Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.08%	£1,196.46	7.24%	£1,499	Tracker	6.8% APRC	27m	0m	£30,214	£467,936	64828	42	1499	Halifax
4.17%	£1,208.85	6.24%	£999	Tracker	6.0% APRC	24m	0m	£30,011	£434,205	23663	344	999	HSBC Intermediary
4.18%	£1,210.11	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£30,147	£416,693	43442	115	1024	Barclays
4.24%	£1,217.65	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£29,738	£443,108	30382	75	1014	Nationwide B.Soc
4.24%	£1,217.65	6.50%	£999	Tracker	6.3% APRC	24m	0m	£30,198	£443,930	3732	1	999	Santander

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.59%	£1,262.14	6.50%	£999	Fixed	6.3% APRC	27m	27m	£33,665	£444,895	533	1	999	Santander
4.61%	£1,264.71	6.24%	£999	Fixed	6.1% APRC	25m	25m	£31,352	£436,350	23552	344	999	HSBC Intermediary
4.64%	£1,268.57	7.24%	£1,495	Fixed	7.0% APRC	26m	26m	£31,941	£472,776	71800	313	1495	TSB Bank
4.69%	£1,275.01	6.49%	£1,024	Fixed	6.4% APRC	26m	26m	£31,723	£448,520	17185	80	1024	Virgin Money
4.69%	£1,275.01	6.49%	£1,014	Fixed	6.4% APRC	24m	24m	£31,114	£445,702	20999	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.08%	£1,196.46	7.24%	£1,499	Tracker	6.8% APRC	27m	0m	£30,214	£467,936	64828	42	1499	Halifax
4.17%	£1,208.85	6.24%	£999	Tracker	6.0% APRC	24m	0m	£30,011	£434,205	23663	344	999	HSBC Intermediary
4.18%	£1,210.11	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£30,147	£416,693	43442	115	1024	Barclays
4.24%	£1,217.65	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£29,738	£443,108	30382	75	1014	Nationwide B.Soc
4.24%	£1,217.65	6.50%	£999	Tracker	6.3% APRC	24m	0m	£30,198	£443,930	3732	1	999	Santander

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 Jun 2026 at 02:26 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.