Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.24%£541.186.74%£680.27£15Fixed6.4% APRC£12,503
4.25%£541.745.99%£636.62£25Fixed5.8% APRC£12,607
4.22%£540.066.99%£694.00£30Fixed6.6% APRC£12,641
4.35%£547.356.80%£680.31£8Fixed6.3% APRC£12,709
4.29%£543.987.49%£724.71£0Fixed7.0% APRC£12,756

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.24%£541.186.74%£680.27£15Fixed6.4% APRC£12,503
4.25%£541.745.99%£636.62£25Fixed5.8% APRC£12,607
4.22%£540.066.99%£694.00£30Fixed6.6% APRC£12,641
4.35%£547.356.80%£680.31£8Fixed6.3% APRC£12,709
4.29%£543.987.49%£724.71£0Fixed7.0% APRC£12,756

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.50%£555.835.99%£637.96£25Tracker5.9% APRC£13,195
4.72%£568.396.99%£696.47£30Tracker6.7% APRC£13,321
4.19%£538.386.74%£680.05£1,014Tracker6.5% APRC£13,435
4.65%£564.386.80%£681.76£8Tracker6.4% APRC£13,618
4.24%£541.186.49%£665.65£999Tracker6.3% APRC£13,637

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 03 Nov 2025 at 02:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.