Best Buys

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.26%	£542.30	£664.99	6.49%	£0	Fixed	6.2% APRC	26m	26m	£12,365	47210	344	0	HSBC Intermediary
4.30%	£544.54	£680.55	6.74%	£15	Fixed	6.4% APRC	24m	24m	£12,584	19915	75	15	Nationwide B.Soc
4.38%	£548.51	£636.78	5.99%	£30	Fixed	5.8% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.44%	£552.43	£756.58	7.99%	£0	Fixed	7.5% APRC	24m	24m	£13,108	1029	156	0	Scottish B.Soc
4.50%	£555.83	£637.96	5.99%	£25	Tracker	5.9% APRC	24m	24m	£13,195	64275	115	25	Barclays

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.26%	£542.30	£664.99	6.49%	£0	Fixed	6.2% APRC	26m	26m	£12,365	47210	344	0	HSBC Intermediary
4.30%	£544.54	£680.55	6.74%	£15	Fixed	6.4% APRC	24m	24m	£12,584	19915	75	15	Nationwide B.Soc
4.38%	£548.51	£636.78	5.99%	£30	Fixed	5.8% APRC	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.44%	£552.43	£756.58	7.99%	£0	Fixed	7.5% APRC	24m	24m	£13,108	1029	156	0	Scottish B.Soc
4.39%	£549.61	£702.32	7.24%	£530	Fixed	6.6% APRC	26m	26m	£13,311	40497	360	530	Accord Mortgages

Initial Rate	Initial Payment	Reverting Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.50%	£555.83	£637.96	5.99%	£25	Tracker	5.9% APRC	24m	24m	£13,195	64275	115	25	Barclays
4.19%	£538.38	£680.05	6.74%	£1,014	Tracker	6.5% APRC	24m	0m	£13,435	26745	75	1014	Nationwide B.Soc
4.72%	£568.39	£696.09	6.99%	£30	Tracker	6.7% APRC	27m	27m	£13,560	19946	207	30	NatWest
4.24%	£541.18	£665.65	6.49%	£999	Tracker	6.3% APRC	24m	0m	£13,637	21179	344	999	HSBC Intermediary
4.25%	£541.74	£680.91	6.75%	£999	Tracker	6.6% APRC	24m	0m	£13,976	54867	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 15 Sep 2025 at 03:55 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.