Best Buy Table
Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.09%£428.254.24%£528.15£20Fixed3.8% APRC36m£15,002
1.99%£423.114.99%£564.47£25Variable4.3% APRC36m£15,157
2.09%£427.984.74%£540.95£507Fixed3.8% APRC0m£16,039
1.99%£423.114.45%£537.32£850Variable4.0% APRC36m£16,197
2.59%£452.832.59%£452.83£0Variable2.6% APRC0m£16,302

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.09%£428.254.24%£528.15£20Fixed3.8% APRC36m£15,002
2.09%£427.984.74%£540.95£507Fixed3.8% APRC0m£16,039
2.41%£443.785.99%£617.91£0Fixed5.1% APRC39m£16,570
1.96%£421.654.99%£559.79£525Fixed4.2% APRC39m£16,901
2.19%£432.885.74%£603.60£199Fixed4.9% APRC38m£16,916

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonEarly Repayment Charge3 Year Total Cost
2.14%£430.704.24%£519.91£1,019Tracker3.6% APRC0m£16,089
2.64%£455.702.64%£455.70£1,034Tracker2.8% APRC0m£17,414
2.49%£447.792.49%£447.79£2,034Tracker2.7% APRC24m£18,234
3.14%£481.123.14%£481.12£1,570Tracker3.3% APRC12m£18,985

This table is based on a property value of £200,000 and a mortgage secured against that property of £100,000 calculated on a capital and interest basis (repayment mortgage) over 25 years.
Source: Mortgage Brain. This information was last revised on 19 Nov 2018 at 02:52 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.