Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.42%	£551.30	£651.36	6.24%	£0	Fixed	6.0% APRC	26m	26m	£12,581	66987	344	0	HSBC Intermediary
4.49%	£555.27	£666.75	6.49%	£15	Fixed	6.3% APRC	24m	24m	£12,841	37210	75	15	Nationwide B.Soc
4.25%	£541.74	£622.75	5.74%	£25	Tracker	5.6% APRC	24m	24m	£12,857	64275	115	25	Barclays
4.38%	£549.04	£680.11	6.74%	£30	Fixed	6.4% APRC	26m	26m	£12,857	79180	207	30	NatWest
4.19%	£538.38	£665.23	6.50%	£0	Fixed	6.2% APRC	26m	26m	£12,896	47965	1	0	Santander

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.42%	£551.30	£651.36	6.24%	£0	Fixed	6.0% APRC	26m	26m	£12,581	66987	344	0	HSBC Intermediary
4.49%	£555.27	£666.75	6.49%	£15	Fixed	6.3% APRC	24m	24m	£12,841	37210	75	15	Nationwide B.Soc
4.38%	£549.04	£680.11	6.74%	£30	Fixed	6.4% APRC	26m	26m	£12,857	79180	207	30	NatWest
4.19%	£538.38	£665.23	6.50%	£0	Fixed	6.2% APRC	26m	26m	£12,896	47965	1	0	Santander
4.59%	£560.95	£741.94	7.74%	£0	Fixed	7.3% APRC	24m	24m	£13,313	62575	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.25%	£541.74	£622.75	5.74%	£25	Tracker	5.6% APRC	24m	24m	£12,857	64275	115	25	Barclays
3.94%	£524.53	£664.29	6.49%	£1,014	Tracker	6.3% APRC	24m	0m	£13,103	51138	75	1014	Nationwide B.Soc
4.57%	£559.81	£681.03	6.74%	£30	Tracker	6.5% APRC	26m	26m	£13,115	78166	207	30	NatWest
3.99%	£527.28	£650.08	6.24%	£999	Tracker	6.1% APRC	24m	0m	£13,304	32156	344	999	HSBC Intermediary
3.94%	£524.53	£665.72	6.49%	£999	Tracker	6.3% APRC	26m	0m	£13,687	9106	80	999	Virgin Money

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 16 Mar 2026 at 01:55 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.