Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	£1,950.68	6.74%	£1,020	Fixed	5.8% APRC	25m	25m	£47,935	31630	80	1020	Virgin Money
1.09%	£2,095.36	8.09%	£1,019	Fixed	6.6% APRC	24m	0m	£51,158	45274	198	1019	Furness B.Soc
2.35%	£2,426.05	6.60%	£18	Fixed	5.9% APRC	24m	24m	£58,323	33628	220	18	Kensington
2.77%	£2,542.84	7.34%	£20	Fixed	6.5% APRC	27m	27m	£63,716	56625	803	20	Leek BuildingSociety
3.87%	£2,861.12	7.49%	£1,099	Fixed	6.9% APRC	26m	26m	£69,516	13168	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
0.50%	£1,950.68	6.74%	£1,020	Fixed	5.8% APRC	25m	25m	£47,935	31630	80	1020	Virgin Money
1.09%	£2,095.36	8.09%	£1,019	Fixed	6.6% APRC	24m	0m	£51,158	45274	198	1019	Furness B.Soc
2.35%	£2,426.05	6.60%	£18	Fixed	5.9% APRC	24m	24m	£58,323	33628	220	18	Kensington
2.77%	£2,542.84	7.34%	£20	Fixed	6.5% APRC	27m	27m	£63,716	56625	803	20	Leek BuildingSociety
3.87%	£2,861.12	7.49%	£1,099	Fixed	6.9% APRC	26m	26m	£69,516	13168	42	1099	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.19%	£2,961.11	6.49%	£1,016	Tracker	6.2% APRC	24m	0m	£71,733	12498	344	1016	HSBC Intermediary
4.14%	£2,945.79	6.75%	£999	Tracker	6.4% APRC	24m	0m	£71,923	24659	1	999	Santander
4.11%	£2,933.83	7.49%	£1,599	Tracker	7.0% APRC	26m	0m	£72,011	59076	42	1599	Halifax
4.19%	£2,961.11	6.74%	£1,014	Tracker	6.4% APRC	24m	0m	£72,081	28781	75	1014	Nationwide B.Soc
4.21%	£2,967.25	5.99%	£1,024	Tracker	5.8% APRC	24m	0m	£72,318	64263	115	1024	Barclays

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 16 Oct 2025 at 03:56 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.