Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.09%	£884.77	8.24%	£0	Fixed	7.9% APRC	24m	24m	£21,084	11290	156	0	Scottish B.Soc
5.19%	£893.57	8.24%	£0	Fixed	7.9% APRC	25m	25m	£21,146	18902	313	0	TSB - Intermediaries
4.65%	£846.68	8.39%	£1,019	Fixed	7.5% APRC	24m	24m	£21,189	42671	198	1019	Furness B.Soc
4.89%	£867.30	7.84%	£510	Fixed	7.5% APRC	26m	26m	£21,220	37346	628	510	Bank of Ireland
5.04%	£880.38	7.99%	£0	Variable	7.4% APRC	24m	24m	£21,229	16681	190	0	Bath Inv. + B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.09%	£884.77	8.24%	£0	Fixed	7.9% APRC	24m	24m	£21,084	11290	156	0	Scottish B.Soc
5.19%	£893.57	8.24%	£0	Fixed	7.9% APRC	25m	25m	£21,146	18902	313	0	TSB - Intermediaries
4.65%	£846.68	8.39%	£1,019	Fixed	7.5% APRC	24m	24m	£21,189	42671	198	1019	Furness B.Soc
4.89%	£867.30	7.84%	£510	Fixed	7.5% APRC	26m	26m	£21,220	37346	628	510	Bank of Ireland
5.29%	£902.41	7.49%	£15	Fixed	7.3% APRC	24m	24m	£21,238	9444	75	15	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.24%	£897.99	6.99%	£999	Tracker	6.9% APRC	24m	0m	£21,801	8835	344	999	HSBC Intermediary
5.40%	£912.19	6.94%	£0	Tracker	6.8% APRC	27m	0m	£22,023	174	77	0	Newcastle
5.24%	£897.99	7.49%	£1,014	Tracker	7.3% APRC	24m	0m	£22,131	43235	75	1014	Nationwide B.Soc
5.49%	£920.24	5.49%	£35	Tracker	5.6% APRC	0m	0m	£22,246	29065	208	35	Hanley Economic
5.00%	£876.00	8.24%	£1,499	Tracker	7.8% APRC	28m	0m	£22,523	44750	42	1499	Halifax

This table is based on a residential property value of £187,500 and a mortgage secured against that property of £150,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 05 Feb 2025 at 03:34 hours

Disclaimer: The lists show results based on your criteria, that return the lowest true pounds and pence cost over the initial 2,3 or 5 year period of your 25 year mortgage. The information is provided by Mortgage brain and is correct at the time of the search. The products listed may or may not be available to you. You should seek financial advice before applying for a product.