LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.94%£1,180.197.74%£1,495Fixed7.2% APRC26m26m£29,820£486,765
3.99%£1,186.396.24%£1,034Fixed6.0% APRC26m26m£29,587£432,263
3.99%£1,186.396.74%£999Fixed5.7% APRC62m62m£35,252£428,352
4.01%£1,188.886.75%£999Fixed5.7% APRC62m62m£35,930£428,886
4.02%£1,190.127.24%£1,025Fixed6.0% APRC63m63m£38,688£442,023

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
3.94%£1,180.197.74%£1,495Fixed7.2% APRC26m26m£29,820£486,765
3.99%£1,186.396.24%£1,034Fixed6.0% APRC26m26m£29,587£432,263
3.99%£1,186.396.74%£999Fixed5.7% APRC62m62m£35,252£428,352
4.01%£1,188.886.75%£999Fixed5.7% APRC62m62m£35,930£428,886
4.02%£1,190.127.24%£1,025Fixed6.0% APRC63m63m£38,688£442,023

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.48%£1,246.857.74%£1,499Tracker7.3% APRC26m0m£31,423£489,807
4.54%£1,255.746.74%£999Tracker6.5% APRC24m0m£30,637£453,924
4.54%£1,255.746.99%£1,014Tracker6.8% APRC24m0m£30,652£463,130
4.61%£1,264.716.24%£1,034Tracker6.1% APRC24m0m£31,467£436,837
4.67%£1,272.436.99%£995Tracker6.8% APRC27m27m£32,170£465,868

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 11 Jul 2025 at 05:22 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.