| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £1,208.85 | 9.69% | £7,050 | Fixed | 9.1% APRC | 27m | 27m | £39,376 | £567,980 | 40179 | 80 | 7050 | Virgin Money |
| 4.54% | £1,255.74 | 8.12% | £2,318 | Fixed | 6.8% APRC | 64m | 64m | £40,650 | £474,850 | 6889 | 474 | 2318 | Co-operative Bank |
| 4.62% | £1,266.00 | 9.74% | £1,595 | Fixed | 7.7% APRC | 62m | 62m | £40,658 | £525,953 | 30550 | 115 | 1595 | Barclays |
| 4.85% | £1,295.74 | 8.04% | £2,510 | Fixed | 6.9% APRC | 62m | 62m | £40,261 | £479,401 | 18151 | 628 | 2510 | Bank of Ireland |
| 4.89% | £1,300.95 | 7.85% | £11,268 | Fixed | 7.3% APRC | 60m | 60m | £45,801 | £484,351 | 44560 | 220 | 11268 | Kensington |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.17% | £1,208.85 | 9.69% | £7,050 | Fixed | 9.1% APRC | 27m | 27m | £39,376 | £567,980 | 40179 | 80 | 7050 | Virgin Money |
| 4.54% | £1,255.74 | 8.12% | £2,318 | Fixed | 6.8% APRC | 64m | 64m | £40,650 | £474,850 | 6889 | 474 | 2318 | Co-operative Bank |
| 4.62% | £1,266.00 | 9.74% | £1,595 | Fixed | 7.7% APRC | 62m | 62m | £40,658 | £525,953 | 30550 | 115 | 1595 | Barclays |
| 4.85% | £1,295.74 | 8.04% | £2,510 | Fixed | 6.9% APRC | 62m | 62m | £40,261 | £479,401 | 18151 | 628 | 2510 | Bank of Ireland |
| 4.89% | £1,300.95 | 7.85% | £11,268 | Fixed | 7.3% APRC | 60m | 60m | £45,801 | £484,351 | 44560 | 220 | 11268 | Kensington |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 6.09% | £1,462.08 | 8.24% | £2,030 | Tracker | 8.1% APRC | 27m | 27m | £38,294 | £519,911 | 22316 | 360 | 2030 | Accord Mortgages |
| 6.19% | £1,475.92 | 8.12% | £1,318 | Tracker | 8.1% APRC | 24m | 0m | £36,840 | £516,641 | 9761 | 474 | 1318 | Co-operative Bank |
| 6.25% | £1,484.26 | 9.74% | £1,595 | Tracker | 9.4% APRC | 24m | 0m | £37,297 | £582,005 | 30524 | 115 | 1595 | Barclays |
| 6.35% | £1,498.19 | 9.69% | £1,295 | Tracker | 9.3% APRC | 27m | 27m | £39,022 | £577,383 | 40049 | 80 | 1295 | Virgin Money |
This table is based on a BTL property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), with an expected monthly rental income of £1,000. This is calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 27 Apr 2024 at 04:02 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.