Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.11%£533.935.99%£635.99£25Fixed5.8% APRC£12,419
4.30%£544.546.74%£680.55£15Fixed6.4% APRC£12,584
4.38%£548.515.99%£636.78£30Fixed5.8% APRC£12,944
4.07%£531.716.74%£678.12£0Fixed6.3% APRC£12,968
4.44%£552.437.99%£756.58£0Fixed7.5% APRC£13,108

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.11%£533.935.99%£635.99£25Fixed5.8% APRC£12,419
4.30%£544.546.74%£680.55£15Fixed6.4% APRC£12,584
4.38%£548.515.99%£636.78£30Fixed5.8% APRC£12,944
4.07%£531.716.74%£678.12£0Fixed6.3% APRC£12,968
4.44%£552.437.99%£756.58£0Fixed7.5% APRC£13,108

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for Comparison2 Year Total Cost
4.50%£555.835.99%£637.96£25Tracker5.9% APRC£13,195
4.19%£538.386.74%£680.05£1,014Tracker6.5% APRC£13,435
4.72%£568.396.99%£696.09£30Tracker6.7% APRC£13,560
4.24%£541.186.74%£680.27£999Tracker6.5% APRC£13,637
4.25%£541.746.75%£680.91£999Tracker6.6% APRC£13,976

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 26 Aug 2025 at 03:44 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.