| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.94% | £1,180.19 | 7.49% | £1,495 | Fixed | 7.0% APRC | 27m | 27m | £33,029 | £476,641 | 20124 | 313 | 1495 | TSB Bank |
| 4.00% | £1,187.63 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £31,868 | £449,956 | 49421 | 1 | 999 | Santander |
| 4.03% | £1,191.36 | 6.99% | £1,025 | Fixed | 5.9% APRC | 63m | 63m | £38,718 | £435,245 | 12026 | 207 | 1025 | NatWest |
| 4.03% | £1,191.36 | 6.49% | £999 | Fixed | 6.2% APRC | 26m | 26m | £29,592 | £441,248 | 30603 | 344 | 999 | HSBC Intermediary |
| 4.03% | £1,190.24 | 7.49% | £999 | Fixed | 7.0% APRC | 27m | 27m | £31,706 | £476,242 | 42076 | 42 | 999 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.94% | £1,180.19 | 7.49% | £1,495 | Fixed | 7.0% APRC | 27m | 27m | £33,029 | £476,641 | 20124 | 313 | 1495 | TSB Bank |
| 4.00% | £1,187.63 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £31,868 | £449,956 | 49421 | 1 | 999 | Santander |
| 4.03% | £1,191.36 | 6.49% | £999 | Fixed | 6.2% APRC | 26m | 26m | £29,592 | £441,248 | 30603 | 344 | 999 | HSBC Intermediary |
| 4.03% | £1,191.36 | 6.99% | £1,025 | Fixed | 5.9% APRC | 63m | 63m | £38,718 | £435,245 | 12026 | 207 | 1025 | NatWest |
| 4.03% | £1,190.24 | 7.49% | £999 | Fixed | 7.0% APRC | 27m | 27m | £31,706 | £476,242 | 42076 | 42 | 999 | Halifax |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £1,215.23 | 7.49% | £1,499 | Tracker | 7.0% APRC | 27m | 0m | £30,665 | £478,096 | 42321 | 42 | 1499 | Halifax |
| 4.29% | £1,223.96 | 6.49% | £999 | Tracker | 6.3% APRC | 24m | 0m | £30,024 | £443,533 | 21218 | 344 | 999 | HSBC Intermediary |
| 4.29% | £1,223.96 | 6.74% | £1,014 | Tracker | 6.5% APRC | 24m | 0m | £29,889 | £452,481 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £1,232.81 | 5.99% | £1,024 | Tracker | 5.9% APRC | 24m | 0m | £30,691 | £426,503 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £1,240.43 | 6.74% | £995 | Tracker | 6.6% APRC | 26m | 26m | £30,864 | £455,791 | 41302 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 15 Sep 2025 at 05:09 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.