Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.79%£572.426.49%£15Tracker6.3% APRC24m0m£13,253£197,632
4.45%£553.006.80%£8Tracker6.4% APRC26m26m£13,345£199,956
5.13%£592.196.24%£0Fixed6.2% APRC25m25m£13,563£194,203
4.74%£569.546.74%£30Tracker6.5% APRC27m27m£13,588£201,107
4.44%£552.437.24%£995Tracker7.0% APRC26m0m£13,703£209,334

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.13%£592.196.24%£0Fixed6.2% APRC25m25m£13,563£194,203
5.34%£604.576.49%£15Fixed6.4% APRC24m24m£14,025£199,025
5.39%£607.547.24%£0Fixed7.1% APRC26m26m£14,031£211,025
5.30%£602.207.24%£0Fixed7.1% APRC24m24m£14,123£211,391
5.34%£604.577.74%£0Fixed7.5% APRC24m24m£14,360£220,087

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.79%£572.426.49%£15Tracker6.3% APRC24m0m£13,253£197,632
4.45%£553.006.80%£8Tracker6.4% APRC26m26m£13,345£199,956
4.74%£569.546.74%£30Tracker6.5% APRC27m27m£13,588£201,107
4.22%£540.066.24%£999Tracker6.1% APRC24m0m£13,610£193,311
4.44%£552.437.24%£995Tracker7.0% APRC26m0m£13,703£209,334

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 18 Sep 2026 at 02:51 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.