Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.30%	£544.54	6.74%	£15	Fixed	6.4% APRC	24m	24m	£12,584	49443	75	15	Nationwide B.Soc
4.38%	£548.51	5.99%	£30	Fixed	5.8% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.07%	£531.71	6.49%	£0	Fixed	6.1% APRC	27m	27m	£12,968	19326	344	0	HSBC Intermediary
4.44%	£552.43	7.99%	£0	Fixed	7.5% APRC	24m	24m	£13,108	1029	156	0	Scottish B.Soc
4.50%	£555.83	5.99%	£25	Tracker	5.9% APRC	24m	24m	£13,195	64275	115	25	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.30%	£544.54	6.74%	£15	Fixed	6.4% APRC	24m	24m	£12,584	49443	75	15	Nationwide B.Soc
4.38%	£548.51	5.99%	£30	Fixed	5.8% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.07%	£531.71	6.49%	£0	Fixed	6.1% APRC	27m	27m	£12,968	19326	344	0	HSBC Intermediary
4.44%	£552.43	7.99%	£0	Fixed	7.5% APRC	24m	24m	£13,108	1029	156	0	Scottish B.Soc
4.40%	£550.17	6.74%	£25	Fixed	6.5% APRC	26m	26m	£13,328	18144	80	25	Virgin Money

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.50%	£555.83	5.99%	£25	Tracker	5.9% APRC	24m	24m	£13,195	64275	115	25	Barclays
4.19%	£538.38	6.74%	£1,014	Tracker	6.5% APRC	24m	0m	£13,435	26745	75	1014	Nationwide B.Soc
4.72%	£568.39	6.99%	£30	Tracker	6.7% APRC	28m	28m	£13,560	19946	207	30	NatWest
4.24%	£541.18	6.49%	£999	Tracker	6.3% APRC	24m	0m	£13,637	21179	344	999	HSBC Intermediary
5.00%	£584.59	7.99%	£35	Tracker	7.6% APRC	24m	0m	£13,940	22467	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 31 Aug 2025 at 04:19 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.