Best Buys

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	Fixed	£550.17	6.49%	£662.13	36m	£15	6.1%	36m	£19,321	72435	75	15	Nationwide B.Soc
4.34%	Fixed	£546.79	6.50%	£661.55	38m	£0	6.0%	38m	£19,659	48751	1	0	Santander
3.99%	Variable	£527.28	6.00%	£632.28	36m	£850	5.7%	36m	£19,932	2768	76	850	Newbury
4.15%	Fixed	£541.92	6.60%	£664.44	61m	£30	5.8%	61m	£20,016	50748	267	30	AIB
4.79%	Fixed	£572.42	7.24%	£706.68	38m	£0	6.7%	38m	£20,307	21039	313	0	TSB Bank

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.40%	Fixed	£550.17	6.49%	£662.13	36m	£15	6.1%	36m	£19,321	72435	75	15	Nationwide B.Soc
4.34%	Fixed	£546.79	6.50%	£661.55	38m	£0	6.0%	38m	£19,659	48751	1	0	Santander
4.15%	Fixed	£541.92	6.60%	£664.44	61m	£30	5.8%	61m	£20,016	50748	267	30	AIB
4.79%	Fixed	£572.42	7.24%	£706.68	38m	£0	6.7%	38m	£20,307	21039	313	0	TSB Bank
4.39%	Fixed	£549.61	6.24%	£639.83	62m	£0	5.6%	62m	£20,809	67056	344	0	HSBC Intermediary

Initial Rate	Type	Initial Payment	Reverting Rate	Reverting Payment	Initial Period (months)	Total Fees	APRC	Early Repayment Charge	3 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.35%	Tracker	£547.35	5.74%	£614.77	60m	£1,024	5.4%	0m	£20,559	64289	115	1024	Barclays
4.64%	Tracker	£563.81	4.64%	£563.81	0m	£999	4.8%	0m	£21,396	13123	474	999	Co-operative Bank
5.71%	Tracker	£628.03	5.71%	£628.03	0m	£0	5.9%	0m	£22,734	10124	661	0	Danske Bank
5.54%	Tracker	£616.48	5.54%	£616.48	0m	£1,730	5.9%	24m	£24,048	41569	1097	1730	United Trust Bank
6.20%	Tracker	£656.58	6.20%	£656.58	0m	£1,729	6.6%	0m	£25,541	39251	957	1729	West One

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 14 Mar 2026 at 01:44 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.