Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.31%	£545.10	6.74%	£679.77	£0	Fixed	6.4%	26m	26m	£12,282	22047	344	0	HSBC Intermediary
4.39%	£549.61	6.99%	£695.74	£15	Fixed	6.7%	24m	24m	£12,706	14997	75	15	Nationwide B.Soc
4.38%	£548.51	6.24%	£651.09	£30	Fixed	6.0%	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.55%	£558.67	7.74%	£741.74	£0	Fixed	7.3%	24m	24m	£13,078	8405	23	0	Progressive B.Soc.
4.64%	£563.81	7.99%	£757.56	£0	Fixed	7.6%	24m	24m	£13,381	7001	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.31%	£545.10	6.74%	£679.77	£0	Fixed	6.4%	26m	26m	£12,282	22047	344	0	HSBC Intermediary
4.39%	£549.61	6.99%	£695.74	£15	Fixed	6.7%	24m	24m	£12,706	14997	75	15	Nationwide B.Soc
4.38%	£548.51	6.24%	£651.09	£30	Fixed	6.0%	24m	24m	£12,944	9650	1369	30	MPowered Mtgs Resi
4.55%	£558.67	7.74%	£741.74	£0	Fixed	7.3%	24m	24m	£13,078	8405	23	0	Progressive B.Soc.
4.64%	£563.81	7.99%	£757.56	£0	Fixed	7.6%	24m	24m	£13,381	7001	156	0	Scottish B.Soc

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.75%	£570.12	6.24%	£653.35	£35	Tracker	6.1%	24m	24m	£13,548	27684	115	35	Barclays
4.44%	£552.43	6.99%	£695.97	£1,014	Tracker	6.8%	24m	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.49%	£555.27	6.74%	£681.40	£999	Tracker	6.6%	24m	0m	£13,825	41960	344	999	HSBC Intermediary
4.97%	£582.84	7.24%	£712.17	£30	Tracker	6.9%	27m	27m	£14,008	8413	207	30	NatWest
4.50%	£555.83	6.75%	£682.03	£999	Tracker	6.6%	24m	0m	£14,314	35571	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 19 Jun 2025 at 03:38 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.