Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	Fixed	£536.15	6.74%	£674.51	36m	£15	6.2%	36m	£18,816	3374	75	15	Nationwide B.Soc
4.24%	Fixed	£541.18	7.49%	£717.03	38m	£0	6.7%	38m	£19,182	3211	313	0	TSB Bank
3.90%	Fixed	£522.33	5.99%	£631.14	36m	£1,024	5.7%	36m	£19,558	41022	115	1024	Barclays
4.18%	Fixed	£537.83	7.74%	£731.08	38m	£35	6.9%	38m	£19,661	18178	57	35	Leeds B Society
4.24%	Fixed	£541.18	7.19%	£699.77	38m	£15	6.5%	38m	£19,692	26863	628	15	Bank of Ireland

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.15%	Fixed	£536.15	6.74%	£674.51	36m	£15	6.2%	36m	£18,816	3374	75	15	Nationwide B.Soc
4.24%	Fixed	£541.18	7.49%	£717.03	38m	£0	6.7%	38m	£19,182	3211	313	0	TSB Bank
3.90%	Fixed	£522.33	5.99%	£631.14	36m	£1,024	5.7%	36m	£19,558	41022	115	1024	Barclays
4.18%	Fixed	£537.83	7.74%	£731.08	38m	£35	6.9%	38m	£19,661	18178	57	35	Leeds B Society
4.24%	Fixed	£541.18	7.19%	£699.77	38m	£15	6.5%	38m	£19,692	26863	628	15	Bank of Ireland

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.60%	Tracker	£561.52	5.99%	£629.99	60m	£1,024	5.6%	0m	£21,069	64289	115	1024	Barclays
4.59%	Tracker	£560.95	4.59%	£560.95	0m	£999	4.8%	0m	£21,293	13108	474	999	Co-operative Bank
5.96%	Tracker	£643.24	5.96%	£643.24	0m	£0	6.2%	0m	£23,282	10124	661	0	Danske Bank
6.19%	Tracker	£655.97	6.19%	£655.97	0m	£1,730	6.6%	24m	£25,470	3216	1097	1730	United Trust Bank
6.45%	Tracker	£672.09	6.45%	£672.09	0m	£1,729	6.8%	0m	£26,099	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 14 Dec 2025 at 02:58 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.