Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.96%	£2,062.93	7.99%	£1,019	Fixed	6.8% APRC	24m	0m	£50,379	59393	198	1019	Furness B.Soc
3.17%	£2,657.05	6.30%	£18	Fixed	5.9% APRC	24m	24m	£63,867	84034	220	18	Kensington
3.83%	£2,851.73	6.50%	£999	Fixed	6.1% APRC	26m	26m	£69,416	13954	1	999	Santander
3.85%	£2,857.74	6.49%	£1,514	Fixed	6.2% APRC	24m	24m	£70,100	10863	75	1514	Nationwide B.Soc
3.99%	£2,900.07	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,268	10138	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.96%	£2,062.93	7.99%	£1,019	Fixed	6.8% APRC	24m	0m	£50,379	59393	198	1019	Furness B.Soc
3.17%	£2,657.05	6.30%	£18	Fixed	5.9% APRC	24m	24m	£63,867	84034	220	18	Kensington
3.83%	£2,851.73	6.50%	£999	Fixed	6.1% APRC	26m	26m	£69,416	13954	1	999	Santander
3.85%	£2,857.74	6.49%	£1,514	Fixed	6.2% APRC	24m	24m	£70,100	10863	75	1514	Nationwide B.Soc
4.01%	£2,906.14	6.24%	£1,016	Fixed	6.0% APRC	26m	26m	£70,413	62631	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.94%	£2,884.91	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£70,252	12556	75	1014	Nationwide B.Soc
3.99%	£2,900.07	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,268	10138	344	1016	HSBC Intermediary
4.01%	£2,906.14	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,851	36404	115	1024	Barclays
3.96%	£2,888.27	7.24%	£1,599	Tracker	6.7% APRC	27m	0m	£70,917	6787	42	1599	Halifax
4.04%	£2,915.26	6.74%	£1,025	Tracker	6.4% APRC	26m	26m	£70,991	77814	207	1025	NatWest

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Mar 2026 at 01:50 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.