Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	£566.67	6.49%	£667.61	£15	Tracker	6.3%	24m	0m	£13,115	34490	75	15	Nationwide B.Soc
4.94%	£581.10	6.24%	£653.71	£0	Fixed	6.1%	26m	26m	£13,296	42319	344	0	HSBC Intermediary
4.64%	£563.81	7.74%	£742.18	£0	Variable	7.3%	24m	24m	£13,381	6555	156	0	Scottish B.Soc
4.91%	£579.36	6.74%	£682.62	£30	Tracker	6.5%	26m	26m	£13,585	20804	207	30	NatWest
4.06%	£531.16	5.74%	£621.95	£1,024	Tracker	5.7%	24m	0m	£13,602	43448	115	1024	Barclays

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.94%	£581.10	6.24%	£653.71	£0	Fixed	6.1%	26m	26m	£13,296	42319	344	0	HSBC Intermediary
5.11%	£591.02	6.49%	£669.37	£15	Fixed	6.4%	24m	24m	£13,699	44685	75	15	Nationwide B.Soc
4.99%	£584.01	7.74%	£743.81	£0	Fixed	7.4%	24m	24m	£13,866	13119	156	0	Scottish B.Soc
5.13%	£592.19	6.74%	£683.63	£30	Fixed	6.6%	26m	26m	£13,893	32937	207	30	NatWest
5.15%	£593.36	7.24%	£714.10	£0	Fixed	7.0%	24m	24m	£13,911	44966	23	0	Progressive B.Soc.

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.69%	£566.67	6.49%	£667.61	£15	Tracker	6.3%	24m	0m	£13,115	34490	75	15	Nationwide B.Soc
4.09%	£532.82	6.24%	£650.52	£999	Tracker	6.1%	24m	0m	£13,437	42361	344	999	HSBC Intermediary
4.91%	£579.36	6.74%	£682.62	£30	Tracker	6.5%	26m	26m	£13,585	20804	207	30	NatWest
4.06%	£531.16	5.74%	£621.95	£1,024	Tracker	5.7%	24m	0m	£13,602	43448	115	1024	Barclays
4.44%	£552.43	7.24%	£709.47	£995	Tracker	6.9%	27m	0m	£13,953	29828	313	995	TSB Bank

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 20 May 2026 at 01:41 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.