Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
4.72%£567.83£795.528.74%£30Fixed7.8% APRC36m36m£19,972
4.84%£575.31£751.987.99%£15Fixed7.3% APRC36m36m£20,291
4.57%£559.26£792.088.74%£0Fixed7.7% APRC39m39m£21,065
4.87%£577.04£754.078.04%£510Fixed7.4% APRC38m38m£21,178
4.94%£581.10£692.696.99%£0Fixed6.5% APRC40m40m£21,261

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
4.72%£567.83£795.528.74%£30Fixed7.8% APRC36m36m£19,972
4.84%£575.31£751.987.99%£15Fixed7.3% APRC36m36m£20,291
4.57%£559.26£792.088.74%£0Fixed7.7% APRC39m39m£21,065
4.87%£577.04£754.078.04%£510Fixed7.4% APRC38m38m£21,178
4.94%£581.10£692.696.99%£0Fixed6.5% APRC40m40m£21,261

Initial RateInitial PaymentReverting PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge3 Year Total Cost
5.85%£635.16£792.448.74%£1,034Tracker7.8% APRC60m0m£23,730
6.14%£652.89£652.896.14%£999Tracker6.4% APRC0m0m£24,603
7.44%£735.09£735.097.44%£1,495Tracker7.9% APRC0m24m£28,083
8.00%£771.82£771.828.00%£1,285Tracker8.5% APRC0m0m£29,246

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 29 Mar 2024 at 02:49 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.