Best Buys

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	6.49%	£668.04	£15	Tracker	6.3%	24m	0m	£13,253	32676	75	15	Nationwide B.Soc
4.64%	£563.81	7.74%	£742.18	£0	Variable	7.3%	24m	24m	£13,381	36219	156	0	Scottish B.Soc
4.05%	£530.60	6.24%	£650.35	£999	Tracker	6.1%	24m	0m	£13,383	24097	344	999	HSBC Intermediary
4.04%	£530.05	5.74%	£621.86	£1,024	Tracker	5.7%	24m	0m	£13,575	26763	115	1024	Barclays
4.74%	£569.54	6.74%	£681.50	£30	Tracker	6.5%	27m	27m	£13,588	48315	207	30	NatWest

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
5.03%	£586.34	6.49%	£669.04	£15	Fixed	6.4%	24m	24m	£13,587	28571	75	15	Nationwide B.Soc
5.00%	£584.59	5.74%	£625.52	£25	Fixed	5.7%	26m	26m	£13,635	33883	115	25	Barclays
4.89%	£578.20	7.74%	£743.35	£0	Fixed	7.4%	24m	24m	£13,727	84264	156	0	Scottish B.Soc
5.05%	£587.51	7.24%	£713.66	£0	Fixed	7.0%	24m	24m	£13,770	72154	23	0	Progressive B.Soc.
5.26%	£599.23	7.24%	£713.16	£0	Fixed	7.0%	26m	26m	£13,882	51481	42	0	Halifax

Initial Rate	Initial Payment	Reverting Rate	Reverting Payment	Total Fees	Type	APRC	Initial Period (months)	Early Repayment Charge	2 Year Total Cost	SchemeID	BaselenderId	TotalFees	LenderName
4.79%	£572.42	6.49%	£668.04	£15	Tracker	6.3%	24m	0m	£13,253	32676	75	15	Nationwide B.Soc
4.05%	£530.60	6.24%	£650.35	£999	Tracker	6.1%	24m	0m	£13,383	24097	344	999	HSBC Intermediary
4.04%	£530.05	5.74%	£621.86	£1,024	Tracker	5.7%	24m	0m	£13,575	26763	115	1024	Barclays
4.74%	£569.54	6.74%	£681.50	£30	Tracker	6.5%	27m	27m	£13,588	48315	207	30	NatWest
4.14%	£535.60	6.50%	£665.79	£999	Tracker	6.3%	24m	0m	£13,828	64864	1	999	Santander

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.

Source: Mortgage Brain. This information was last revised on 25 Jul 2026 at 01:46 hours

Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.