | £33,236 | £463,116 | 28154 | 360 | 2030 | Accord Mortgages |
| 4.99% | £1,314.02 | 4.99% | £1,183 | Tracker | 5.2% APRC | 0m | 0m | £32,819 | £395,489 | 12726 | 474 | 1183 | Co-operative Bank |
| 5.10% | £1,328.47 | 7.49% | £1,020 | Tracker | 7.3% APRC | 25m | 25m | £33,002 | £485,169 | 1692 | 80 | 1020 | Virgin Money |
This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 07 Dec 2025 at 04:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.