Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£541.18	6.74%	£15	Fixed	6.4% APRC	24m	24m	£12,503	10030	75	15	Nationwide B.Soc
4.25%	£541.74	5.99%	£25	Fixed	5.8% APRC	26m	26m	£12,607	13963	115	25	Barclays
4.34%	£546.79	7.49%	£0	Fixed	7.0% APRC	26m	26m	£12,823	20175	313	0	TSB Bank
4.64%	£563.25	7.49%	£0	Fixed	7.1% APRC	26m	26m	£13,018	63753	42	0	Halifax
4.49%	£555.27	7.49%	£25	Variable	7.1% APRC	24m	24m	£13,051	23233	6	25	Beverley BS

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.24%	£541.18	6.74%	£15	Fixed	6.4% APRC	24m	24m	£12,503	10030	75	15	Nationwide B.Soc
4.25%	£541.74	5.99%	£25	Fixed	5.8% APRC	26m	26m	£12,607	13963	115	25	Barclays
4.34%	£546.79	7.49%	£0	Fixed	7.0% APRC	26m	26m	£12,823	20175	313	0	TSB Bank
4.64%	£563.25	7.49%	£0	Fixed	7.1% APRC	26m	26m	£13,018	63753	42	0	Halifax
4.44%	£552.43	7.74%	£0	Fixed	7.3% APRC	24m	24m	£13,108	1029	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.50%	£555.83	5.99%	£25	Tracker	5.9% APRC	24m	24m	£13,195	64275	115	25	Barclays
4.19%	£538.38	6.74%	£1,014	Tracker	6.5% APRC	24m	0m	£13,435	26745	75	1014	Nationwide B.Soc
4.72%	£568.39	6.99%	£30	Tracker	6.7% APRC	27m	27m	£13,560	65285	207	30	NatWest
4.24%	£541.18	6.49%	£999	Tracker	6.3% APRC	24m	0m	£13,637	21179	344	999	HSBC Intermediary
5.00%	£584.59	7.84%	£35	Tracker	7.5% APRC	24m	0m	£13,940	22467	208	35	Hanley Economic

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 29 Oct 2025 at 04:01 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.