Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	Fixed	£535.09	6.24%	£645.77	36m	£30	5.8%	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	Fixed	£543.98	6.99%	£689.69	36m	£15	6.4%	36m	£19,098	59731	75	15	Nationwide B.Soc
4.32%	Fixed	£545.14	7.74%	£731.36	38m	£0	6.9%	38m	£19,375	39149	42	0	Halifax
4.39%	Fixed	£549.61	7.74%	£732.72	38m	£0	6.9%	38m	£19,486	51725	313	0	TSB Bank
4.31%	Fixed	£545.10	6.75%	£675.33	38m	£0	6.2%	38m	£19,599	15376	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.14%	Fixed	£535.09	6.24%	£645.77	36m	£30	5.8%	36m	£19,043	31791	1369	30	MPowered Mtgs Resi
4.29%	Fixed	£543.98	6.99%	£689.69	36m	£15	6.4%	36m	£19,098	59731	75	15	Nationwide B.Soc
4.32%	Fixed	£545.14	7.74%	£731.36	38m	£0	6.9%	38m	£19,375	39149	42	0	Halifax
4.39%	Fixed	£549.61	7.74%	£732.72	38m	£0	6.9%	38m	£19,486	51725	313	0	TSB Bank
4.31%	Fixed	£545.10	6.75%	£675.33	38m	£0	6.2%	38m	£19,599	15376	1	0	Santander

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.85%	Tracker	£575.88	6.24%	£645.38	60m	£1,034	5.9%	0m	£21,596	28644	115	1034	Barclays
4.84%	Tracker	£575.31	4.84%	£575.31	0m	£999	5.1%	0m	£21,810	31534	474	999	Co-operative Bank
6.21%	Tracker	£658.61	6.21%	£658.61	0m	£0	6.4%	0m	£23,835	10124	661	0	Danske Bank
6.44%	Tracker	£671.46	6.44%	£671.46	0m	£1,730	6.8%	24m	£26,028	3216	1097	1730	United Trust Bank
6.70%	Tracker	£687.76	6.70%	£687.76	0m	£1,729	7.1%	0m	£26,663	12182	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 11 Jul 2025 at 03:27 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.