| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £1,186.39 | 7.49% | £1,495 | Fixed | 7.0% APRC | 26m | 26m | £29,968 | £477,799 | 57004 | 313 | 1495 | TSB Bank |
| 4.03% | £1,191.36 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £31,958 | £450,153 | 20168 | 1 | 999 | Santander |
| 4.04% | £1,192.61 | 6.74% | £1,020 | Fixed | 6.5% APRC | 25m | 25m | £29,742 | £454,085 | 25815 | 80 | 1020 | Virgin Money |
| 4.04% | £1,192.61 | 6.74% | £1,014 | Fixed | 6.4% APRC | 24m | 24m | £29,137 | £451,016 | 692 | 75 | 1014 | Nationwide B.Soc |
| 4.06% | £1,195.10 | 6.49% | £999 | Fixed | 6.2% APRC | 25m | 25m | £29,681 | £441,990 | 28085 | 344 | 999 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.99% | £1,186.39 | 7.49% | £1,495 | Fixed | 7.0% APRC | 26m | 26m | £29,968 | £477,799 | 57004 | 313 | 1495 | TSB Bank |
| 4.03% | £1,191.36 | 6.75% | £999 | Fixed | 6.4% APRC | 27m | 27m | £31,958 | £450,153 | 20168 | 1 | 999 | Santander |
| 4.04% | £1,192.61 | 6.74% | £1,014 | Fixed | 6.4% APRC | 24m | 24m | £29,137 | £451,016 | 692 | 75 | 1014 | Nationwide B.Soc |
| 4.04% | £1,192.61 | 6.74% | £1,020 | Fixed | 6.5% APRC | 25m | 25m | £29,742 | £454,085 | 25815 | 80 | 1020 | Virgin Money |
| 4.06% | £1,195.10 | 6.49% | £999 | Fixed | 6.2% APRC | 25m | 25m | £29,681 | £441,990 | 28085 | 344 | 999 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 4.23% | £1,215.23 | 7.49% | £1,499 | Tracker | 7.1% APRC | 26m | 0m | £30,665 | £478,860 | 61039 | 42 | 1499 | Halifax |
| 4.29% | £1,223.96 | 6.49% | £999 | Tracker | 6.3% APRC | 24m | 0m | £30,024 | £443,533 | 21218 | 344 | 999 | HSBC Intermediary |
| 4.29% | £1,223.96 | 6.74% | £1,014 | Tracker | 6.5% APRC | 24m | 0m | £29,889 | £452,481 | 26755 | 75 | 1014 | Nationwide B.Soc |
| 4.36% | £1,232.81 | 5.99% | £1,024 | Tracker | 5.9% APRC | 24m | 0m | £30,691 | £426,503 | 64269 | 115 | 1024 | Barclays |
| 4.42% | £1,240.43 | 6.74% | £995 | Tracker | 6.6% APRC | 25m | 25m | £30,864 | £456,382 | 41302 | 80 | 995 | Virgin Money |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 17 Oct 2025 at 04:50 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.