Best Buy Table
Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.59%£404.183.99%£512.62£1,019Fixed3.5% APRC36m£15,134
1.59%£403.973.99%£510.89£1,034Fixed3.5% APRC39m£18,357
1.64%£406.331.64%£406.33£1,007Variable1.7% APRC0m£15,760
1.64%£406.335.49%£586.90£999Fixed4.6% APRC37m£16,505
1.65%£406.804.90%£541.85£1,750Fixed3.8% APRC63m£19,242

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.59%£404.183.99%£512.62£1,019Fixed3.5% APRC36m£15,134
1.59%£403.973.99%£510.89£1,034Fixed3.5% APRC39m£18,357
1.64%£406.335.49%£586.90£999Fixed4.6% APRC37m£16,505
1.65%£406.804.90%£541.85£1,750Fixed3.8% APRC63m£19,242
1.69%£408.704.49%£537.18£1,007Fixed3.9% APRC38m£16,746

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
1.79%£413.713.99%£505.00£1,019Tracker3.3% APRC0m£15,478
1.99%£423.115.69%£584.55£35Tracker4.3% APRC60m£17,908
2.24%£435.342.24%£435.34£2,034Tracker2.4% APRC24m£17,786
2.39%£443.102.39%£443.10£999Tracker2.5% APRC0m£17,176
2.89%£468.142.89%£468.14£1,560Tracker3.1% APRC12m£18,508


This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Jan 2018 at 00:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.