Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.31%	£545.10	£679.77	6.74%	£0	Fixed	6.4% APRC	26m	26m	£12,282	22047	344	0	HSBC Intermediary
4.39%	£549.61	£695.74	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,706	14997	75	15	Nationwide B.Soc
4.38%	£548.51	£651.09	6.24%	£30	Fixed	6.0% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.26%	£542.30	£680.11	6.75%	£0	Fixed	6.4% APRC	26m	26m	£12,990	33777	1	0	Santander
4.64%	£563.81	£757.56	7.99%	£0	Fixed	7.6% APRC	24m	24m	£13,381	21051	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.31%	£545.10	£679.77	6.74%	£0	Fixed	6.4% APRC	26m	26m	£12,282	22047	344	0	HSBC Intermediary
4.39%	£549.61	£695.74	6.99%	£15	Fixed	6.7% APRC	24m	24m	£12,706	14997	75	15	Nationwide B.Soc
4.38%	£548.51	£651.09	6.24%	£30	Fixed	6.0% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.26%	£542.30	£680.11	6.75%	£0	Fixed	6.4% APRC	26m	26m	£12,990	33777	1	0	Santander
4.64%	£563.81	£757.56	7.99%	£0	Fixed	7.6% APRC	24m	24m	£13,381	21051	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£570.12	£653.35	6.24%	£35	Tracker	6.1% APRC	24m	24m	£13,548	27684	115	35	Barclays
4.44%	£552.43	£695.97	6.99%	£1,014	Tracker	6.8% APRC	24m	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	£555.27	£681.40	6.74%	£999	Tracker	6.6% APRC	24m	0m	£13,825	41960	344	999	HSBC Intermediary
4.97%	£582.84	£712.17	7.24%	£30	Tracker	6.9% APRC	27m	27m	£14,008	8413	207	30	NatWest
4.50%	£555.83	£682.03	6.75%	£999	Tracker	6.6% APRC	24m	0m	£14,314	22411	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Jun 2025 at 03:54 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.