LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.02%£528.946.24%£0Fixed5.9% APRC26m26m£12,045
4.01%£528.396.74%£30Fixed6.3% APRC26m26m£12,361
4.14%£535.606.49%£15Fixed6.2% APRC24m24m£12,369
4.14%£535.607.24%£0Fixed6.8% APRC26m26m£12,554
3.99%£527.286.50%£0Fixed6.1% APRC26m26m£12,630

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.02%£528.946.24%£0Fixed5.9% APRC26m26m£12,045
4.01%£528.396.74%£30Fixed6.3% APRC26m26m£12,361
4.14%£535.606.49%£15Fixed6.2% APRC24m24m£12,369
4.14%£535.607.24%£0Fixed6.8% APRC26m26m£12,554
3.99%£527.286.50%£0Fixed6.1% APRC26m26m£12,630

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.25%£541.745.74%£25Tracker5.6% APRC24m24m£12,857
3.94%£524.536.49%£1,014Tracker6.3% APRC24m0m£13,103
4.57%£559.816.74%£30Tracker6.5% APRC26m26m£13,115
4.40%£550.176.80%£8Tracker6.3% APRC26m26m£13,277
3.99%£527.286.24%£999Tracker6.1% APRC24m0m£13,304

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 03 Mar 2026 at 02:18 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.