Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£531.71	£678.58	6.74%	£0	Fixed	6.4% APRC	26m	26m	£11,961	61763	344	0	HSBC Intermediary
3.95%	£530.62	£708.31	7.10%	£30	Fixed	6.8% APRC	25m	25m	£12,120	19978	267	30	AIB
4.14%	£535.60	£650.04	6.24%	£35	Fixed	6.0% APRC	26m	26m	£12,469	173	115	35	Barclays
4.30%	£544.54	£695.32	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,584	59689	75	15	Nationwide B.Soc
4.29%	£543.98	£739.27	7.74%	£0	Fixed	7.2% APRC	26m	26m	£12,756	60360	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£531.71	£678.58	6.74%	£0	Fixed	6.4% APRC	26m	26m	£11,961	61763	344	0	HSBC Intermediary
3.95%	£530.62	£708.31	7.10%	£30	Fixed	6.8% APRC	25m	25m	£12,120	19978	267	30	AIB
4.14%	£535.60	£650.04	6.24%	£35	Fixed	6.0% APRC	26m	26m	£12,469	173	115	35	Barclays
4.30%	£544.54	£695.32	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,584	59689	75	15	Nationwide B.Soc
4.29%	£543.98	£739.27	7.74%	£0	Fixed	7.2% APRC	26m	26m	£12,756	60360	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£570.12	£653.35	6.24%	£35	Tracker	6.1% APRC	24m	24m	£13,548	27684	115	35	Barclays
4.44%	£552.43	£695.97	6.99%	£1,014	Tracker	6.8% APRC	24m	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	£555.27	£681.40	6.74%	£999	Tracker	6.6% APRC	24m	0m	£13,825	41960	344	999	HSBC Intermediary
4.97%	£582.84	£712.17	7.24%	£30	Tracker	6.9% APRC	27m	27m	£14,008	34756	207	30	NatWest
5.25%	£599.25	£760.43	7.99%	£35	Tracker	7.7% APRC	24m	0m	£14,292	22467	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 13 Jul 2025 at 04:41 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.