Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.68%	£2,517.64	7.99%	£1,019	Fixed	7.2% APRC	24m	0m	£61,292	16871	198	1019	Furness B.Soc
3.12%	£2,642.62	6.45%	£18	Fixed	6.0% APRC	24m	24m	£63,521	86576	220	18	Kensington
4.05%	£2,918.31	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,705	23064	344	1016	HSBC Intermediary
3.99%	£2,900.07	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,706	27708	115	1024	Barclays
4.09%	£2,930.50	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,346	26926	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
2.68%	£2,517.64	7.99%	£1,019	Fixed	7.2% APRC	24m	0m	£61,292	16871	198	1019	Furness B.Soc
3.12%	£2,642.62	6.45%	£18	Fixed	6.0% APRC	24m	24m	£63,521	86576	220	18	Kensington
4.42%	£3,029.21	7.24%	£1,099	Fixed	6.9% APRC	26m	26m	£73,800	3611	42	1099	Halifax
4.54%	£3,069.58	6.49%	£1,514	Fixed	6.3% APRC	24m	24m	£75,184	25796	75	1514	Nationwide B.Soc
4.73%	£3,129.32	5.74%	£25	Fixed	5.7% APRC	26m	26m	£75,209	3027	115	25	Barclays

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.05%	£2,918.31	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,705	23064	344	1016	HSBC Intermediary
3.99%	£2,900.07	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,706	27708	115	1024	Barclays
4.09%	£2,930.50	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,346	26926	75	1014	Nationwide B.Soc
4.06%	£2,918.60	7.24%	£1,599	Tracker	6.8% APRC	26m	0m	£71,645	5438	42	1599	Halifax
4.14%	£2,945.79	6.29%	£995	Tracker	6.1% APRC	24m	0m	£71,694	76312	140	995	Skipton B.Society

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 30 Jul 2026 at 02:04 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.