Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.79%£572.426.49%£15Tracker6.3% APRC24m0m£13,253£197,632
4.68%£566.106.74%£30Tracker6.5% APRC27m27m£13,505£200,935
4.60%£561.526.80%£8Tracker6.4% APRC26m26m£13,549£200,374
4.22%£540.066.24%£999Tracker6.1% APRC24m0m£13,610£193,311
4.44%£552.437.24%£995Tracker6.9% APRC27m0m£13,703£209,046

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
5.34%£604.576.24%£0Fixed6.2% APRC26m26m£13,860£194,657
5.34%£604.576.49%£15Fixed6.4% APRC24m24m£14,025£199,025
5.32%£603.385.74%£25Fixed5.8% APRC25m25m£14,086£187,090
5.35%£605.166.50%£0Fixed6.4% APRC26m26m£14,499£199,440
5.65%£623.087.24%£0Fixed7.1% APRC24m24m£14,624£212,295

Initial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.79%£572.426.49%£15Tracker6.3% APRC24m0m£13,253£197,632
4.68%£566.106.74%£30Tracker6.5% APRC27m27m£13,505£200,935
4.60%£561.526.80%£8Tracker6.4% APRC26m26m£13,549£200,374
4.22%£540.066.24%£999Tracker6.1% APRC24m0m£13,610£193,311
4.44%£552.437.24%£995Tracker6.9% APRC27m0m£13,703£209,046

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 04 Nov 2026 at 03:06 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.