Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.40%£550.17£710.727.24%£15Fixed6.9% APRC24m24m£12,719
4.37%£548.48£665.526.49%£35Fixed6.2% APRC26m26m£12,779
4.44%£551.89£665.826.49%£30Fixed6.3% APRC24m24m£13,025
4.49%£555.27£755.607.99%£0Fixed7.5% APRC26m26m£13,026
4.46%£553.56£679.736.74%£0Fixed6.4% APRC28m28m£13,344

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.40%£550.17£710.727.24%£15Fixed6.9% APRC24m24m£12,719
4.37%£548.48£665.526.49%£35Fixed6.2% APRC26m26m£12,779
4.44%£551.89£665.826.49%£30Fixed6.3% APRC24m24m£13,025
4.49%£555.27£755.607.99%£0Fixed7.5% APRC26m26m£13,026
4.46%£553.56£679.736.74%£0Fixed6.4% APRC28m28m£13,344

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
5.00%£584.59£668.916.49%£35Tracker6.4% APRC24m24m£13,895
4.69%£566.67£712.067.24%£1,014Tracker7.1% APRC24m0m£14,114
4.74%£569.54£682.506.74%£999Tracker6.6% APRC24m0m£14,168
5.22%£597.48£728.437.49%£30Tracker7.2% APRC27m27m£14,359
4.60%£561.52£682.486.75%£999Tracker6.6% APRC24m0m£14,450

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 30 Apr 2025 at 03:39 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.