Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	£541.74	£622.75	5.74%	£25	Tracker	5.6% APRC	24m	24m	£12,857	64275	115	25	Barclays
4.69%	£566.67	£667.61	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,115	108589	75	15	Nationwide B.Soc
4.64%	£563.81	£742.18	7.74%	£0	Variable	7.3% APRC	24m	24m	£13,381	6555	156	0	Scottish B.Soc
5.20%	£596.30	£655.01	6.24%	£0	Fixed	6.2% APRC	25m	25m	£13,661	10033	344	0	HSBC Intermediary
4.69%	£566.67	£669.67	6.49%	£0	Tracker	6.4% APRC	25m	0m	£13,699	115284	80	0	Virgin Money

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.20%	£596.30	£655.01	6.24%	£0	Fixed	6.2% APRC	25m	25m	£13,661	10033	344	0	HSBC Intermediary
5.23%	£598.07	£669.85	6.49%	£15	Fixed	6.4% APRC	24m	24m	£13,869	108246	75	15	Nationwide B.Soc
5.20%	£596.30	£626.35	5.74%	£25	Fixed	5.8% APRC	26m	26m	£13,916	113748	115	25	Barclays
5.16%	£593.95	£683.76	6.74%	£30	Fixed	6.6% APRC	26m	26m	£13,935	106653	207	30	NatWest
5.19%	£595.71	£744.72	7.74%	£0	Fixed	7.5% APRC	24m	24m	£14,147	74451	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	£541.74	£622.75	5.74%	£25	Tracker	5.6% APRC	24m	24m	£12,857	64275	115	25	Barclays
4.69%	£566.67	£667.61	6.49%	£15	Tracker	6.3% APRC	24m	0m	£13,115	108589	75	15	Nationwide B.Soc
4.69%	£566.67	£669.67	6.49%	£0	Tracker	6.4% APRC	25m	0m	£13,699	115284	80	0	Virgin Money
5.00%	£584.59	£683.04	6.74%	£30	Tracker	6.6% APRC	26m	26m	£13,710	106701	207	30	NatWest
4.39%	£549.61	£651.83	6.24%	£999	Tracker	6.2% APRC	24m	0m	£13,840	100422	344	999	HSBC Intermediary

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 17 Apr 2026 at 02:05 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.