Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£1,208.96	7.24%	£1,499	Tracker	6.8% APRC	27m	0m	£30,514	£468,607	45283	42	1499	Halifax
4.20%	£1,212.62	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£30,207	£416,806	25834	115	1024	Barclays
4.23%	£1,216.39	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£29,707	£443,050	62998	75	1014	Nationwide B.Soc
4.24%	£1,217.65	6.74%	£1,025	Tracker	6.4% APRC	27m	27m	£30,435	£450,625	100877	207	1025	NatWest
4.32%	£1,227.75	6.24%	£999	Tracker	6.1% APRC	24m	0m	£30,465	£435,064	72320	344	999	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£1,282.76	5.74%	£1,024	Fixed	5.7% APRC	27m	27m	£36,193	£419,219	76829	115	1024	Barclays
4.75%	£1,282.76	7.24%	£995	Fixed	7.0% APRC	24m	24m	£31,451	£473,807	2919	1581	995	Progressive-England
4.94%	£1,307.47	6.94%	£1,510	Fixed	6.8% APRC	27m	27m	£37,392	£463,430	88413	628	1510	Bank of Ireland
4.95%	£1,308.78	6.24%	£999	Fixed	6.2% APRC	25m	25m	£32,410	£438,359	71593	344	999	HSBC Intermediary
5.00%	£1,315.33	7.24%	£995	Fixed	7.1% APRC	24m	24m	£32,233	£475,282	97621	23	995	Progressive B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	Total Amount Payable Over Term	SchemeID	BaselenderId	TotalFees	LenderName
4.18%	£1,208.96	7.24%	£1,499	Tracker	6.8% APRC	27m	0m	£30,514	£468,607	45283	42	1499	Halifax
4.20%	£1,212.62	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£30,207	£416,806	25834	115	1024	Barclays
4.23%	£1,216.39	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£29,707	£443,050	62998	75	1014	Nationwide B.Soc
4.24%	£1,217.65	6.74%	£1,025	Tracker	6.4% APRC	27m	27m	£30,435	£450,625	100877	207	1025	NatWest
4.32%	£1,227.75	6.24%	£999	Tracker	6.1% APRC	24m	0m	£30,465	£435,064	72320	344	999	HSBC Intermediary

This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 18 Sep 2026 at 02:52 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.