| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.18% | £1,208.96 | 7.24% | £1,499 | Tracker | 6.8% APRC | 26m | 0m | £30,514 | £469,318 | 109302 | 42 | 1499 | Halifax |
| 4.19% | £1,211.36 | 6.74% | £1,025 | Tracker | 6.4% APRC | 27m | 27m | £30,634 | £450,649 | 32167 | 207 | 1025 | NatWest |
| 4.23% | £1,216.39 | 6.49% | £1,014 | Tracker | 6.3% APRC | 24m | 0m | £29,707 | £443,050 | 52400 | 75 | 1014 | Nationwide B.Soc |
| 4.26% | £1,220.17 | 5.74% | £1,024 | Tracker | 5.6% APRC | 24m | 0m | £30,388 | £417,141 | 38235 | 115 | 1024 | Barclays |
| 4.30% | £1,225.22 | 6.50% | £999 | Tracker | 6.3% APRC | 24m | 0m | £30,629 | £444,527 | 113294 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 5.09% | £1,327.15 | 6.94% | £1,510 | Fixed | 6.8% APRC | 26m | 26m | £33,257 | £464,532 | 89967 | 628 | 1510 | Bank of Ireland |
| 5.14% | £1,333.75 | 6.24% | £999 | Fixed | 6.0% APRC | 63m | 63m | £40,773 | £430,469 | 22917 | 344 | 999 | HSBC Intermediary |
| 5.14% | £1,333.75 | 7.74% | £995 | Fixed | 6.8% APRC | 60m | 60m | £39,325 | £474,134 | 101598 | 156 | 995 | Scottish B.Soc |
| 5.18% | £1,339.03 | 6.49% | £2,024 | Fixed | 6.2% APRC | 61m | 61m | £40,731 | £440,700 | 6517 | 80 | 2024 | Openwork-Virgin |
| 5.18% | £1,339.03 | 6.50% | £999 | Fixed | 6.3% APRC | 38m | 38m | £35,518 | £445,435 | 112598 | 1 | 999 | Santander |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.18% | £1,208.96 | 7.24% | £1,499 | Tracker | 6.8% APRC | 26m | 0m | £30,514 | £469,318 | 109302 | 42 | 1499 | Halifax |
| 4.19% | £1,211.36 | 6.74% | £1,025 | Tracker | 6.4% APRC | 27m | 27m | £30,634 | £450,649 | 32167 | 207 | 1025 | NatWest |
| 4.23% | £1,216.39 | 6.49% | £1,014 | Tracker | 6.3% APRC | 24m | 0m | £29,707 | £443,050 | 52400 | 75 | 1014 | Nationwide B.Soc |
| 4.26% | £1,220.17 | 5.74% | £1,024 | Tracker | 5.6% APRC | 24m | 0m | £30,388 | £417,141 | 38235 | 115 | 1024 | Barclays |
| 4.30% | £1,225.22 | 6.50% | £999 | Tracker | 6.3% APRC | 24m | 0m | £30,629 | £444,527 | 113294 | 1 | 999 | Santander |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Oct 2026 at 02:57 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.