Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.49%£399.473.59%£492.15£1,034Fixed3.2% APRC38m£15,245
1.39%£394.794.49%£533.77£1,007Fixed3.8% APRC36m£15,344
1.65%£406.803.59%£492.46£0Fixed3.1% APRC39m£15,545
1.99%£423.371.99%£423.37£265Variable2.0% APRC36m£15,656
2.09%£428.255.20%£576.59£220Variable4.5% APRC36m£15,767

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.49%£399.473.59%£492.15£1,034Fixed3.2% APRC38m£15,245
1.39%£394.794.49%£533.77£1,007Fixed3.8% APRC36m£15,344
1.65%£406.803.59%£492.46£0Fixed3.1% APRC39m£15,545
1.64%£406.553.59%£486.01£20Fixed2.9% APRC60m£15,797
2.09%£428.254.99%£565.80£464Fixed4.4% APRC36m£16,031

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.49%£448.112.49%£448.11£1,570Tracker2.7% APRC12m£17,797

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 08 Mar 2021 at 02:36 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.