Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.25%£541.746.74%£679.90£0Fixed6.4% APRC25m25m£12,202£199,716
4.15%£536.156.24%£650.09£35Fixed6.0% APRC26m26m£12,483£191,680
4.30%£544.546.99%£695.32£15Fixed6.7% APRC24m24m£12,584£204,492
4.45%£553.007.24%£710.00£30Fixed6.9% APRC26m26m£12,802£208,448
4.38%£548.516.24%£651.09£30Fixed6.0% APRC24m24m£12,944£192,645

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.25%£541.746.74%£679.90£0Fixed6.4% APRC25m25m£12,202£199,716
4.15%£536.156.24%£650.09£35Fixed6.0% APRC26m26m£12,483£191,680
4.30%£544.546.99%£695.32£15Fixed6.7% APRC24m24m£12,584£204,492
4.45%£553.007.24%£710.00£30Fixed6.9% APRC26m26m£12,802£208,448
4.38%£548.516.24%£651.09£30Fixed6.0% APRC24m24m£12,944£192,645

Initial RateInitial PaymentReverting RateReverting PaymentTotal FeesTypeOverall Cost for ComparisonInitial Period (months)Early Repayment Charge2 Year Total CostTotal Amount Payable Over Term
4.75%£570.126.24%£653.35£35Tracker6.1% APRC24m24m£13,548£193,872
4.97%£582.847.24%£712.55£30Tracker7.0% APRC26m26m£13,768£210,173
4.44%£552.436.99%£695.97£1,014Tracker6.8% APRC24m0m£13,772£205,860
4.49%£555.276.74%£681.40£999Tracker6.6% APRC24m0m£13,825£201,892
5.25%£599.258.24%£776.01£35Tracker7.9% APRC24m0m£14,292£228,471

This table is based on a residential property value of £200,000 and a mortgage secured against that property of £100,000 (assuming no fees added), calculated on a capital & repayment basis (repayment mortgage) over a term of 25 years (300 monthly payments).
Source: Mortgage Brain. This information was last revised on 03 Jul 2025 at 03:00 hours
Disclaimer: This information does not contain all of the details you need to choose a mortgage. Interest rates can fluctuate and this could affect the amount payable by yourself.