LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.64%£563.816.74%£0Fixed6.5% APRC25m25m£12,731
4.59%£560.957.24%£15Fixed6.9% APRC24m24m£12,978
4.60%£561.526.49%£35Fixed6.3% APRC26m26m£13,091
4.69%£566.677.49%£30Fixed7.1% APRC26m26m£13,130
4.59%£560.957.99%£0Fixed7.5% APRC26m26m£13,163

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.64%£563.816.74%£0Fixed6.5% APRC25m25m£12,731
4.59%£560.957.24%£15Fixed6.9% APRC24m24m£12,978
4.60%£561.526.49%£35Fixed6.3% APRC26m26m£13,091
4.69%£566.677.49%£30Fixed7.1% APRC26m26m£13,130
4.59%£560.957.99%£0Fixed7.5% APRC26m26m£13,163

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
5.00%£584.596.49%£35Tracker6.4% APRC24m24m£13,895
4.69%£566.677.24%£1,014Tracker7.1% APRC24m0m£14,114
4.74%£569.546.74%£999Tracker6.6% APRC24m0m£14,168
5.43%£609.917.49%£30Tracker7.3% APRC26m26m£14,418
4.60%£561.526.75%£999Tracker6.6% APRC24m0m£14,450

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 03 Apr 2025 at 03:35 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.