Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	£549.61	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,706	67327	75	15	Nationwide B.Soc
4.38%	£548.51	6.24%	£30	Fixed	6.0% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.31%	£545.10	6.74%	£0	Fixed	6.4% APRC	27m	27m	£13,141	22047	344	0	HSBC Intermediary
4.64%	£563.81	7.99%	£0	Fixed	7.6% APRC	24m	24m	£13,381	21051	156	0	Scottish B.Soc
4.75%	£570.12	6.24%	£35	Tracker	6.1% APRC	24m	24m	£13,548	27684	115	35	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	£549.61	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,706	67327	75	15	Nationwide B.Soc
4.38%	£548.51	6.24%	£30	Fixed	6.0% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.31%	£545.10	6.74%	£0	Fixed	6.4% APRC	27m	27m	£13,141	22047	344	0	HSBC Intermediary
4.64%	£563.81	7.99%	£0	Fixed	7.6% APRC	24m	24m	£13,381	21051	156	0	Scottish B.Soc
4.78%	£571.84	6.99%	£1,020	Fixed	6.3% APRC	62m	62m	£13,669	6360	80	1020	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£570.12	6.24%	£35	Tracker	6.1% APRC	24m	24m	£13,548	27684	115	35	Barclays
4.44%	£552.43	6.99%	£1,014	Tracker	6.8% APRC	24m	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	£555.27	6.74%	£999	Tracker	6.6% APRC	24m	0m	£13,825	41960	344	999	HSBC Intermediary
4.97%	£582.84	7.24%	£30	Tracker	6.9% APRC	27m	27m	£14,008	40264	207	30	NatWest
4.99%	£584.01	4.99%	£35	Tracker	5.1% APRC	0m	0m	£14,176	29065	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 30 May 2025 at 04:31 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.