Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.87%	£2,296.63	7.99%	£1,019	Fixed	7.0% APRC	24m	0m	£55,988	38755	198	1019	Furness B.Soc
3.47%	£2,744.59	6.30%	£18	Fixed	5.9% APRC	24m	24m	£65,968	4510	220	18	Kensington
3.96%	£2,890.97	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,487	842	115	1024	Barclays
3.96%	£2,888.27	7.24%	£1,599	Tracker	6.8% APRC	26m	0m	£70,917	107213	42	1599	Halifax
4.09%	£2,930.50	4.09%	£1,100	Variable	4.2% APRC	0m	24m	£71,432	27376	48	1100	Ecology B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.87%	£2,296.63	7.99%	£1,019	Fixed	7.0% APRC	24m	0m	£55,988	38755	198	1019	Furness B.Soc
3.47%	£2,744.59	6.30%	£18	Fixed	5.9% APRC	24m	24m	£65,968	4510	220	18	Kensington
4.55%	£3,069.69	7.24%	£1,099	Fixed	6.9% APRC	26m	26m	£74,522	32871	42	1099	Halifax
4.50%	£3,057.08	6.49%	£1,514	Fixed	6.3% APRC	24m	24m	£74,884	1107	75	1514	Nationwide B.Soc
4.83%	£3,161.01	6.94%	£1,010	Fixed	6.7% APRC	26m	26m	£77,069	4999	628	1010	Bank of Ireland

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£2,890.97	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,487	842	115	1024	Barclays
3.96%	£2,888.27	7.24%	£1,599	Tracker	6.8% APRC	26m	0m	£70,917	107213	42	1599	Halifax
4.14%	£2,945.79	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,713	25155	75	1014	Nationwide B.Soc
4.24%	£2,976.48	6.49%	£1,024	Tracker	6.3% APRC	27m	0m	£72,559	29223	80	1024	Virgin Money
4.39%	£3,022.84	6.24%	£1,016	Tracker	6.1% APRC	24m	0m	£73,214	99645	344	1016	HSBC Intermediary

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 30 Apr 2026 at 01:51 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.