Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	£1,950.68	6.99%	£1,020	Fixed	5.9% APRC	26m	26m	£47,935	13209	80	1020	Virgin Money
1.19%	£2,120.52	8.24%	£1,019	Fixed	6.7% APRC	24m	0m	£51,761	2730	198	1019	Furness B.Soc
2.77%	£2,542.84	7.59%	£20	Fixed	6.8% APRC	26m	26m	£61,123	67447	803	20	Leek BuildingSociety
2.95%	£2,593.88	6.75%	£18	Fixed	6.2% APRC	24m	24m	£62,351	63585	220	18	Kensington
3.99%	£2,900.07	6.74%	£1,016	Fixed	6.4% APRC	26m	26m	£70,118	19661	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	£1,950.68	6.99%	£1,020	Fixed	5.9% APRC	26m	26m	£47,935	13209	80	1020	Virgin Money
1.19%	£2,120.52	8.24%	£1,019	Fixed	6.7% APRC	24m	0m	£51,761	2730	198	1019	Furness B.Soc
2.77%	£2,542.84	7.59%	£20	Fixed	6.8% APRC	26m	26m	£61,123	67447	803	20	Leek BuildingSociety
2.95%	£2,593.88	6.75%	£18	Fixed	6.2% APRC	24m	24m	£62,351	63585	220	18	Kensington
3.99%	£2,900.07	6.74%	£1,016	Fixed	6.4% APRC	26m	26m	£70,118	19661	344	1016	HSBC Intermediary

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.44%	£3,038.38	6.74%	£1,016	Tracker	6.5% APRC	24m	0m	£73,437	39410	344	1016	HSBC Intermediary
4.39%	£3,022.84	6.75%	£999	Tracker	6.5% APRC	24m	0m	£73,772	35061	1	999	Santander
4.36%	£3,010.62	7.74%	£1,599	Tracker	7.2% APRC	27m	0m	£73,854	71069	42	1599	Halifax
4.44%	£3,038.38	6.99%	£1,014	Tracker	6.7% APRC	24m	0m	£73,935	14848	75	1014	Nationwide B.Soc
4.46%	£3,044.60	6.24%	£1,034	Tracker	6.1% APRC	24m	0m	£74,184	25403	115	1034	Barclays

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 20 Jun 2025 at 03:50 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.