Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£531.71	6.74%	£679.04	£0	Fixed	6.4%	25m	25m	£11,961	61763	344	0	HSBC Intermediary
4.11%	£533.93	5.99%	£635.99	£25	Fixed	5.8%	25m	25m	£12,419	64451	115	25	Barclays
4.30%	£544.54	6.99%	£695.32	£15	Fixed	6.7%	24m	24m	£12,584	49443	75	15	Nationwide B.Soc
4.05%	£530.60	6.75%	£679.06	£0	Fixed	6.4%	26m	26m	£12,709	37966	1	0	Santander
4.29%	£543.98	7.74%	£739.87	£0	Fixed	7.2%	25m	25m	£12,756	60360	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.07%	£531.71	6.74%	£679.04	£0	Fixed	6.4%	25m	25m	£11,961	61763	344	0	HSBC Intermediary
4.11%	£533.93	5.99%	£635.99	£25	Fixed	5.8%	25m	25m	£12,419	64451	115	25	Barclays
4.30%	£544.54	6.99%	£695.32	£15	Fixed	6.7%	24m	24m	£12,584	49443	75	15	Nationwide B.Soc
4.05%	£530.60	6.75%	£679.06	£0	Fixed	6.4%	26m	26m	£12,709	37966	1	0	Santander
4.29%	£543.98	7.74%	£739.87	£0	Fixed	7.2%	25m	25m	£12,756	60360	313	0	TSB Bank

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.50%	£555.83	5.99%	£637.96	£25	Tracker	5.9%	24m	24m	£13,195	64275	115	25	Barclays
4.24%	£541.18	6.74%	£680.27	£999	Tracker	6.5%	24m	0m	£13,487	41960	344	999	HSBC Intermediary
4.44%	£552.43	6.99%	£695.97	£1,014	Tracker	6.8%	24m	0m	£13,772	26745	75	1014	Nationwide B.Soc
4.97%	£582.84	7.24%	£712.17	£30	Tracker	6.9%	27m	27m	£13,908	64734	207	30	NatWest
4.25%	£541.74	6.75%	£680.91	£999	Tracker	6.6%	24m	0m	£13,976	18310	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 10 Aug 2025 at 03:11 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.