Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.94%	£2,591.12	7.99%	£1,019	Fixed	7.2% APRC	24m	0m	£63,056	11746	198	1019	Furness B.Soc
3.67%	£2,803.83	6.45%	£18	Fixed	6.1% APRC	24m	24m	£67,390	5440	220	18	Kensington
3.99%	£2,900.07	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,706	27708	115	1024	Barclays
3.99%	£2,897.35	7.24%	£1,599	Tracker	6.8% APRC	26m	0m	£71,135	17177	42	1599	Halifax
4.09%	£2,930.50	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,346	48902	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.94%	£2,591.12	7.99%	£1,019	Fixed	7.2% APRC	24m	0m	£63,056	11746	198	1019	Furness B.Soc
3.67%	£2,803.83	6.45%	£18	Fixed	6.1% APRC	24m	24m	£67,390	5440	220	18	Kensington
4.78%	£3,142.01	7.24%	£1,099	Fixed	6.9% APRC	26m	26m	£76,507	16508	42	1099	Halifax
5.08%	£3,240.93	5.74%	£25	Fixed	5.8% APRC	26m	26m	£77,887	27738	115	25	Barclays
5.04%	£3,228.08	7.99%	£1,010	Fixed	7.7% APRC	24m	24m	£78,484	50613	71	1010	Monmouthshire

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.99%	£2,900.07	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,706	27708	115	1024	Barclays
3.99%	£2,897.35	7.24%	£1,599	Tracker	6.8% APRC	26m	0m	£71,135	17177	42	1599	Halifax
4.09%	£2,930.50	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,346	48902	75	1014	Nationwide B.Soc
4.15%	£2,948.85	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£71,438	67198	344	1016	HSBC Intermediary
4.08%	£2,927.45	6.50%	£999	Tracker	6.2% APRC	24m	0m	£71,483	39564	1	999	Santander

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 28 Oct 2026 at 02:29 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.