Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	£2,001.47	8.09%	£1,019	Fixed	6.8% APRC	24m	0m	£48,904	5728	198	1019	Furness B.Soc
2.46%	£2,456.33	7.34%	£20	Fixed	6.5% APRC	26m	26m	£59,047	34017	803	20	Leek BuildingSociety
2.79%	£2,548.49	6.50%	£18	Fixed	5.9% APRC	24m	24m	£61,262	4796	220	18	Kensington
3.56%	£2,771.16	6.24%	£1,016	Fixed	5.9% APRC	25m	25m	£67,174	42874	344	1016	HSBC Intermediary
3.57%	£2,771.65	7.24%	£1,099	Fixed	6.7% APRC	26m	26m	£67,369	28619	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.71%	£2,001.47	8.09%	£1,019	Fixed	6.8% APRC	24m	0m	£48,904	5728	198	1019	Furness B.Soc
2.46%	£2,456.33	7.34%	£20	Fixed	6.5% APRC	26m	26m	£59,047	34017	803	20	Leek BuildingSociety
2.79%	£2,548.49	6.50%	£18	Fixed	5.9% APRC	24m	24m	£61,262	4796	220	18	Kensington
3.56%	£2,771.16	6.24%	£1,016	Fixed	5.9% APRC	25m	25m	£67,174	42874	344	1016	HSBC Intermediary
3.57%	£2,771.65	7.24%	£1,099	Fixed	6.7% APRC	26m	26m	£67,369	28619	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	£2,884.91	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£69,904	24286	344	1016	HSBC Intermediary
3.89%	£2,869.80	6.50%	£999	Tracker	6.2% APRC	24m	0m	£70,099	37382	1	999	Santander
3.86%	£2,858.12	7.24%	£1,599	Tracker	6.7% APRC	26m	0m	£70,194	26602	42	1599	Halifax
3.94%	£2,884.91	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£70,252	12556	75	1014	Nationwide B.Soc
3.96%	£2,890.97	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,487	64263	115	1024	Barclays

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 18 Jan 2026 at 03:23 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.