| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.78% | £1,160.47 | 5.74% | £1,024 | Fixed | 5.5% APRC | 28m | 28m | £33,230 | £412,686 | 37301 | 115 | 1024 | Barclays |
| 3.79% | £1,161.70 | 7.24% | £1,495 | Fixed | 6.7% APRC | 27m | 27m | £32,582 | £466,486 | 52904 | 313 | 1495 | TSB Bank |
| 3.79% | £1,161.70 | 6.50% | £999 | Fixed | 6.1% APRC | 27m | 27m | £31,243 | £439,701 | 35884 | 1 | 999 | Santander |
| 3.79% | £1,160.64 | 7.24% | £999 | Fixed | 6.7% APRC | 28m | 28m | £30,992 | £464,685 | 76229 | 42 | 999 | Halifax |
| 3.82% | £1,165.39 | 6.24% | £999 | Fixed | 5.9% APRC | 27m | 27m | £30,893 | £430,542 | 70873 | 344 | 999 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.78% | £1,160.47 | 5.74% | £1,024 | Fixed | 5.5% APRC | 28m | 28m | £33,230 | £412,686 | 37301 | 115 | 1024 | Barclays |
| 3.79% | £1,161.70 | 6.50% | £999 | Fixed | 6.1% APRC | 27m | 27m | £31,243 | £439,701 | 35884 | 1 | 999 | Santander |
| 3.79% | £1,161.70 | 7.24% | £1,495 | Fixed | 6.7% APRC | 27m | 27m | £32,582 | £466,486 | 52904 | 313 | 1495 | TSB Bank |
| 3.79% | £1,160.64 | 7.24% | £999 | Fixed | 6.7% APRC | 28m | 28m | £30,992 | £464,685 | 76229 | 42 | 999 | Halifax |
| 3.82% | £1,165.39 | 6.24% | £999 | Fixed | 5.9% APRC | 27m | 27m | £30,893 | £430,542 | 70873 | 344 | 999 | HSBC Intermediary |
| Initial Rate | Initial Payment | Reverting Rate | Total Fees | Type | Overall Cost for Comparison | Initial Period (months) | Early Repayment Charge | 2 Year Total Cost | Total Amount Payable Over Term | SchemeID | BaselenderId | TotalFees | LenderName |
| 3.98% | £1,184.04 | 7.24% | £1,499 | Tracker | 6.8% APRC | 28m | 0m | £29,916 | £466,509 | 63458 | 42 | 1499 | Halifax |
| 4.04% | £1,192.61 | 6.24% | £999 | Tracker | 6.0% APRC | 24m | 0m | £29,622 | £433,459 | 29076 | 344 | 999 | HSBC Intermediary |
| 4.04% | £1,192.61 | 6.49% | £999 | Tracker | 6.3% APRC | 27m | 0m | £29,721 | £443,808 | 9109 | 80 | 999 | Virgin Money |
| 4.04% | £1,192.61 | 6.49% | £1,014 | Tracker | 6.2% APRC | 24m | 0m | £29,137 | £441,947 | 51141 | 75 | 1014 | Nationwide B.Soc |
| 4.11% | £1,201.34 | 5.74% | £1,024 | Tracker | 5.6% APRC | 24m | 0m | £29,936 | £416,298 | 64269 | 115 | 1024 | Barclays |
This table is based on a residential property value of £300,000 and a mortgage secured against that property of £225,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 20 Feb 2026 at 02:42 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.