Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£2,677.43	7.99%	£1,019	Fixed	7.3% APRC	24m	0m	£65,127	95202	198	1019	Furness B.Soc
3.37%	£2,715.23	6.45%	£18	Fixed	6.0% APRC	24m	24m	£65,264	23155	220	18	Kensington
4.05%	£2,918.31	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,705	63003	344	1016	HSBC Intermediary
3.99%	£2,900.07	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,706	27708	115	1024	Barclays
4.09%	£2,930.50	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,346	26926	75	1014	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.24%	£2,677.43	7.99%	£1,019	Fixed	7.3% APRC	24m	0m	£65,127	95202	198	1019	Furness B.Soc
3.37%	£2,715.23	6.45%	£18	Fixed	6.0% APRC	24m	24m	£65,264	23155	220	18	Kensington
4.59%	£3,085.24	6.24%	£1,016	Fixed	6.1% APRC	25m	25m	£74,712	45024	344	1016	HSBC Intermediary
4.52%	£3,063.33	6.50%	£1,499	Fixed	6.3% APRC	26m	26m	£74,994	5291	1	1499	Santander
4.59%	£3,085.24	7.99%	£1,010	Fixed	7.6% APRC	24m	24m	£75,056	26538	71	1010	Monmouthshire

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.05%	£2,918.31	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,705	63003	344	1016	HSBC Intermediary
3.99%	£2,900.07	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,706	27708	115	1024	Barclays
4.09%	£2,930.50	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,346	26926	75	1014	Nationwide B.Soc
4.10%	£2,933.56	6.74%	£1,025	Tracker	6.4% APRC	26m	26m	£71,430	94427	207	1025	NatWest
4.08%	£2,927.45	6.50%	£999	Tracker	6.2% APRC	24m	0m	£71,483	13011	1	999	Santander

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 12 Sep 2026 at 02:05 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.