Best Buy Table
Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.04%£425.804.24%£527.82£20Fixed3.7% APRC36m£14,914
2.19%£432.884.99%£565.89£25Variable4.3% APRC36m£15,509
2.29%£437.825.74%£605.64£199Fixed4.9% APRC36m£16,101
1.99%£423.114.45%£537.32£850Variable4.0% APRC36m£16,197
2.19%£432.884.74%£542.11£507Fixed3.8% APRC0m£16,216

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.04%£425.804.24%£527.82£20Fixed3.7% APRC36m£14,914
2.29%£437.825.74%£605.64£199Fixed4.9% APRC36m£16,101
2.19%£432.884.74%£542.11£507Fixed3.8% APRC0m£16,216
2.00%£423.595.05%£567.07£15Fixed4.3% APRC37m£16,314
2.49%£447.794.99%£567.98£265Fixed4.4% APRC36m£16,535

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.14%£430.702.14%£430.70£0Tracker2.2% APRC0m£15,570
2.64%£455.702.64%£455.70£1,034Tracker2.8% APRC0m£17,414
2.49%£447.792.49%£447.79£2,034Tracker2.7% APRC24m£18,234
3.14%£481.123.14%£481.12£1,570Tracker3.3% APRC12m£18,985

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 23 Feb 2019 at 02:41 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.