Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.42%£551.306.24%£651.36£0Fixed6.0% APRC£12,581
4.25%£541.745.74%£622.75£25Tracker5.6% APRC£12,857
3.94%£524.536.49%£664.29£1,014Tracker6.3% APRC£13,103
4.57%£559.816.74%£681.03£30Tracker6.5% APRC£13,115
4.59%£560.957.74%£741.94£0Fixed7.3% APRC£13,313

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.42%£551.306.24%£651.36£0Fixed6.0% APRC£12,581
4.79%£572.426.49%£668.04£15Fixed6.3% APRC£13,253
4.59%£560.957.74%£741.94£0Fixed7.3% APRC£13,313
4.73%£568.976.74%£681.79£30Fixed6.5% APRC£13,335
4.79%£572.427.24%£711.69£0Fixed6.9% APRC£13,438

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.25%£541.745.74%£622.75£25Tracker5.6% APRC£12,857
3.94%£524.536.49%£664.29£1,014Tracker6.3% APRC£13,103
4.57%£559.816.74%£681.03£30Tracker6.5% APRC£13,115
3.99%£527.286.24%£650.08£999Tracker6.1% APRC£13,304
3.94%£524.536.49%£665.72£999Tracker6.3% APRC£13,687

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Mar 2026 at 01:55 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.