Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	£566.67	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,115	34490	75	15	Nationwide B.Soc
4.54%	£558.11	7.34%	£25	Variable	7.0% APRC	24m	24m	£13,120	25218	6	25	Beverley BS
4.94%	£581.10	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,296	42319	344	0	HSBC Intermediary
4.09%	£532.82	4.09%	£575	Variable	4.2% APRC	0m	24m	£13,363	27376	48	575	Ecology B.Soc
4.64%	£563.81	7.74%	£0	Variable	7.3% APRC	24m	24m	£13,381	6555	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£581.10	6.24%	£0	Fixed	6.1% APRC	26m	26m	£13,296	42319	344	0	HSBC Intermediary
5.11%	£591.02	6.49%	£15	Fixed	6.4% APRC	24m	24m	£13,699	44685	75	15	Nationwide B.Soc
4.99%	£584.01	7.74%	£0	Fixed	7.4% APRC	24m	24m	£13,866	13119	156	0	Scottish B.Soc
5.13%	£592.19	6.74%	£30	Fixed	6.6% APRC	26m	26m	£13,893	32937	207	30	NatWest
5.24%	£598.66	6.24%	£0	Fixed	6.2% APRC	26m	26m	£13,993	30963	686	0	West Brom BS

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	£566.67	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,115	34490	75	15	Nationwide B.Soc
4.09%	£532.82	6.24%	£999	Tracker	6.1% APRC	24m	0m	£13,437	42361	344	999	HSBC Intermediary
4.91%	£579.36	6.74%	£30	Tracker	6.5% APRC	26m	26m	£13,585	20804	207	30	NatWest
4.06%	£531.16	5.74%	£1,024	Tracker	5.7% APRC	24m	0m	£13,602	43448	115	1024	Barclays
4.44%	£552.43	7.24%	£995	Tracker	6.9% APRC	27m	0m	£13,953	29828	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 20 May 2026 at 02:10 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.