Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.39%	Variable	£549.61	6.00%	£634.87	36m	£0	5.7%	36m	£19,886	38087	76	0	Newbury
4.35%	Tracker	£547.35	5.74%	£614.77	60m	£1,024	5.4%	0m	£20,559	64289	115	1024	Barclays
5.04%	Fixed	£586.92	6.49%	£666.23	36m	£15	6.3%	36m	£20,644	63251	75	15	Nationwide B.Soc
5.09%	Fixed	£589.85	7.24%	£708.79	38m	£0	6.8%	38m	£20,685	25908	313	0	TSB Bank
4.34%	Tracker	£546.79	4.34%	£546.79	0m	£999	4.5%	0m	£20,783	21747	474	999	Co-operative Bank

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.04%	Fixed	£586.92	6.49%	£666.23	36m	£15	6.3%	36m	£20,644	63251	75	15	Nationwide B.Soc
5.09%	Fixed	£589.85	7.24%	£708.79	38m	£0	6.8%	38m	£20,685	25908	313	0	TSB Bank
4.90%	Fixed	£578.78	6.50%	£665.38	38m	£0	6.2%	38m	£20,811	27448	1	0	Santander
5.18%	Fixed	£595.13	6.80%	£682.03	38m	£8	6.4%	38m	£21,498	3702	90	8	Principality
5.09%	Fixed	£589.85	7.74%	£737.96	38m	£35	7.2%	38m	£21,534	69302	57	35	Leeds B Society

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	Tracker	£547.35	5.74%	£614.77	60m	£1,024	5.4%	0m	£20,559	64289	115	1024	Barclays
4.34%	Tracker	£546.79	4.34%	£546.79	0m	£999	4.5%	0m	£20,783	21747	474	999	Co-operative Bank
5.22%	Tracker	£598.74	5.22%	£598.74	0m	£0	5.4%	0m	£21,680	27347	661	0	Danske Bank
5.49%	Discount	£613.49	5.49%	£613.49	0m	£1,289	5.8%	0m	£22,375	42156	48	1289	Ecology B.Soc
5.84%	Tracker	£634.56	5.84%	£634.56	0m	£1,730	6.2%	24m	£24,699	55642	1097	1730	United Trust Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 10 Sep 2026 at 01:57 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.