Best Buys

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.87%	£2,296.63	7.99%	£1,019	Fixed	7.0% APRC	24m	0m	£55,988	38755	198	1019	Furness B.Soc
3.42%	£2,729.89	6.45%	£18	Fixed	6.0% APRC	24m	24m	£65,615	58907	220	18	Kensington
3.96%	£2,890.97	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,487	842	115	1024	Barclays
4.05%	£2,918.31	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,705	23064	344	1016	HSBC Intermediary
3.96%	£2,888.27	7.24%	£1,599	Tracker	6.7% APRC	27m	0m	£70,917	12774	42	1599	Halifax

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
1.87%	£2,296.63	7.99%	£1,019	Fixed	7.0% APRC	24m	0m	£55,988	38755	198	1019	Furness B.Soc
3.42%	£2,729.89	6.45%	£18	Fixed	6.0% APRC	24m	24m	£65,615	58907	220	18	Kensington
4.38%	£3,019.74	6.24%	£1,016	Fixed	6.0% APRC	25m	25m	£73,140	22833	344	1016	HSBC Intermediary
4.44%	£3,038.38	7.24%	£995	Fixed	6.9% APRC	26m	26m	£73,666	71743	313	995	TSB Bank
4.35%	£3,010.44	6.49%	£1,514	Fixed	6.3% APRC	24m	24m	£73,765	38763	75	1514	Nationwide B.Soc

Initial Rate	Initial Payment	Reverting Rate	Total Fees	Type	Overall Cost for Comparison	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
3.96%	£2,890.97	5.74%	£1,024	Tracker	5.6% APRC	24m	0m	£70,487	842	115	1024	Barclays
4.05%	£2,918.31	6.24%	£1,016	Tracker	6.0% APRC	24m	0m	£70,705	23064	344	1016	HSBC Intermediary
3.96%	£2,888.27	7.24%	£1,599	Tracker	6.7% APRC	27m	0m	£70,917	12774	42	1599	Halifax
4.09%	£2,930.50	7.74%	£1,034	Tracker	7.2% APRC	27m	0m	£71,630	73416	57	1034	Leeds B Society
4.14%	£2,945.79	6.49%	£1,014	Tracker	6.2% APRC	24m	0m	£71,713	25155	75	1014	Nationwide B.Soc

This table is based on a residential property value of £999,999 and a mortgage secured against that property of £550,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).

Source: Mortgage Brain. This information was last revised on 14 Jun 2026 at 01:46 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.