Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£531.71	£679.04	6.74%	£0	Fixed	6.4% APRC	25m	25m	£11,961	61763	344	0	HSBC Intermediary
4.11%	£533.93	£650.25	6.24%	£25	Fixed	6.0% APRC	25m	25m	£12,419	64451	115	25	Barclays
4.30%	£544.54	£695.32	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,584	49443	75	15	Nationwide B.Soc
4.05%	£530.60	£679.06	6.75%	£0	Fixed	6.4% APRC	26m	26m	£12,709	37966	1	0	Santander
4.29%	£543.98	£739.87	7.74%	£0	Fixed	7.2% APRC	25m	25m	£12,756	60360	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£531.71	£679.04	6.74%	£0	Fixed	6.4% APRC	25m	25m	£11,961	61763	344	0	HSBC Intermediary
4.11%	£533.93	£650.25	6.24%	£25	Fixed	6.0% APRC	25m	25m	£12,419	64451	115	25	Barclays
4.30%	£544.54	£695.32	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,584	49443	75	15	Nationwide B.Soc
4.05%	£530.60	£679.06	6.75%	£0	Fixed	6.4% APRC	26m	26m	£12,709	37966	1	0	Santander
4.29%	£543.98	£739.87	7.74%	£0	Fixed	7.2% APRC	25m	25m	£12,756	60360	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£570.12	£653.35	6.24%	£25	Tracker	6.1% APRC	24m	24m	£13,538	64275	115	25	Barclays
4.44%	£552.43	£695.97	6.99%	£1,014	Tracker	6.8% APRC	24m	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	£555.27	£681.40	6.74%	£999	Tracker	6.6% APRC	24m	0m	£13,825	41960	344	999	HSBC Intermediary
4.97%	£582.84	£712.17	7.24%	£30	Tracker	6.9% APRC	27m	27m	£13,908	64734	207	30	NatWest
5.00%	£584.59	£690.77	6.92%	£8	Tracker	6.6% APRC	26m	26m	£14,103	1960	90	8	Principality

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 02 Aug 2025 at 04:14 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.