LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
0.50%£1,950.687.24%£1,020Fixed6.1% APRC26m26m£47,935
1.30%£2,148.428.24%£1,019Fixed6.7% APRC24m0m£52,431
2.95%£2,593.887.00%£18Fixed6.4% APRC24m24m£62,351
3.10%£2,636.867.84%£20Fixed7.1% APRC25m25m£63,380
3.88%£2,866.787.49%£1,025Fixed6.9% APRC26m26m£69,828

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
0.50%£1,950.687.24%£1,020Fixed6.1% APRC26m26m£47,935
1.30%£2,148.428.24%£1,019Fixed6.7% APRC24m0m£52,431
2.95%£2,593.887.00%£18Fixed6.4% APRC24m24m£62,351
3.10%£2,636.867.84%£20Fixed7.1% APRC25m25m£63,380
3.88%£2,866.787.49%£1,025Fixed6.9% APRC26m26m£69,828

LenderInitial RateInitial PaymentReverting RateTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total Cost
4.44%£3,038.386.74%£1,016Tracker6.5% APRC24m0m£73,437
4.39%£3,022.846.75%£999Tracker6.5% APRC24m0m£73,772
4.36%£3,010.627.99%£1,599Tracker7.4% APRC28m0m£73,854
4.44%£3,038.387.24%£1,014Tracker6.9% APRC24m0m£73,935
4.46%£3,044.606.24%£1,034Tracker6.1% APRC24m0m£74,184

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 09 May 2025 at 03:23 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.