Best Buy Table
Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.94%£420.944.24%£527.15£20Fixed3.7% APRC36m£14,739
2.19%£433.174.99%£566.50£25Variable4.3% APRC36m£15,519
1.55%£402.294.74%£550.19£1,007Fixed4.1% APRC36m£15,614
1.84%£416.114.24%£515.78£1,024Fixed3.4% APRC36m£15,704
1.90%£419.005.05%£565.83£8Fixed4.3% APRC39m£16,061

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.94%£420.944.24%£527.15£20Fixed3.7% APRC36m£14,739
1.55%£402.294.74%£550.19£1,007Fixed4.1% APRC36m£15,614
1.84%£416.114.24%£515.78£1,024Fixed3.4% APRC36m£15,704
1.90%£419.005.05%£565.83£8Fixed4.3% APRC39m£16,061
2.10%£428.745.74%£587.68£0Fixed4.3% APRC62m£16,526

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.14%£430.704.24%£519.91£1,019Tracker3.6% APRC0m£16,089
2.64%£455.702.64%£455.70£1,034Tracker2.8% APRC0m£17,414
2.49%£448.112.49%£448.11£2,034Tracker2.7% APRC24m£18,246
3.14%£481.533.14%£481.53£1,570Tracker3.3% APRC12m£19,000

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 22 Sep 2019 at 03:58 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.