Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	6.99%	£0	Fixed	6.7% APRC	25m	25m	£12,688	33888	344	0	HSBC Intermediary
4.62%	£562.67	6.74%	£35	Fixed	6.5% APRC	26m	26m	£13,119	19269	115	35	Barclays
4.69%	£566.67	7.49%	£15	Fixed	7.2% APRC	24m	24m	£13,180	32446	75	15	Nationwide B.Soc
4.84%	£575.31	8.24%	£0	Fixed	7.7% APRC	26m	26m	£13,507	34212	313	0	TSB - Intermediaries
4.93%	£579.93	8.24%	£0	Fixed	7.8% APRC	26m	26m	£13,668	33299	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	6.99%	£0	Fixed	6.7% APRC	25m	25m	£12,688	33888	344	0	HSBC Intermediary
4.62%	£562.67	6.74%	£35	Fixed	6.5% APRC	26m	26m	£13,119	19269	115	35	Barclays
4.69%	£566.67	7.49%	£15	Fixed	7.2% APRC	24m	24m	£13,180	32446	75	15	Nationwide B.Soc
4.84%	£575.31	8.24%	£0	Fixed	7.7% APRC	26m	26m	£13,507	34212	313	0	TSB - Intermediaries
4.93%	£579.93	8.24%	£0	Fixed	7.8% APRC	26m	26m	£13,668	33299	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.25%	£599.25	6.74%	£35	Tracker	6.6% APRC	24m	24m	£14,247	27684	115	35	Barclays
4.99%	£584.01	6.99%	£999	Tracker	6.9% APRC	24m	0m	£14,265	8799	344	999	HSBC Intermediary
5.25%	£599.25	7.26%	£8	Tracker	6.9% APRC	26m	26m	£14,455	44814	90	8	Principality
4.94%	£581.10	7.49%	£1,014	Tracker	7.3% APRC	24m	0m	£14,525	42945	75	1014	Nationwide B.Soc
5.49%	£613.49	5.49%	£35	Tracker	5.6% APRC	0m	0m	£14,884	29065	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 21 Jan 2025 at 03:25 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.